RateCity.com.au
powering smart financial decisions
Aussie

Select Basic Fixed

Advertised Rate

2.54

% p.a

Fixed - 4 years

Comparison Rate*

2.46

% p.a

Maximum LVR
90%
Real Time Rating™

2.96

/ 5
Monthly Repayment

$1,577

based on $350,000 loan amount for 25 years at 2.54%

Advertised Rate

2.54

% p.a

Fixed - 4 years

Comparison Rate*

2.46

% p.a

Maximum LVR
90%
Real Time Rating™

2.96

/ 5
Monthly Repayment

$1,577

based on $350,000 loan amount for 25 years at 2.54%

Calculate your repayments for this loan

I'd like to borrow

$

Loan term

years

Your estimated repayment

$1,577

based on $350,000 loan amount for 25 years at 2.54%

Aussie home loans are available through brokers who can help find the right loan and manage your application at no charge.

Russel Gomes

Get expert advice from a home loans specialist.

In recent times, I found myself lucky to be employed in a Family-owned accountant firm. Before my departure, I've had the opportunity to meet the right network and create further opportunities. As time progressed, I became more intrigued with the financial sector and took a steady approach to get involved in the lending industry. I have completed my studies in Cert IV Finance and Mortgage Broking and hold accreditations with 40 different lenders, big and small, with which I have a good relationship. I don't shy away from complex scenarios and take what I know from each deal to improve my skills. I build on my strengths and work on my weaknesses by believing that communication and time management are the foundation for building my principles.

VIC3977

CRN: 532008

Quick home loan review

For Select Basic Home Loan Fixed (Principal and Interest) 4 Years (LVR 80%-90%)

These are the benefits of this home loan.

  • Lower than average interest rate
  • No ongoing fees
  • Split account option

These are the drawbacks of this home loan.

  • Limited extra repayments
  • No redraw and no offset
  • Loan reverts to higher rate after fixed period
  • Higher than average upfront fee
  • Discharge fee at end of loan
  • No repayment holidays

Home loan overview

For Select Basic Home Loan Fixed (Principal and Interest) 4 Years (LVR 80%-90%)

TMD

Details

Maximum LVR

90%

Total Repayments

Next LVR

Interest rate type

Fixed - 4 years

Borrowing range

Suitable for

Owner Occupiers

Loan term range

10 - 30 years

Principal & interest

Interest only

Applicable states

ACT, NSW, NT, QLD, SA, TAS, VIC, WA

Make repayments

Fortnightly, Monthly

Features

Extra repayments

Yes - limited to $10000 per year

Redraw facility

Split interest facility

Loan portable

Repayment holiday available

Allow guarantors

Available for first home buyers

Fees

Total estimated upfront fees

330

Application fee

0

Valuation fee

$0

Settlement fee

0

Other upfront fee

0

Ongoing fee

$0

Discharge fee

535

Application method

Online

Phone

In branch

Target Market Determination

Visit Aussie to view Target Market Determination.

Embed

FAQs

What is the minimum amount you can apply for?

The range you can borrow from this loan is $100k to $5,000,000.

What's the minimum deposit needed for this loan?

This loan option comes with a maximum loan-to-value ratio of 90 percent, which means it requires a minimum deposit of 10 percent

What's the maximum length for this loan?

Aussie allows you to have this loan for a range of 10 to 30 years.

How often can you make repayments?

Aussie allows you to make repayments to this loan option through one of the following repayment schedules: fortnightly, monthly.

How much will the upfront fees be for this loan?

While it could change based on your circumstances, RateCity estimates that this loan option comes with $330 worth of upfront fees.

Does this loan come with a redraw facility?

No, this loan doesn't come with a redraw facility.

How do you apply for this loan?

To apply for this loan, please contact Aussie.

Can a broker help me with this loan?

Yes, this Aussie loan is available through a broker. Find a broker to help you with your needs.