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Australian Unity

Health, Wealth and Happiness Package

Advertised Rate

4.51

% p.a

Variable

Comparison Rate*

4.88

% p.a

Maximum LVR
Less than 80%
Real Time Rating™

2.20

/ 5
Monthly Repayment

$1,669

based on $300,000 loan amount for 25 years at 4.51%

Advertised Rate

4.51

% p.a

Variable

Comparison Rate*

4.88

% p.a

Maximum LVR
Less than 80%
Real Time Rating™

2.20

/ 5
Monthly Repayment

$1,669

based on $300,000 loan amount for 25 years at 4.51%

Calculate your repayments for this loan

I'd like to borrow

$

Loan term

years

Your estimated repayment

$1,669

based on $300,000 loan amount for 25 years at 4.51%

Quick home loan review

For Health, Wealth & Happiness Package Home Loan - Standard (Interest Only) (LVR < 80%)

These are the benefits of this home loan.

  • No upfront fees
  • 100% full offset account
  • Parents can sign as guarantor
  • Extra repayments and redraw facility
  • Free redraw facility
  • Split account option

These are the drawbacks of this home loan.

  • Higher than average interest rate
  • Ongoing fee
  • Discharge fee at end of loan

Home loan overview

For Health, Wealth & Happiness Package Home Loan - Standard (Interest Only) (LVR < 80%)

Details

Maximum LVR

Less than 80%

Total Repayments

Interest rate type

Variable

Borrowing range

Suitable for

Owner Occupiers

Loan term range

1 - 30 years

Principal & interest

Interest only

Applicable states

ACT, NSW, NT, QLD, SA, TAS, VIC, WA

Make repayments

Fortnightly, Monthly, Weekly

Features

Extra repayments

Unlimited extra repayments

Redraw facility

Redraw fee: $0

Split interest facility

Loan portable

Repayment holiday available

Allow guarantors

Available for first home buyers

Fees

Total estimated upfront fees

0

Application fee

0

Valuation fee

$0

Settlement fee

0

Other upfront fee

0

Ongoing fee

$399 annually

Discharge fee

375

Application method

Online

Phone

Broker

In branch

Other Benefits

Annual Fee waived on credit card product, 10% discount on Australian Unity health insurance over for new customers, $100 once off Allianz insurance credit when home and contents policy is purchased through Australian Unity, 12 months of Emergency Home Assistance (value $123) free when you take out a new Allianz Home Building, Contents or Landlord policy through Australian Unity

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FAQs

What is the minimum amount you can apply for?

The range you can borrow from this loan is $200k to $2,500,000.

What's the minimum deposit needed for this loan?

This loan option comes with a maximum loan-to-value ratio of 79.99 percent, which means it requires a minimum deposit of 20.01 percent

What's the maximum length for this loan?

Australian Unity allows you to have this loan for a range of 1 to 30 years.

How often can you make repayments?

Australian Unity allows you to make repayments to this loan option through one of the following repayment schedules: fortnightly, monthly, weekly.

How much will the upfront fees be for this loan?

While it could change based on your circumstances, RateCity estimates that this loan option comes with $0 worth of upfront fees.

Does this loan come with a redraw facility?

Yes, this loan comes with a redraw, charged at $0 if you need to use it.

How do you apply for this loan?

To apply for this loan, please contact Australian Unity.