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Australian Unity

Wealth Builder Investor Package

Advertised Rate

3.30

% p.a

Fixed - 5 years

Comparison Rate*

3.41

% p.a

Maximum LVR
Less than 90%
Real Time Rating™

1.99

/ 5
Monthly Repayment

$1,470

based on $300,000 loan amount for 25 years at 3.30%

Advertised Rate

3.30

% p.a

Fixed - 5 years

Comparison Rate*

3.41

% p.a

Maximum LVR
Less than 90%
Real Time Rating™

1.99

/ 5
Monthly Repayment

$1,470

based on $300,000 loan amount for 25 years at 3.30%

Calculate your repayments for this loan

I'd like to borrow

$

Loan term

years

Your estimated repayment

$1,470

based on $300,000 loan amount for 25 years at 3.30%

Quick home loan review

For Wealth Builder Package Investment Loan Fixed (Principal and Interest) 5 Years (LVR < 90%)

These are the benefits of this home loan.

  • No upfront fees
  • Parents can sign as guarantor
  • Extra repayments and redraw facility
  • Free redraw facility
  • Split account option

These are the drawbacks of this home loan.

  • Higher than average interest rate
  • Loan reverts to higher rate after fixed period
  • Ongoing fee
  • Discharge fee at end of loan

Home loan overview

For Wealth Builder Package Investment Loan Fixed (Principal and Interest) 5 Years (LVR < 90%)

TMD

Details

Maximum LVR

Less than 90%

Total Repayments

Next LVR

Interest rate type

Fixed - 5 years

Borrowing range

Suitable for

Investors

Loan term range

1 - 30 years

Principal & interest

Interest only

Applicable states

ACT, NSW, NT, QLD, SA, TAS, VIC, WA

Make repayments

Fortnightly, Monthly, Weekly

Features

Extra repayments

Unlimited extra repayments

Redraw facility

Redraw fee: $0

Split interest facility

Loan portable

Repayment holiday available

Allow guarantors

Available for first home buyers

Fees

Total estimated upfront fees

0

Application fee

0

Valuation fee

$0

Settlement fee

0

Other upfront fee

0

Ongoing fee

$399 annually

Discharge fee

375

Application method

Online

Phone

Broker

In branch

Target Market Determination

Visit Australian Unity to view Target Market Determination.

Other Benefits

Annual Fee waived on credit card product, 10% discount on Australian Unity health insurance over for new customers, $100 once off Allianz insurance credit when landlord policy is purchased through Australian Unity, 12 months of Emergency Home Assistance (value $123) free when you take out a new Allianz Home Building, Contents or Landlord policy through Australian Unity.

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FAQs

What is the minimum amount you can apply for?

The range you can borrow from this loan is $200k to $2,500,000.

What's the minimum deposit needed for this loan?

This loan option comes with a maximum loan-to-value ratio of 89.99 percent, which means it requires a minimum deposit of 10.01 percent

What's the maximum length for this loan?

Australian Unity allows you to have this loan for a range of 1 to 30 years.

How often can you make repayments?

Australian Unity allows you to make repayments to this loan option through one of the following repayment schedules: fortnightly, monthly, weekly.

How much will the upfront fees be for this loan?

While it could change based on your circumstances, RateCity estimates that this loan option comes with $0 worth of upfront fees.

Does this loan come with a redraw facility?

Yes, this loan comes with a redraw, charged at $0 if you need to use it.

How do you apply for this loan?

To apply for this loan, please contact Australian Unity.