RateCity.com.au
powering smart financial decisions
Borrow amount

$300,000

Advertised Rate

2.70

% p.a

Fixed - 5 years

Loan term
25 Years
Repayment frequency
Monthly
Monthly Repayments
$1,376
Number of repayments
300
Total interest paid
$112,880
Total Repayments

$412,880

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Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Oct 2021$701.27$675.00$1,376.27$299,298.73
2Nov 2021$702.85$673.42$1,376.27$298,595.88
3Dec 2021$704.43$671.84$1,376.27$297,891.45
2021 Total$2,108.55$2,020.26$4,128.81
4Jan 2022$706.01$670.26$1,376.27$297,185.44
5Feb 2022$707.60$668.67$1,376.27$296,477.84
6Mar 2022$709.19$667.08$1,376.27$295,768.65
7Apr 2022$710.79$665.48$1,376.27$295,057.86
8May 2022$712.39$663.88$1,376.27$294,345.47
9Jun 2022$713.99$662.28$1,376.27$293,631.48
10Jul 2022$715.60$660.67$1,376.27$292,915.88
11Aug 2022$717.21$659.06$1,376.27$292,198.67
12Sep 2022$718.82$657.45$1,376.27$291,479.85
13Oct 2022$720.44$655.83$1,376.27$290,759.41
14Nov 2022$722.06$654.21$1,376.27$290,037.35
15Dec 2022$723.69$652.58$1,376.27$289,313.66
2022 Total$8,577.79$7,937.45$16,515.24
16Jan 2023$725.31$650.96$1,376.27$288,588.35
17Feb 2023$726.95$649.32$1,376.27$287,861.40
18Mar 2023$728.58$647.69$1,376.27$287,132.82
19Apr 2023$730.22$646.05$1,376.27$286,402.60
20May 2023$731.86$644.41$1,376.27$285,670.74
21Jun 2023$733.51$642.76$1,376.27$284,937.23
22Jul 2023$735.16$641.11$1,376.27$284,202.07
23Aug 2023$736.82$639.45$1,376.27$283,465.25
24Sep 2023$738.47$637.80$1,376.27$282,726.78
25Oct 2023$740.13$636.14$1,376.27$281,986.65
26Nov 2023$741.80$634.47$1,376.27$281,244.85
27Dec 2023$743.47$632.80$1,376.27$280,501.38
2023 Total$8,812.28$7,702.96$16,515.24
28Jan 2024$745.14$631.13$1,376.27$279,756.24
29Feb 2024$746.82$629.45$1,376.27$279,009.42
30Mar 2024$748.50$627.77$1,376.27$278,260.92
31Apr 2024$750.18$626.09$1,376.27$277,510.74
32May 2024$751.87$624.40$1,376.27$276,758.87
33Jun 2024$753.56$622.71$1,376.27$276,005.31
34Jul 2024$755.26$621.01$1,376.27$275,250.05
35Aug 2024$756.96$619.31$1,376.27$274,493.09
36Sep 2024$758.66$617.61$1,376.27$273,734.43
37Oct 2024$760.37$615.90$1,376.27$272,974.06
38Nov 2024$762.08$614.19$1,376.27$272,211.98
39Dec 2024$763.79$612.48$1,376.27$271,448.19
2024 Total$9,053.19$7,462.05$16,515.24
40Jan 2025$765.51$610.76$1,376.27$270,682.68
41Feb 2025$767.23$609.04$1,376.27$269,915.45
42Mar 2025$768.96$607.31$1,376.27$269,146.49
43Apr 2025$770.69$605.58$1,376.27$268,375.80
44May 2025$772.42$603.85$1,376.27$267,603.38
45Jun 2025$774.16$602.11$1,376.27$266,829.22
46Jul 2025$775.90$600.37$1,376.27$266,053.32
47Aug 2025$777.65$598.62$1,376.27$265,275.67
48Sep 2025$779.40$596.87$1,376.27$264,496.27
49Oct 2025$781.15$595.12$1,376.27$263,715.12
50Nov 2025$782.91$593.36$1,376.27$262,932.21
51Dec 2025$784.67$591.60$1,376.27$262,147.54
2025 Total$9,300.65$7,214.59$16,515.24
52Jan 2026$786.44$589.83$1,376.27$261,361.10
53Feb 2026$788.21$588.06$1,376.27$260,572.89
54Mar 2026$789.98$586.29$1,376.27$259,782.91
55Apr 2026$791.76$584.51$1,376.27$258,991.15
56May 2026$793.54$582.73$1,376.27$258,197.61
57Jun 2026$795.33$580.94$1,376.27$257,402.28
58Jul 2026$797.11$579.16$1,376.27$256,605.17
59Aug 2026$798.91$577.36$1,376.27$255,806.26
60Sep 2026$800.71$575.56$1,376.27$255,005.55
61Oct 2026$802.51$573.76$1,376.27$254,203.04
62Nov 2026$804.31$571.96$1,376.27$253,398.73
63Dec 2026$806.12$570.15$1,376.27$252,592.61
2026 Total$9,554.93$6,960.31$16,515.24
64Jan 2027$807.94$568.33$1,376.27$251,784.67
65Feb 2027$809.75$566.52$1,376.27$250,974.92
66Mar 2027$811.58$564.69$1,376.27$250,163.34
67Apr 2027$813.40$562.87$1,376.27$249,349.94
68May 2027$815.23$561.04$1,376.27$248,534.71
69Jun 2027$817.07$559.20$1,376.27$247,717.64
70Jul 2027$818.91$557.36$1,376.27$246,898.73
71Aug 2027$820.75$555.52$1,376.27$246,077.98
72Sep 2027$822.59$553.68$1,376.27$245,255.39
73Oct 2027$824.45$551.82$1,376.27$244,430.94
74Nov 2027$826.30$549.97$1,376.27$243,604.64
75Dec 2027$828.16$548.11$1,376.27$242,776.48
2027 Total$9,816.13$6,699.11$16,515.24
76Jan 2028$830.02$546.25$1,376.27$241,946.46
77Feb 2028$831.89$544.38$1,376.27$241,114.57
78Mar 2028$833.76$542.51$1,376.27$240,280.81
79Apr 2028$835.64$540.63$1,376.27$239,445.17
80May 2028$837.52$538.75$1,376.27$238,607.65
81Jun 2028$839.40$536.87$1,376.27$237,768.25
82Jul 2028$841.29$534.98$1,376.27$236,926.96
83Aug 2028$843.18$533.09$1,376.27$236,083.78
84Sep 2028$845.08$531.19$1,376.27$235,238.70
85Oct 2028$846.98$529.29$1,376.27$234,391.72
86Nov 2028$848.89$527.38$1,376.27$233,542.83
87Dec 2028$850.80$525.47$1,376.27$232,692.03
2028 Total$10,084.45$6,430.79$16,515.24
88Jan 2029$852.71$523.56$1,376.27$231,839.32
89Feb 2029$854.63$521.64$1,376.27$230,984.69
90Mar 2029$856.55$519.72$1,376.27$230,128.14
91Apr 2029$858.48$517.79$1,376.27$229,269.66
92May 2029$860.41$515.86$1,376.27$228,409.25
93Jun 2029$862.35$513.92$1,376.27$227,546.90
94Jul 2029$864.29$511.98$1,376.27$226,682.61
95Aug 2029$866.23$510.04$1,376.27$225,816.38
96Sep 2029$868.18$508.09$1,376.27$224,948.20
97Oct 2029$870.14$506.13$1,376.27$224,078.06
98Nov 2029$872.09$504.18$1,376.27$223,205.97
99Dec 2029$874.06$502.21$1,376.27$222,331.91
2029 Total$10,360.12$6,155.12$16,515.24
100Jan 2030$876.02$500.25$1,376.27$221,455.89
101Feb 2030$877.99$498.28$1,376.27$220,577.90
102Mar 2030$879.97$496.30$1,376.27$219,697.93
103Apr 2030$881.95$494.32$1,376.27$218,815.98
104May 2030$883.93$492.34$1,376.27$217,932.05
105Jun 2030$885.92$490.35$1,376.27$217,046.13
106Jul 2030$887.92$488.35$1,376.27$216,158.21
107Aug 2030$889.91$486.36$1,376.27$215,268.30
108Sep 2030$891.92$484.35$1,376.27$214,376.38
109Oct 2030$893.92$482.35$1,376.27$213,482.46
110Nov 2030$895.93$480.34$1,376.27$212,586.53
111Dec 2030$897.95$478.32$1,376.27$211,688.58
2030 Total$10,643.33$5,871.91$16,515.24
112Jan 2031$899.97$476.30$1,376.27$210,788.61
113Feb 2031$902.00$474.27$1,376.27$209,886.61
114Mar 2031$904.03$472.24$1,376.27$208,982.58
115Apr 2031$906.06$470.21$1,376.27$208,076.52
116May 2031$908.10$468.17$1,376.27$207,168.42
117Jun 2031$910.14$466.13$1,376.27$206,258.28
118Jul 2031$912.19$464.08$1,376.27$205,346.09
119Aug 2031$914.24$462.03$1,376.27$204,431.85
120Sep 2031$916.30$459.97$1,376.27$203,515.55
121Oct 2031$918.36$457.91$1,376.27$202,597.19
122Nov 2031$920.43$455.84$1,376.27$201,676.76
123Dec 2031$922.50$453.77$1,376.27$200,754.26
2031 Total$10,934.32$5,580.92$16,515.24
124Jan 2032$924.57$451.70$1,376.27$199,829.69
125Feb 2032$926.65$449.62$1,376.27$198,903.04
126Mar 2032$928.74$447.53$1,376.27$197,974.30
127Apr 2032$930.83$445.44$1,376.27$197,043.47
128May 2032$932.92$443.35$1,376.27$196,110.55
129Jun 2032$935.02$441.25$1,376.27$195,175.53
130Jul 2032$937.13$439.14$1,376.27$194,238.40
131Aug 2032$939.23$437.04$1,376.27$193,299.17
132Sep 2032$941.35$434.92$1,376.27$192,357.82
133Oct 2032$943.46$432.81$1,376.27$191,414.36
134Nov 2032$945.59$430.68$1,376.27$190,468.77
135Dec 2032$947.72$428.55$1,376.27$189,521.05
2032 Total$11,233.21$5,282.03$16,515.24
136Jan 2033$949.85$426.42$1,376.27$188,571.20
137Feb 2033$951.98$424.29$1,376.27$187,619.22
138Mar 2033$954.13$422.14$1,376.27$186,665.09
139Apr 2033$956.27$420.00$1,376.27$185,708.82
140May 2033$958.43$417.84$1,376.27$184,750.39
141Jun 2033$960.58$415.69$1,376.27$183,789.81
142Jul 2033$962.74$413.53$1,376.27$182,827.07
143Aug 2033$964.91$411.36$1,376.27$181,862.16
144Sep 2033$967.08$409.19$1,376.27$180,895.08
145Oct 2033$969.26$407.01$1,376.27$179,925.82
146Nov 2033$971.44$404.83$1,376.27$178,954.38
147Dec 2033$973.62$402.65$1,376.27$177,980.76
2033 Total$11,540.29$4,974.95$16,515.24
148Jan 2034$975.81$400.46$1,376.27$177,004.95
149Feb 2034$978.01$398.26$1,376.27$176,026.94
150Mar 2034$980.21$396.06$1,376.27$175,046.73
151Apr 2034$982.41$393.86$1,376.27$174,064.32
152May 2034$984.63$391.64$1,376.27$173,079.69
153Jun 2034$986.84$389.43$1,376.27$172,092.85
154Jul 2034$989.06$387.21$1,376.27$171,103.79
155Aug 2034$991.29$384.98$1,376.27$170,112.50
156Sep 2034$993.52$382.75$1,376.27$169,118.98
157Oct 2034$995.75$380.52$1,376.27$168,123.23
158Nov 2034$997.99$378.28$1,376.27$167,125.24
159Dec 2034$1,000.24$376.03$1,376.27$166,125.00
2034 Total$11,855.76$4,659.48$16,515.24
160Jan 2035$1,002.49$373.78$1,376.27$165,122.51
161Feb 2035$1,004.74$371.53$1,376.27$164,117.77
162Mar 2035$1,007.01$369.26$1,376.27$163,110.76
163Apr 2035$1,009.27$367.00$1,376.27$162,101.49
164May 2035$1,011.54$364.73$1,376.27$161,089.95
165Jun 2035$1,013.82$362.45$1,376.27$160,076.13
166Jul 2035$1,016.10$360.17$1,376.27$159,060.03
167Aug 2035$1,018.38$357.89$1,376.27$158,041.65
168Sep 2035$1,020.68$355.59$1,376.27$157,020.97
169Oct 2035$1,022.97$353.30$1,376.27$155,998.00
170Nov 2035$1,025.27$351.00$1,376.27$154,972.73
171Dec 2035$1,027.58$348.69$1,376.27$153,945.15
2035 Total$12,179.85$4,335.39$16,515.24
172Jan 2036$1,029.89$346.38$1,376.27$152,915.26
173Feb 2036$1,032.21$344.06$1,376.27$151,883.05
174Mar 2036$1,034.53$341.74$1,376.27$150,848.52
175Apr 2036$1,036.86$339.41$1,376.27$149,811.66
176May 2036$1,039.19$337.08$1,376.27$148,772.47
177Jun 2036$1,041.53$334.74$1,376.27$147,730.94
178Jul 2036$1,043.88$332.39$1,376.27$146,687.06
179Aug 2036$1,046.22$330.05$1,376.27$145,640.84
180Sep 2036$1,048.58$327.69$1,376.27$144,592.26
181Oct 2036$1,050.94$325.33$1,376.27$143,541.32
182Nov 2036$1,053.30$322.97$1,376.27$142,488.02
183Dec 2036$1,055.67$320.60$1,376.27$141,432.35
2036 Total$12,512.8$4,002.44$16,515.24
184Jan 2037$1,058.05$318.22$1,376.27$140,374.30
185Feb 2037$1,060.43$315.84$1,376.27$139,313.87
186Mar 2037$1,062.81$313.46$1,376.27$138,251.06
187Apr 2037$1,065.21$311.06$1,376.27$137,185.85
188May 2037$1,067.60$308.67$1,376.27$136,118.25
189Jun 2037$1,070.00$306.27$1,376.27$135,048.25
190Jul 2037$1,072.41$303.86$1,376.27$133,975.84
191Aug 2037$1,074.82$301.45$1,376.27$132,901.02
192Sep 2037$1,077.24$299.03$1,376.27$131,823.78
193Oct 2037$1,079.67$296.60$1,376.27$130,744.11
194Nov 2037$1,082.10$294.17$1,376.27$129,662.01
195Dec 2037$1,084.53$291.74$1,376.27$128,577.48
2037 Total$12,854.87$3,660.37$16,515.24
196Jan 2038$1,086.97$289.30$1,376.27$127,490.51
197Feb 2038$1,089.42$286.85$1,376.27$126,401.09
198Mar 2038$1,091.87$284.40$1,376.27$125,309.22
199Apr 2038$1,094.32$281.95$1,376.27$124,214.90
200May 2038$1,096.79$279.48$1,376.27$123,118.11
201Jun 2038$1,099.25$277.02$1,376.27$122,018.86
202Jul 2038$1,101.73$274.54$1,376.27$120,917.13
203Aug 2038$1,104.21$272.06$1,376.27$119,812.92
204Sep 2038$1,106.69$269.58$1,376.27$118,706.23
205Oct 2038$1,109.18$267.09$1,376.27$117,597.05
206Nov 2038$1,111.68$264.59$1,376.27$116,485.37
207Dec 2038$1,114.18$262.09$1,376.27$115,371.19
2038 Total$13,206.29$3,308.95$16,515.24
208Jan 2039$1,116.68$259.59$1,376.27$114,254.51
209Feb 2039$1,119.20$257.07$1,376.27$113,135.31
210Mar 2039$1,121.72$254.55$1,376.27$112,013.59
211Apr 2039$1,124.24$252.03$1,376.27$110,889.35
212May 2039$1,126.77$249.50$1,376.27$109,762.58
213Jun 2039$1,129.30$246.97$1,376.27$108,633.28
214Jul 2039$1,131.85$244.42$1,376.27$107,501.43
215Aug 2039$1,134.39$241.88$1,376.27$106,367.04
216Sep 2039$1,136.94$239.33$1,376.27$105,230.10
217Oct 2039$1,139.50$236.77$1,376.27$104,090.60
218Nov 2039$1,142.07$234.20$1,376.27$102,948.53
219Dec 2039$1,144.64$231.63$1,376.27$101,803.89
2039 Total$13,567.3$2,947.94$16,515.24
220Jan 2040$1,147.21$229.06$1,376.27$100,656.68
221Feb 2040$1,149.79$226.48$1,376.27$99,506.89
222Mar 2040$1,152.38$223.89$1,376.27$98,354.51
223Apr 2040$1,154.97$221.30$1,376.27$97,199.54
224May 2040$1,157.57$218.70$1,376.27$96,041.97
225Jun 2040$1,160.18$216.09$1,376.27$94,881.79
226Jul 2040$1,162.79$213.48$1,376.27$93,719.00
227Aug 2040$1,165.40$210.87$1,376.27$92,553.60
228Sep 2040$1,168.02$208.25$1,376.27$91,385.58
229Oct 2040$1,170.65$205.62$1,376.27$90,214.93
230Nov 2040$1,173.29$202.98$1,376.27$89,041.64
231Dec 2040$1,175.93$200.34$1,376.27$87,865.71
2040 Total$13,938.18$2,577.06$16,515.24
232Jan 2041$1,178.57$197.70$1,376.27$86,687.14
233Feb 2041$1,181.22$195.05$1,376.27$85,505.92
234Mar 2041$1,183.88$192.39$1,376.27$84,322.04
235Apr 2041$1,186.55$189.72$1,376.27$83,135.49
236May 2041$1,189.22$187.05$1,376.27$81,946.27
237Jun 2041$1,191.89$184.38$1,376.27$80,754.38
238Jul 2041$1,194.57$181.70$1,376.27$79,559.81
239Aug 2041$1,197.26$179.01$1,376.27$78,362.55
240Sep 2041$1,199.95$176.32$1,376.27$77,162.60
241Oct 2041$1,202.65$173.62$1,376.27$75,959.95
242Nov 2041$1,205.36$170.91$1,376.27$74,754.59
243Dec 2041$1,208.07$168.20$1,376.27$73,546.52
2041 Total$14,319.19$2,196.05$16,515.24
244Jan 2042$1,210.79$165.48$1,376.27$72,335.73
245Feb 2042$1,213.51$162.76$1,376.27$71,122.22
246Mar 2042$1,216.25$160.02$1,376.27$69,905.97
247Apr 2042$1,218.98$157.29$1,376.27$68,686.99
248May 2042$1,221.72$154.55$1,376.27$67,465.27
249Jun 2042$1,224.47$151.80$1,376.27$66,240.80
250Jul 2042$1,227.23$149.04$1,376.27$65,013.57
251Aug 2042$1,229.99$146.28$1,376.27$63,783.58
252Sep 2042$1,232.76$143.51$1,376.27$62,550.82
253Oct 2042$1,235.53$140.74$1,376.27$61,315.29
254Nov 2042$1,238.31$137.96$1,376.27$60,076.98
255Dec 2042$1,241.10$135.17$1,376.27$58,835.88
2042 Total$14,710.64$1,804.6$16,515.24
256Jan 2043$1,243.89$132.38$1,376.27$57,591.99
257Feb 2043$1,246.69$129.58$1,376.27$56,345.30
258Mar 2043$1,249.49$126.78$1,376.27$55,095.81
259Apr 2043$1,252.30$123.97$1,376.27$53,843.51
260May 2043$1,255.12$121.15$1,376.27$52,588.39
261Jun 2043$1,257.95$118.32$1,376.27$51,330.44
262Jul 2043$1,260.78$115.49$1,376.27$50,069.66
263Aug 2043$1,263.61$112.66$1,376.27$48,806.05
264Sep 2043$1,266.46$109.81$1,376.27$47,539.59
265Oct 2043$1,269.31$106.96$1,376.27$46,270.28
266Nov 2043$1,272.16$104.11$1,376.27$44,998.12
267Dec 2043$1,275.02$101.25$1,376.27$43,723.10
2043 Total$15,112.78$1,402.46$16,515.24
268Jan 2044$1,277.89$98.38$1,376.27$42,445.21
269Feb 2044$1,280.77$95.50$1,376.27$41,164.44
270Mar 2044$1,283.65$92.62$1,376.27$39,880.79
271Apr 2044$1,286.54$89.73$1,376.27$38,594.25
272May 2044$1,289.43$86.84$1,376.27$37,304.82
273Jun 2044$1,292.33$83.94$1,376.27$36,012.49
274Jul 2044$1,295.24$81.03$1,376.27$34,717.25
275Aug 2044$1,298.16$78.11$1,376.27$33,419.09
276Sep 2044$1,301.08$75.19$1,376.27$32,118.01
277Oct 2044$1,304.00$72.27$1,376.27$30,814.01
278Nov 2044$1,306.94$69.33$1,376.27$29,507.07
279Dec 2044$1,309.88$66.39$1,376.27$28,197.19
2044 Total$15,525.91$989.33$16,515.24
280Jan 2045$1,312.83$63.44$1,376.27$26,884.36
281Feb 2045$1,315.78$60.49$1,376.27$25,568.58
282Mar 2045$1,318.74$57.53$1,376.27$24,249.84
283Apr 2045$1,321.71$54.56$1,376.27$22,928.13
284May 2045$1,324.68$51.59$1,376.27$21,603.45
285Jun 2045$1,327.66$48.61$1,376.27$20,275.79
286Jul 2045$1,330.65$45.62$1,376.27$18,945.14
287Aug 2045$1,333.64$42.63$1,376.27$17,611.50
288Sep 2045$1,336.64$39.63$1,376.27$16,274.86
289Oct 2045$1,339.65$36.62$1,376.27$14,935.21
290Nov 2045$1,342.67$33.60$1,376.27$13,592.54
291Dec 2045$1,345.69$30.58$1,376.27$12,246.85
2045 Total$15,950.34$564.9$16,515.24
292Jan 2046$1,348.71$27.56$1,376.27$10,898.14
293Feb 2046$1,351.75$24.52$1,376.27$9,546.39
294Mar 2046$1,354.79$21.48$1,376.27$8,191.60
295Apr 2046$1,357.84$18.43$1,376.27$6,833.76
296May 2046$1,360.89$15.38$1,376.27$5,472.87
297Jun 2046$1,363.96$12.31$1,376.27$4,108.91
298Jul 2046$1,367.02$9.25$1,376.27$2,741.89
299Aug 2046$1,370.10$6.17$1,376.27$1,371.79
300Sep 2046$1,371.79$3.09$1,374.88$0.00
2046 Total$12,246.85$138.19$12,385.04