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Basic Home Loan
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2.60
% p.a
Variable
2.64
% p.a
$1,361
based on $300,000 loan amount for 25 years at 2.60%
On this page
2.60
% p.a
Variable
2.64
% p.a
$1,361
based on $300,000 loan amount for 25 years at 2.60%
Calculate your repayments for this loan
Your estimated repayment
$1,361
based on $300,000 loan amount for 25 years at 2.60%
Bank Australia home loans are available through brokers who can help find the right loan and manage your application at no charge.
MD ALI Kawser
Get expert advice from a home loans specialist.
I am Ali Kawser, a mortgage broker for 6 years and in the finance industry for 10 years. An investor myself, I have bought my first property in 2016 and owned investment property in 2018. I work from my home office, love to have a balance between work and family. I have helped many of my clients to achieve their dream to purchase their first property, also to purchase investment properties for a better retirement. Most of my meetings and appointments with clients are after hours, means you don't have to hurry to meet the schedule. Through a mortgage broker like myself, you'll have a choice of over 40 lenders including the big four for your convenience. Give us a call, you'll have a better experience!
Response time: in 31 minutes | Our brokers call during business hours between 9.00am to 6.00pm.
$1,147
based on $300,000 loan amount for 25 years at 1.85%
Quick home loan review
For Basic Home Loan (LVR 60%-70%)
These are the benefits of this home loan.
- Lower than average interest rate
- No upfront or ongoing fees
- Parents can sign as guarantor
- Extra repayments and redraw facility
- Free redraw facility
- Split account option
These are the drawbacks of this home loan.
- No offset account
- Discharge fee at end of loan
- Maximum loan amount is limited to 70% of the property's value
Home loan overview
For Basic Home Loan (LVR 60%-70%)
- Details
- Features
- Fees
- Application method
Details
Maximum LVR 70% | Total Repayments $408,300 |
Interest rate type Variable | |
Borrowing range
$10k
-
$100m
| Suitable for Owner Occupiers |
Loan term range 1 - 30 years | Principal & interest |
Interest only | Applicable states ACT, NSW, NT, QLD, SA, TAS, VIC, WA |
Features
Extra repayments Unlimited extra repayments | Offset account No |
Redraw facility Redraw fee: $0 | Split interest facility |
Loan portable | Repayment holiday available |
Allow guarantors | Available for first home buyers |
Fees
Total estimated upfront fees 0 | Application fee 0 |
Legal fee $0 | Valuation fee $0 |
Settlement fee 0 | Other upfront fee 0 |
Ongoing fee $0 | Discharge fee 250 |
Application method
Online | Phone |
Broker | In branch |
Other Benefits
Eligible for a 0.40% p.a. discount off your interest rate for up to five years on buying or building a NatHERS rated 7 Star or higher home, or planning sustainable upgrades
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