Important disclosure

5.94
% p.a
Fixed - 4 years
4.37
% p.a
$1,922
based on $300,000 loan amount for 25 years at 5.94%
Calculate your repayments for this loan
Your estimated repayment
$1,922
based on $300,000 loan amount for 25 years at 5.94%
Bank First home loans are available through brokers who can help find the right loan and manage your application at no charge.
Andrew Walmsley
Get expert advice from a home loans specialist.
Welcome to Grange Finance Pty Ltd established in 2004. We offer you a personalized solution to meet your financial needs from an array of over 40 lenders. We have our own Australian Credit Licence (386734) and serve clients all over Australia. We look after clients from First Home buyers to Investors with multiple properties. We specialise in refinances and self employed people. If your credit is not so clean we can assist in that space also. In these times we actively review your home loan to ensure you are on the best possible rate and repayment for your circumstances. Andrew has a degree in finance and is in regular contact with the lender panel and Mortgage events to ensure he is abreast of the market. He is also a keen cyclist and traveller. Contact us now with your scenario and lets work out a solution together.
ACL: 386734
Eric Dong
Get expert advice from a home loans specialist.
We want to help our clients create lives they love through financial control and empowerment. Only after we’ve listened to what our clients are trying to achieve, and understood their unique set of circumstances do we start devising bespoke solutions for them. We do the legwork, running around and hard work, you will never have a headache for a competitive interest rate or a simplization of the loan process. We will provide expert guidance and help along the whole way from our initial meeting. We have two consultation fee options for both commercial and residential lending advice.
CRN: 429699
Jurad Blanusa
Get expert advice from a home loans specialist.
Loanscope sets the standard for finance broking in Australia by delivering what we promise: quality service, expert advice and tailored loans at low, low rates. We: - Offer tailored, personalised services - Take a long-term approach - Compare home loans from more than 30+ different lenders - Provide expert advice - Have an impressive track record for home loan approvals - Make the process simple - Offer after-hours appointments as required - Always have your best interests at heart - Are members of the Finance Brokers Association of Australia. As a growing finance brokerage, Loanscope has built a strong reputation and forged close relationships with the major banks, non-bank lenders and non-conforming lenders. We have hundreds of home loan packages at our fingertips and the expertise to find one to meet your current needs and future financial aspirations. We can recommend reputable conveyancers, accountants, financial planners and other professionals to complement our service.
CRN: 424779

Variable Home Loan
3.10
% p.a
Variable
3.12
% p.a
Enjoy a competitive interest rate home loan with helpful features and no ongoing fees
Quick home loan review
For Fixed Complete Home Loan 4 Years (LVR < 80%)
These are the benefits of this home loan.
- No ongoing fees
- Parents can sign as guarantor
- Extra repayments and redraw facility
- Free redraw facility
- Split account option
These are the drawbacks of this home loan.
- Limited extra repayments
- No offset account
- Higher than average interest rate
- Loan reverts to higher rate after fixed period
- Higher than average upfront fee
- Discharge fee at end of loan
Home loan overview
For Fixed Complete Home Loan 4 Years (LVR < 80%)
- Details
- Features
- Fees
- Application method
Details
Maximum LVR 80% | Total Repayments $576,600 |
Interest rate type Fixed - 4 years | |
Borrowing range
$50k
-
$100m
| Suitable for Owner Occupiers |
Loan term range 1 - 30 years | Principal & interest |
Interest only | Applicable states ACT, NSW, NT, QLD, SA, TAS, VIC, WA |
Features
Extra repayments Yes - limited to $30000 | Offset account No |
Redraw facility Redraw fee: $0 | Split interest facility |
Loan portable | Repayment holiday available |
Allow guarantors | Available for first home buyers |
Fees
Total estimated upfront fees 300 | Application fee 300 |
Legal fee $0 | Valuation fee $0 |
Settlement fee 0 | Other upfront fee 0 |
Ongoing fee $0 | Discharge fee 395 |
Application method
Online | Phone |
Broker | In branch |
Target Market Determination
Visit Bank First to view Target Market Determination.
Other Benefits
First Home Buyer loans offer up to 98% LVR for "Niche" borrowers
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