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  3. Bank First
  4. Fixed Complete Home Loan 4 Years (LVR < 80%)

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Bank First

Complete Home Loan

Advertised Rate

2.84

% p.a

Fixed - 4 years

Comparison Rate*

3.19

% p.a

Maximum LVR
80%
Real Time Rating™

2.72

/ 5
Monthly Repayment

$1,398

based on $300,000 loan amount for 25 years at 2.84%

Advertised Rate

2.84

% p.a

Fixed - 4 years

Comparison Rate*

3.19

% p.a

Maximum LVR
80%
Real Time Rating™

2.72

/ 5
Monthly Repayment

$1,398

based on $300,000 loan amount for 25 years at 2.84%

Calculate your repayments for this loan

I'd like to borrow

$

Loan term

years

Your estimated repayment

$1,398

based on $300,000 loan amount for 25 years at 2.84%

Bank First home loans are available through brokers who can help find the right loan and manage your application at no charge.

Daniel Tetlaw

Get expert advice from a home loans specialist.

I enjoy working with clients to understand their goals and deliver great outcomes for their unique situations. This requires flexibility, dotting every ‘i’, crossing every ‘t’, and striving to over deliver on my clients’ needs and expectations.

WA6027

CRN: 528660

loans.com.au

Smart Booster Home Loan Discounted Variable - 2yr

  • Interest rates ranked in the best 20%

  • No ongoing fees

Advertised Rate

1.85

% p.a

Intro 24 months

Comparison Rate*

2.21

% p.a

Real Time Rating™

4.02

/ 5
Monthly Repayment

$1,147

based on $300,000 loan amount for 25 years at 1.85%

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More Features
Promoted

Quick home loan review

For Fixed Complete Home Loan 4 Years (LVR < 80%)

These are the benefits of this home loan.

  • Lower than average interest rate
  • No ongoing fees
  • Parents can sign as guarantor
  • Extra repayments and redraw facility
  • Free redraw facility
  • Split account option

These are the drawbacks of this home loan.

  • Limited extra repayments
  • No offset account
  • Loan reverts to higher rate after fixed period
  • Higher than average upfront fee
  • Discharge fee at end of loan

Home loan overview

For Fixed Complete Home Loan 4 Years (LVR < 80%)

Details

Maximum LVR

80%

Total Repayments

$419,400

View repayment schedule »

Next LVR

3.04% for max LVR 90%

Interest rate type

Fixed - 4 years

Borrowing range

$50k - $100m
Calculate how much you can borrow

Suitable for

Owner Occupiers

Loan term range

1 - 30 years

Principal & interest

Interest only

Applicable states

ACT, NSW, NT, QLD, SA, TAS, VIC, WA

Make repayments

Fortnightly, Monthly, Weekly

Features

Extra repayments

Yes - limited to $30000

Redraw facility

Redraw fee: $0

Split interest facility

Loan portable

Repayment holiday available

Allow guarantors

Available for first home buyers

Fees

Total estimated upfront fees

300

Application fee

300

Legal fee

$0

Valuation fee

$0

Settlement fee

0

Other upfront fee

0

Ongoing fee

$0

Discharge fee

395

Application method

Online

Phone

Broker

Talk to an expert

In branch

Other Benefits

First Home Buyer loans offer up to 98% LVR for "Niche" borrowers

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Compare and review home loans with similar features

Home Loans News

Some of the best home loans for owner occupiers in July 2021

Recent figures from the Australian Bureau of Statistics (ABS) show that while investor lending has skyrocketed in recent months, the value of owner-occupier lending only saw moderate month-on-month gains. What’s more, the number of owner-occupier first home buyer loans has dropped for the fourth month in a row, while the value of first home buyer lending is up, reflecting Australia’s rising property prices.

Mark Bristow

-

12/07/2021

-

3 min read

The emotional cost of buying your first home

A recent report has revealed that a significant percentage of Australia’s first home buyers (FHBs) are under financial and emotional stress, with some ‘losing hope altogether’, and others believing that seeking help from their family is a sign that they have ‘failed.’

Mark Bristow

-

31/08/2021

-

4 min read

External refinancing soars as first home buyers drop like flies

The value of external refinancing has hit another high in the month of July as mortgage holders chase better home loan rates.

Laine Gordon

-

02/09/2021

-

4 min read

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FAQs

What is the minimum amount you can apply for?

The range you can borrow from this loan is $50k to $99,999,999.

What's the minimum deposit needed for this loan?

This loan option comes with a maximum loan-to-value ratio of 80 percent, which means it requires a minimum deposit of 20 percent

What's the maximum length for this loan?

Bank First allows you to have this loan for a range of 1 to 30 years.

How often can you make repayments?

Bank First allows you to make repayments to this loan option through one of the following repayment schedules: fortnightly, monthly, weekly.

How much will the upfront fees be for this loan?

While it could change based on your circumstances, RateCity estimates that this loan option comes with $300 worth of upfront fees.

Does this loan come with a redraw facility?

Yes, this loan comes with a redraw, charged at $0 if you need to use it.

Where can you apply for this loan?

Bank First makes it possible to apply for this product online. Apply here.

Can a broker help me with this loan?

Yes, this Bank First loan is available through a broker. Find a broker to help you with your needs.
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