Bank First Premier Package Home Loan Fixed 4 Years (LVR 80%-95%) | Review & Compare Home Loans

Premier Package Home Loan

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Interest Rate

2.84

% p.a

Fixed - 4 years

Comparison Rate*

3.44

% p.a

Maximum LVR

90%

Real Time Rating™

Monthly Repayment

$1,398

based on $300,000 loan amount for 25 years at 2.84%

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Summary
Features & fees
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Interest Rate

2.84

% p.a

Fixed - 4 years

Comparison Rate*

3.44

% p.a

Maximum LVR

90%

Real Time Rating™

Monthly Repayment

$1,398

based on $300,000 loan amount for 25 years at 2.84%

Calculate your repayments for this loan

Your estimated repayment

$1,398

based on $300,000 loan amount for 25 years at 2.84%

Based on your details, you can compare and save on the following home loans

TMD

Monthly Repayment

$1,311

based on $300,000 loan amount for 25 years at 2.27%

Interest Rate

2.27

% p.a

Fixed - 2 years

Comparison Rate*

2.69

% p.a

Interest rates ranked in the best 20%
Extra repayments and redraw facility
Free redraw facility
Split account option

Real Time Rating™

More Features

Monthly Repayment

$1,308

based on $300,000 loan amount for 25 years at 1.85%

Interest Rate

1.85

% p.a

Intro 24 months

Comparison Rate*

2.21

% p.a

Interest rates ranked in the best 20%
No ongoing fees
Extra repayments and redraw facility
Free redraw facility

Real Time Rating™

More Features

Monthly Repayment

$1,256

based on $300,000 loan amount for 25 years at 1.89%

Interest Rate

1.89

% p.a

Variable

Comparison Rate*

1.89

% p.a

Interest rates ranked in the best 20%
No upfront or ongoing fees
100% full offset account
Extra repayments and redraw facility

Real Time Rating™

More Features

Quick home loan review

For Premier Package Home Loan Fixed 4 Years (LVR 80%-90%)

These are the benefits of this home loan.

Lower than average interest rate
No upfront fees
Parents can sign as guarantor
Extra repayments and redraw facility
Free redraw facility
Split account option

These are the drawbacks of this home loan.

Limited extra repayments
No offset account
Loan reverts to higher rate after fixed period
Ongoing fee
Discharge fee at end of loan

Home loan overview

For Premier Package Home Loan Fixed 4 Years (LVR 80%-90%)

TMD

Details
Features
Fees
Application method

Details

Maximum LVR 90%	Total Repayments $419,400 View repayment schedule »
Next LVR 2.84% for max LVR 95%	Interest rate type Fixed - 4 years
Borrowing range $50k - $100m Calculate how much you can borrow	Suitable for Owner Occupiers
Loan term range 1 - 30 years	Principal & interest
Interest only	Applicable states ACT, NSW, NT, QLD, SA, TAS, VIC, WA
Make repayments Fortnightly, Monthly, Weekly

Features

Extra repayments Yes - limited to $30000	Offset account No
Redraw facility Redraw fee: $0	Split interest facility
Loan portable	Repayment holiday available
Allow guarantors	Available for first home buyers

Fees

Total estimated upfront fees 0	Application fee 0
Legal fee $0	Valuation fee $0
Settlement fee 0	Other upfront fee 0
Ongoing fee $390 annually	Discharge fee 395

Application method

Online Compare	Phone
Broker Talk to an expert	In branch

Target Market Determination

Visit Bank First to view Target Market Determination.

Other Benefits

First Home Buyer loans offer up to 98% LVR for "Niche" borrowers. No annual fee for Visa Platinum Credit Card. Personal loan establishment fee will be waived. Discounts on premium CGU insurance policies.

Compare and review home loans with similar features

TMD

Interest Rate

3.29

% p.a

Fixed - 4 years

Comparison Rate*

2.94

% p.a

100% full offset account
Parents can sign as guarantor
Extra repayments and redraw facility
Free redraw facility

Real Time Rating™

Interest Rate

3.19

% p.a

Fixed - 4 years

Comparison Rate*

3.12

% p.a

Lower than average interest rate
No upfront fees
100% full offset account
Parents can sign as guarantor

Real Time Rating™

Interest Rate

3.44

% p.a

Fixed - 4 years

Comparison Rate*

3.75

% p.a

Cashback

Refinance and get $3,000 cashback for new Owner Occupier and Investment Loans. Terms and Conditions apply.* ~ Ends in about 1 month

Real Time Rating™

Interest Rate

3.19

% p.a

Fixed - 4 years

Comparison Rate*

3.12

% p.a

Lower than average interest rate
100% full offset account
Parents can sign as guarantor
Split account option

Real Time Rating™

FAQs

The range you can borrow from this loan is $50k to $99,999,999.

This loan option comes with a maximum loan-to-value ratio of 90 percent, which means it requires a minimum deposit of 10 percent

Bank First allows you to have this loan for a range of 1 to 30 years.

Bank First allows you to make repayments to this loan option through one of the following repayment schedules: fortnightly, monthly, weekly.

While it could change based on your circumstances, RateCity estimates that this loan option comes with $0 worth of upfront fees.

Yes, this loan comes with a redraw, charged at $0 if you need to use it.

Bank First makes it possible to apply for this product online. Apply here.

Yes, this Bank First loan is available through a broker. Find a broker to help you with your needs.

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