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Premier Package Home Loan
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6.04
% p.a
Fixed - 4 years
5.01
% p.a
$1,940
based on $300,000 loan amount for 25 years at 6.04%
On this page
6.04
% p.a
Fixed - 4 years
5.01
% p.a
$1,940
based on $300,000 loan amount for 25 years at 6.04%
Calculate your repayments for this loan
Your estimated repayment
$1,940
based on $300,000 loan amount for 25 years at 6.04%
Bank First home loans are available through brokers who can help find the right loan and manage your application at no charge.
Alex El Daghar
Get expert advice from a home loans specialist.
Your Digital Mortgage Broker & Trusted Adviser. My role - one I am passionate about - is to work in your best interests. I’ll be with you for the long haul, fighting for the fittest rate on the market that matches your needs and goals, not the first product on the shelf.
CRN: 538115
Emmanuel Guignard
Get expert advice from a home loans specialist.
Emmanuel Guignard is Loanscope's Senior Mortgage Broker and Director. Emmanuel founded Loanscope after many years as a relationship manager at CBA and Bank of Melbourne, knowing he had far greater potential to offer the best solutions to his clients, as an independent broker. His experience in the broking, finance and banking industry spans 15 years, and during this time, Emmanuel has found excellent finance solutions for all kinds of clients, from first home buyers to investors with large property portfolios. Is the situation complex? No problem! Multiple properties, trusts, companies, and SMSF loans are all part of his day to day work. Emmanuel takes the time to fully understand your individual situation and tailors recommendations accordingly. It's quite the opposite of a one size fits all approach. Your best interests are his priority and he will leave no stone unturned to find the lender and product that is the right fit for you.
CRN: 424779
$1,207
based on $300,000 loan amount for 25 years at 2.64%
Quick home loan review
For Premier Package Home Loan Fixed 4 Years (LVR 80%-90%)
These are the benefits of this home loan.
- No upfront fees
- Parents can sign as guarantor
- Extra repayments and redraw facility
- Free redraw facility
- Split account option
These are the drawbacks of this home loan.
- Limited extra repayments
- No offset account
- Higher than average interest rate
- Loan reverts to higher rate after fixed period
- Ongoing fee
- Discharge fee at end of loan
Home loan overview
For Premier Package Home Loan Fixed 4 Years (LVR 80%-90%)
- Details
- Features
- Fees
- Application method
Details
Maximum LVR 90% | Total Repayments $582,000 |
Interest rate type Fixed - 4 years | |
Borrowing range
$50k
-
$100m
| Suitable for Owner Occupiers |
Loan term range 1 - 30 years | Principal & interest |
Interest only | Applicable states ACT, NSW, NT, QLD, SA, TAS, VIC, WA |
Features
Extra repayments Yes - limited to $30000 | Offset account No |
Redraw facility Redraw fee: $0 | Split interest facility |
Loan portable | Repayment holiday available |
Allow guarantors | Available for first home buyers |
Fees
Total estimated upfront fees 0 | Application fee 0 |
Legal fee $0 | Valuation fee $0 |
Settlement fee 0 | Other upfront fee 0 |
Ongoing fee $390 annually | Discharge fee 395 |
Application method
Online | Phone |
Broker | In branch |
Target Market Determination
Visit Bank First to view Target Market Determination.
Other Benefits
First Home Buyer loans offer up to 98% LVR for "Niche" borrowers. No annual fee for Visa Platinum Credit Card. Personal loan establishment fee will be waived. Discounts on premium CGU insurance policies.
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