Complete Home Loan (First Home Buyer) (LVR 80%-90%)
- Last updated on 01 Apr 2020
Discount Variable Home Loan
specialRate cut to 2.59% p.a effective on 3 April 2020
Make the move to UBank's award winning home loan
Owner Occupier Discounted Variable Rate
based on $300,000 loan amount for 25 years
- No upfront or ongoing fees
- 100% full offset account
- Parents can sign as guarantor
- Extra repayments + redraw services
- Discharge fee at end of loan
- Repayments may increase if RBA raises rates
Interest rate structure
$5k - $100m
Principal & interest
Loan term range
1 - 30 years
100% offset account
Unlimited extra repayments
Redraw fee: $0
Allows split interest
ACT, NSW, NT, QLD, SA, TAS, VIC, WA
Estimated upfront fees
Minimum SMSF Amount
Pre-approved Visa Classic Card, Visa Platinum Credit Card has no annual fee
Compare and review home loans with similar features
Bank First, formerly known as Victoria Teachers Mutual Bank, is a mutually-owned baking institution established in 1972.
While it was initially set up by teachers to service people working in the education sector, it is now open to anyone.
It offers a range of financial services products, including transaction accounts, savings accounts, insurance products and a range of personal and home loans.
Bank First Home Loan Calculator
Interested in a Bank First home loan? RateCity has a suite of calculators that can show you what your repayments would be and how Bank First compares to its competitors. Simply plug in your borrowing amount below.