Complete Home Loan (First Home Buyer) (LVR 80%-98%) from Bank First

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.
Borrow amount
$250,000
Advertised rate
3.86%
Variable
Loan term
over 25 years
Repayment Frequency
Monthly
Monthly repayment
$1,300
Number of Repayments
300
Total Interest Paid
$140,000
Total repayments
$390,000
DatePrincipleInterestPaymentBalance
2019 Total$0$0$0
1Jan 2020$496.17$804.17$1,300.34$249,503.83
2Feb 2020$497.77$802.57$1,300.34$249,006.06
3Mar 2020$499.37$800.97$1,300.34$248,506.69
4Apr 2020$500.98$799.36$1,300.34$248,005.71
5May 2020$502.59$797.75$1,300.34$247,503.12
6Jun 2020$504.20$796.14$1,300.34$246,998.92
7Jul 2020$505.83$794.51$1,300.34$246,493.09
8Aug 2020$507.45$792.89$1,300.34$245,985.64
9Sep 2020$509.09$791.25$1,300.34$245,476.55
10Oct 2020$510.72$789.62$1,300.34$244,965.83
11Nov 2020$512.37$787.97$1,300.34$244,453.46
12Dec 2020$514.01$786.33$1,300.34$243,939.45
2020 Total$6,060.55$9,543.53$15,604.08
13Jan 2021$515.67$784.67$1,300.34$243,423.78
14Feb 2021$517.33$783.01$1,300.34$242,906.45
15Mar 2021$518.99$781.35$1,300.34$242,387.46
16Apr 2021$520.66$779.68$1,300.34$241,866.80
17May 2021$522.34$778.00$1,300.34$241,344.46
18Jun 2021$524.02$776.32$1,300.34$240,820.44
19Jul 2021$525.70$774.64$1,300.34$240,294.74
20Aug 2021$527.39$772.95$1,300.34$239,767.35
21Sep 2021$529.09$771.25$1,300.34$239,238.26
22Oct 2021$530.79$769.55$1,300.34$238,707.47
23Nov 2021$532.50$767.84$1,300.34$238,174.97
24Dec 2021$534.21$766.13$1,300.34$237,640.76
2021 Total$6,298.69$9,305.39$15,604.08
25Jan 2022$535.93$764.41$1,300.34$237,104.83
26Feb 2022$537.65$762.69$1,300.34$236,567.18
27Mar 2022$539.38$760.96$1,300.34$236,027.80
28Apr 2022$541.12$759.22$1,300.34$235,486.68
29May 2022$542.86$757.48$1,300.34$234,943.82
30Jun 2022$544.60$755.74$1,300.34$234,399.22
31Jul 2022$546.36$753.98$1,300.34$233,852.86
32Aug 2022$548.11$752.23$1,300.34$233,304.75
33Sep 2022$549.88$750.46$1,300.34$232,754.87
34Oct 2022$551.65$748.69$1,300.34$232,203.22
35Nov 2022$553.42$746.92$1,300.34$231,649.80
36Dec 2022$555.20$745.14$1,300.34$231,094.60
2022 Total$6,546.16$9,057.92$15,604.08
37Jan 2023$556.99$743.35$1,300.34$230,537.61
38Feb 2023$558.78$741.56$1,300.34$229,978.83
39Mar 2023$560.57$739.77$1,300.34$229,418.26
40Apr 2023$562.38$737.96$1,300.34$228,855.88
41May 2023$564.19$736.15$1,300.34$228,291.69
42Jun 2023$566.00$734.34$1,300.34$227,725.69
43Jul 2023$567.82$732.52$1,300.34$227,157.87
44Aug 2023$569.65$730.69$1,300.34$226,588.22
45Sep 2023$571.48$728.86$1,300.34$226,016.74
46Oct 2023$573.32$727.02$1,300.34$225,443.42
47Nov 2023$575.16$725.18$1,300.34$224,868.26
48Dec 2023$577.01$723.33$1,300.34$224,291.25
2023 Total$6,803.35$8,800.73$15,604.08
49Jan 2024$578.87$721.47$1,300.34$223,712.38
50Feb 2024$580.73$719.61$1,300.34$223,131.65
51Mar 2024$582.60$717.74$1,300.34$222,549.05
52Apr 2024$584.47$715.87$1,300.34$221,964.58
53May 2024$586.35$713.99$1,300.34$221,378.23
54Jun 2024$588.24$712.10$1,300.34$220,789.99
55Jul 2024$590.13$710.21$1,300.34$220,199.86
56Aug 2024$592.03$708.31$1,300.34$219,607.83
57Sep 2024$593.93$706.41$1,300.34$219,013.90
58Oct 2024$595.85$704.49$1,300.34$218,418.05
59Nov 2024$597.76$702.58$1,300.34$217,820.29
60Dec 2024$599.68$700.66$1,300.34$217,220.61
2024 Total$7,070.64$8,533.44$15,604.08
61Jan 2025$601.61$698.73$1,300.34$216,619.00
62Feb 2025$603.55$696.79$1,300.34$216,015.45
63Mar 2025$605.49$694.85$1,300.34$215,409.96
64Apr 2025$607.44$692.90$1,300.34$214,802.52
65May 2025$609.39$690.95$1,300.34$214,193.13
66Jun 2025$611.35$688.99$1,300.34$213,581.78
67Jul 2025$613.32$687.02$1,300.34$212,968.46
68Aug 2025$615.29$685.05$1,300.34$212,353.17
69Sep 2025$617.27$683.07$1,300.34$211,735.90
70Oct 2025$619.26$681.08$1,300.34$211,116.64
71Nov 2025$621.25$679.09$1,300.34$210,495.39
72Dec 2025$623.25$677.09$1,300.34$209,872.14
2025 Total$7,348.47$8,255.61$15,604.08
73Jan 2026$625.25$675.09$1,300.34$209,246.89
74Feb 2026$627.26$673.08$1,300.34$208,619.63
75Mar 2026$629.28$671.06$1,300.34$207,990.35
76Apr 2026$631.30$669.04$1,300.34$207,359.05
77May 2026$633.34$667.00$1,300.34$206,725.71
78Jun 2026$635.37$664.97$1,300.34$206,090.34
79Jul 2026$637.42$662.92$1,300.34$205,452.92
80Aug 2026$639.47$660.87$1,300.34$204,813.45
81Sep 2026$641.52$658.82$1,300.34$204,171.93
82Oct 2026$643.59$656.75$1,300.34$203,528.34
83Nov 2026$645.66$654.68$1,300.34$202,882.68
84Dec 2026$647.73$652.61$1,300.34$202,234.95
2026 Total$7,637.19$7,966.89$15,604.08
85Jan 2027$649.82$650.52$1,300.34$201,585.13
86Feb 2027$651.91$648.43$1,300.34$200,933.22
87Mar 2027$654.00$646.34$1,300.34$200,279.22
88Apr 2027$656.11$644.23$1,300.34$199,623.11
89May 2027$658.22$642.12$1,300.34$198,964.89
90Jun 2027$660.34$640.00$1,300.34$198,304.55
91Jul 2027$662.46$637.88$1,300.34$197,642.09
92Aug 2027$664.59$635.75$1,300.34$196,977.50
93Sep 2027$666.73$633.61$1,300.34$196,310.77
94Oct 2027$668.87$631.47$1,300.34$195,641.90
95Nov 2027$671.03$629.31$1,300.34$194,970.87
96Dec 2027$673.18$627.16$1,300.34$194,297.69
2027 Total$7,937.26$7,666.82$15,604.08
97Jan 2028$675.35$624.99$1,300.34$193,622.34
98Feb 2028$677.52$622.82$1,300.34$192,944.82
99Mar 2028$679.70$620.64$1,300.34$192,265.12
100Apr 2028$681.89$618.45$1,300.34$191,583.23
101May 2028$684.08$616.26$1,300.34$190,899.15
102Jun 2028$686.28$614.06$1,300.34$190,212.87
103Jul 2028$688.49$611.85$1,300.34$189,524.38
104Aug 2028$690.70$609.64$1,300.34$188,833.68
105Sep 2028$692.92$607.42$1,300.34$188,140.76
106Oct 2028$695.15$605.19$1,300.34$187,445.61
107Nov 2028$697.39$602.95$1,300.34$186,748.22
108Dec 2028$699.63$600.71$1,300.34$186,048.59
2028 Total$8,249.1$7,354.98$15,604.08
109Jan 2029$701.88$598.46$1,300.34$185,346.71
110Feb 2029$704.14$596.20$1,300.34$184,642.57
111Mar 2029$706.41$593.93$1,300.34$183,936.16
112Apr 2029$708.68$591.66$1,300.34$183,227.48
113May 2029$710.96$589.38$1,300.34$182,516.52
114Jun 2029$713.25$587.09$1,300.34$181,803.27
115Jul 2029$715.54$584.80$1,300.34$181,087.73
116Aug 2029$717.84$582.50$1,300.34$180,369.89
117Sep 2029$720.15$580.19$1,300.34$179,649.74
118Oct 2029$722.47$577.87$1,300.34$178,927.27
119Nov 2029$724.79$575.55$1,300.34$178,202.48
120Dec 2029$727.12$573.22$1,300.34$177,475.36
2029 Total$8,573.23$7,030.85$15,604.08
121Jan 2030$729.46$570.88$1,300.34$176,745.90
122Feb 2030$731.81$568.53$1,300.34$176,014.09
123Mar 2030$734.16$566.18$1,300.34$175,279.93
124Apr 2030$736.52$563.82$1,300.34$174,543.41
125May 2030$738.89$561.45$1,300.34$173,804.52
126Jun 2030$741.27$559.07$1,300.34$173,063.25
127Jul 2030$743.65$556.69$1,300.34$172,319.60
128Aug 2030$746.05$554.29$1,300.34$171,573.55
129Sep 2030$748.45$551.89$1,300.34$170,825.10
130Oct 2030$750.85$549.49$1,300.34$170,074.25
131Nov 2030$753.27$547.07$1,300.34$169,320.98
132Dec 2030$755.69$544.65$1,300.34$168,565.29
2030 Total$8,910.07$6,694.01$15,604.08
133Jan 2031$758.12$542.22$1,300.34$167,807.17
134Feb 2031$760.56$539.78$1,300.34$167,046.61
135Mar 2031$763.01$537.33$1,300.34$166,283.60
136Apr 2031$765.46$534.88$1,300.34$165,518.14
137May 2031$767.92$532.42$1,300.34$164,750.22
138Jun 2031$770.39$529.95$1,300.34$163,979.83
139Jul 2031$772.87$527.47$1,300.34$163,206.96
140Aug 2031$775.36$524.98$1,300.34$162,431.60
141Sep 2031$777.85$522.49$1,300.34$161,653.75
142Oct 2031$780.35$519.99$1,300.34$160,873.40
143Nov 2031$782.86$517.48$1,300.34$160,090.54
144Dec 2031$785.38$514.96$1,300.34$159,305.16
2031 Total$9,260.13$6,343.95$15,604.08
145Jan 2032$787.91$512.43$1,300.34$158,517.25
146Feb 2032$790.44$509.90$1,300.34$157,726.81
147Mar 2032$792.99$507.35$1,300.34$156,933.82
148Apr 2032$795.54$504.80$1,300.34$156,138.28
149May 2032$798.10$502.24$1,300.34$155,340.18
150Jun 2032$800.66$499.68$1,300.34$154,539.52
151Jul 2032$803.24$497.10$1,300.34$153,736.28
152Aug 2032$805.82$494.52$1,300.34$152,930.46
153Sep 2032$808.41$491.93$1,300.34$152,122.05
154Oct 2032$811.01$489.33$1,300.34$151,311.04
155Nov 2032$813.62$486.72$1,300.34$150,497.42
156Dec 2032$816.24$484.10$1,300.34$149,681.18
2032 Total$9,623.98$5,980.1$15,604.08
157Jan 2033$818.87$481.47$1,300.34$148,862.31
158Feb 2033$821.50$478.84$1,300.34$148,040.81
159Mar 2033$824.14$476.20$1,300.34$147,216.67
160Apr 2033$826.79$473.55$1,300.34$146,389.88
161May 2033$829.45$470.89$1,300.34$145,560.43
162Jun 2033$832.12$468.22$1,300.34$144,728.31
163Jul 2033$834.80$465.54$1,300.34$143,893.51
164Aug 2033$837.48$462.86$1,300.34$143,056.03
165Sep 2033$840.18$460.16$1,300.34$142,215.85
166Oct 2033$842.88$457.46$1,300.34$141,372.97
167Nov 2033$845.59$454.75$1,300.34$140,527.38
168Dec 2033$848.31$452.03$1,300.34$139,679.07
2033 Total$10,002.11$5,601.97$15,604.08
169Jan 2034$851.04$449.30$1,300.34$138,828.03
170Feb 2034$853.78$446.56$1,300.34$137,974.25
171Mar 2034$856.52$443.82$1,300.34$137,117.73
172Apr 2034$859.28$441.06$1,300.34$136,258.45
173May 2034$862.04$438.30$1,300.34$135,396.41
174Jun 2034$864.81$435.53$1,300.34$134,531.60
175Jul 2034$867.60$432.74$1,300.34$133,664.00
176Aug 2034$870.39$429.95$1,300.34$132,793.61
177Sep 2034$873.19$427.15$1,300.34$131,920.42
178Oct 2034$876.00$424.34$1,300.34$131,044.42
179Nov 2034$878.81$421.53$1,300.34$130,165.61
180Dec 2034$881.64$418.70$1,300.34$129,283.97
2034 Total$10,395.1$5,208.98$15,604.08
181Jan 2035$884.48$415.86$1,300.34$128,399.49
182Feb 2035$887.32$413.02$1,300.34$127,512.17
183Mar 2035$890.18$410.16$1,300.34$126,621.99
184Apr 2035$893.04$407.30$1,300.34$125,728.95
185May 2035$895.91$404.43$1,300.34$124,833.04
186Jun 2035$898.79$401.55$1,300.34$123,934.25
187Jul 2035$901.68$398.66$1,300.34$123,032.57
188Aug 2035$904.59$395.75$1,300.34$122,127.98
189Sep 2035$907.49$392.85$1,300.34$121,220.49
190Oct 2035$910.41$389.93$1,300.34$120,310.08
191Nov 2035$913.34$387.00$1,300.34$119,396.74
192Dec 2035$916.28$384.06$1,300.34$118,480.46
2035 Total$10,803.51$4,800.57$15,604.08
193Jan 2036$919.23$381.11$1,300.34$117,561.23
194Feb 2036$922.18$378.16$1,300.34$116,639.05
195Mar 2036$925.15$375.19$1,300.34$115,713.90
196Apr 2036$928.13$372.21$1,300.34$114,785.77
197May 2036$931.11$369.23$1,300.34$113,854.66
198Jun 2036$934.11$366.23$1,300.34$112,920.55
199Jul 2036$937.11$363.23$1,300.34$111,983.44
200Aug 2036$940.13$360.21$1,300.34$111,043.31
201Sep 2036$943.15$357.19$1,300.34$110,100.16
202Oct 2036$946.18$354.16$1,300.34$109,153.98
203Nov 2036$949.23$351.11$1,300.34$108,204.75
204Dec 2036$952.28$348.06$1,300.34$107,252.47
2036 Total$11,227.99$4,376.09$15,604.08
205Jan 2037$955.34$345.00$1,300.34$106,297.13
206Feb 2037$958.42$341.92$1,300.34$105,338.71
207Mar 2037$961.50$338.84$1,300.34$104,377.21
208Apr 2037$964.59$335.75$1,300.34$103,412.62
209May 2037$967.70$332.64$1,300.34$102,444.92
210Jun 2037$970.81$329.53$1,300.34$101,474.11
211Jul 2037$973.93$326.41$1,300.34$100,500.18
212Aug 2037$977.06$323.28$1,300.34$99,523.12
213Sep 2037$980.21$320.13$1,300.34$98,542.91
214Oct 2037$983.36$316.98$1,300.34$97,559.55
215Nov 2037$986.52$313.82$1,300.34$96,573.03
216Dec 2037$989.70$310.64$1,300.34$95,583.33
2037 Total$11,669.14$3,934.94$15,604.08
217Jan 2038$992.88$307.46$1,300.34$94,590.45
218Feb 2038$996.07$304.27$1,300.34$93,594.38
219Mar 2038$999.28$301.06$1,300.34$92,595.10
220Apr 2038$1,002.49$297.85$1,300.34$91,592.61
221May 2038$1,005.72$294.62$1,300.34$90,586.89
222Jun 2038$1,008.95$291.39$1,300.34$89,577.94
223Jul 2038$1,012.20$288.14$1,300.34$88,565.74
224Aug 2038$1,015.45$284.89$1,300.34$87,550.29
225Sep 2038$1,018.72$281.62$1,300.34$86,531.57
226Oct 2038$1,022.00$278.34$1,300.34$85,509.57
227Nov 2038$1,025.28$275.06$1,300.34$84,484.29
228Dec 2038$1,028.58$271.76$1,300.34$83,455.71
2038 Total$12,127.62$3,476.46$15,604.08
229Jan 2039$1,031.89$268.45$1,300.34$82,423.82
230Feb 2039$1,035.21$265.13$1,300.34$81,388.61
231Mar 2039$1,038.54$261.80$1,300.34$80,350.07
232Apr 2039$1,041.88$258.46$1,300.34$79,308.19
233May 2039$1,045.23$255.11$1,300.34$78,262.96
234Jun 2039$1,048.59$251.75$1,300.34$77,214.37
235Jul 2039$1,051.97$248.37$1,300.34$76,162.40
236Aug 2039$1,055.35$244.99$1,300.34$75,107.05
237Sep 2039$1,058.75$241.59$1,300.34$74,048.30
238Oct 2039$1,062.15$238.19$1,300.34$72,986.15
239Nov 2039$1,065.57$234.77$1,300.34$71,920.58
240Dec 2039$1,069.00$231.34$1,300.34$70,851.58
2039 Total$12,604.13$2,999.95$15,604.08
241Jan 2040$1,072.43$227.91$1,300.34$69,779.15
242Feb 2040$1,075.88$224.46$1,300.34$68,703.27
243Mar 2040$1,079.34$221.00$1,300.34$67,623.93
244Apr 2040$1,082.82$217.52$1,300.34$66,541.11
245May 2040$1,086.30$214.04$1,300.34$65,454.81
246Jun 2040$1,089.79$210.55$1,300.34$64,365.02
247Jul 2040$1,093.30$207.04$1,300.34$63,271.72
248Aug 2040$1,096.82$203.52$1,300.34$62,174.90
249Sep 2040$1,100.34$200.00$1,300.34$61,074.56
250Oct 2040$1,103.88$196.46$1,300.34$59,970.68
251Nov 2040$1,107.43$192.91$1,300.34$58,863.25
252Dec 2040$1,111.00$189.34$1,300.34$57,752.25
2040 Total$13,099.33$2,504.75$15,604.08
253Jan 2041$1,114.57$185.77$1,300.34$56,637.68
254Feb 2041$1,118.16$182.18$1,300.34$55,519.52
255Mar 2041$1,121.75$178.59$1,300.34$54,397.77
256Apr 2041$1,125.36$174.98$1,300.34$53,272.41
257May 2041$1,128.98$171.36$1,300.34$52,143.43
258Jun 2041$1,132.61$167.73$1,300.34$51,010.82
259Jul 2041$1,136.26$164.08$1,300.34$49,874.56
260Aug 2041$1,139.91$160.43$1,300.34$48,734.65
261Sep 2041$1,143.58$156.76$1,300.34$47,591.07
262Oct 2041$1,147.26$153.08$1,300.34$46,443.81
263Nov 2041$1,150.95$149.39$1,300.34$45,292.86
264Dec 2041$1,154.65$145.69$1,300.34$44,138.21
2041 Total$13,614.04$1,990.04$15,604.08
265Jan 2042$1,158.36$141.98$1,300.34$42,979.85
266Feb 2042$1,162.09$138.25$1,300.34$41,817.76
267Mar 2042$1,165.83$134.51$1,300.34$40,651.93
268Apr 2042$1,169.58$130.76$1,300.34$39,482.35
269May 2042$1,173.34$127.00$1,300.34$38,309.01
270Jun 2042$1,177.11$123.23$1,300.34$37,131.90
271Jul 2042$1,180.90$119.44$1,300.34$35,951.00
272Aug 2042$1,184.70$115.64$1,300.34$34,766.30
273Sep 2042$1,188.51$111.83$1,300.34$33,577.79
274Oct 2042$1,192.33$108.01$1,300.34$32,385.46
275Nov 2042$1,196.17$104.17$1,300.34$31,189.29
276Dec 2042$1,200.01$100.33$1,300.34$29,989.28
2042 Total$14,148.93$1,455.15$15,604.08
277Jan 2043$1,203.87$96.47$1,300.34$28,785.41
278Feb 2043$1,207.75$92.59$1,300.34$27,577.66
279Mar 2043$1,211.63$88.71$1,300.34$26,366.03
280Apr 2043$1,215.53$84.81$1,300.34$25,150.50
281May 2043$1,219.44$80.90$1,300.34$23,931.06
282Jun 2043$1,223.36$76.98$1,300.34$22,707.70
283Jul 2043$1,227.30$73.04$1,300.34$21,480.40
284Aug 2043$1,231.24$69.10$1,300.34$20,249.16
285Sep 2043$1,235.21$65.13$1,300.34$19,013.95
286Oct 2043$1,239.18$61.16$1,300.34$17,774.77
287Nov 2043$1,243.16$57.18$1,300.34$16,531.61
288Dec 2043$1,247.16$53.18$1,300.34$15,284.45
2043 Total$14,704.83$899.25$15,604.08
289Jan 2044$1,251.18$49.16$1,300.34$14,033.27
290Feb 2044$1,255.20$45.14$1,300.34$12,778.07
291Mar 2044$1,259.24$41.10$1,300.34$11,518.83
292Apr 2044$1,263.29$37.05$1,300.34$10,255.54
293May 2044$1,267.35$32.99$1,300.34$8,988.19
294Jun 2044$1,271.43$28.91$1,300.34$7,716.76
295Jul 2044$1,275.52$24.82$1,300.34$6,441.24
296Aug 2044$1,279.62$20.72$1,300.34$5,161.62
297Sep 2044$1,283.74$16.60$1,300.34$3,877.88
298Oct 2044$1,287.87$12.47$1,300.34$2,590.01
299Nov 2044$1,292.01$8.33$1,300.34$1,298.00
300Dec 2044$1,296.16$4.18$1,300.34$1.84
2044 Total$15,282.61$321.47$15,604.08
Compare your product with the big 4 banks, or add more products to compare
As seen on