RateCity.com.au
powering smart financial decisions
Borrow amount

$300,000

Advertised Rate

2.94

% p.a

Fixed - 3 years

Loan term
25 Years
Repayment frequency
Monthly
Monthly Repayments
$1,413
Number of repayments
300
Total interest paid
$123,987
Total Repayments

$423,987

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Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Nov 2021$678.29$735.00$1,413.29$299,321.71
2Dec 2021$679.95$733.34$1,413.29$298,641.76
2021 Total$1,358.24$1,468.34$2,826.58
3Jan 2022$681.62$731.67$1,413.29$297,960.14
4Feb 2022$683.29$730.00$1,413.29$297,276.85
5Mar 2022$684.96$728.33$1,413.29$296,591.89
6Apr 2022$686.64$726.65$1,413.29$295,905.25
7May 2022$688.32$724.97$1,413.29$295,216.93
8Jun 2022$690.01$723.28$1,413.29$294,526.92
9Jul 2022$691.70$721.59$1,413.29$293,835.22
10Aug 2022$693.39$719.90$1,413.29$293,141.83
11Sep 2022$695.09$718.20$1,413.29$292,446.74
12Oct 2022$696.80$716.49$1,413.29$291,749.94
13Nov 2022$698.50$714.79$1,413.29$291,051.44
14Dec 2022$700.21$713.08$1,413.29$290,351.23
2022 Total$8,290.53$8,668.95$16,959.48
15Jan 2023$701.93$711.36$1,413.29$289,649.30
16Feb 2023$703.65$709.64$1,413.29$288,945.65
17Mar 2023$705.37$707.92$1,413.29$288,240.28
18Apr 2023$707.10$706.19$1,413.29$287,533.18
19May 2023$708.83$704.46$1,413.29$286,824.35
20Jun 2023$710.57$702.72$1,413.29$286,113.78
21Jul 2023$712.31$700.98$1,413.29$285,401.47
22Aug 2023$714.06$699.23$1,413.29$284,687.41
23Sep 2023$715.81$697.48$1,413.29$283,971.60
24Oct 2023$717.56$695.73$1,413.29$283,254.04
25Nov 2023$719.32$693.97$1,413.29$282,534.72
26Dec 2023$721.08$692.21$1,413.29$281,813.64
2023 Total$8,537.59$8,421.89$16,959.48
27Jan 2024$722.85$690.44$1,413.29$281,090.79
28Feb 2024$724.62$688.67$1,413.29$280,366.17
29Mar 2024$726.39$686.90$1,413.29$279,639.78
30Apr 2024$728.17$685.12$1,413.29$278,911.61
31May 2024$729.96$683.33$1,413.29$278,181.65
32Jun 2024$731.74$681.55$1,413.29$277,449.91
33Jul 2024$733.54$679.75$1,413.29$276,716.37
34Aug 2024$735.33$677.96$1,413.29$275,981.04
35Sep 2024$737.14$676.15$1,413.29$275,243.90
36Oct 2024$738.94$674.35$1,413.29$274,504.96
37Nov 2024$740.75$672.54$1,413.29$273,764.21
38Dec 2024$742.57$670.72$1,413.29$273,021.64
2024 Total$8,792$8,167.48$16,959.48
39Jan 2025$744.39$668.90$1,413.29$272,277.25
40Feb 2025$746.21$667.08$1,413.29$271,531.04
41Mar 2025$748.04$665.25$1,413.29$270,783.00
42Apr 2025$749.87$663.42$1,413.29$270,033.13
43May 2025$751.71$661.58$1,413.29$269,281.42
44Jun 2025$753.55$659.74$1,413.29$268,527.87
45Jul 2025$755.40$657.89$1,413.29$267,772.47
46Aug 2025$757.25$656.04$1,413.29$267,015.22
47Sep 2025$759.10$654.19$1,413.29$266,256.12
48Oct 2025$760.96$652.33$1,413.29$265,495.16
49Nov 2025$762.83$650.46$1,413.29$264,732.33
50Dec 2025$764.70$648.59$1,413.29$263,967.63
2025 Total$9,054.01$7,905.47$16,959.48
51Jan 2026$766.57$646.72$1,413.29$263,201.06
52Feb 2026$768.45$644.84$1,413.29$262,432.61
53Mar 2026$770.33$642.96$1,413.29$261,662.28
54Apr 2026$772.22$641.07$1,413.29$260,890.06
55May 2026$774.11$639.18$1,413.29$260,115.95
56Jun 2026$776.01$637.28$1,413.29$259,339.94
57Jul 2026$777.91$635.38$1,413.29$258,562.03
58Aug 2026$779.81$633.48$1,413.29$257,782.22
59Sep 2026$781.72$631.57$1,413.29$257,000.50
60Oct 2026$783.64$629.65$1,413.29$256,216.86
61Nov 2026$785.56$627.73$1,413.29$255,431.30
62Dec 2026$787.48$625.81$1,413.29$254,643.82
2026 Total$9,323.81$7,635.67$16,959.48
63Jan 2027$789.41$623.88$1,413.29$253,854.41
64Feb 2027$791.35$621.94$1,413.29$253,063.06
65Mar 2027$793.29$620.00$1,413.29$252,269.77
66Apr 2027$795.23$618.06$1,413.29$251,474.54
67May 2027$797.18$616.11$1,413.29$250,677.36
68Jun 2027$799.13$614.16$1,413.29$249,878.23
69Jul 2027$801.09$612.20$1,413.29$249,077.14
70Aug 2027$803.05$610.24$1,413.29$248,274.09
71Sep 2027$805.02$608.27$1,413.29$247,469.07
72Oct 2027$806.99$606.30$1,413.29$246,662.08
73Nov 2027$808.97$604.32$1,413.29$245,853.11
74Dec 2027$810.95$602.34$1,413.29$245,042.16
2027 Total$9,601.66$7,357.82$16,959.48
75Jan 2028$812.94$600.35$1,413.29$244,229.22
76Feb 2028$814.93$598.36$1,413.29$243,414.29
77Mar 2028$816.92$596.37$1,413.29$242,597.37
78Apr 2028$818.93$594.36$1,413.29$241,778.44
79May 2028$820.93$592.36$1,413.29$240,957.51
80Jun 2028$822.94$590.35$1,413.29$240,134.57
81Jul 2028$824.96$588.33$1,413.29$239,309.61
82Aug 2028$826.98$586.31$1,413.29$238,482.63
83Sep 2028$829.01$584.28$1,413.29$237,653.62
84Oct 2028$831.04$582.25$1,413.29$236,822.58
85Nov 2028$833.07$580.22$1,413.29$235,989.51
86Dec 2028$835.12$578.17$1,413.29$235,154.39
2028 Total$9,887.77$7,071.71$16,959.48
87Jan 2029$837.16$576.13$1,413.29$234,317.23
88Feb 2029$839.21$574.08$1,413.29$233,478.02
89Mar 2029$841.27$572.02$1,413.29$232,636.75
90Apr 2029$843.33$569.96$1,413.29$231,793.42
91May 2029$845.40$567.89$1,413.29$230,948.02
92Jun 2029$847.47$565.82$1,413.29$230,100.55
93Jul 2029$849.54$563.75$1,413.29$229,251.01
94Aug 2029$851.63$561.66$1,413.29$228,399.38
95Sep 2029$853.71$559.58$1,413.29$227,545.67
96Oct 2029$855.80$557.49$1,413.29$226,689.87
97Nov 2029$857.90$555.39$1,413.29$225,831.97
98Dec 2029$860.00$553.29$1,413.29$224,971.97
2029 Total$10,182.42$6,777.06$16,959.48
99Jan 2030$862.11$551.18$1,413.29$224,109.86
100Feb 2030$864.22$549.07$1,413.29$223,245.64
101Mar 2030$866.34$546.95$1,413.29$222,379.30
102Apr 2030$868.46$544.83$1,413.29$221,510.84
103May 2030$870.59$542.70$1,413.29$220,640.25
104Jun 2030$872.72$540.57$1,413.29$219,767.53
105Jul 2030$874.86$538.43$1,413.29$218,892.67
106Aug 2030$877.00$536.29$1,413.29$218,015.67
107Sep 2030$879.15$534.14$1,413.29$217,136.52
108Oct 2030$881.31$531.98$1,413.29$216,255.21
109Nov 2030$883.46$529.83$1,413.29$215,371.75
110Dec 2030$885.63$527.66$1,413.29$214,486.12
2030 Total$10,485.85$6,473.63$16,959.48
111Jan 2031$887.80$525.49$1,413.29$213,598.32
112Feb 2031$889.97$523.32$1,413.29$212,708.35
113Mar 2031$892.15$521.14$1,413.29$211,816.20
114Apr 2031$894.34$518.95$1,413.29$210,921.86
115May 2031$896.53$516.76$1,413.29$210,025.33
116Jun 2031$898.73$514.56$1,413.29$209,126.60
117Jul 2031$900.93$512.36$1,413.29$208,225.67
118Aug 2031$903.14$510.15$1,413.29$207,322.53
119Sep 2031$905.35$507.94$1,413.29$206,417.18
120Oct 2031$907.57$505.72$1,413.29$205,509.61
121Nov 2031$909.79$503.50$1,413.29$204,599.82
122Dec 2031$912.02$501.27$1,413.29$203,687.80
2031 Total$10,798.32$6,161.16$16,959.48
123Jan 2032$914.25$499.04$1,413.29$202,773.55
124Feb 2032$916.49$496.80$1,413.29$201,857.06
125Mar 2032$918.74$494.55$1,413.29$200,938.32
126Apr 2032$920.99$492.30$1,413.29$200,017.33
127May 2032$923.25$490.04$1,413.29$199,094.08
128Jun 2032$925.51$487.78$1,413.29$198,168.57
129Jul 2032$927.78$485.51$1,413.29$197,240.79
130Aug 2032$930.05$483.24$1,413.29$196,310.74
131Sep 2032$932.33$480.96$1,413.29$195,378.41
132Oct 2032$934.61$478.68$1,413.29$194,443.80
133Nov 2032$936.90$476.39$1,413.29$193,506.90
134Dec 2032$939.20$474.09$1,413.29$192,567.70
2032 Total$11,120.1$5,839.38$16,959.48
135Jan 2033$941.50$471.79$1,413.29$191,626.20
136Feb 2033$943.81$469.48$1,413.29$190,682.39
137Mar 2033$946.12$467.17$1,413.29$189,736.27
138Apr 2033$948.44$464.85$1,413.29$188,787.83
139May 2033$950.76$462.53$1,413.29$187,837.07
140Jun 2033$953.09$460.20$1,413.29$186,883.98
141Jul 2033$955.42$457.87$1,413.29$185,928.56
142Aug 2033$957.77$455.52$1,413.29$184,970.79
143Sep 2033$960.11$453.18$1,413.29$184,010.68
144Oct 2033$962.46$450.83$1,413.29$183,048.22
145Nov 2033$964.82$448.47$1,413.29$182,083.40
146Dec 2033$967.19$446.10$1,413.29$181,116.21
2033 Total$11,451.49$5,507.99$16,959.48
147Jan 2034$969.56$443.73$1,413.29$180,146.65
148Feb 2034$971.93$441.36$1,413.29$179,174.72
149Mar 2034$974.31$438.98$1,413.29$178,200.41
150Apr 2034$976.70$436.59$1,413.29$177,223.71
151May 2034$979.09$434.20$1,413.29$176,244.62
152Jun 2034$981.49$431.80$1,413.29$175,263.13
153Jul 2034$983.90$429.39$1,413.29$174,279.23
154Aug 2034$986.31$426.98$1,413.29$173,292.92
155Sep 2034$988.72$424.57$1,413.29$172,304.20
156Oct 2034$991.14$422.15$1,413.29$171,313.06
157Nov 2034$993.57$419.72$1,413.29$170,319.49
158Dec 2034$996.01$417.28$1,413.29$169,323.48
2034 Total$11,792.73$5,166.75$16,959.48
159Jan 2035$998.45$414.84$1,413.29$168,325.03
160Feb 2035$1,000.89$412.40$1,413.29$167,324.14
161Mar 2035$1,003.35$409.94$1,413.29$166,320.79
162Apr 2035$1,005.80$407.49$1,413.29$165,314.99
163May 2035$1,008.27$405.02$1,413.29$164,306.72
164Jun 2035$1,010.74$402.55$1,413.29$163,295.98
165Jul 2035$1,013.21$400.08$1,413.29$162,282.77
166Aug 2035$1,015.70$397.59$1,413.29$161,267.07
167Sep 2035$1,018.19$395.10$1,413.29$160,248.88
168Oct 2035$1,020.68$392.61$1,413.29$159,228.20
169Nov 2035$1,023.18$390.11$1,413.29$158,205.02
170Dec 2035$1,025.69$387.60$1,413.29$157,179.33
2035 Total$12,144.15$4,815.33$16,959.48
171Jan 2036$1,028.20$385.09$1,413.29$156,151.13
172Feb 2036$1,030.72$382.57$1,413.29$155,120.41
173Mar 2036$1,033.24$380.05$1,413.29$154,087.17
174Apr 2036$1,035.78$377.51$1,413.29$153,051.39
175May 2036$1,038.31$374.98$1,413.29$152,013.08
176Jun 2036$1,040.86$372.43$1,413.29$150,972.22
177Jul 2036$1,043.41$369.88$1,413.29$149,928.81
178Aug 2036$1,045.96$367.33$1,413.29$148,882.85
179Sep 2036$1,048.53$364.76$1,413.29$147,834.32
180Oct 2036$1,051.10$362.19$1,413.29$146,783.22
181Nov 2036$1,053.67$359.62$1,413.29$145,729.55
182Dec 2036$1,056.25$357.04$1,413.29$144,673.30
2036 Total$12,506.03$4,453.45$16,959.48
183Jan 2037$1,058.84$354.45$1,413.29$143,614.46
184Feb 2037$1,061.43$351.86$1,413.29$142,553.03
185Mar 2037$1,064.04$349.25$1,413.29$141,488.99
186Apr 2037$1,066.64$346.65$1,413.29$140,422.35
187May 2037$1,069.26$344.03$1,413.29$139,353.09
188Jun 2037$1,071.87$341.42$1,413.29$138,281.22
189Jul 2037$1,074.50$338.79$1,413.29$137,206.72
190Aug 2037$1,077.13$336.16$1,413.29$136,129.59
191Sep 2037$1,079.77$333.52$1,413.29$135,049.82
192Oct 2037$1,082.42$330.87$1,413.29$133,967.40
193Nov 2037$1,085.07$328.22$1,413.29$132,882.33
194Dec 2037$1,087.73$325.56$1,413.29$131,794.60
2037 Total$12,878.7$4,080.78$16,959.48
195Jan 2038$1,090.39$322.90$1,413.29$130,704.21
196Feb 2038$1,093.06$320.23$1,413.29$129,611.15
197Mar 2038$1,095.74$317.55$1,413.29$128,515.41
198Apr 2038$1,098.43$314.86$1,413.29$127,416.98
199May 2038$1,101.12$312.17$1,413.29$126,315.86
200Jun 2038$1,103.82$309.47$1,413.29$125,212.04
201Jul 2038$1,106.52$306.77$1,413.29$124,105.52
202Aug 2038$1,109.23$304.06$1,413.29$122,996.29
203Sep 2038$1,111.95$301.34$1,413.29$121,884.34
204Oct 2038$1,114.67$298.62$1,413.29$120,769.67
205Nov 2038$1,117.40$295.89$1,413.29$119,652.27
206Dec 2038$1,120.14$293.15$1,413.29$118,532.13
2038 Total$13,262.47$3,697.01$16,959.48
207Jan 2039$1,122.89$290.40$1,413.29$117,409.24
208Feb 2039$1,125.64$287.65$1,413.29$116,283.60
209Mar 2039$1,128.40$284.89$1,413.29$115,155.20
210Apr 2039$1,131.16$282.13$1,413.29$114,024.04
211May 2039$1,133.93$279.36$1,413.29$112,890.11
212Jun 2039$1,136.71$276.58$1,413.29$111,753.40
213Jul 2039$1,139.49$273.80$1,413.29$110,613.91
214Aug 2039$1,142.29$271.00$1,413.29$109,471.62
215Sep 2039$1,145.08$268.21$1,413.29$108,326.54
216Oct 2039$1,147.89$265.40$1,413.29$107,178.65
217Nov 2039$1,150.70$262.59$1,413.29$106,027.95
218Dec 2039$1,153.52$259.77$1,413.29$104,874.43
2039 Total$13,657.7$3,301.78$16,959.48
219Jan 2040$1,156.35$256.94$1,413.29$103,718.08
220Feb 2040$1,159.18$254.11$1,413.29$102,558.90
221Mar 2040$1,162.02$251.27$1,413.29$101,396.88
222Apr 2040$1,164.87$248.42$1,413.29$100,232.01
223May 2040$1,167.72$245.57$1,413.29$99,064.29
224Jun 2040$1,170.58$242.71$1,413.29$97,893.71
225Jul 2040$1,173.45$239.84$1,413.29$96,720.26
226Aug 2040$1,176.33$236.96$1,413.29$95,543.93
227Sep 2040$1,179.21$234.08$1,413.29$94,364.72
228Oct 2040$1,182.10$231.19$1,413.29$93,182.62
229Nov 2040$1,184.99$228.30$1,413.29$91,997.63
230Dec 2040$1,187.90$225.39$1,413.29$90,809.73
2040 Total$14,064.7$2,894.78$16,959.48
231Jan 2041$1,190.81$222.48$1,413.29$89,618.92
232Feb 2041$1,193.72$219.57$1,413.29$88,425.20
233Mar 2041$1,196.65$216.64$1,413.29$87,228.55
234Apr 2041$1,199.58$213.71$1,413.29$86,028.97
235May 2041$1,202.52$210.77$1,413.29$84,826.45
236Jun 2041$1,205.47$207.82$1,413.29$83,620.98
237Jul 2041$1,208.42$204.87$1,413.29$82,412.56
238Aug 2041$1,211.38$201.91$1,413.29$81,201.18
239Sep 2041$1,214.35$198.94$1,413.29$79,986.83
240Oct 2041$1,217.32$195.97$1,413.29$78,769.51
241Nov 2041$1,220.30$192.99$1,413.29$77,549.21
242Dec 2041$1,223.29$190.00$1,413.29$76,325.92
2041 Total$14,483.81$2,475.67$16,959.48
243Jan 2042$1,226.29$187.00$1,413.29$75,099.63
244Feb 2042$1,229.30$183.99$1,413.29$73,870.33
245Mar 2042$1,232.31$180.98$1,413.29$72,638.02
246Apr 2042$1,235.33$177.96$1,413.29$71,402.69
247May 2042$1,238.35$174.94$1,413.29$70,164.34
248Jun 2042$1,241.39$171.90$1,413.29$68,922.95
249Jul 2042$1,244.43$168.86$1,413.29$67,678.52
250Aug 2042$1,247.48$165.81$1,413.29$66,431.04
251Sep 2042$1,250.53$162.76$1,413.29$65,180.51
252Oct 2042$1,253.60$159.69$1,413.29$63,926.91
253Nov 2042$1,256.67$156.62$1,413.29$62,670.24
254Dec 2042$1,259.75$153.54$1,413.29$61,410.49
2042 Total$14,915.43$2,044.05$16,959.48
255Jan 2043$1,262.83$150.46$1,413.29$60,147.66
256Feb 2043$1,265.93$147.36$1,413.29$58,881.73
257Mar 2043$1,269.03$144.26$1,413.29$57,612.70
258Apr 2043$1,272.14$141.15$1,413.29$56,340.56
259May 2043$1,275.26$138.03$1,413.29$55,065.30
260Jun 2043$1,278.38$134.91$1,413.29$53,786.92
261Jul 2043$1,281.51$131.78$1,413.29$52,505.41
262Aug 2043$1,284.65$128.64$1,413.29$51,220.76
263Sep 2043$1,287.80$125.49$1,413.29$49,932.96
264Oct 2043$1,290.95$122.34$1,413.29$48,642.01
265Nov 2043$1,294.12$119.17$1,413.29$47,347.89
266Dec 2043$1,297.29$116.00$1,413.29$46,050.60
2043 Total$15,359.89$1,599.59$16,959.48
267Jan 2044$1,300.47$112.82$1,413.29$44,750.13
268Feb 2044$1,303.65$109.64$1,413.29$43,446.48
269Mar 2044$1,306.85$106.44$1,413.29$42,139.63
270Apr 2044$1,310.05$103.24$1,413.29$40,829.58
271May 2044$1,313.26$100.03$1,413.29$39,516.32
272Jun 2044$1,316.48$96.81$1,413.29$38,199.84
273Jul 2044$1,319.70$93.59$1,413.29$36,880.14
274Aug 2044$1,322.93$90.36$1,413.29$35,557.21
275Sep 2044$1,326.17$87.12$1,413.29$34,231.04
276Oct 2044$1,329.42$83.87$1,413.29$32,901.62
277Nov 2044$1,332.68$80.61$1,413.29$31,568.94
278Dec 2044$1,335.95$77.34$1,413.29$30,232.99
2044 Total$15,817.61$1,141.87$16,959.48
279Jan 2045$1,339.22$74.07$1,413.29$28,893.77
280Feb 2045$1,342.50$70.79$1,413.29$27,551.27
281Mar 2045$1,345.79$67.50$1,413.29$26,205.48
282Apr 2045$1,349.09$64.20$1,413.29$24,856.39
283May 2045$1,352.39$60.90$1,413.29$23,504.00
284Jun 2045$1,355.71$57.58$1,413.29$22,148.29
285Jul 2045$1,359.03$54.26$1,413.29$20,789.26
286Aug 2045$1,362.36$50.93$1,413.29$19,426.90
287Sep 2045$1,365.69$47.60$1,413.29$18,061.21
288Oct 2045$1,369.04$44.25$1,413.29$16,692.17
289Nov 2045$1,372.39$40.90$1,413.29$15,319.78
290Dec 2045$1,375.76$37.53$1,413.29$13,944.02
2045 Total$16,288.97$670.51$16,959.48
291Jan 2046$1,379.13$34.16$1,413.29$12,564.89
292Feb 2046$1,382.51$30.78$1,413.29$11,182.38
293Mar 2046$1,385.89$27.40$1,413.29$9,796.49
294Apr 2046$1,389.29$24.00$1,413.29$8,407.20
295May 2046$1,392.69$20.60$1,413.29$7,014.51
296Jun 2046$1,396.10$17.19$1,413.29$5,618.41
297Jul 2046$1,399.52$13.77$1,413.29$4,218.89
298Aug 2046$1,402.95$10.34$1,413.29$2,815.94
299Sep 2046$1,406.39$6.90$1,413.29$1,409.55
300Oct 2046$1,409.55$3.45$1,413.00$0.00
2046 Total$13,944.02$188.59$14,132.61