Compare bank mortgage rates

Find home loans from a wide range of Australian lenders that best suit your needs, whether you're investing, refinancing or looking to buy your first home. Compare interest rates, mortgage repayments, fees and more.

Compare bank mortgage rates

Fixed Rate Home Loan (Low Doc) 1 Year
Advertised rate
4.04%
Fixed - 1 year
Comparison rate*
5.25%
Monthly repayment
$1,199
Real Time Rating™

2.61 / 5

Compare
Discount Variable Investment Loan
Advertised rate
5.19%
Variable
Comparison rate*
5.25%
Monthly repayment
$1,371
Real Time Rating™

2.56 / 5

Compare
Choice Package Tailored Investment Loan Fixed (Principal and Interest) 3 Years
Advertised rate
4.09%
Fixed - 3 years
Comparison rate*
5.28%
Monthly repayment
$1,207
Real Time Rating™

3.17 / 5

Compare
Choice Package Tailored Investment Loan (Principal and Interest) ($250k-$750k)
Advertised rate
4.95%
Variable
Comparison rate*
5.33%
Monthly repayment
$1,334
Real Time Rating™

3.04 / 5

Compare
Choice Package Tailored Investment Loan Fixed (Interest Only in Advance) 3 Years
Advertised rate
4.09%
Fixed - 3 years
Comparison rate*
5.36%
Monthly repayment
$1,207
Real Time Rating™

2.65 / 5

Compare
Choice Package Tailored Investment Loan Fixed (Interest Only in Arrears) 3 Years
Advertised rate
4.19%
Fixed - 3 years
Comparison rate*
5.36%
Monthly repayment
$1,221
Real Time Rating™

2.57 / 5

Compare
Choice Package Tailored Investment Loan Fixed (Principal and Interest) 2 Years
Advertised rate
4.09%
Fixed - 2 years
Comparison rate*
5.37%
Monthly repayment
$1,207
Real Time Rating™

2.89 / 5

Compare
Premier Package Low Doc Fixed Rate Investment Loan (Principal and Interest) 2 Years
Advertised rate
4.19%
Fixed - 2 years
Comparison rate*
5.37%
Monthly repayment
$1,221
Real Time Rating™

2.82 / 5

Compare
3 Year Special Economiser Investment Loan (Low Doc)
Advertised rate
4.97%
Intro 36 months
Comparison rate*
5.38%
Monthly repayment
$1,394
Real Time Rating™

2.7 / 5

Compare
Wealth Package Fixed Rate Investment Loan (Interest Only) 3 Years
Advertised rate
4.29%
Fixed - 3 years
Comparison rate*
5.40%
Monthly repayment
$1,236
Real Time Rating™

2.58 / 5

Compare
Choice Package Tailored Investment Loan Fixed (Principal and Interest) 5 Years
Advertised rate
4.79%
Fixed - 5 years
Comparison rate*
5.41%
Monthly repayment
$1,310
Real Time Rating™

2.82 / 5

Compare
Choice Package Tailored Investment Loan Fixed (Principal and Interest) 4 Years
Advertised rate
4.79%
Fixed - 4 years
Comparison rate*
5.44%
Monthly repayment
$1,310
Real Time Rating™

2.72 / 5

Compare
Breakfree Package Fixed Rate Investment Loan (Principal and Interest) 2 Years
Advertised rate
4.08%
Fixed - 2 years
Comparison rate*
5.45%
Monthly repayment
$1,205
Real Time Rating™

2.82 / 5

Compare
Choice Package Tailored Investment Loan Fixed (Interest Only in Arrears) 5 Years
Advertised rate
4.99%
Fixed - 5 years
Comparison rate*
5.46%
Monthly repayment
$1,341
Real Time Rating™

2.25 / 5

Compare
Choice Package Tailored Investment Loan Fixed (Interest Only in Arrears) 2 Years
Advertised rate
4.19%
Fixed - 2 years
Comparison rate*
5.47%
Monthly repayment
$1,221
Real Time Rating™

2.25 / 5

Compare
Breakfree Package Fixed Rate Investment Loan (Principal and Interest) (Low Doc) 5 Years
Advertised rate
4.79%
Fixed - 5 years
Comparison rate*
5.47%
Monthly repayment
$1,310
Real Time Rating™

2.82 / 5

Compare
Breakfree Package Fixed Rate Investment Loan (Principal and Interest) (Low Doc) 4 Years
Advertised rate
4.79%
Fixed - 4 years
Comparison rate*
5.47%
Monthly repayment
$1,310
Real Time Rating™

2.7 / 5

Compare
Choice Package Tailored Investment Loan Fixed (Interest Only in Advance) 2 Years
Advertised rate
4.09%
Fixed - 2 years
Comparison rate*
5.48%
Monthly repayment
$1,207
Real Time Rating™

2.3 / 5

Compare
Choice Package Tailored Investment Loan Fixed (Interest Only in Advance) 5 Years
Advertised rate
4.89%
Fixed - 5 years
Comparison rate*
5.48%
Monthly repayment
$1,325
Real Time Rating™

2.37 / 5

Compare
Choice Package Tailored Investment Loan Fixed (Principal and Interest) 1 Year
Advertised rate
4.29%
Fixed - 1 year
Comparison rate*
5.49%
Monthly repayment
$1,236
Real Time Rating™

2.54 / 5

Compare
Advertisement

If you want to narrow down your home loan search by focusing on bank mortgage rates only, you can conduct a home loan rate comparison here. Bank mortgage interest rates and features vary extensively from non-bank lenders, so consider extending your home loan search to include some of Australia’s best mortgage rates.

If you need a little assistance to steer you towards some great bank mortgage rates, use the Real Time Ratings™ system. These personalised ratings assess the home loans in our database to give them a score out of five, based on key criteria such as interest rate, fees and the flexibility of the loan.

Aside from being guided by Real Time Ratings™, scouring the market online is a great way to track down a great mortgage deal. Because let’s face it, the difference between a good deal and a great deal could be thousands of dollars.

For instance, if you are considering a mortgage rate of 7.22 percent for a $300,000 loan over 25 years and you tracked down a better rate of 6.79 percent, then you might save more than $80 each month in repayments. Over 25 years that is a whopping saving of $24,000, and evidence that shopping your mortgage rate has is benefits.

Start scouring the home loan products below to find and compare some of Australia’s most competitive bank mortgage rates.

Advertisement
Call RateCity 1300 001 153

^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.

Compare your product with the big 4 banks, or add more products to compare
As seen on