Compare bank mortgage rates

Find home loans from a wide range of Australian lenders that best suit your needs, whether you're investing, refinancing or looking to buy your first home. Compare interest rates, mortgage repayments, fees and more. - Data last updated on 22 Jun 2018

Compare bank mortgage rates

Premier Standard Variable Home LoanSpecialAvailable on new Premier home loan borrowings from $50,000 when applying by 31 July 2018
Advertised rate
3.69%
Variable
Comparison rate*
3.70%
Monthly repayment
$1,149
Real Time Rating™

4.43 / 5

Compare
Extra Home Loan (Principal and Interest)
Advertised rate
3.99%
Variable
Comparison rate*
4.00%
Monthly repayment
$1,192
Real Time Rating™

4.36 / 5

Compare
Base Variable Home Loan (Interest Only)
Advertised rate
4.70%
Variable
Comparison rate*
4.42%
Monthly repayment
$1,297
Real Time Rating™

2.79 / 5

Compare
Extra Investment Loan (Principal and Interest)
Advertised rate
4.44%
Variable
Comparison rate*
4.45%
Monthly repayment
$1,258
Real Time Rating™

3.79 / 5

Compare
No Fee Variable Rate Home Loan (Principal and Interest)
Advertised rate
4.52%
Variable
Comparison rate*
4.52%
Monthly repayment
$1,270
Real Time Rating™

3.35 / 5

Compare
Flexi First Option Home Loan (Principal and Interest)
Advertised rate
4.59%
Variable
Comparison rate*
4.64%
Monthly repayment
$1,280
Real Time Rating™

3.21 / 5

Compare
Choice Package Tailored Home Loan (Principal and Interest) ($250k-$750k)
Advertised rate
4.39%
Variable
Comparison rate*
4.78%
Monthly repayment
$1,250
Real Time Rating™

3.76 / 5

Compare
Choice Package Tailored Home Loan Fixed (Principal and Interest) 5 Years
Advertised rate
4.09%
Fixed - 5 years
Comparison rate*
4.80%
Monthly repayment
$1,207
Real Time Rating™

3.71 / 5

Compare
Premier Package Rocket Repay Home Loan (Principal and Interest) ($250k-$500k)
Advertised rate
4.44%
Variable
Comparison rate*
4.82%
Monthly repayment
$1,258
Real Time Rating™

3.76 / 5

Compare
Choice Package Tailored Home Loan Fixed (Principal and Interest) 3 Years
Advertised rate
3.94%
Fixed - 3 years
Comparison rate*
4.84%
Monthly repayment
$1,185
Real Time Rating™

3.56 / 5

Compare
Premier Package Low Doc Fixed Options Home Loan (Principal and Interest) 3 Years
Advertised rate
3.99%
Fixed - 3 years
Comparison rate*
4.85%
Monthly repayment
$1,192
Real Time Rating™

3.5 / 5

Compare
Choice Package Tailored Home Loan Fixed (Principal and Interest) (First Home Buyer Special) 2 YearsSpecialDiscount off the 2 years Package Fixed Rate (Principal and Interest) for a loan of $150k+ for first home buyers purchasing residential properties only
Advertised rate
3.69%
Fixed - 2 years
Comparison rate*
4.86%
Monthly repayment
$1,149
Real Time Rating™

3.43 / 5

Compare
Premier Package Low Doc Fixed Options Home Loan (Principal and Interest) 2 Years
Advertised rate
3.89%
Fixed - 2 years
Comparison rate*
4.88%
Monthly repayment
$1,178
Real Time Rating™

3.39 / 5

Compare
Choice Package Tailored Home Loan Fixed (Principal and Interest) 2 Years
Advertised rate
3.88%
Fixed - 2 years
Comparison rate*
4.89%
Monthly repayment
$1,176
Real Time Rating™

3.41 / 5

Compare
Breakfree Package Fixed Rate Home Loan (Low Doc) 3 Years
Advertised rate
4.09%
Fixed - 3 years
Comparison rate*
4.93%
Monthly repayment
$1,207
Real Time Rating™

3.41 / 5

Compare
Tailored Home Loan Fixed (Principal and Interest) 5 Years
Advertised rate
4.19%
Fixed - 5 years
Comparison rate*
4.93%
Monthly repayment
$1,221
Real Time Rating™

3.67 / 5

Compare
Choice Package Tailored Home Loan Fixed (Principal and Interest) 1 Year
Advertised rate
3.89%
Fixed - 1 year
Comparison rate*
4.96%
Monthly repayment
$1,178
Real Time Rating™

3.21 / 5

Compare
Breakfree Package Fixed Rate Home Loan (Low Doc) 2 Years
Advertised rate
3.99%
Fixed - 2 years
Comparison rate*
4.96%
Monthly repayment
$1,192
Real Time Rating™

3.31 / 5

Compare
Choice Package Tailored Home Loan (Interest Only) ($250k-$750k)
Advertised rate
4.92%
Variable
Comparison rate*
4.96%
Monthly repayment
$1,330
Real Time Rating™

2.77 / 5

Compare
Premier Package Low Doc Fixed Options Home Loan (Principal and Interest) 1 Year
Advertised rate
4.09%
Fixed - 1 year
Comparison rate*
4.97%
Monthly repayment
$1,207
Real Time Rating™

3.14 / 5

Compare
Fixed Rate Home Loan (Low Doc) 3 Years
Advertised rate
4.14%
Fixed - 3 years
Comparison rate*
4.98%
Monthly repayment
$1,214
Real Time Rating™

3.09 / 5

Compare
Choice Package Tailored Home Loan Fixed (Interest Only in Arrears) 3 Years
Advertised rate
4.29%
Fixed - 3 years
Comparison rate*
4.98%
Monthly repayment
$1,236
Real Time Rating™

2.74 / 5

Compare
Choice Package Tailored Home Loan Fixed (Interest Only in Advance) 3 Years
Advertised rate
4.19%
Fixed - 3 years
Comparison rate*
4.99%
Monthly repayment
$1,221
Real Time Rating™

2.82 / 5

Compare
Choice Package Tailored Home Loan Fixed (Principal and Interest) 4 Years
Advertised rate
4.59%
Fixed - 4 years
Comparison rate*
5.01%
Monthly repayment
$1,280
Real Time Rating™

3.06 / 5

Compare
Breakfree Package Fixed Rate Home Loan (Low Doc) 4 Years
Advertised rate
4.49%
Fixed - 4 years
Comparison rate*
5.02%
Monthly repayment
$1,265
Real Time Rating™

3.15 / 5

Compare
Breakfree Package Fixed Rate Home Loan (Low Doc) 1 Year
Advertised rate
4.09%
Fixed - 1 year
Comparison rate*
5.03%
Monthly repayment
$1,207
Real Time Rating™

3.1 / 5

Compare
Breakfree Package Fixed Rate Home Loan (Interest Only) 2 Years
Advertised rate
4.49%
Fixed - 2 years
Comparison rate*
5.04%
Monthly repayment
$1,265
Real Time Rating™

2.82 / 5

Compare
Tailored Home Loan Fixed (Principal and Interest) 3 Years
Advertised rate
4.04%
Fixed - 3 years
Comparison rate*
5.05%
Monthly repayment
$1,199
Real Time Rating™

3.28 / 5

Compare
Breakfree Package Fixed Rate Home Loan (Low Doc) 5 Years
Advertised rate
4.59%
Fixed - 5 years
Comparison rate*
5.05%
Monthly repayment
$1,280
Real Time Rating™

3.07 / 5

Compare
Fixed Rate Home Loan (Low Doc) 2 Years
Advertised rate
4.14%
Fixed - 2 years
Comparison rate*
5.06%
Monthly repayment
$1,214
Real Time Rating™

2.82 / 5

Compare
Choice Package Tailored Home Loan Fixed (Interest Only in Advance) 2 Years
Advertised rate
4.19%
Fixed - 2 years
Comparison rate*
5.06%
Monthly repayment
$1,221
Real Time Rating™

2.62 / 5

Compare
Choice Package Tailored Home Loan Fixed (Interest Only in Arrears) 2 Years
Advertised rate
4.29%
Fixed - 2 years
Comparison rate*
5.06%
Monthly repayment
$1,236
Real Time Rating™

2.57 / 5

Compare
Fixed Rate Home Loan 3 Years
Advertised rate
4.14%
Fixed - 3 years
Comparison rate*
5.07%
Monthly repayment
$1,214
Real Time Rating™

3.05 / 5

Compare
Fixed Rate Home Loan (Low Doc) 4 Years
Advertised rate
4.64%
Fixed - 4 years
Comparison rate*
5.08%
Monthly repayment
$1,288
Real Time Rating™

2.84 / 5

Compare
Fixed Rate Home Loan (Low Doc) 5 Years
Advertised rate
4.74%
Fixed - 5 years
Comparison rate*
5.09%
Monthly repayment
$1,303
Real Time Rating™

2.84 / 5

Compare
Tailored Home Loan Fixed (Principal and Interest) 2 Years
Advertised rate
3.98%
Fixed - 2 years
Comparison rate*
5.13%
Monthly repayment
$1,191
Real Time Rating™

3.01 / 5

Compare
Fixed Rate Home Loan 2 Years
Advertised rate
4.04%
Fixed - 2 years
Comparison rate*
5.14%
Monthly repayment
$1,199
Real Time Rating™

2.83 / 5

Compare
Choice Package Tailored Home Loan Fixed (Interest Only in Arrears) 5 Years
Advertised rate
4.99%
Fixed - 5 years
Comparison rate*
5.14%
Monthly repayment
$1,341
Real Time Rating™

2.25 / 5

Compare
Low Doc Fixed Options Home Loan (Principal and Interest) 3 Years (LVR 60%-80%)
Advertised rate
4.19%
Fixed - 3 years
Comparison rate*
5.15%
Monthly repayment
$1,221
Real Time Rating™

3.16 / 5

Compare
Low Doc Fixed Options Home Loan (Principal and Interest) 3 Years (LVR < 60%)
Advertised rate
4.19%
Fixed - 3 years
Comparison rate*
5.15%
Monthly repayment
$1,221
Real Time Rating™

3.16 / 5

Compare
Choice Package Tailored Home Loan Fixed (Interest Only in Advance) 5 Years
Advertised rate
4.89%
Fixed - 5 years
Comparison rate*
5.15%
Monthly repayment
$1,325
Real Time Rating™

2.37 / 5

Compare
Choice Package Tailored Home Loan Fixed (Interest Only in Arrears) 4 Years
Advertised rate
4.99%
Fixed - 4 years
Comparison rate*
5.15%
Monthly repayment
$1,341
Real Time Rating™

2.21 / 5

Compare
Fixed Rate Home Loan (Low Doc) 1 Year
Advertised rate
4.24%
Fixed - 1 year
Comparison rate*
5.16%
Monthly repayment
$1,228
Real Time Rating™

2.52 / 5

Compare
Choice Package Tailored Home Loan Fixed (Interest Only in Advance) 4 Years
Advertised rate
4.89%
Fixed - 4 years
Comparison rate*
5.16%
Monthly repayment
$1,325
Real Time Rating™

2.31 / 5

Compare
Tailored Home Loan Fixed (Principal and Interest) 4 Years
Advertised rate
4.69%
Fixed - 4 years
Comparison rate*
5.18%
Monthly repayment
$1,295
Real Time Rating™

2.91 / 5

Compare
Tailored Home Loan Fixed (Interest Only in Arrears) 3 Years
Advertised rate
4.39%
Fixed - 3 years
Comparison rate*
5.22%
Monthly repayment
$1,250
Real Time Rating™

2.45 / 5

Compare
Low Doc Fixed Options Home Loan (Principal and Interest) 2 Years (LVR 60%-80%)
Advertised rate
4.09%
Fixed - 2 years
Comparison rate*
5.23%
Monthly repayment
$1,207
Real Time Rating™

2.92 / 5

Compare
Low Doc Fixed Options Home Loan (Principal and Interest) 2 Years (LVR < 60%)
Advertised rate
4.09%
Fixed - 2 years
Comparison rate*
5.23%
Monthly repayment
$1,207
Real Time Rating™

2.92 / 5

Compare
Tailored Home Loan Fixed (Interest Only in Advance) 3 Years
Advertised rate
4.29%
Fixed - 3 years
Comparison rate*
5.23%
Monthly repayment
$1,236
Real Time Rating™

2.52 / 5

Compare
Tailored Home Loan Fixed (Principal and Interest) 1 Year
Advertised rate
3.99%
Fixed - 1 year
Comparison rate*
5.25%
Monthly repayment
$1,192
Real Time Rating™

2.67 / 5

Compare
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If you want to narrow down your home loan search by focusing on bank mortgage rates only, you can conduct a home loan rate comparison here. Bank mortgage interest rates and features vary extensively from non-bank lenders, so consider extending your home loan search to include some of Australia’s best mortgage rates.

If you need a little assistance to steer you towards some great bank mortgage rates, use the Real Time Ratings™ system. These personalised ratings assess the home loans in our database to give them a score out of five, based on key criteria such as interest rate, fees and the flexibility of the loan.

Aside from being guided by Real Time Ratings™, scouring the market online is a great way to track down a great mortgage deal. Because let’s face it, the difference between a good deal and a great deal could be thousands of dollars.

For instance, if you are considering a mortgage rate of 7.22 percent for a $300,000 loan over 25 years and you tracked down a better rate of 6.79 percent, then you might save more than $80 each month in repayments. Over 25 years that is a whopping saving of $24,000, and evidence that shopping your mortgage rate has is benefits.

Start scouring the home loan products below to find and compare some of Australia’s most competitive bank mortgage rates.

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^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.

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