1. Home
  2. Home Loans
  3. Bank of China
  4. Fixed Rate Home Loan (Interest Only) 2 years
product logo

Fixed Rate Home Loan (Interest Only) 2 years

Discount Variable Home Loan

Special$0 application fee 

Make the move to UBank's award winning home loan

Advertised Rate
Comparison Rate*

2.84%

2.84%

Owner Occupier Discounted...

company logo
UBank terms and conditions
Promoted
Advertised rate
4.29%
Fixed - 2 years then 4.39%
Comparison rate*
4.58%
monthly Repayment
$0
Compare

Customise your mortgage repayments by entering your details:

I want to borrow

Loan Term

years

Repayment Frequency

MonthlyFortnightlyWeekly

Pros and Cons

Pros:
  • No upfront fees
  • Repayments will not change during fixed period
Cons:
  • No redraw and no offset
  • Not available for first home buyer
  • Annual fee charged
  • Discharge fee at end of loan
Advertisement
Advertisement

Fees and Features

Maximum LVR
Maximum LVR
80%
Interest rate structure
Interest rate structure
Fixed - 2 years
Borrowing range
Borrowing range
$150k - $100m
Calculate how much you can borrow »
Total repayments
Total repayments
$321,900
View repayment schedule »
Principal & interest
Principal & interest
Interest only
Interest only
Loan term
Loan term
0 - 30 years
Offset account
Offset account
Extra repayments
Extra repayments
Unlimited extra repayments
Redraw facility
Redraw facility
Allows split interest
Allows split interest
Suitable For
Suitable ForOwner Occupiers
Applicable States
Applicable StatesACT, NSW, NT, QLD, SA, TAS, VIC, WA
Make Repayments
Make RepaymentsMonthly
Estimated upfront fees
Estimated upfront fees
$0
Application fee
Application fee
$0
Settlement fee
Settlement fee
$0
Valuation fee
Valuation fee
$0
Legal fee
Legal fee
$0
Ongoing fee
Ongoing fee
$190 annually
Discharge fee
Discharge fee
$450
Property Type
Property Type
SMSF Trustee
SMSF Trustee
Minimum SMSF Amount
Minimum SMSF Amount
Maximum LVR
Maximum LVR
80%
Interest rate structure
Interest rate structure
Fixed - 2 years
Borrowing range
Borrowing range
$150k - $100m
Calculate how much you can borrow »
Total repayments
Total repayments
$321,900
View repayment schedule »
Principal & interest
Principal & interest
Interest only
Interest only
Loan term
Loan term
0 - 30 years
Offset account
Offset account
Extra repayments
Extra repayments
Unlimited extra repayments
Redraw facility
Redraw facility
Allows split interest
Allows split interest
Suitable For
Suitable ForOwner Occupiers
Applicable States
Applicable StatesACT, NSW, NT, QLD, SA, TAS, VIC, WA
Make Repayments
Make RepaymentsMonthly
Estimated upfront fees
Estimated upfront fees
$0
Application fee
Application fee
$0
Settlement fee
Settlement fee
$0
Valuation fee
Valuation fee
$0
Legal fee
Legal fee
$0
Ongoing fee
Ongoing fee
$190 annually
Discharge fee
Discharge fee
$450
Property Type
Property Type
SMSF Trustee
SMSF Trustee
Minimum SMSF Amount
Minimum SMSF Amount
Other Restrictions
Other fees may apply

Similar home loans searches

Related articles

What a US Fed rate rise means for Australia

... improving job market in the United States and a strengthening national ... Dr Shane Oliver, Head of Investment Strategy and Chief Economist at . ... Dr Shane Oliver, Head of Investment Strategy and Chief Economist at ... the time to fix your home loan? How will the global share ...

Patricia Babalis
( 4 min read )

Property, super and more: What lies ahead for 2016?

Will house prices rise or fall? Will the government implement changes to the super system? And will customers be able to wear online banking technology? ... Wearable banking? The future of internet banking is going to be a very interesting ... source of demand and supply in these burgeoning sub-markets. Related links Home loans ...

Patricia Babalis
( 8 min read )

Will today's RBA meeting lead to a cut in home loans?

... per cent, the Reserve Bank's first meeting of 2016 tomorrow will set ... The pressure on our central bank to cut rates has, if ... anything ... discounts and ultra low rates in the last four weeks, but only ... hold. Related links: Compare low interest home loans How much can you afford ...

RateCity Staff
( 3 min read )

Australians own the biggest houses in the world

How big are Australia's houses? According to one industry commentator, they're the biggest in the world! But are they getting smaller? ... the attention of those contemplating home loans. “Australian houses, measured in terms ... findings from Westpac Group-owned BT Investment Management could have interesting ramifications ...

Laine Gordon
( 4 min read )

Cash rate on hold as more banks slash fixed rates

The Reserve Bank of Australia has today left the cash rate on hold at 1.5 per cent. Meanwhile, 22 lenders have slashed rates on more than 150 fixed home loans ... home loan interest rates Loan Type Lender Interest Rate Variable Reduce Home Loans 3.44% 1-year fixed Suncorp Bank ... 3-year fixed Bank of China 3.64% 4-year fixed Greater Bank 3.64% ...

Alex Ritchie
( 2 min read )

Popular home loans searches

View all
Compare your product with the big 4 banks, or add more products to compare
As seen on