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Fixed Rate Home Loan (Principal and Interest) 5 years

Discount Variable Home Loan

Special$0 application fee 

Make the move to UBank's award winning home loan

Advertised Rate
Comparison Rate*

2.84%

2.84%

Owner Occupier Discounted...

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UBank terms and conditions
Promoted
Advertised rate
4.49%
Fixed - 5 years then 4.39%
Comparison rate*
4.64%
monthly Repayment
$0
Compare

Customise your mortgage repayments by entering your details:

I want to borrow

Loan Term

years

Repayment Frequency

MonthlyFortnightlyWeekly

Pros and Cons

Pros:
  • No upfront fees
  • Repayments will not change during fixed period
Cons:
  • No redraw and no offset
  • Not available for first home buyer
  • Annual fee charged
  • Discharge fee at end of loan
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Fees and Features

Maximum LVR
Maximum LVR
90%
Interest rate structure
Interest rate structure
Fixed - 5 years
Borrowing range
Borrowing range
$150k - $100m
Calculate how much you can borrow »
Total repayments
Total repayments
$499,800
View repayment schedule »
Principal & interest
Principal & interest
Interest only
Interest only
Loan term
Loan term
0 - 30 years
Offset account
Offset account
Extra repayments
Extra repayments
Unlimited extra repayments
Redraw facility
Redraw facility
Allows split interest
Allows split interest
Suitable For
Suitable ForOwner Occupiers
Applicable States
Applicable StatesACT, NSW, NT, QLD, SA, TAS, VIC, WA
Make Repayments
Make RepaymentsMonthly
Estimated upfront fees
Estimated upfront fees
$0
Application fee
Application fee
$0
Settlement fee
Settlement fee
$0
Valuation fee
Valuation fee
$0
Legal fee
Legal fee
$0
Ongoing fee
Ongoing fee
$190 annually
Discharge fee
Discharge fee
$450
Property Type
Property Type
SMSF Trustee
SMSF Trustee
Minimum SMSF Amount
Minimum SMSF Amount
Maximum LVR
Maximum LVR
90%
Interest rate structure
Interest rate structure
Fixed - 5 years
Borrowing range
Borrowing range
$150k - $100m
Calculate how much you can borrow »
Total repayments
Total repayments
$499,800
View repayment schedule »
Principal & interest
Principal & interest
Interest only
Interest only
Loan term
Loan term
0 - 30 years
Offset account
Offset account
Extra repayments
Extra repayments
Unlimited extra repayments
Redraw facility
Redraw facility
Allows split interest
Allows split interest
Suitable For
Suitable ForOwner Occupiers
Applicable States
Applicable StatesACT, NSW, NT, QLD, SA, TAS, VIC, WA
Make Repayments
Make RepaymentsMonthly
Estimated upfront fees
Estimated upfront fees
$0
Application fee
Application fee
$0
Settlement fee
Settlement fee
$0
Valuation fee
Valuation fee
$0
Legal fee
Legal fee
$0
Ongoing fee
Ongoing fee
$190 annually
Discharge fee
Discharge fee
$450
Property Type
Property Type
SMSF Trustee
SMSF Trustee
Minimum SMSF Amount
Minimum SMSF Amount
Other Restrictions
Other fees may apply

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