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4.99
% p.a
Fixed - 4 years
4.85
% p.a
$1,248
based on $300,000 loan amount for 25 years at 4.99%
Calculate your repayments for this loan
Your estimated repayment
$1,248
based on $300,000 loan amount for 25 years at 4.99%
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Quick home loan review
For Fixed Rate Investment Loan (Interest Only) 4 years
These are the benefits of this home loan.
- No upfront fees
These are the drawbacks of this home loan.
- No redraw and no offset
- Higher than average interest rate
- Loan reverts to higher rate after fixed period
- Not available for first home buyers
- Ongoing fee
- Discharge fee at end of loan
- No repayment holidays
Home loan overview
For Fixed Rate Investment Loan (Interest Only) 4 years
- Details
- Features
- Fees
- Application method
Details
Maximum LVR 90% | Total Repayments $374,400 |
Interest rate type Fixed - 4 years | |
Borrowing range
$150k
-
$100m
| Suitable for Investors |
Loan term range 0 - 30 years | Principal & interest |
Interest only | Applicable states ACT, NSW, NT, QLD, SA, TAS, VIC, WA |
Features
Extra repayments Unlimited extra repayments | Offset account No |
Redraw facility | Split interest facility |
Loan portable | Repayment holiday available |
Allow guarantors | Available for first home buyers |
Fees
Total estimated upfront fees 0 | Application fee 0 |
Legal fee $0 | Valuation fee $0 |
Settlement fee 0 | Other upfront fee 0 |
Ongoing fee $190 annually | Discharge fee 250 |
Application method
Online | Phone |
Broker | In branch |
- Cashback Refinance Cashback of $3000 for externally refinanced and $888 for new purchases. Annual fee of $395 waived for new customers who setup direct debit of loan repayments.Promotional rates and cashback offer available for loan applications received from 14 April 2022 to 30 June 2022 and settled before 30 September 2022. Promotional rates and cashback offer available for loan applications fully assessed on Australian Income with an LVR ≤ 80%. Each customer (including each holder of joint accounts) can only participate once Cashback offer. Cashback applies for external refinanced eligible loans if the borrower sets up a Bank of China account for direct debit of loan repayments Cashback offer applies for home loan applications with new security property to Bank of China. No special offers for LMI applications.
Target Market Determination
Visit Bank of China to view Target Market Determination.
Other Restrictions
Other fees may apply
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