Advantage Package Variable Home Loan (Interest Only) (LVR < 60%) from Bank of Melbourne

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.
Borrow amount
$300,000
Advertised rate
3.98%
Variable
Loan term
over 25 years
Repayment Frequency
Monthly
Monthly repayment
$995
Number of Repayments
300
Total Interest Paid
$-1,500
Total repayments
$298,500
DatePrincipleInterestPaymentBalance
2019 Total$0$0$0
1Jan 2020$585.20$995.00$1,580.20$299,414.80
2Feb 2020$587.14$993.06$1,580.20$298,827.66
3Mar 2020$589.09$991.11$1,580.20$298,238.57
4Apr 2020$591.04$989.16$1,580.20$297,647.53
5May 2020$593.00$987.20$1,580.20$297,054.53
6Jun 2020$594.97$985.23$1,580.20$296,459.56
7Jul 2020$596.94$983.26$1,580.20$295,862.62
8Aug 2020$598.92$981.28$1,580.20$295,263.70
9Sep 2020$600.91$979.29$1,580.20$294,662.79
10Oct 2020$602.90$977.30$1,580.20$294,059.89
11Nov 2020$604.90$975.30$1,580.20$293,454.99
12Dec 2020$606.91$973.29$1,580.20$292,848.08
2020 Total$7,151.92$11,810.48$18,962.4
13Jan 2021$608.92$971.28$1,580.20$292,239.16
14Feb 2021$610.94$969.26$1,580.20$291,628.22
15Mar 2021$612.97$967.23$1,580.20$291,015.25
16Apr 2021$615.00$965.20$1,580.20$290,400.25
17May 2021$617.04$963.16$1,580.20$289,783.21
18Jun 2021$619.09$961.11$1,580.20$289,164.12
19Jul 2021$621.14$959.06$1,580.20$288,542.98
20Aug 2021$623.20$957.00$1,580.20$287,919.78
21Sep 2021$625.27$954.93$1,580.20$287,294.51
22Oct 2021$627.34$952.86$1,580.20$286,667.17
23Nov 2021$629.42$950.78$1,580.20$286,037.75
24Dec 2021$631.51$948.69$1,580.20$285,406.24
2021 Total$7,441.84$11,520.56$18,962.4
25Jan 2022$633.60$946.60$1,580.20$284,772.64
26Feb 2022$635.70$944.50$1,580.20$284,136.94
27Mar 2022$637.81$942.39$1,580.20$283,499.13
28Apr 2022$639.93$940.27$1,580.20$282,859.20
29May 2022$642.05$938.15$1,580.20$282,217.15
30Jun 2022$644.18$936.02$1,580.20$281,572.97
31Jul 2022$646.32$933.88$1,580.20$280,926.65
32Aug 2022$648.46$931.74$1,580.20$280,278.19
33Sep 2022$650.61$929.59$1,580.20$279,627.58
34Oct 2022$652.77$927.43$1,580.20$278,974.81
35Nov 2022$654.93$925.27$1,580.20$278,319.88
36Dec 2022$657.11$923.09$1,580.20$277,662.77
2022 Total$7,743.47$11,218.93$18,962.4
37Jan 2023$659.29$920.91$1,580.20$277,003.48
38Feb 2023$661.47$918.73$1,580.20$276,342.01
39Mar 2023$663.67$916.53$1,580.20$275,678.34
40Apr 2023$665.87$914.33$1,580.20$275,012.47
41May 2023$668.08$912.12$1,580.20$274,344.39
42Jun 2023$670.29$909.91$1,580.20$273,674.10
43Jul 2023$672.51$907.69$1,580.20$273,001.59
44Aug 2023$674.74$905.46$1,580.20$272,326.85
45Sep 2023$676.98$903.22$1,580.20$271,649.87
46Oct 2023$679.23$900.97$1,580.20$270,970.64
47Nov 2023$681.48$898.72$1,580.20$270,289.16
48Dec 2023$683.74$896.46$1,580.20$269,605.42
2023 Total$8,057.35$10,905.05$18,962.4
49Jan 2024$686.01$894.19$1,580.20$268,919.41
50Feb 2024$688.28$891.92$1,580.20$268,231.13
51Mar 2024$690.57$889.63$1,580.20$267,540.56
52Apr 2024$692.86$887.34$1,580.20$266,847.70
53May 2024$695.16$885.04$1,580.20$266,152.54
54Jun 2024$697.46$882.74$1,580.20$265,455.08
55Jul 2024$699.77$880.43$1,580.20$264,755.31
56Aug 2024$702.09$878.11$1,580.20$264,053.22
57Sep 2024$704.42$875.78$1,580.20$263,348.80
58Oct 2024$706.76$873.44$1,580.20$262,642.04
59Nov 2024$709.10$871.10$1,580.20$261,932.94
60Dec 2024$711.46$868.74$1,580.20$261,221.48
2024 Total$8,383.94$10,578.46$18,962.4
61Jan 2025$713.82$866.38$1,580.20$260,507.66
62Feb 2025$716.18$864.02$1,580.20$259,791.48
63Mar 2025$718.56$861.64$1,580.20$259,072.92
64Apr 2025$720.94$859.26$1,580.20$258,351.98
65May 2025$723.33$856.87$1,580.20$257,628.65
66Jun 2025$725.73$854.47$1,580.20$256,902.92
67Jul 2025$728.14$852.06$1,580.20$256,174.78
68Aug 2025$730.55$849.65$1,580.20$255,444.23
69Sep 2025$732.98$847.22$1,580.20$254,711.25
70Oct 2025$735.41$844.79$1,580.20$253,975.84
71Nov 2025$737.85$842.35$1,580.20$253,237.99
72Dec 2025$740.29$839.91$1,580.20$252,497.70
2025 Total$8,723.78$10,238.62$18,962.4
73Jan 2026$742.75$837.45$1,580.20$251,754.95
74Feb 2026$745.21$834.99$1,580.20$251,009.74
75Mar 2026$747.68$832.52$1,580.20$250,262.06
76Apr 2026$750.16$830.04$1,580.20$249,511.90
77May 2026$752.65$827.55$1,580.20$248,759.25
78Jun 2026$755.15$825.05$1,580.20$248,004.10
79Jul 2026$757.65$822.55$1,580.20$247,246.45
80Aug 2026$760.17$820.03$1,580.20$246,486.28
81Sep 2026$762.69$817.51$1,580.20$245,723.59
82Oct 2026$765.22$814.98$1,580.20$244,958.37
83Nov 2026$767.75$812.45$1,580.20$244,190.62
84Dec 2026$770.30$809.90$1,580.20$243,420.32
2026 Total$9,077.38$9,885.02$18,962.4
85Jan 2027$772.86$807.34$1,580.20$242,647.46
86Feb 2027$775.42$804.78$1,580.20$241,872.04
87Mar 2027$777.99$802.21$1,580.20$241,094.05
88Apr 2027$780.57$799.63$1,580.20$240,313.48
89May 2027$783.16$797.04$1,580.20$239,530.32
90Jun 2027$785.76$794.44$1,580.20$238,744.56
91Jul 2027$788.36$791.84$1,580.20$237,956.20
92Aug 2027$790.98$789.22$1,580.20$237,165.22
93Sep 2027$793.60$786.60$1,580.20$236,371.62
94Oct 2027$796.23$783.97$1,580.20$235,575.39
95Nov 2027$798.87$781.33$1,580.20$234,776.52
96Dec 2027$801.52$778.68$1,580.20$233,975.00
2027 Total$9,445.32$9,517.08$18,962.4
97Jan 2028$804.18$776.02$1,580.20$233,170.82
98Feb 2028$806.85$773.35$1,580.20$232,363.97
99Mar 2028$809.53$770.67$1,580.20$231,554.44
100Apr 2028$812.21$767.99$1,580.20$230,742.23
101May 2028$814.90$765.30$1,580.20$229,927.33
102Jun 2028$817.61$762.59$1,580.20$229,109.72
103Jul 2028$820.32$759.88$1,580.20$228,289.40
104Aug 2028$823.04$757.16$1,580.20$227,466.36
105Sep 2028$825.77$754.43$1,580.20$226,640.59
106Oct 2028$828.51$751.69$1,580.20$225,812.08
107Nov 2028$831.26$748.94$1,580.20$224,980.82
108Dec 2028$834.01$746.19$1,580.20$224,146.81
2028 Total$9,828.19$9,134.21$18,962.4
109Jan 2029$836.78$743.42$1,580.20$223,310.03
110Feb 2029$839.56$740.64$1,580.20$222,470.47
111Mar 2029$842.34$737.86$1,580.20$221,628.13
112Apr 2029$845.13$735.07$1,580.20$220,783.00
113May 2029$847.94$732.26$1,580.20$219,935.06
114Jun 2029$850.75$729.45$1,580.20$219,084.31
115Jul 2029$853.57$726.63$1,580.20$218,230.74
116Aug 2029$856.40$723.80$1,580.20$217,374.34
117Sep 2029$859.24$720.96$1,580.20$216,515.10
118Oct 2029$862.09$718.11$1,580.20$215,653.01
119Nov 2029$864.95$715.25$1,580.20$214,788.06
120Dec 2029$867.82$712.38$1,580.20$213,920.24
2029 Total$10,226.57$8,735.83$18,962.4
121Jan 2030$870.70$709.50$1,580.20$213,049.54
122Feb 2030$873.59$706.61$1,580.20$212,175.95
123Mar 2030$876.48$703.72$1,580.20$211,299.47
124Apr 2030$879.39$700.81$1,580.20$210,420.08
125May 2030$882.31$697.89$1,580.20$209,537.77
126Jun 2030$885.23$694.97$1,580.20$208,652.54
127Jul 2030$888.17$692.03$1,580.20$207,764.37
128Aug 2030$891.11$689.09$1,580.20$206,873.26
129Sep 2030$894.07$686.13$1,580.20$205,979.19
130Oct 2030$897.04$683.16$1,580.20$205,082.15
131Nov 2030$900.01$680.19$1,580.20$204,182.14
132Dec 2030$903.00$677.20$1,580.20$203,279.14
2030 Total$10,641.1$8,321.3$18,962.4
133Jan 2031$905.99$674.21$1,580.20$202,373.15
134Feb 2031$909.00$671.20$1,580.20$201,464.15
135Mar 2031$912.01$668.19$1,580.20$200,552.14
136Apr 2031$915.04$665.16$1,580.20$199,637.10
137May 2031$918.07$662.13$1,580.20$198,719.03
138Jun 2031$921.12$659.08$1,580.20$197,797.91
139Jul 2031$924.17$656.03$1,580.20$196,873.74
140Aug 2031$927.24$652.96$1,580.20$195,946.50
141Sep 2031$930.31$649.89$1,580.20$195,016.19
142Oct 2031$933.40$646.80$1,580.20$194,082.79
143Nov 2031$936.49$643.71$1,580.20$193,146.30
144Dec 2031$939.60$640.60$1,580.20$192,206.70
2031 Total$11,072.44$7,889.96$18,962.4
145Jan 2032$942.71$637.49$1,580.20$191,263.99
146Feb 2032$945.84$634.36$1,580.20$190,318.15
147Mar 2032$948.98$631.22$1,580.20$189,369.17
148Apr 2032$952.13$628.07$1,580.20$188,417.04
149May 2032$955.28$624.92$1,580.20$187,461.76
150Jun 2032$958.45$621.75$1,580.20$186,503.31
151Jul 2032$961.63$618.57$1,580.20$185,541.68
152Aug 2032$964.82$615.38$1,580.20$184,576.86
153Sep 2032$968.02$612.18$1,580.20$183,608.84
154Oct 2032$971.23$608.97$1,580.20$182,637.61
155Nov 2032$974.45$605.75$1,580.20$181,663.16
156Dec 2032$977.68$602.52$1,580.20$180,685.48
2032 Total$11,521.22$7,441.18$18,962.4
157Jan 2033$980.93$599.27$1,580.20$179,704.55
158Feb 2033$984.18$596.02$1,580.20$178,720.37
159Mar 2033$987.44$592.76$1,580.20$177,732.93
160Apr 2033$990.72$589.48$1,580.20$176,742.21
161May 2033$994.01$586.19$1,580.20$175,748.20
162Jun 2033$997.30$582.90$1,580.20$174,750.90
163Jul 2033$1,000.61$579.59$1,580.20$173,750.29
164Aug 2033$1,003.93$576.27$1,580.20$172,746.36
165Sep 2033$1,007.26$572.94$1,580.20$171,739.10
166Oct 2033$1,010.60$569.60$1,580.20$170,728.50
167Nov 2033$1,013.95$566.25$1,580.20$169,714.55
168Dec 2033$1,017.31$562.89$1,580.20$168,697.24
2033 Total$11,988.24$6,974.16$18,962.4
169Jan 2034$1,020.69$559.51$1,580.20$167,676.55
170Feb 2034$1,024.07$556.13$1,580.20$166,652.48
171Mar 2034$1,027.47$552.73$1,580.20$165,625.01
172Apr 2034$1,030.88$549.32$1,580.20$164,594.13
173May 2034$1,034.30$545.90$1,580.20$163,559.83
174Jun 2034$1,037.73$542.47$1,580.20$162,522.10
175Jul 2034$1,041.17$539.03$1,580.20$161,480.93
176Aug 2034$1,044.62$535.58$1,580.20$160,436.31
177Sep 2034$1,048.09$532.11$1,580.20$159,388.22
178Oct 2034$1,051.56$528.64$1,580.20$158,336.66
179Nov 2034$1,055.05$525.15$1,580.20$157,281.61
180Dec 2034$1,058.55$521.65$1,580.20$156,223.06
2034 Total$12,474.18$6,488.22$18,962.4
181Jan 2035$1,062.06$518.14$1,580.20$155,161.00
182Feb 2035$1,065.58$514.62$1,580.20$154,095.42
183Mar 2035$1,069.12$511.08$1,580.20$153,026.30
184Apr 2035$1,072.66$507.54$1,580.20$151,953.64
185May 2035$1,076.22$503.98$1,580.20$150,877.42
186Jun 2035$1,079.79$500.41$1,580.20$149,797.63
187Jul 2035$1,083.37$496.83$1,580.20$148,714.26
188Aug 2035$1,086.96$493.24$1,580.20$147,627.30
189Sep 2035$1,090.57$489.63$1,580.20$146,536.73
190Oct 2035$1,094.19$486.01$1,580.20$145,442.54
191Nov 2035$1,097.82$482.38$1,580.20$144,344.72
192Dec 2035$1,101.46$478.74$1,580.20$143,243.26
2035 Total$12,979.8$5,982.6$18,962.4
193Jan 2036$1,105.11$475.09$1,580.20$142,138.15
194Feb 2036$1,108.78$471.42$1,580.20$141,029.37
195Mar 2036$1,112.45$467.75$1,580.20$139,916.92
196Apr 2036$1,116.14$464.06$1,580.20$138,800.78
197May 2036$1,119.84$460.36$1,580.20$137,680.94
198Jun 2036$1,123.56$456.64$1,580.20$136,557.38
199Jul 2036$1,127.28$452.92$1,580.20$135,430.10
200Aug 2036$1,131.02$449.18$1,580.20$134,299.08
201Sep 2036$1,134.77$445.43$1,580.20$133,164.31
202Oct 2036$1,138.54$441.66$1,580.20$132,025.77
203Nov 2036$1,142.31$437.89$1,580.20$130,883.46
204Dec 2036$1,146.10$434.10$1,580.20$129,737.36
2036 Total$13,505.9$5,456.5$18,962.4
205Jan 2037$1,149.90$430.30$1,580.20$128,587.46
206Feb 2037$1,153.72$426.48$1,580.20$127,433.74
207Mar 2037$1,157.54$422.66$1,580.20$126,276.20
208Apr 2037$1,161.38$418.82$1,580.20$125,114.82
209May 2037$1,165.24$414.96$1,580.20$123,949.58
210Jun 2037$1,169.10$411.10$1,580.20$122,780.48
211Jul 2037$1,172.98$407.22$1,580.20$121,607.50
212Aug 2037$1,176.87$403.33$1,580.20$120,430.63
213Sep 2037$1,180.77$399.43$1,580.20$119,249.86
214Oct 2037$1,184.69$395.51$1,580.20$118,065.17
215Nov 2037$1,188.62$391.58$1,580.20$116,876.55
216Dec 2037$1,192.56$387.64$1,580.20$115,683.99
2037 Total$14,053.37$4,909.03$18,962.4
217Jan 2038$1,196.51$383.69$1,580.20$114,487.48
218Feb 2038$1,200.48$379.72$1,580.20$113,287.00
219Mar 2038$1,204.46$375.74$1,580.20$112,082.54
220Apr 2038$1,208.46$371.74$1,580.20$110,874.08
221May 2038$1,212.47$367.73$1,580.20$109,661.61
222Jun 2038$1,216.49$363.71$1,580.20$108,445.12
223Jul 2038$1,220.52$359.68$1,580.20$107,224.60
224Aug 2038$1,224.57$355.63$1,580.20$106,000.03
225Sep 2038$1,228.63$351.57$1,580.20$104,771.40
226Oct 2038$1,232.71$347.49$1,580.20$103,538.69
227Nov 2038$1,236.80$343.40$1,580.20$102,301.89
228Dec 2038$1,240.90$339.30$1,580.20$101,060.99
2038 Total$14,623$4,339.4$18,962.4
229Jan 2039$1,245.01$335.19$1,580.20$99,815.98
230Feb 2039$1,249.14$331.06$1,580.20$98,566.84
231Mar 2039$1,253.29$326.91$1,580.20$97,313.55
232Apr 2039$1,257.44$322.76$1,580.20$96,056.11
233May 2039$1,261.61$318.59$1,580.20$94,794.50
234Jun 2039$1,265.80$314.40$1,580.20$93,528.70
235Jul 2039$1,270.00$310.20$1,580.20$92,258.70
236Aug 2039$1,274.21$305.99$1,580.20$90,984.49
237Sep 2039$1,278.43$301.77$1,580.20$89,706.06
238Oct 2039$1,282.67$297.53$1,580.20$88,423.39
239Nov 2039$1,286.93$293.27$1,580.20$87,136.46
240Dec 2039$1,291.20$289.00$1,580.20$85,845.26
2039 Total$15,215.73$3,746.67$18,962.4
241Jan 2040$1,295.48$284.72$1,580.20$84,549.78
242Feb 2040$1,299.78$280.42$1,580.20$83,250.00
243Mar 2040$1,304.09$276.11$1,580.20$81,945.91
244Apr 2040$1,308.41$271.79$1,580.20$80,637.50
245May 2040$1,312.75$267.45$1,580.20$79,324.75
246Jun 2040$1,317.11$263.09$1,580.20$78,007.64
247Jul 2040$1,321.47$258.73$1,580.20$76,686.17
248Aug 2040$1,325.86$254.34$1,580.20$75,360.31
249Sep 2040$1,330.25$249.95$1,580.20$74,030.06
250Oct 2040$1,334.67$245.53$1,580.20$72,695.39
251Nov 2040$1,339.09$241.11$1,580.20$71,356.30
252Dec 2040$1,343.53$236.67$1,580.20$70,012.77
2040 Total$15,832.49$3,129.91$18,962.4
253Jan 2041$1,347.99$232.21$1,580.20$68,664.78
254Feb 2041$1,352.46$227.74$1,580.20$67,312.32
255Mar 2041$1,356.95$223.25$1,580.20$65,955.37
256Apr 2041$1,361.45$218.75$1,580.20$64,593.92
257May 2041$1,365.96$214.24$1,580.20$63,227.96
258Jun 2041$1,370.49$209.71$1,580.20$61,857.47
259Jul 2041$1,375.04$205.16$1,580.20$60,482.43
260Aug 2041$1,379.60$200.60$1,580.20$59,102.83
261Sep 2041$1,384.18$196.02$1,580.20$57,718.65
262Oct 2041$1,388.77$191.43$1,580.20$56,329.88
263Nov 2041$1,393.37$186.83$1,580.20$54,936.51
264Dec 2041$1,397.99$182.21$1,580.20$53,538.52
2041 Total$16,474.25$2,488.15$18,962.4
265Jan 2042$1,402.63$177.57$1,580.20$52,135.89
266Feb 2042$1,407.28$172.92$1,580.20$50,728.61
267Mar 2042$1,411.95$168.25$1,580.20$49,316.66
268Apr 2042$1,416.63$163.57$1,580.20$47,900.03
269May 2042$1,421.33$158.87$1,580.20$46,478.70
270Jun 2042$1,426.05$154.15$1,580.20$45,052.65
271Jul 2042$1,430.78$149.42$1,580.20$43,621.87
272Aug 2042$1,435.52$144.68$1,580.20$42,186.35
273Sep 2042$1,440.28$139.92$1,580.20$40,746.07
274Oct 2042$1,445.06$135.14$1,580.20$39,301.01
275Nov 2042$1,449.85$130.35$1,580.20$37,851.16
276Dec 2042$1,454.66$125.54$1,580.20$36,396.50
2042 Total$17,142.02$1,820.38$18,962.4
277Jan 2043$1,459.48$120.72$1,580.20$34,937.02
278Feb 2043$1,464.33$115.87$1,580.20$33,472.69
279Mar 2043$1,469.18$111.02$1,580.20$32,003.51
280Apr 2043$1,474.06$106.14$1,580.20$30,529.45
281May 2043$1,478.94$101.26$1,580.20$29,050.51
282Jun 2043$1,483.85$96.35$1,580.20$27,566.66
283Jul 2043$1,488.77$91.43$1,580.20$26,077.89
284Aug 2043$1,493.71$86.49$1,580.20$24,584.18
285Sep 2043$1,498.66$81.54$1,580.20$23,085.52
286Oct 2043$1,503.63$76.57$1,580.20$21,581.89
287Nov 2043$1,508.62$71.58$1,580.20$20,073.27
288Dec 2043$1,513.62$66.58$1,580.20$18,559.65
2043 Total$17,836.85$1,125.55$18,962.4
289Jan 2044$1,518.64$61.56$1,580.20$17,041.01
290Feb 2044$1,523.68$56.52$1,580.20$15,517.33
291Mar 2044$1,528.73$51.47$1,580.20$13,988.60
292Apr 2044$1,533.80$46.40$1,580.20$12,454.80
293May 2044$1,538.89$41.31$1,580.20$10,915.91
294Jun 2044$1,544.00$36.20$1,580.20$9,371.91
295Jul 2044$1,549.12$31.08$1,580.20$7,822.79
296Aug 2044$1,554.25$25.95$1,580.20$6,268.54
297Sep 2044$1,559.41$20.79$1,580.20$4,709.13
298Oct 2044$1,564.58$15.62$1,580.20$3,144.55
299Nov 2044$1,569.77$10.43$1,580.20$1,574.78
300Dec 2044$1,574.78$5.22$1,580.00$0.00
2044 Total$18,559.65$402.55$18,962.2
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