Standard Variable Home Loan (Interest Only) (LVR < 60%) from Bank of Melbourne

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.
Borrow amount
$300,000
Advertised rate
5.28%
Variable
Loan term
over 25 years
Repayment Frequency
Monthly
Monthly repayment
$1,320
Number of Repayments
300
Total Interest Paid
$96,000
Total repayments
$396,000
DatePrincipleInterestPaymentBalance
1Feb 2020$483.06$1,320.00$1,803.06$299,516.94
2Mar 2020$485.19$1,317.87$1,803.06$299,031.75
3Apr 2020$487.32$1,315.74$1,803.06$298,544.43
4May 2020$489.46$1,313.60$1,803.06$298,054.97
5Jun 2020$491.62$1,311.44$1,803.06$297,563.35
6Jul 2020$493.78$1,309.28$1,803.06$297,069.57
7Aug 2020$495.95$1,307.11$1,803.06$296,573.62
8Sep 2020$498.14$1,304.92$1,803.06$296,075.48
9Oct 2020$500.33$1,302.73$1,803.06$295,575.15
10Nov 2020$502.53$1,300.53$1,803.06$295,072.62
11Dec 2020$504.74$1,298.32$1,803.06$294,567.88
2020 Total$5,432.12$14,401.54$19,833.66
12Jan 2021$506.96$1,296.10$1,803.06$294,060.92
13Feb 2021$509.19$1,293.87$1,803.06$293,551.73
14Mar 2021$511.43$1,291.63$1,803.06$293,040.30
15Apr 2021$513.68$1,289.38$1,803.06$292,526.62
16May 2021$515.94$1,287.12$1,803.06$292,010.68
17Jun 2021$518.21$1,284.85$1,803.06$291,492.47
18Jul 2021$520.49$1,282.57$1,803.06$290,971.98
19Aug 2021$522.78$1,280.28$1,803.06$290,449.20
20Sep 2021$525.08$1,277.98$1,803.06$289,924.12
21Oct 2021$527.39$1,275.67$1,803.06$289,396.73
22Nov 2021$529.71$1,273.35$1,803.06$288,867.02
23Dec 2021$532.05$1,271.01$1,803.06$288,334.97
2021 Total$6,232.91$15,403.81$21,636.72
24Jan 2022$534.39$1,268.67$1,803.06$287,800.58
25Feb 2022$536.74$1,266.32$1,803.06$287,263.84
26Mar 2022$539.10$1,263.96$1,803.06$286,724.74
27Apr 2022$541.47$1,261.59$1,803.06$286,183.27
28May 2022$543.85$1,259.21$1,803.06$285,639.42
29Jun 2022$546.25$1,256.81$1,803.06$285,093.17
30Jul 2022$548.65$1,254.41$1,803.06$284,544.52
31Aug 2022$551.06$1,252.00$1,803.06$283,993.46
32Sep 2022$553.49$1,249.57$1,803.06$283,439.97
33Oct 2022$555.92$1,247.14$1,803.06$282,884.05
34Nov 2022$558.37$1,244.69$1,803.06$282,325.68
35Dec 2022$560.83$1,242.23$1,803.06$281,764.85
2022 Total$6,570.12$15,066.6$21,636.72
36Jan 2023$563.29$1,239.77$1,803.06$281,201.56
37Feb 2023$565.77$1,237.29$1,803.06$280,635.79
38Mar 2023$568.26$1,234.80$1,803.06$280,067.53
39Apr 2023$570.76$1,232.30$1,803.06$279,496.77
40May 2023$573.27$1,229.79$1,803.06$278,923.50
41Jun 2023$575.80$1,227.26$1,803.06$278,347.70
42Jul 2023$578.33$1,224.73$1,803.06$277,769.37
43Aug 2023$580.87$1,222.19$1,803.06$277,188.50
44Sep 2023$583.43$1,219.63$1,803.06$276,605.07
45Oct 2023$586.00$1,217.06$1,803.06$276,019.07
46Nov 2023$588.58$1,214.48$1,803.06$275,430.49
47Dec 2023$591.17$1,211.89$1,803.06$274,839.32
2023 Total$6,925.53$14,711.19$21,636.72
48Jan 2024$593.77$1,209.29$1,803.06$274,245.55
49Feb 2024$596.38$1,206.68$1,803.06$273,649.17
50Mar 2024$599.00$1,204.06$1,803.06$273,050.17
51Apr 2024$601.64$1,201.42$1,803.06$272,448.53
52May 2024$604.29$1,198.77$1,803.06$271,844.24
53Jun 2024$606.95$1,196.11$1,803.06$271,237.29
54Jul 2024$609.62$1,193.44$1,803.06$270,627.67
55Aug 2024$612.30$1,190.76$1,803.06$270,015.37
56Sep 2024$614.99$1,188.07$1,803.06$269,400.38
57Oct 2024$617.70$1,185.36$1,803.06$268,782.68
58Nov 2024$620.42$1,182.64$1,803.06$268,162.26
59Dec 2024$623.15$1,179.91$1,803.06$267,539.11
2024 Total$7,300.21$14,336.51$21,636.72
60Jan 2025$625.89$1,177.17$1,803.06$266,913.22
61Feb 2025$628.64$1,174.42$1,803.06$266,284.58
62Mar 2025$631.41$1,171.65$1,803.06$265,653.17
63Apr 2025$634.19$1,168.87$1,803.06$265,018.98
64May 2025$636.98$1,166.08$1,803.06$264,382.00
65Jun 2025$639.78$1,163.28$1,803.06$263,742.22
66Jul 2025$642.59$1,160.47$1,803.06$263,099.63
67Aug 2025$645.42$1,157.64$1,803.06$262,454.21
68Sep 2025$648.26$1,154.80$1,803.06$261,805.95
69Oct 2025$651.11$1,151.95$1,803.06$261,154.84
70Nov 2025$653.98$1,149.08$1,803.06$260,500.86
71Dec 2025$656.86$1,146.20$1,803.06$259,844.00
2025 Total$7,695.11$13,941.61$21,636.72
72Jan 2026$659.75$1,143.31$1,803.06$259,184.25
73Feb 2026$662.65$1,140.41$1,803.06$258,521.60
74Mar 2026$665.56$1,137.50$1,803.06$257,856.04
75Apr 2026$668.49$1,134.57$1,803.06$257,187.55
76May 2026$671.43$1,131.63$1,803.06$256,516.12
77Jun 2026$674.39$1,128.67$1,803.06$255,841.73
78Jul 2026$677.36$1,125.70$1,803.06$255,164.37
79Aug 2026$680.34$1,122.72$1,803.06$254,484.03
80Sep 2026$683.33$1,119.73$1,803.06$253,800.70
81Oct 2026$686.34$1,116.72$1,803.06$253,114.36
82Nov 2026$689.36$1,113.70$1,803.06$252,425.00
83Dec 2026$692.39$1,110.67$1,803.06$251,732.61
2026 Total$8,111.39$13,525.33$21,636.72
84Jan 2027$695.44$1,107.62$1,803.06$251,037.17
85Feb 2027$698.50$1,104.56$1,803.06$250,338.67
86Mar 2027$701.57$1,101.49$1,803.06$249,637.10
87Apr 2027$704.66$1,098.40$1,803.06$248,932.44
88May 2027$707.76$1,095.30$1,803.06$248,224.68
89Jun 2027$710.87$1,092.19$1,803.06$247,513.81
90Jul 2027$714.00$1,089.06$1,803.06$246,799.81
91Aug 2027$717.14$1,085.92$1,803.06$246,082.67
92Sep 2027$720.30$1,082.76$1,803.06$245,362.37
93Oct 2027$723.47$1,079.59$1,803.06$244,638.90
94Nov 2027$726.65$1,076.41$1,803.06$243,912.25
95Dec 2027$729.85$1,073.21$1,803.06$243,182.40
2027 Total$8,550.21$13,086.51$21,636.72
96Jan 2028$733.06$1,070.00$1,803.06$242,449.34
97Feb 2028$736.28$1,066.78$1,803.06$241,713.06
98Mar 2028$739.52$1,063.54$1,803.06$240,973.54
99Apr 2028$742.78$1,060.28$1,803.06$240,230.76
100May 2028$746.04$1,057.02$1,803.06$239,484.72
101Jun 2028$749.33$1,053.73$1,803.06$238,735.39
102Jul 2028$752.62$1,050.44$1,803.06$237,982.77
103Aug 2028$755.94$1,047.12$1,803.06$237,226.83
104Sep 2028$759.26$1,043.80$1,803.06$236,467.57
105Oct 2028$762.60$1,040.46$1,803.06$235,704.97
106Nov 2028$765.96$1,037.10$1,803.06$234,939.01
107Dec 2028$769.33$1,033.73$1,803.06$234,169.68
2028 Total$9,012.72$12,624$21,636.72
108Jan 2029$772.71$1,030.35$1,803.06$233,396.97
109Feb 2029$776.11$1,026.95$1,803.06$232,620.86
110Mar 2029$779.53$1,023.53$1,803.06$231,841.33
111Apr 2029$782.96$1,020.10$1,803.06$231,058.37
112May 2029$786.40$1,016.66$1,803.06$230,271.97
113Jun 2029$789.86$1,013.20$1,803.06$229,482.11
114Jul 2029$793.34$1,009.72$1,803.06$228,688.77
115Aug 2029$796.83$1,006.23$1,803.06$227,891.94
116Sep 2029$800.34$1,002.72$1,803.06$227,091.60
117Oct 2029$803.86$999.20$1,803.06$226,287.74
118Nov 2029$807.39$995.67$1,803.06$225,480.35
119Dec 2029$810.95$992.11$1,803.06$224,669.40
2029 Total$9,500.28$12,136.44$21,636.72
120Jan 2030$814.51$988.55$1,803.06$223,854.89
121Feb 2030$818.10$984.96$1,803.06$223,036.79
122Mar 2030$821.70$981.36$1,803.06$222,215.09
123Apr 2030$825.31$977.75$1,803.06$221,389.78
124May 2030$828.94$974.12$1,803.06$220,560.84
125Jun 2030$832.59$970.47$1,803.06$219,728.25
126Jul 2030$836.26$966.80$1,803.06$218,891.99
127Aug 2030$839.94$963.12$1,803.06$218,052.05
128Sep 2030$843.63$959.43$1,803.06$217,208.42
129Oct 2030$847.34$955.72$1,803.06$216,361.08
130Nov 2030$851.07$951.99$1,803.06$215,510.01
131Dec 2030$854.82$948.24$1,803.06$214,655.19
2030 Total$10,014.21$11,622.51$21,636.72
132Jan 2031$858.58$944.48$1,803.06$213,796.61
133Feb 2031$862.35$940.71$1,803.06$212,934.26
134Mar 2031$866.15$936.91$1,803.06$212,068.11
135Apr 2031$869.96$933.10$1,803.06$211,198.15
136May 2031$873.79$929.27$1,803.06$210,324.36
137Jun 2031$877.63$925.43$1,803.06$209,446.73
138Jul 2031$881.49$921.57$1,803.06$208,565.24
139Aug 2031$885.37$917.69$1,803.06$207,679.87
140Sep 2031$889.27$913.79$1,803.06$206,790.60
141Oct 2031$893.18$909.88$1,803.06$205,897.42
142Nov 2031$897.11$905.95$1,803.06$205,000.31
143Dec 2031$901.06$902.00$1,803.06$204,099.25
2031 Total$10,555.94$11,080.78$21,636.72
144Jan 2032$905.02$898.04$1,803.06$203,194.23
145Feb 2032$909.01$894.05$1,803.06$202,285.22
146Mar 2032$913.01$890.05$1,803.06$201,372.21
147Apr 2032$917.02$886.04$1,803.06$200,455.19
148May 2032$921.06$882.00$1,803.06$199,534.13
149Jun 2032$925.11$877.95$1,803.06$198,609.02
150Jul 2032$929.18$873.88$1,803.06$197,679.84
151Aug 2032$933.27$869.79$1,803.06$196,746.57
152Sep 2032$937.38$865.68$1,803.06$195,809.19
153Oct 2032$941.50$861.56$1,803.06$194,867.69
154Nov 2032$945.64$857.42$1,803.06$193,922.05
155Dec 2032$949.80$853.26$1,803.06$192,972.25
2032 Total$11,127$10,509.72$21,636.72
156Jan 2033$953.98$849.08$1,803.06$192,018.27
157Feb 2033$958.18$844.88$1,803.06$191,060.09
158Mar 2033$962.40$840.66$1,803.06$190,097.69
159Apr 2033$966.63$836.43$1,803.06$189,131.06
160May 2033$970.88$832.18$1,803.06$188,160.18
161Jun 2033$975.16$827.90$1,803.06$187,185.02
162Jul 2033$979.45$823.61$1,803.06$186,205.57
163Aug 2033$983.76$819.30$1,803.06$185,221.81
164Sep 2033$988.08$814.98$1,803.06$184,233.73
165Oct 2033$992.43$810.63$1,803.06$183,241.30
166Nov 2033$996.80$806.26$1,803.06$182,244.50
167Dec 2033$1,001.18$801.88$1,803.06$181,243.32
2033 Total$11,728.93$9,907.79$21,636.72
168Jan 2034$1,005.59$797.47$1,803.06$180,237.73
169Feb 2034$1,010.01$793.05$1,803.06$179,227.72
170Mar 2034$1,014.46$788.60$1,803.06$178,213.26
171Apr 2034$1,018.92$784.14$1,803.06$177,194.34
172May 2034$1,023.40$779.66$1,803.06$176,170.94
173Jun 2034$1,027.91$775.15$1,803.06$175,143.03
174Jul 2034$1,032.43$770.63$1,803.06$174,110.60
175Aug 2034$1,036.97$766.09$1,803.06$173,073.63
176Sep 2034$1,041.54$761.52$1,803.06$172,032.09
177Oct 2034$1,046.12$756.94$1,803.06$170,985.97
178Nov 2034$1,050.72$752.34$1,803.06$169,935.25
179Dec 2034$1,055.34$747.72$1,803.06$168,879.91
2034 Total$12,363.41$9,273.31$21,636.72
180Jan 2035$1,059.99$743.07$1,803.06$167,819.92
181Feb 2035$1,064.65$738.41$1,803.06$166,755.27
182Mar 2035$1,069.34$733.72$1,803.06$165,685.93
183Apr 2035$1,074.04$729.02$1,803.06$164,611.89
184May 2035$1,078.77$724.29$1,803.06$163,533.12
185Jun 2035$1,083.51$719.55$1,803.06$162,449.61
186Jul 2035$1,088.28$714.78$1,803.06$161,361.33
187Aug 2035$1,093.07$709.99$1,803.06$160,268.26
188Sep 2035$1,097.88$705.18$1,803.06$159,170.38
189Oct 2035$1,102.71$700.35$1,803.06$158,067.67
190Nov 2035$1,107.56$695.50$1,803.06$156,960.11
191Dec 2035$1,112.44$690.62$1,803.06$155,847.67
2035 Total$13,032.24$8,604.48$21,636.72
192Jan 2036$1,117.33$685.73$1,803.06$154,730.34
193Feb 2036$1,122.25$680.81$1,803.06$153,608.09
194Mar 2036$1,127.18$675.88$1,803.06$152,480.91
195Apr 2036$1,132.14$670.92$1,803.06$151,348.77
196May 2036$1,137.13$665.93$1,803.06$150,211.64
197Jun 2036$1,142.13$660.93$1,803.06$149,069.51
198Jul 2036$1,147.15$655.91$1,803.06$147,922.36
199Aug 2036$1,152.20$650.86$1,803.06$146,770.16
200Sep 2036$1,157.27$645.79$1,803.06$145,612.89
201Oct 2036$1,162.36$640.70$1,803.06$144,450.53
202Nov 2036$1,167.48$635.58$1,803.06$143,283.05
203Dec 2036$1,172.61$630.45$1,803.06$142,110.44
2036 Total$13,737.23$7,899.49$21,636.72
204Jan 2037$1,177.77$625.29$1,803.06$140,932.67
205Feb 2037$1,182.96$620.10$1,803.06$139,749.71
206Mar 2037$1,188.16$614.90$1,803.06$138,561.55
207Apr 2037$1,193.39$609.67$1,803.06$137,368.16
208May 2037$1,198.64$604.42$1,803.06$136,169.52
209Jun 2037$1,203.91$599.15$1,803.06$134,965.61
210Jul 2037$1,209.21$593.85$1,803.06$133,756.40
211Aug 2037$1,214.53$588.53$1,803.06$132,541.87
212Sep 2037$1,219.88$583.18$1,803.06$131,321.99
213Oct 2037$1,225.24$577.82$1,803.06$130,096.75
214Nov 2037$1,230.63$572.43$1,803.06$128,866.12
215Dec 2037$1,236.05$567.01$1,803.06$127,630.07
2037 Total$14,480.37$7,156.35$21,636.72
216Jan 2038$1,241.49$561.57$1,803.06$126,388.58
217Feb 2038$1,246.95$556.11$1,803.06$125,141.63
218Mar 2038$1,252.44$550.62$1,803.06$123,889.19
219Apr 2038$1,257.95$545.11$1,803.06$122,631.24
220May 2038$1,263.48$539.58$1,803.06$121,367.76
221Jun 2038$1,269.04$534.02$1,803.06$120,098.72
222Jul 2038$1,274.63$528.43$1,803.06$118,824.09
223Aug 2038$1,280.23$522.83$1,803.06$117,543.86
224Sep 2038$1,285.87$517.19$1,803.06$116,257.99
225Oct 2038$1,291.52$511.54$1,803.06$114,966.47
226Nov 2038$1,297.21$505.85$1,803.06$113,669.26
227Dec 2038$1,302.92$500.14$1,803.06$112,366.34
2038 Total$15,263.73$6,372.99$21,636.72
228Jan 2039$1,308.65$494.41$1,803.06$111,057.69
229Feb 2039$1,314.41$488.65$1,803.06$109,743.28
230Mar 2039$1,320.19$482.87$1,803.06$108,423.09
231Apr 2039$1,326.00$477.06$1,803.06$107,097.09
232May 2039$1,331.83$471.23$1,803.06$105,765.26
233Jun 2039$1,337.69$465.37$1,803.06$104,427.57
234Jul 2039$1,343.58$459.48$1,803.06$103,083.99
235Aug 2039$1,349.49$453.57$1,803.06$101,734.50
236Sep 2039$1,355.43$447.63$1,803.06$100,379.07
237Oct 2039$1,361.39$441.67$1,803.06$99,017.68
238Nov 2039$1,367.38$435.68$1,803.06$97,650.30
239Dec 2039$1,373.40$429.66$1,803.06$96,276.90
2039 Total$16,089.44$5,547.28$21,636.72
240Jan 2040$1,379.44$423.62$1,803.06$94,897.46
241Feb 2040$1,385.51$417.55$1,803.06$93,511.95
242Mar 2040$1,391.61$411.45$1,803.06$92,120.34
243Apr 2040$1,397.73$405.33$1,803.06$90,722.61
244May 2040$1,403.88$399.18$1,803.06$89,318.73
245Jun 2040$1,410.06$393.00$1,803.06$87,908.67
246Jul 2040$1,416.26$386.80$1,803.06$86,492.41
247Aug 2040$1,422.49$380.57$1,803.06$85,069.92
248Sep 2040$1,428.75$374.31$1,803.06$83,641.17
249Oct 2040$1,435.04$368.02$1,803.06$82,206.13
250Nov 2040$1,441.35$361.71$1,803.06$80,764.78
251Dec 2040$1,447.69$355.37$1,803.06$79,317.09
2040 Total$16,959.81$4,676.91$21,636.72
252Jan 2041$1,454.06$349.00$1,803.06$77,863.03
253Feb 2041$1,460.46$342.60$1,803.06$76,402.57
254Mar 2041$1,466.89$336.17$1,803.06$74,935.68
255Apr 2041$1,473.34$329.72$1,803.06$73,462.34
256May 2041$1,479.83$323.23$1,803.06$71,982.51
257Jun 2041$1,486.34$316.72$1,803.06$70,496.17
258Jul 2041$1,492.88$310.18$1,803.06$69,003.29
259Aug 2041$1,499.45$303.61$1,803.06$67,503.84
260Sep 2041$1,506.04$297.02$1,803.06$65,997.80
261Oct 2041$1,512.67$290.39$1,803.06$64,485.13
262Nov 2041$1,519.33$283.73$1,803.06$62,965.80
263Dec 2041$1,526.01$277.05$1,803.06$61,439.79
2041 Total$17,877.3$3,759.42$21,636.72
264Jan 2042$1,532.72$270.34$1,803.06$59,907.07
265Feb 2042$1,539.47$263.59$1,803.06$58,367.60
266Mar 2042$1,546.24$256.82$1,803.06$56,821.36
267Apr 2042$1,553.05$250.01$1,803.06$55,268.31
268May 2042$1,559.88$243.18$1,803.06$53,708.43
269Jun 2042$1,566.74$236.32$1,803.06$52,141.69
270Jul 2042$1,573.64$229.42$1,803.06$50,568.05
271Aug 2042$1,580.56$222.50$1,803.06$48,987.49
272Sep 2042$1,587.52$215.54$1,803.06$47,399.97
273Oct 2042$1,594.50$208.56$1,803.06$45,805.47
274Nov 2042$1,601.52$201.54$1,803.06$44,203.95
275Dec 2042$1,608.56$194.50$1,803.06$42,595.39
2042 Total$18,844.4$2,792.32$21,636.72
276Jan 2043$1,615.64$187.42$1,803.06$40,979.75
277Feb 2043$1,622.75$180.31$1,803.06$39,357.00
278Mar 2043$1,629.89$173.17$1,803.06$37,727.11
279Apr 2043$1,637.06$166.00$1,803.06$36,090.05
280May 2043$1,644.26$158.80$1,803.06$34,445.79
281Jun 2043$1,651.50$151.56$1,803.06$32,794.29
282Jul 2043$1,658.77$144.29$1,803.06$31,135.52
283Aug 2043$1,666.06$137.00$1,803.06$29,469.46
284Sep 2043$1,673.39$129.67$1,803.06$27,796.07
285Oct 2043$1,680.76$122.30$1,803.06$26,115.31
286Nov 2043$1,688.15$114.91$1,803.06$24,427.16
287Dec 2043$1,695.58$107.48$1,803.06$22,731.58
2043 Total$19,863.81$1,772.91$21,636.72
288Jan 2044$1,703.04$100.02$1,803.06$21,028.54
289Feb 2044$1,710.53$92.53$1,803.06$19,318.01
290Mar 2044$1,718.06$85.00$1,803.06$17,599.95
291Apr 2044$1,725.62$77.44$1,803.06$15,874.33
292May 2044$1,733.21$69.85$1,803.06$14,141.12
293Jun 2044$1,740.84$62.22$1,803.06$12,400.28
294Jul 2044$1,748.50$54.56$1,803.06$10,651.78
295Aug 2044$1,756.19$46.87$1,803.06$8,895.59
296Sep 2044$1,763.92$39.14$1,803.06$7,131.67
297Oct 2044$1,771.68$31.38$1,803.06$5,359.99
298Nov 2044$1,779.48$23.58$1,803.06$3,580.51
299Dec 2044$1,787.31$15.75$1,803.06$1,793.20
2044 Total$20,938.38$698.34$21,636.72
300Jan 2045$1,793.20$7.89$1,801.09$0.00
2045 Total$1,793.2$7.89$1,801.09
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