Standard Variable Investment Loan (Interest Only) (LVR 80%-90%) from Bank of Melbourne

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.
Borrow amount
$250,000
Advertised rate
5.81%
Variable
Loan term
over 25 years
Repayment Frequency
Monthly
Monthly repayment
$1,210
Number of Repayments
300
Total Interest Paid
$113,000
Total repayments
$363,000
DatePrincipleInterestPaymentBalance
1Oct 2019$371.42$1,210.42$1,581.84$249,628.58
2Nov 2019$373.22$1,208.62$1,581.84$249,255.36
3Dec 2019$375.03$1,206.81$1,581.84$248,880.33
2019 Total$1,119.67$3,625.85$4,745.52
4Jan 2020$376.84$1,205.00$1,581.84$248,503.49
5Feb 2020$378.67$1,203.17$1,581.84$248,124.82
6Mar 2020$380.50$1,201.34$1,581.84$247,744.32
7Apr 2020$382.34$1,199.50$1,581.84$247,361.98
8May 2020$384.20$1,197.64$1,581.84$246,977.78
9Jun 2020$386.06$1,195.78$1,581.84$246,591.72
10Jul 2020$387.93$1,193.91$1,581.84$246,203.79
11Aug 2020$389.80$1,192.04$1,581.84$245,813.99
12Sep 2020$391.69$1,190.15$1,581.84$245,422.30
13Oct 2020$393.59$1,188.25$1,581.84$245,028.71
14Nov 2020$395.49$1,186.35$1,581.84$244,633.22
15Dec 2020$397.41$1,184.43$1,581.84$244,235.81
2020 Total$4,644.52$14,337.56$18,982.08
16Jan 2021$399.33$1,182.51$1,581.84$243,836.48
17Feb 2021$401.27$1,180.57$1,581.84$243,435.21
18Mar 2021$403.21$1,178.63$1,581.84$243,032.00
19Apr 2021$405.16$1,176.68$1,581.84$242,626.84
20May 2021$407.12$1,174.72$1,581.84$242,219.72
21Jun 2021$409.09$1,172.75$1,581.84$241,810.63
22Jul 2021$411.07$1,170.77$1,581.84$241,399.56
23Aug 2021$413.06$1,168.78$1,581.84$240,986.50
24Sep 2021$415.06$1,166.78$1,581.84$240,571.44
25Oct 2021$417.07$1,164.77$1,581.84$240,154.37
26Nov 2021$419.09$1,162.75$1,581.84$239,735.28
27Dec 2021$421.12$1,160.72$1,581.84$239,314.16
2021 Total$4,921.65$14,060.43$18,982.08
28Jan 2022$423.16$1,158.68$1,581.84$238,891.00
29Feb 2022$425.21$1,156.63$1,581.84$238,465.79
30Mar 2022$427.27$1,154.57$1,581.84$238,038.52
31Apr 2022$429.34$1,152.50$1,581.84$237,609.18
32May 2022$431.42$1,150.42$1,581.84$237,177.76
33Jun 2022$433.50$1,148.34$1,581.84$236,744.26
34Jul 2022$435.60$1,146.24$1,581.84$236,308.66
35Aug 2022$437.71$1,144.13$1,581.84$235,870.95
36Sep 2022$439.83$1,142.01$1,581.84$235,431.12
37Oct 2022$441.96$1,139.88$1,581.84$234,989.16
38Nov 2022$444.10$1,137.74$1,581.84$234,545.06
39Dec 2022$446.25$1,135.59$1,581.84$234,098.81
2022 Total$5,215.35$13,766.73$18,982.08
40Jan 2023$448.41$1,133.43$1,581.84$233,650.40
41Feb 2023$450.58$1,131.26$1,581.84$233,199.82
42Mar 2023$452.76$1,129.08$1,581.84$232,747.06
43Apr 2023$454.96$1,126.88$1,581.84$232,292.10
44May 2023$457.16$1,124.68$1,581.84$231,834.94
45Jun 2023$459.37$1,122.47$1,581.84$231,375.57
46Jul 2023$461.60$1,120.24$1,581.84$230,913.97
47Aug 2023$463.83$1,118.01$1,581.84$230,450.14
48Sep 2023$466.08$1,115.76$1,581.84$229,984.06
49Oct 2023$468.33$1,113.51$1,581.84$229,515.73
50Nov 2023$470.60$1,111.24$1,581.84$229,045.13
51Dec 2023$472.88$1,108.96$1,581.84$228,572.25
2023 Total$5,526.56$13,455.52$18,982.08
52Jan 2024$475.17$1,106.67$1,581.84$228,097.08
53Feb 2024$477.47$1,104.37$1,581.84$227,619.61
54Mar 2024$479.78$1,102.06$1,581.84$227,139.83
55Apr 2024$482.10$1,099.74$1,581.84$226,657.73
56May 2024$484.44$1,097.40$1,581.84$226,173.29
57Jun 2024$486.78$1,095.06$1,581.84$225,686.51
58Jul 2024$489.14$1,092.70$1,581.84$225,197.37
59Aug 2024$491.51$1,090.33$1,581.84$224,705.86
60Sep 2024$493.89$1,087.95$1,581.84$224,211.97
61Oct 2024$496.28$1,085.56$1,581.84$223,715.69
62Nov 2024$498.68$1,083.16$1,581.84$223,217.01
63Dec 2024$501.10$1,080.74$1,581.84$222,715.91
2024 Total$5,856.34$13,125.74$18,982.08
64Jan 2025$503.52$1,078.32$1,581.84$222,212.39
65Feb 2025$505.96$1,075.88$1,581.84$221,706.43
66Mar 2025$508.41$1,073.43$1,581.84$221,198.02
67Apr 2025$510.87$1,070.97$1,581.84$220,687.15
68May 2025$513.35$1,068.49$1,581.84$220,173.80
69Jun 2025$515.83$1,066.01$1,581.84$219,657.97
70Jul 2025$518.33$1,063.51$1,581.84$219,139.64
71Aug 2025$520.84$1,061.00$1,581.84$218,618.80
72Sep 2025$523.36$1,058.48$1,581.84$218,095.44
73Oct 2025$525.89$1,055.95$1,581.84$217,569.55
74Nov 2025$528.44$1,053.40$1,581.84$217,041.11
75Dec 2025$531.00$1,050.84$1,581.84$216,510.11
2025 Total$6,205.8$12,776.28$18,982.08
76Jan 2026$533.57$1,048.27$1,581.84$215,976.54
77Feb 2026$536.15$1,045.69$1,581.84$215,440.39
78Mar 2026$538.75$1,043.09$1,581.84$214,901.64
79Apr 2026$541.36$1,040.48$1,581.84$214,360.28
80May 2026$543.98$1,037.86$1,581.84$213,816.30
81Jun 2026$546.61$1,035.23$1,581.84$213,269.69
82Jul 2026$549.26$1,032.58$1,581.84$212,720.43
83Aug 2026$551.92$1,029.92$1,581.84$212,168.51
84Sep 2026$554.59$1,027.25$1,581.84$211,613.92
85Oct 2026$557.28$1,024.56$1,581.84$211,056.64
86Nov 2026$559.97$1,021.87$1,581.84$210,496.67
87Dec 2026$562.69$1,019.15$1,581.84$209,933.98
2026 Total$6,576.13$12,405.95$18,982.08
88Jan 2027$565.41$1,016.43$1,581.84$209,368.57
89Feb 2027$568.15$1,013.69$1,581.84$208,800.42
90Mar 2027$570.90$1,010.94$1,581.84$208,229.52
91Apr 2027$573.66$1,008.18$1,581.84$207,655.86
92May 2027$576.44$1,005.40$1,581.84$207,079.42
93Jun 2027$579.23$1,002.61$1,581.84$206,500.19
94Jul 2027$582.03$999.81$1,581.84$205,918.16
95Aug 2027$584.85$996.99$1,581.84$205,333.31
96Sep 2027$587.68$994.16$1,581.84$204,745.63
97Oct 2027$590.53$991.31$1,581.84$204,155.10
98Nov 2027$593.39$988.45$1,581.84$203,561.71
99Dec 2027$596.26$985.58$1,581.84$202,965.45
2027 Total$6,968.53$12,013.55$18,982.08
100Jan 2028$599.15$982.69$1,581.84$202,366.30
101Feb 2028$602.05$979.79$1,581.84$201,764.25
102Mar 2028$604.96$976.88$1,581.84$201,159.29
103Apr 2028$607.89$973.95$1,581.84$200,551.40
104May 2028$610.84$971.00$1,581.84$199,940.56
105Jun 2028$613.79$968.05$1,581.84$199,326.77
106Jul 2028$616.77$965.07$1,581.84$198,710.00
107Aug 2028$619.75$962.09$1,581.84$198,090.25
108Sep 2028$622.75$959.09$1,581.84$197,467.50
109Oct 2028$625.77$956.07$1,581.84$196,841.73
110Nov 2028$628.80$953.04$1,581.84$196,212.93
111Dec 2028$631.84$950.00$1,581.84$195,581.09
2028 Total$7,384.36$11,597.72$18,982.08
112Jan 2029$634.90$946.94$1,581.84$194,946.19
113Feb 2029$637.98$943.86$1,581.84$194,308.21
114Mar 2029$641.06$940.78$1,581.84$193,667.15
115Apr 2029$644.17$937.67$1,581.84$193,022.98
116May 2029$647.29$934.55$1,581.84$192,375.69
117Jun 2029$650.42$931.42$1,581.84$191,725.27
118Jul 2029$653.57$928.27$1,581.84$191,071.70
119Aug 2029$656.73$925.11$1,581.84$190,414.97
120Sep 2029$659.91$921.93$1,581.84$189,755.06
121Oct 2029$663.11$918.73$1,581.84$189,091.95
122Nov 2029$666.32$915.52$1,581.84$188,425.63
123Dec 2029$669.55$912.29$1,581.84$187,756.08
2029 Total$7,825.01$11,157.07$18,982.08
124Jan 2030$672.79$909.05$1,581.84$187,083.29
125Feb 2030$676.05$905.79$1,581.84$186,407.24
126Mar 2030$679.32$902.52$1,581.84$185,727.92
127Apr 2030$682.61$899.23$1,581.84$185,045.31
128May 2030$685.91$895.93$1,581.84$184,359.40
129Jun 2030$689.23$892.61$1,581.84$183,670.17
130Jul 2030$692.57$889.27$1,581.84$182,977.60
131Aug 2030$695.92$885.92$1,581.84$182,281.68
132Sep 2030$699.29$882.55$1,581.84$181,582.39
133Oct 2030$702.68$879.16$1,581.84$180,879.71
134Nov 2030$706.08$875.76$1,581.84$180,173.63
135Dec 2030$709.50$872.34$1,581.84$179,464.13
2030 Total$8,291.95$10,690.13$18,982.08
136Jan 2031$712.93$868.91$1,581.84$178,751.20
137Feb 2031$716.39$865.45$1,581.84$178,034.81
138Mar 2031$719.85$861.99$1,581.84$177,314.96
139Apr 2031$723.34$858.50$1,581.84$176,591.62
140May 2031$726.84$855.00$1,581.84$175,864.78
141Jun 2031$730.36$851.48$1,581.84$175,134.42
142Jul 2031$733.90$847.94$1,581.84$174,400.52
143Aug 2031$737.45$844.39$1,581.84$173,663.07
144Sep 2031$741.02$840.82$1,581.84$172,922.05
145Oct 2031$744.61$837.23$1,581.84$172,177.44
146Nov 2031$748.21$833.63$1,581.84$171,429.23
147Dec 2031$751.84$830.00$1,581.84$170,677.39
2031 Total$8,786.74$10,195.34$18,982.08
148Jan 2032$755.48$826.36$1,581.84$169,921.91
149Feb 2032$759.13$822.71$1,581.84$169,162.78
150Mar 2032$762.81$819.03$1,581.84$168,399.97
151Apr 2032$766.50$815.34$1,581.84$167,633.47
152May 2032$770.21$811.63$1,581.84$166,863.26
153Jun 2032$773.94$807.90$1,581.84$166,089.32
154Jul 2032$777.69$804.15$1,581.84$165,311.63
155Aug 2032$781.46$800.38$1,581.84$164,530.17
156Sep 2032$785.24$796.60$1,581.84$163,744.93
157Oct 2032$789.04$792.80$1,581.84$162,955.89
158Nov 2032$792.86$788.98$1,581.84$162,163.03
159Dec 2032$796.70$785.14$1,581.84$161,366.33
2032 Total$9,311.06$9,671.02$18,982.08
160Jan 2033$800.56$781.28$1,581.84$160,565.77
161Feb 2033$804.43$777.41$1,581.84$159,761.34
162Mar 2033$808.33$773.51$1,581.84$158,953.01
163Apr 2033$812.24$769.60$1,581.84$158,140.77
164May 2033$816.18$765.66$1,581.84$157,324.59
165Jun 2033$820.13$761.71$1,581.84$156,504.46
166Jul 2033$824.10$757.74$1,581.84$155,680.36
167Aug 2033$828.09$753.75$1,581.84$154,852.27
168Sep 2033$832.10$749.74$1,581.84$154,020.17
169Oct 2033$836.13$745.71$1,581.84$153,184.04
170Nov 2033$840.17$741.67$1,581.84$152,343.87
171Dec 2033$844.24$737.60$1,581.84$151,499.63
2033 Total$9,866.7$9,115.38$18,982.08
172Jan 2034$848.33$733.51$1,581.84$150,651.30
173Feb 2034$852.44$729.40$1,581.84$149,798.86
174Mar 2034$856.56$725.28$1,581.84$148,942.30
175Apr 2034$860.71$721.13$1,581.84$148,081.59
176May 2034$864.88$716.96$1,581.84$147,216.71
177Jun 2034$869.07$712.77$1,581.84$146,347.64
178Jul 2034$873.27$708.57$1,581.84$145,474.37
179Aug 2034$877.50$704.34$1,581.84$144,596.87
180Sep 2034$881.75$700.09$1,581.84$143,715.12
181Oct 2034$886.02$695.82$1,581.84$142,829.10
182Nov 2034$890.31$691.53$1,581.84$141,938.79
183Dec 2034$894.62$687.22$1,581.84$141,044.17
2034 Total$10,455.46$8,526.62$18,982.08
184Jan 2035$898.95$682.89$1,581.84$140,145.22
185Feb 2035$903.30$678.54$1,581.84$139,241.92
186Mar 2035$907.68$674.16$1,581.84$138,334.24
187Apr 2035$912.07$669.77$1,581.84$137,422.17
188May 2035$916.49$665.35$1,581.84$136,505.68
189Jun 2035$920.92$660.92$1,581.84$135,584.76
190Jul 2035$925.38$656.46$1,581.84$134,659.38
191Aug 2035$929.86$651.98$1,581.84$133,729.52
192Sep 2035$934.37$647.47$1,581.84$132,795.15
193Oct 2035$938.89$642.95$1,581.84$131,856.26
194Nov 2035$943.44$638.40$1,581.84$130,912.82
195Dec 2035$948.00$633.84$1,581.84$129,964.82
2035 Total$11,079.35$7,902.73$18,982.08
196Jan 2036$952.59$629.25$1,581.84$129,012.23
197Feb 2036$957.21$624.63$1,581.84$128,055.02
198Mar 2036$961.84$620.00$1,581.84$127,093.18
199Apr 2036$966.50$615.34$1,581.84$126,126.68
200May 2036$971.18$610.66$1,581.84$125,155.50
201Jun 2036$975.88$605.96$1,581.84$124,179.62
202Jul 2036$980.60$601.24$1,581.84$123,199.02
203Aug 2036$985.35$596.49$1,581.84$122,213.67
204Sep 2036$990.12$591.72$1,581.84$121,223.55
205Oct 2036$994.92$586.92$1,581.84$120,228.63
206Nov 2036$999.73$582.11$1,581.84$119,228.90
207Dec 2036$1,004.57$577.27$1,581.84$118,224.33
2036 Total$11,740.49$7,241.59$18,982.08
208Jan 2037$1,009.44$572.40$1,581.84$117,214.89
209Feb 2037$1,014.32$567.52$1,581.84$116,200.57
210Mar 2037$1,019.24$562.60$1,581.84$115,181.33
211Apr 2037$1,024.17$557.67$1,581.84$114,157.16
212May 2037$1,029.13$552.71$1,581.84$113,128.03
213Jun 2037$1,034.11$547.73$1,581.84$112,093.92
214Jul 2037$1,039.12$542.72$1,581.84$111,054.80
215Aug 2037$1,044.15$537.69$1,581.84$110,010.65
216Sep 2037$1,049.21$532.63$1,581.84$108,961.44
217Oct 2037$1,054.29$527.55$1,581.84$107,907.15
218Nov 2037$1,059.39$522.45$1,581.84$106,847.76
219Dec 2037$1,064.52$517.32$1,581.84$105,783.24
2037 Total$12,441.09$6,540.99$18,982.08
220Jan 2038$1,069.67$512.17$1,581.84$104,713.57
221Feb 2038$1,074.85$506.99$1,581.84$103,638.72
222Mar 2038$1,080.06$501.78$1,581.84$102,558.66
223Apr 2038$1,085.29$496.55$1,581.84$101,473.37
224May 2038$1,090.54$491.30$1,581.84$100,382.83
225Jun 2038$1,095.82$486.02$1,581.84$99,287.01
226Jul 2038$1,101.13$480.71$1,581.84$98,185.88
227Aug 2038$1,106.46$475.38$1,581.84$97,079.42
228Sep 2038$1,111.81$470.03$1,581.84$95,967.61
229Oct 2038$1,117.20$464.64$1,581.84$94,850.41
230Nov 2038$1,122.61$459.23$1,581.84$93,727.80
231Dec 2038$1,128.04$453.80$1,581.84$92,599.76
2038 Total$13,183.48$5,798.6$18,982.08
232Jan 2039$1,133.50$448.34$1,581.84$91,466.26
233Feb 2039$1,138.99$442.85$1,581.84$90,327.27
234Mar 2039$1,144.51$437.33$1,581.84$89,182.76
235Apr 2039$1,150.05$431.79$1,581.84$88,032.71
236May 2039$1,155.61$426.23$1,581.84$86,877.10
237Jun 2039$1,161.21$420.63$1,581.84$85,715.89
238Jul 2039$1,166.83$415.01$1,581.84$84,549.06
239Aug 2039$1,172.48$409.36$1,581.84$83,376.58
240Sep 2039$1,178.16$403.68$1,581.84$82,198.42
241Oct 2039$1,183.86$397.98$1,581.84$81,014.56
242Nov 2039$1,189.59$392.25$1,581.84$79,824.97
243Dec 2039$1,195.35$386.49$1,581.84$78,629.62
2039 Total$13,970.14$5,011.94$18,982.08
244Jan 2040$1,201.14$380.70$1,581.84$77,428.48
245Feb 2040$1,206.96$374.88$1,581.84$76,221.52
246Mar 2040$1,212.80$369.04$1,581.84$75,008.72
247Apr 2040$1,218.67$363.17$1,581.84$73,790.05
248May 2040$1,224.57$357.27$1,581.84$72,565.48
249Jun 2040$1,230.50$351.34$1,581.84$71,334.98
250Jul 2040$1,236.46$345.38$1,581.84$70,098.52
251Aug 2040$1,242.45$339.39$1,581.84$68,856.07
252Sep 2040$1,248.46$333.38$1,581.84$67,607.61
253Oct 2040$1,254.51$327.33$1,581.84$66,353.10
254Nov 2040$1,260.58$321.26$1,581.84$65,092.52
255Dec 2040$1,266.68$315.16$1,581.84$63,825.84
2040 Total$14,803.78$4,178.3$18,982.08
256Jan 2041$1,272.82$309.02$1,581.84$62,553.02
257Feb 2041$1,278.98$302.86$1,581.84$61,274.04
258Mar 2041$1,285.17$296.67$1,581.84$59,988.87
259Apr 2041$1,291.39$290.45$1,581.84$58,697.48
260May 2041$1,297.65$284.19$1,581.84$57,399.83
261Jun 2041$1,303.93$277.91$1,581.84$56,095.90
262Jul 2041$1,310.24$271.60$1,581.84$54,785.66
263Aug 2041$1,316.59$265.25$1,581.84$53,469.07
264Sep 2041$1,322.96$258.88$1,581.84$52,146.11
265Oct 2041$1,329.37$252.47$1,581.84$50,816.74
266Nov 2041$1,335.80$246.04$1,581.84$49,480.94
267Dec 2041$1,342.27$239.57$1,581.84$48,138.67
2041 Total$15,687.17$3,294.91$18,982.08
268Jan 2042$1,348.77$233.07$1,581.84$46,789.90
269Feb 2042$1,355.30$226.54$1,581.84$45,434.60
270Mar 2042$1,361.86$219.98$1,581.84$44,072.74
271Apr 2042$1,368.45$213.39$1,581.84$42,704.29
272May 2042$1,375.08$206.76$1,581.84$41,329.21
273Jun 2042$1,381.74$200.10$1,581.84$39,947.47
274Jul 2042$1,388.43$193.41$1,581.84$38,559.04
275Aug 2042$1,395.15$186.69$1,581.84$37,163.89
276Sep 2042$1,401.90$179.94$1,581.84$35,761.99
277Oct 2042$1,408.69$173.15$1,581.84$34,353.30
278Nov 2042$1,415.51$166.33$1,581.84$32,937.79
279Dec 2042$1,422.37$159.47$1,581.84$31,515.42
2042 Total$16,623.25$2,358.83$18,982.08
280Jan 2043$1,429.25$152.59$1,581.84$30,086.17
281Feb 2043$1,436.17$145.67$1,581.84$28,650.00
282Mar 2043$1,443.13$138.71$1,581.84$27,206.87
283Apr 2043$1,450.11$131.73$1,581.84$25,756.76
284May 2043$1,457.13$124.71$1,581.84$24,299.63
285Jun 2043$1,464.19$117.65$1,581.84$22,835.44
286Jul 2043$1,471.28$110.56$1,581.84$21,364.16
287Aug 2043$1,478.40$103.44$1,581.84$19,885.76
288Sep 2043$1,485.56$96.28$1,581.84$18,400.20
289Oct 2043$1,492.75$89.09$1,581.84$16,907.45
290Nov 2043$1,499.98$81.86$1,581.84$15,407.47
291Dec 2043$1,507.24$74.60$1,581.84$13,900.23
2043 Total$17,615.19$1,366.89$18,982.08
292Jan 2044$1,514.54$67.30$1,581.84$12,385.69
293Feb 2044$1,521.87$59.97$1,581.84$10,863.82
294Mar 2044$1,529.24$52.60$1,581.84$9,334.58
295Apr 2044$1,536.65$45.19$1,581.84$7,797.93
296May 2044$1,544.09$37.75$1,581.84$6,253.84
297Jun 2044$1,551.56$30.28$1,581.84$4,702.28
298Jul 2044$1,559.07$22.77$1,581.84$3,143.21
299Aug 2044$1,566.62$15.22$1,581.84$1,576.59
300Sep 2044$1,574.21$7.63$1,581.84$2.38
2044 Total$13,897.85$338.71$14,236.56
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