RateCity.com.au
powering smart financial decisions
Borrow amount

$300,000

Advertised Rate

4.44

% p.a

Variable

Loan term
25 Years
Repayment frequency
Monthly
Monthly Repayments
$1,657
Number of repayments
300
Total interest paid
$197,188
Total Repayments

$497,188

Go to site

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Oct 2021$547.30$1,110.00$1,657.30$299,452.70
2Nov 2021$549.33$1,107.97$1,657.30$298,903.37
3Dec 2021$551.36$1,105.94$1,657.30$298,352.01
2021 Total$1,647.99$3,323.91$4,971.9
4Jan 2022$553.40$1,103.90$1,657.30$297,798.61
5Feb 2022$555.45$1,101.85$1,657.30$297,243.16
6Mar 2022$557.50$1,099.80$1,657.30$296,685.66
7Apr 2022$559.56$1,097.74$1,657.30$296,126.10
8May 2022$561.63$1,095.67$1,657.30$295,564.47
9Jun 2022$563.71$1,093.59$1,657.30$295,000.76
10Jul 2022$565.80$1,091.50$1,657.30$294,434.96
11Aug 2022$567.89$1,089.41$1,657.30$293,867.07
12Sep 2022$569.99$1,087.31$1,657.30$293,297.08
13Oct 2022$572.10$1,085.20$1,657.30$292,724.98
14Nov 2022$574.22$1,083.08$1,657.30$292,150.76
15Dec 2022$576.34$1,080.96$1,657.30$291,574.42
2022 Total$6,777.59$13,110.01$19,887.6
16Jan 2023$578.47$1,078.83$1,657.30$290,995.95
17Feb 2023$580.61$1,076.69$1,657.30$290,415.34
18Mar 2023$582.76$1,074.54$1,657.30$289,832.58
19Apr 2023$584.92$1,072.38$1,657.30$289,247.66
20May 2023$587.08$1,070.22$1,657.30$288,660.58
21Jun 2023$589.26$1,068.04$1,657.30$288,071.32
22Jul 2023$591.44$1,065.86$1,657.30$287,479.88
23Aug 2023$593.62$1,063.68$1,657.30$286,886.26
24Sep 2023$595.82$1,061.48$1,657.30$286,290.44
25Oct 2023$598.03$1,059.27$1,657.30$285,692.41
26Nov 2023$600.24$1,057.06$1,657.30$285,092.17
27Dec 2023$602.46$1,054.84$1,657.30$284,489.71
2023 Total$7,084.71$12,802.89$19,887.6
28Jan 2024$604.69$1,052.61$1,657.30$283,885.02
29Feb 2024$606.93$1,050.37$1,657.30$283,278.09
30Mar 2024$609.17$1,048.13$1,657.30$282,668.92
31Apr 2024$611.42$1,045.88$1,657.30$282,057.50
32May 2024$613.69$1,043.61$1,657.30$281,443.81
33Jun 2024$615.96$1,041.34$1,657.30$280,827.85
34Jul 2024$618.24$1,039.06$1,657.30$280,209.61
35Aug 2024$620.52$1,036.78$1,657.30$279,589.09
36Sep 2024$622.82$1,034.48$1,657.30$278,966.27
37Oct 2024$625.12$1,032.18$1,657.30$278,341.15
38Nov 2024$627.44$1,029.86$1,657.30$277,713.71
39Dec 2024$629.76$1,027.54$1,657.30$277,083.95
2024 Total$7,405.76$12,481.84$19,887.6
40Jan 2025$632.09$1,025.21$1,657.30$276,451.86
41Feb 2025$634.43$1,022.87$1,657.30$275,817.43
42Mar 2025$636.78$1,020.52$1,657.30$275,180.65
43Apr 2025$639.13$1,018.17$1,657.30$274,541.52
44May 2025$641.50$1,015.80$1,657.30$273,900.02
45Jun 2025$643.87$1,013.43$1,657.30$273,256.15
46Jul 2025$646.25$1,011.05$1,657.30$272,609.90
47Aug 2025$648.64$1,008.66$1,657.30$271,961.26
48Sep 2025$651.04$1,006.26$1,657.30$271,310.22
49Oct 2025$653.45$1,003.85$1,657.30$270,656.77
50Nov 2025$655.87$1,001.43$1,657.30$270,000.90
51Dec 2025$658.30$999.00$1,657.30$269,342.60
2025 Total$7,741.35$12,146.25$19,887.6
52Jan 2026$660.73$996.57$1,657.30$268,681.87
53Feb 2026$663.18$994.12$1,657.30$268,018.69
54Mar 2026$665.63$991.67$1,657.30$267,353.06
55Apr 2026$668.09$989.21$1,657.30$266,684.97
56May 2026$670.57$986.73$1,657.30$266,014.40
57Jun 2026$673.05$984.25$1,657.30$265,341.35
58Jul 2026$675.54$981.76$1,657.30$264,665.81
59Aug 2026$678.04$979.26$1,657.30$263,987.77
60Sep 2026$680.55$976.75$1,657.30$263,307.22
61Oct 2026$683.06$974.24$1,657.30$262,624.16
62Nov 2026$685.59$971.71$1,657.30$261,938.57
63Dec 2026$688.13$969.17$1,657.30$261,250.44
2026 Total$8,092.16$11,795.44$19,887.6
64Jan 2027$690.67$966.63$1,657.30$260,559.77
65Feb 2027$693.23$964.07$1,657.30$259,866.54
66Mar 2027$695.79$961.51$1,657.30$259,170.75
67Apr 2027$698.37$958.93$1,657.30$258,472.38
68May 2027$700.95$956.35$1,657.30$257,771.43
69Jun 2027$703.55$953.75$1,657.30$257,067.88
70Jul 2027$706.15$951.15$1,657.30$256,361.73
71Aug 2027$708.76$948.54$1,657.30$255,652.97
72Sep 2027$711.38$945.92$1,657.30$254,941.59
73Oct 2027$714.02$943.28$1,657.30$254,227.57
74Nov 2027$716.66$940.64$1,657.30$253,510.91
75Dec 2027$719.31$937.99$1,657.30$252,791.60
2027 Total$8,458.84$11,428.76$19,887.6
76Jan 2028$721.97$935.33$1,657.30$252,069.63
77Feb 2028$724.64$932.66$1,657.30$251,344.99
78Mar 2028$727.32$929.98$1,657.30$250,617.67
79Apr 2028$730.01$927.29$1,657.30$249,887.66
80May 2028$732.72$924.58$1,657.30$249,154.94
81Jun 2028$735.43$921.87$1,657.30$248,419.51
82Jul 2028$738.15$919.15$1,657.30$247,681.36
83Aug 2028$740.88$916.42$1,657.30$246,940.48
84Sep 2028$743.62$913.68$1,657.30$246,196.86
85Oct 2028$746.37$910.93$1,657.30$245,450.49
86Nov 2028$749.13$908.17$1,657.30$244,701.36
87Dec 2028$751.90$905.40$1,657.30$243,949.46
2028 Total$8,842.14$11,045.46$19,887.6
88Jan 2029$754.69$902.61$1,657.30$243,194.77
89Feb 2029$757.48$899.82$1,657.30$242,437.29
90Mar 2029$760.28$897.02$1,657.30$241,677.01
91Apr 2029$763.10$894.20$1,657.30$240,913.91
92May 2029$765.92$891.38$1,657.30$240,147.99
93Jun 2029$768.75$888.55$1,657.30$239,379.24
94Jul 2029$771.60$885.70$1,657.30$238,607.64
95Aug 2029$774.45$882.85$1,657.30$237,833.19
96Sep 2029$777.32$879.98$1,657.30$237,055.87
97Oct 2029$780.19$877.11$1,657.30$236,275.68
98Nov 2029$783.08$874.22$1,657.30$235,492.60
99Dec 2029$785.98$871.32$1,657.30$234,706.62
2029 Total$9,242.84$10,644.76$19,887.6
100Jan 2030$788.89$868.41$1,657.30$233,917.73
101Feb 2030$791.80$865.50$1,657.30$233,125.93
102Mar 2030$794.73$862.57$1,657.30$232,331.20
103Apr 2030$797.67$859.63$1,657.30$231,533.53
104May 2030$800.63$856.67$1,657.30$230,732.90
105Jun 2030$803.59$853.71$1,657.30$229,929.31
106Jul 2030$806.56$850.74$1,657.30$229,122.75
107Aug 2030$809.55$847.75$1,657.30$228,313.20
108Sep 2030$812.54$844.76$1,657.30$227,500.66
109Oct 2030$815.55$841.75$1,657.30$226,685.11
110Nov 2030$818.57$838.73$1,657.30$225,866.54
111Dec 2030$821.59$835.71$1,657.30$225,044.95
2030 Total$9,661.67$10,225.93$19,887.6
112Jan 2031$824.63$832.67$1,657.30$224,220.32
113Feb 2031$827.68$829.62$1,657.30$223,392.64
114Mar 2031$830.75$826.55$1,657.30$222,561.89
115Apr 2031$833.82$823.48$1,657.30$221,728.07
116May 2031$836.91$820.39$1,657.30$220,891.16
117Jun 2031$840.00$817.30$1,657.30$220,051.16
118Jul 2031$843.11$814.19$1,657.30$219,208.05
119Aug 2031$846.23$811.07$1,657.30$218,361.82
120Sep 2031$849.36$807.94$1,657.30$217,512.46
121Oct 2031$852.50$804.80$1,657.30$216,659.96
122Nov 2031$855.66$801.64$1,657.30$215,804.30
123Dec 2031$858.82$798.48$1,657.30$214,945.48
2031 Total$10,099.47$9,788.13$19,887.6
124Jan 2032$862.00$795.30$1,657.30$214,083.48
125Feb 2032$865.19$792.11$1,657.30$213,218.29
126Mar 2032$868.39$788.91$1,657.30$212,349.90
127Apr 2032$871.61$785.69$1,657.30$211,478.29
128May 2032$874.83$782.47$1,657.30$210,603.46
129Jun 2032$878.07$779.23$1,657.30$209,725.39
130Jul 2032$881.32$775.98$1,657.30$208,844.07
131Aug 2032$884.58$772.72$1,657.30$207,959.49
132Sep 2032$887.85$769.45$1,657.30$207,071.64
133Oct 2032$891.13$766.17$1,657.30$206,180.51
134Nov 2032$894.43$762.87$1,657.30$205,286.08
135Dec 2032$897.74$759.56$1,657.30$204,388.34
2032 Total$10,557.14$9,330.46$19,887.6
136Jan 2033$901.06$756.24$1,657.30$203,487.28
137Feb 2033$904.40$752.90$1,657.30$202,582.88
138Mar 2033$907.74$749.56$1,657.30$201,675.14
139Apr 2033$911.10$746.20$1,657.30$200,764.04
140May 2033$914.47$742.83$1,657.30$199,849.57
141Jun 2033$917.86$739.44$1,657.30$198,931.71
142Jul 2033$921.25$736.05$1,657.30$198,010.46
143Aug 2033$924.66$732.64$1,657.30$197,085.80
144Sep 2033$928.08$729.22$1,657.30$196,157.72
145Oct 2033$931.52$725.78$1,657.30$195,226.20
146Nov 2033$934.96$722.34$1,657.30$194,291.24
147Dec 2033$938.42$718.88$1,657.30$193,352.82
2033 Total$11,035.52$8,852.08$19,887.6
148Jan 2034$941.89$715.41$1,657.30$192,410.93
149Feb 2034$945.38$711.92$1,657.30$191,465.55
150Mar 2034$948.88$708.42$1,657.30$190,516.67
151Apr 2034$952.39$704.91$1,657.30$189,564.28
152May 2034$955.91$701.39$1,657.30$188,608.37
153Jun 2034$959.45$697.85$1,657.30$187,648.92
154Jul 2034$963.00$694.30$1,657.30$186,685.92
155Aug 2034$966.56$690.74$1,657.30$185,719.36
156Sep 2034$970.14$687.16$1,657.30$184,749.22
157Oct 2034$973.73$683.57$1,657.30$183,775.49
158Nov 2034$977.33$679.97$1,657.30$182,798.16
159Dec 2034$980.95$676.35$1,657.30$181,817.21
2034 Total$11,535.61$8,351.99$19,887.6
160Jan 2035$984.58$672.72$1,657.30$180,832.63
161Feb 2035$988.22$669.08$1,657.30$179,844.41
162Mar 2035$991.88$665.42$1,657.30$178,852.53
163Apr 2035$995.55$661.75$1,657.30$177,856.98
164May 2035$999.23$658.07$1,657.30$176,857.75
165Jun 2035$1,002.93$654.37$1,657.30$175,854.82
166Jul 2035$1,006.64$650.66$1,657.30$174,848.18
167Aug 2035$1,010.36$646.94$1,657.30$173,837.82
168Sep 2035$1,014.10$643.20$1,657.30$172,823.72
169Oct 2035$1,017.85$639.45$1,657.30$171,805.87
170Nov 2035$1,021.62$635.68$1,657.30$170,784.25
171Dec 2035$1,025.40$631.90$1,657.30$169,758.85
2035 Total$12,058.36$7,829.24$19,887.6
172Jan 2036$1,029.19$628.11$1,657.30$168,729.66
173Feb 2036$1,033.00$624.30$1,657.30$167,696.66
174Mar 2036$1,036.82$620.48$1,657.30$166,659.84
175Apr 2036$1,040.66$616.64$1,657.30$165,619.18
176May 2036$1,044.51$612.79$1,657.30$164,574.67
177Jun 2036$1,048.37$608.93$1,657.30$163,526.30
178Jul 2036$1,052.25$605.05$1,657.30$162,474.05
179Aug 2036$1,056.15$601.15$1,657.30$161,417.90
180Sep 2036$1,060.05$597.25$1,657.30$160,357.85
181Oct 2036$1,063.98$593.32$1,657.30$159,293.87
182Nov 2036$1,067.91$589.39$1,657.30$158,225.96
183Dec 2036$1,071.86$585.44$1,657.30$157,154.10
2036 Total$12,604.75$7,282.85$19,887.6
184Jan 2037$1,075.83$581.47$1,657.30$156,078.27
185Feb 2037$1,079.81$577.49$1,657.30$154,998.46
186Mar 2037$1,083.81$573.49$1,657.30$153,914.65
187Apr 2037$1,087.82$569.48$1,657.30$152,826.83
188May 2037$1,091.84$565.46$1,657.30$151,734.99
189Jun 2037$1,095.88$561.42$1,657.30$150,639.11
190Jul 2037$1,099.94$557.36$1,657.30$149,539.17
191Aug 2037$1,104.01$553.29$1,657.30$148,435.16
192Sep 2037$1,108.09$549.21$1,657.30$147,327.07
193Oct 2037$1,112.19$545.11$1,657.30$146,214.88
194Nov 2037$1,116.30$541.00$1,657.30$145,098.58
195Dec 2037$1,120.44$536.86$1,657.30$143,978.14
2037 Total$13,175.96$6,711.64$19,887.6
196Jan 2038$1,124.58$532.72$1,657.30$142,853.56
197Feb 2038$1,128.74$528.56$1,657.30$141,724.82
198Mar 2038$1,132.92$524.38$1,657.30$140,591.90
199Apr 2038$1,137.11$520.19$1,657.30$139,454.79
200May 2038$1,141.32$515.98$1,657.30$138,313.47
201Jun 2038$1,145.54$511.76$1,657.30$137,167.93
202Jul 2038$1,149.78$507.52$1,657.30$136,018.15
203Aug 2038$1,154.03$503.27$1,657.30$134,864.12
204Sep 2038$1,158.30$499.00$1,657.30$133,705.82
205Oct 2038$1,162.59$494.71$1,657.30$132,543.23
206Nov 2038$1,166.89$490.41$1,657.30$131,376.34
207Dec 2038$1,171.21$486.09$1,657.30$130,205.13
2038 Total$13,773.01$6,114.59$19,887.6
208Jan 2039$1,175.54$481.76$1,657.30$129,029.59
209Feb 2039$1,179.89$477.41$1,657.30$127,849.70
210Mar 2039$1,184.26$473.04$1,657.30$126,665.44
211Apr 2039$1,188.64$468.66$1,657.30$125,476.80
212May 2039$1,193.04$464.26$1,657.30$124,283.76
213Jun 2039$1,197.45$459.85$1,657.30$123,086.31
214Jul 2039$1,201.88$455.42$1,657.30$121,884.43
215Aug 2039$1,206.33$450.97$1,657.30$120,678.10
216Sep 2039$1,210.79$446.51$1,657.30$119,467.31
217Oct 2039$1,215.27$442.03$1,657.30$118,252.04
218Nov 2039$1,219.77$437.53$1,657.30$117,032.27
219Dec 2039$1,224.28$433.02$1,657.30$115,807.99
2039 Total$14,397.14$5,490.46$19,887.6
220Jan 2040$1,228.81$428.49$1,657.30$114,579.18
221Feb 2040$1,233.36$423.94$1,657.30$113,345.82
222Mar 2040$1,237.92$419.38$1,657.30$112,107.90
223Apr 2040$1,242.50$414.80$1,657.30$110,865.40
224May 2040$1,247.10$410.20$1,657.30$109,618.30
225Jun 2040$1,251.71$405.59$1,657.30$108,366.59
226Jul 2040$1,256.34$400.96$1,657.30$107,110.25
227Aug 2040$1,260.99$396.31$1,657.30$105,849.26
228Sep 2040$1,265.66$391.64$1,657.30$104,583.60
229Oct 2040$1,270.34$386.96$1,657.30$103,313.26
230Nov 2040$1,275.04$382.26$1,657.30$102,038.22
231Dec 2040$1,279.76$377.54$1,657.30$100,758.46
2040 Total$15,049.53$4,838.07$19,887.6
232Jan 2041$1,284.49$372.81$1,657.30$99,473.97
233Feb 2041$1,289.25$368.05$1,657.30$98,184.72
234Mar 2041$1,294.02$363.28$1,657.30$96,890.70
235Apr 2041$1,298.80$358.50$1,657.30$95,591.90
236May 2041$1,303.61$353.69$1,657.30$94,288.29
237Jun 2041$1,308.43$348.87$1,657.30$92,979.86
238Jul 2041$1,313.27$344.03$1,657.30$91,666.59
239Aug 2041$1,318.13$339.17$1,657.30$90,348.46
240Sep 2041$1,323.01$334.29$1,657.30$89,025.45
241Oct 2041$1,327.91$329.39$1,657.30$87,697.54
242Nov 2041$1,332.82$324.48$1,657.30$86,364.72
243Dec 2041$1,337.75$319.55$1,657.30$85,026.97
2041 Total$15,731.49$4,156.11$19,887.6
244Jan 2042$1,342.70$314.60$1,657.30$83,684.27
245Feb 2042$1,347.67$309.63$1,657.30$82,336.60
246Mar 2042$1,352.65$304.65$1,657.30$80,983.95
247Apr 2042$1,357.66$299.64$1,657.30$79,626.29
248May 2042$1,362.68$294.62$1,657.30$78,263.61
249Jun 2042$1,367.72$289.58$1,657.30$76,895.89
250Jul 2042$1,372.79$284.51$1,657.30$75,523.10
251Aug 2042$1,377.86$279.44$1,657.30$74,145.24
252Sep 2042$1,382.96$274.34$1,657.30$72,762.28
253Oct 2042$1,388.08$269.22$1,657.30$71,374.20
254Nov 2042$1,393.22$264.08$1,657.30$69,980.98
255Dec 2042$1,398.37$258.93$1,657.30$68,582.61
2042 Total$16,444.36$3,443.24$19,887.6
256Jan 2043$1,403.54$253.76$1,657.30$67,179.07
257Feb 2043$1,408.74$248.56$1,657.30$65,770.33
258Mar 2043$1,413.95$243.35$1,657.30$64,356.38
259Apr 2043$1,419.18$238.12$1,657.30$62,937.20
260May 2043$1,424.43$232.87$1,657.30$61,512.77
261Jun 2043$1,429.70$227.60$1,657.30$60,083.07
262Jul 2043$1,434.99$222.31$1,657.30$58,648.08
263Aug 2043$1,440.30$217.00$1,657.30$57,207.78
264Sep 2043$1,445.63$211.67$1,657.30$55,762.15
265Oct 2043$1,450.98$206.32$1,657.30$54,311.17
266Nov 2043$1,456.35$200.95$1,657.30$52,854.82
267Dec 2043$1,461.74$195.56$1,657.30$51,393.08
2043 Total$17,189.53$2,698.07$19,887.6
268Jan 2044$1,467.15$190.15$1,657.30$49,925.93
269Feb 2044$1,472.57$184.73$1,657.30$48,453.36
270Mar 2044$1,478.02$179.28$1,657.30$46,975.34
271Apr 2044$1,483.49$173.81$1,657.30$45,491.85
272May 2044$1,488.98$168.32$1,657.30$44,002.87
273Jun 2044$1,494.49$162.81$1,657.30$42,508.38
274Jul 2044$1,500.02$157.28$1,657.30$41,008.36
275Aug 2044$1,505.57$151.73$1,657.30$39,502.79
276Sep 2044$1,511.14$146.16$1,657.30$37,991.65
277Oct 2044$1,516.73$140.57$1,657.30$36,474.92
278Nov 2044$1,522.34$134.96$1,657.30$34,952.58
279Dec 2044$1,527.98$129.32$1,657.30$33,424.60
2044 Total$17,968.48$1,919.12$19,887.6
280Jan 2045$1,533.63$123.67$1,657.30$31,890.97
281Feb 2045$1,539.30$118.00$1,657.30$30,351.67
282Mar 2045$1,545.00$112.30$1,657.30$28,806.67
283Apr 2045$1,550.72$106.58$1,657.30$27,255.95
284May 2045$1,556.45$100.85$1,657.30$25,699.50
285Jun 2045$1,562.21$95.09$1,657.30$24,137.29
286Jul 2045$1,567.99$89.31$1,657.30$22,569.30
287Aug 2045$1,573.79$83.51$1,657.30$20,995.51
288Sep 2045$1,579.62$77.68$1,657.30$19,415.89
289Oct 2045$1,585.46$71.84$1,657.30$17,830.43
290Nov 2045$1,591.33$65.97$1,657.30$16,239.10
291Dec 2045$1,597.22$60.08$1,657.30$14,641.88
2045 Total$18,782.72$1,104.88$19,887.6
292Jan 2046$1,603.13$54.17$1,657.30$13,038.75
293Feb 2046$1,609.06$48.24$1,657.30$11,429.69
294Mar 2046$1,615.01$42.29$1,657.30$9,814.68
295Apr 2046$1,620.99$36.31$1,657.30$8,193.69
296May 2046$1,626.98$30.32$1,657.30$6,566.71
297Jun 2046$1,633.00$24.30$1,657.30$4,933.71
298Jul 2046$1,639.05$18.25$1,657.30$3,294.66
299Aug 2046$1,645.11$12.19$1,657.30$1,649.55
300Sep 2046$1,649.55$6.10$1,655.65$0.00
2046 Total$14,641.88$272.17$14,914.05