BOSBasic Home Loan from Bank of Sydney

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.
Borrow amount
$250,000
Advertised rate
3.11%
Variable
Loan term
over 25 years
Repayment Frequency
Monthly
Monthly repayment
$1,200
Number of Repayments
300
Total Interest Paid
$110,000
Total repayments
$360,000
DatePrincipleInterestPaymentBalance
1Nov 2019$551.96$647.92$1,199.88$249,448.04
2Dec 2019$553.39$646.49$1,199.88$248,894.65
2019 Total$1,105.35$1,294.41$2,399.76
3Jan 2020$554.83$645.05$1,199.88$248,339.82
4Feb 2020$556.27$643.61$1,199.88$247,783.55
5Mar 2020$557.71$642.17$1,199.88$247,225.84
6Apr 2020$559.15$640.73$1,199.88$246,666.69
7May 2020$560.60$639.28$1,199.88$246,106.09
8Jun 2020$562.06$637.82$1,199.88$245,544.03
9Jul 2020$563.51$636.37$1,199.88$244,980.52
10Aug 2020$564.97$634.91$1,199.88$244,415.55
11Sep 2020$566.44$633.44$1,199.88$243,849.11
12Oct 2020$567.90$631.98$1,199.88$243,281.21
13Nov 2020$569.38$630.50$1,199.88$242,711.83
14Dec 2020$570.85$629.03$1,199.88$242,140.98
2020 Total$6,753.67$7,644.89$14,398.56
15Jan 2021$572.33$627.55$1,199.88$241,568.65
16Feb 2021$573.81$626.07$1,199.88$240,994.84
17Mar 2021$575.30$624.58$1,199.88$240,419.54
18Apr 2021$576.79$623.09$1,199.88$239,842.75
19May 2021$578.29$621.59$1,199.88$239,264.46
20Jun 2021$579.79$620.09$1,199.88$238,684.67
21Jul 2021$581.29$618.59$1,199.88$238,103.38
22Aug 2021$582.80$617.08$1,199.88$237,520.58
23Sep 2021$584.31$615.57$1,199.88$236,936.27
24Oct 2021$585.82$614.06$1,199.88$236,350.45
25Nov 2021$587.34$612.54$1,199.88$235,763.11
26Dec 2021$588.86$611.02$1,199.88$235,174.25
2021 Total$6,966.73$7,431.83$14,398.56
27Jan 2022$590.39$609.49$1,199.88$234,583.86
28Feb 2022$591.92$607.96$1,199.88$233,991.94
29Mar 2022$593.45$606.43$1,199.88$233,398.49
30Apr 2022$594.99$604.89$1,199.88$232,803.50
31May 2022$596.53$603.35$1,199.88$232,206.97
32Jun 2022$598.08$601.80$1,199.88$231,608.89
33Jul 2022$599.63$600.25$1,199.88$231,009.26
34Aug 2022$601.18$598.70$1,199.88$230,408.08
35Sep 2022$602.74$597.14$1,199.88$229,805.34
36Oct 2022$604.30$595.58$1,199.88$229,201.04
37Nov 2022$605.87$594.01$1,199.88$228,595.17
38Dec 2022$607.44$592.44$1,199.88$227,987.73
2022 Total$7,186.52$7,212.04$14,398.56
39Jan 2023$609.01$590.87$1,199.88$227,378.72
40Feb 2023$610.59$589.29$1,199.88$226,768.13
41Mar 2023$612.17$587.71$1,199.88$226,155.96
42Apr 2023$613.76$586.12$1,199.88$225,542.20
43May 2023$615.35$584.53$1,199.88$224,926.85
44Jun 2023$616.94$582.94$1,199.88$224,309.91
45Jul 2023$618.54$581.34$1,199.88$223,691.37
46Aug 2023$620.15$579.73$1,199.88$223,071.22
47Sep 2023$621.75$578.13$1,199.88$222,449.47
48Oct 2023$623.37$576.51$1,199.88$221,826.10
49Nov 2023$624.98$574.90$1,199.88$221,201.12
50Dec 2023$626.60$573.28$1,199.88$220,574.52
2023 Total$7,413.21$6,985.35$14,398.56
51Jan 2024$628.22$571.66$1,199.88$219,946.30
52Feb 2024$629.85$570.03$1,199.88$219,316.45
53Mar 2024$631.48$568.40$1,199.88$218,684.97
54Apr 2024$633.12$566.76$1,199.88$218,051.85
55May 2024$634.76$565.12$1,199.88$217,417.09
56Jun 2024$636.41$563.47$1,199.88$216,780.68
57Jul 2024$638.06$561.82$1,199.88$216,142.62
58Aug 2024$639.71$560.17$1,199.88$215,502.91
59Sep 2024$641.37$558.51$1,199.88$214,861.54
60Oct 2024$643.03$556.85$1,199.88$214,218.51
61Nov 2024$644.70$555.18$1,199.88$213,573.81
62Dec 2024$646.37$553.51$1,199.88$212,927.44
2024 Total$7,647.08$6,751.48$14,398.56
63Jan 2025$648.04$551.84$1,199.88$212,279.40
64Feb 2025$649.72$550.16$1,199.88$211,629.68
65Mar 2025$651.41$548.47$1,199.88$210,978.27
66Apr 2025$653.09$546.79$1,199.88$210,325.18
67May 2025$654.79$545.09$1,199.88$209,670.39
68Jun 2025$656.48$543.40$1,199.88$209,013.91
69Jul 2025$658.19$541.69$1,199.88$208,355.72
70Aug 2025$659.89$539.99$1,199.88$207,695.83
71Sep 2025$661.60$538.28$1,199.88$207,034.23
72Oct 2025$663.32$536.56$1,199.88$206,370.91
73Nov 2025$665.04$534.84$1,199.88$205,705.87
74Dec 2025$666.76$533.12$1,199.88$205,039.11
2025 Total$7,888.33$6,510.23$14,398.56
75Jan 2026$668.49$531.39$1,199.88$204,370.62
76Feb 2026$670.22$529.66$1,199.88$203,700.40
77Mar 2026$671.96$527.92$1,199.88$203,028.44
78Apr 2026$673.70$526.18$1,199.88$202,354.74
79May 2026$675.44$524.44$1,199.88$201,679.30
80Jun 2026$677.19$522.69$1,199.88$201,002.11
81Jul 2026$678.95$520.93$1,199.88$200,323.16
82Aug 2026$680.71$519.17$1,199.88$199,642.45
83Sep 2026$682.47$517.41$1,199.88$198,959.98
84Oct 2026$684.24$515.64$1,199.88$198,275.74
85Nov 2026$686.02$513.86$1,199.88$197,589.72
86Dec 2026$687.79$512.09$1,199.88$196,901.93
2026 Total$8,137.18$6,261.38$14,398.56
87Jan 2027$689.58$510.30$1,199.88$196,212.35
88Feb 2027$691.36$508.52$1,199.88$195,520.99
89Mar 2027$693.15$506.73$1,199.88$194,827.84
90Apr 2027$694.95$504.93$1,199.88$194,132.89
91May 2027$696.75$503.13$1,199.88$193,436.14
92Jun 2027$698.56$501.32$1,199.88$192,737.58
93Jul 2027$700.37$499.51$1,199.88$192,037.21
94Aug 2027$702.18$497.70$1,199.88$191,335.03
95Sep 2027$704.00$495.88$1,199.88$190,631.03
96Oct 2027$705.83$494.05$1,199.88$189,925.20
97Nov 2027$707.66$492.22$1,199.88$189,217.54
98Dec 2027$709.49$490.39$1,199.88$188,508.05
2027 Total$8,393.88$6,004.68$14,398.56
99Jan 2028$711.33$488.55$1,199.88$187,796.72
100Feb 2028$713.17$486.71$1,199.88$187,083.55
101Mar 2028$715.02$484.86$1,199.88$186,368.53
102Apr 2028$716.87$483.01$1,199.88$185,651.66
103May 2028$718.73$481.15$1,199.88$184,932.93
104Jun 2028$720.60$479.28$1,199.88$184,212.33
105Jul 2028$722.46$477.42$1,199.88$183,489.87
106Aug 2028$724.34$475.54$1,199.88$182,765.53
107Sep 2028$726.21$473.67$1,199.88$182,039.32
108Oct 2028$728.09$471.79$1,199.88$181,311.23
109Nov 2028$729.98$469.90$1,199.88$180,581.25
110Dec 2028$731.87$468.01$1,199.88$179,849.38
2028 Total$8,658.67$5,739.89$14,398.56
111Jan 2029$733.77$466.11$1,199.88$179,115.61
112Feb 2029$735.67$464.21$1,199.88$178,379.94
113Mar 2029$737.58$462.30$1,199.88$177,642.36
114Apr 2029$739.49$460.39$1,199.88$176,902.87
115May 2029$741.41$458.47$1,199.88$176,161.46
116Jun 2029$743.33$456.55$1,199.88$175,418.13
117Jul 2029$745.25$454.63$1,199.88$174,672.88
118Aug 2029$747.19$452.69$1,199.88$173,925.69
119Sep 2029$749.12$450.76$1,199.88$173,176.57
120Oct 2029$751.06$448.82$1,199.88$172,425.51
121Nov 2029$753.01$446.87$1,199.88$171,672.50
122Dec 2029$754.96$444.92$1,199.88$170,917.54
2029 Total$8,931.84$5,466.72$14,398.56
123Jan 2030$756.92$442.96$1,199.88$170,160.62
124Feb 2030$758.88$441.00$1,199.88$169,401.74
125Mar 2030$760.85$439.03$1,199.88$168,640.89
126Apr 2030$762.82$437.06$1,199.88$167,878.07
127May 2030$764.80$435.08$1,199.88$167,113.27
128Jun 2030$766.78$433.10$1,199.88$166,346.49
129Jul 2030$768.77$431.11$1,199.88$165,577.72
130Aug 2030$770.76$429.12$1,199.88$164,806.96
131Sep 2030$772.76$427.12$1,199.88$164,034.20
132Oct 2030$774.76$425.12$1,199.88$163,259.44
133Nov 2030$776.77$423.11$1,199.88$162,482.67
134Dec 2030$778.78$421.10$1,199.88$161,703.89
2030 Total$9,213.65$5,184.91$14,398.56
135Jan 2031$780.80$419.08$1,199.88$160,923.09
136Feb 2031$782.82$417.06$1,199.88$160,140.27
137Mar 2031$784.85$415.03$1,199.88$159,355.42
138Apr 2031$786.88$413.00$1,199.88$158,568.54
139May 2031$788.92$410.96$1,199.88$157,779.62
140Jun 2031$790.97$408.91$1,199.88$156,988.65
141Jul 2031$793.02$406.86$1,199.88$156,195.63
142Aug 2031$795.07$404.81$1,199.88$155,400.56
143Sep 2031$797.13$402.75$1,199.88$154,603.43
144Oct 2031$799.20$400.68$1,199.88$153,804.23
145Nov 2031$801.27$398.61$1,199.88$153,002.96
146Dec 2031$803.35$396.53$1,199.88$152,199.61
2031 Total$9,504.28$4,894.28$14,398.56
147Jan 2032$805.43$394.45$1,199.88$151,394.18
148Feb 2032$807.52$392.36$1,199.88$150,586.66
149Mar 2032$809.61$390.27$1,199.88$149,777.05
150Apr 2032$811.71$388.17$1,199.88$148,965.34
151May 2032$813.81$386.07$1,199.88$148,151.53
152Jun 2032$815.92$383.96$1,199.88$147,335.61
153Jul 2032$818.04$381.84$1,199.88$146,517.57
154Aug 2032$820.16$379.72$1,199.88$145,697.41
155Sep 2032$822.28$377.60$1,199.88$144,875.13
156Oct 2032$824.41$375.47$1,199.88$144,050.72
157Nov 2032$826.55$373.33$1,199.88$143,224.17
158Dec 2032$828.69$371.19$1,199.88$142,395.48
2032 Total$9,804.13$4,594.43$14,398.56
159Jan 2033$830.84$369.04$1,199.88$141,564.64
160Feb 2033$832.99$366.89$1,199.88$140,731.65
161Mar 2033$835.15$364.73$1,199.88$139,896.50
162Apr 2033$837.31$362.57$1,199.88$139,059.19
163May 2033$839.48$360.40$1,199.88$138,219.71
164Jun 2033$841.66$358.22$1,199.88$137,378.05
165Jul 2033$843.84$356.04$1,199.88$136,534.21
166Aug 2033$846.03$353.85$1,199.88$135,688.18
167Sep 2033$848.22$351.66$1,199.88$134,839.96
168Oct 2033$850.42$349.46$1,199.88$133,989.54
169Nov 2033$852.62$347.26$1,199.88$133,136.92
170Dec 2033$854.83$345.05$1,199.88$132,282.09
2033 Total$10,113.39$4,285.17$14,398.56
171Jan 2034$857.05$342.83$1,199.88$131,425.04
172Feb 2034$859.27$340.61$1,199.88$130,565.77
173Mar 2034$861.50$338.38$1,199.88$129,704.27
174Apr 2034$863.73$336.15$1,199.88$128,840.54
175May 2034$865.97$333.91$1,199.88$127,974.57
176Jun 2034$868.21$331.67$1,199.88$127,106.36
177Jul 2034$870.46$329.42$1,199.88$126,235.90
178Aug 2034$872.72$327.16$1,199.88$125,363.18
179Sep 2034$874.98$324.90$1,199.88$124,488.20
180Oct 2034$877.25$322.63$1,199.88$123,610.95
181Nov 2034$879.52$320.36$1,199.88$122,731.43
182Dec 2034$881.80$318.08$1,199.88$121,849.63
2034 Total$10,432.46$3,966.1$14,398.56
183Jan 2035$884.09$315.79$1,199.88$120,965.54
184Feb 2035$886.38$313.50$1,199.88$120,079.16
185Mar 2035$888.67$311.21$1,199.88$119,190.49
186Apr 2035$890.98$308.90$1,199.88$118,299.51
187May 2035$893.29$306.59$1,199.88$117,406.22
188Jun 2035$895.60$304.28$1,199.88$116,510.62
189Jul 2035$897.92$301.96$1,199.88$115,612.70
190Aug 2035$900.25$299.63$1,199.88$114,712.45
191Sep 2035$902.58$297.30$1,199.88$113,809.87
192Oct 2035$904.92$294.96$1,199.88$112,904.95
193Nov 2035$907.27$292.61$1,199.88$111,997.68
194Dec 2035$909.62$290.26$1,199.88$111,088.06
2035 Total$10,761.57$3,636.99$14,398.56
195Jan 2036$911.98$287.90$1,199.88$110,176.08
196Feb 2036$914.34$285.54$1,199.88$109,261.74
197Mar 2036$916.71$283.17$1,199.88$108,345.03
198Apr 2036$919.09$280.79$1,199.88$107,425.94
199May 2036$921.47$278.41$1,199.88$106,504.47
200Jun 2036$923.86$276.02$1,199.88$105,580.61
201Jul 2036$926.25$273.63$1,199.88$104,654.36
202Aug 2036$928.65$271.23$1,199.88$103,725.71
203Sep 2036$931.06$268.82$1,199.88$102,794.65
204Oct 2036$933.47$266.41$1,199.88$101,861.18
205Nov 2036$935.89$263.99$1,199.88$100,925.29
206Dec 2036$938.32$261.56$1,199.88$99,986.97
2036 Total$11,101.09$3,297.47$14,398.56
207Jan 2037$940.75$259.13$1,199.88$99,046.22
208Feb 2037$943.19$256.69$1,199.88$98,103.03
209Mar 2037$945.63$254.25$1,199.88$97,157.40
210Apr 2037$948.08$251.80$1,199.88$96,209.32
211May 2037$950.54$249.34$1,199.88$95,258.78
212Jun 2037$953.00$246.88$1,199.88$94,305.78
213Jul 2037$955.47$244.41$1,199.88$93,350.31
214Aug 2037$957.95$241.93$1,199.88$92,392.36
215Sep 2037$960.43$239.45$1,199.88$91,431.93
216Oct 2037$962.92$236.96$1,199.88$90,469.01
217Nov 2037$965.41$234.47$1,199.88$89,503.60
218Dec 2037$967.92$231.96$1,199.88$88,535.68
2037 Total$11,451.29$2,947.27$14,398.56
219Jan 2038$970.43$229.45$1,199.88$87,565.25
220Feb 2038$972.94$226.94$1,199.88$86,592.31
221Mar 2038$975.46$224.42$1,199.88$85,616.85
222Apr 2038$977.99$221.89$1,199.88$84,638.86
223May 2038$980.52$219.36$1,199.88$83,658.34
224Jun 2038$983.07$216.81$1,199.88$82,675.27
225Jul 2038$985.61$214.27$1,199.88$81,689.66
226Aug 2038$988.17$211.71$1,199.88$80,701.49
227Sep 2038$990.73$209.15$1,199.88$79,710.76
228Oct 2038$993.30$206.58$1,199.88$78,717.46
229Nov 2038$995.87$204.01$1,199.88$77,721.59
230Dec 2038$998.45$201.43$1,199.88$76,723.14
2038 Total$11,812.54$2,586.02$14,398.56
231Jan 2039$1,001.04$198.84$1,199.88$75,722.10
232Feb 2039$1,003.63$196.25$1,199.88$74,718.47
233Mar 2039$1,006.23$193.65$1,199.88$73,712.24
234Apr 2039$1,008.84$191.04$1,199.88$72,703.40
235May 2039$1,011.46$188.42$1,199.88$71,691.94
236Jun 2039$1,014.08$185.80$1,199.88$70,677.86
237Jul 2039$1,016.71$183.17$1,199.88$69,661.15
238Aug 2039$1,019.34$180.54$1,199.88$68,641.81
239Sep 2039$1,021.98$177.90$1,199.88$67,619.83
240Oct 2039$1,024.63$175.25$1,199.88$66,595.20
241Nov 2039$1,027.29$172.59$1,199.88$65,567.91
242Dec 2039$1,029.95$169.93$1,199.88$64,537.96
2039 Total$12,185.18$2,213.38$14,398.56
243Jan 2040$1,032.62$167.26$1,199.88$63,505.34
244Feb 2040$1,035.30$164.58$1,199.88$62,470.04
245Mar 2040$1,037.98$161.90$1,199.88$61,432.06
246Apr 2040$1,040.67$159.21$1,199.88$60,391.39
247May 2040$1,043.37$156.51$1,199.88$59,348.02
248Jun 2040$1,046.07$153.81$1,199.88$58,301.95
249Jul 2040$1,048.78$151.10$1,199.88$57,253.17
250Aug 2040$1,051.50$148.38$1,199.88$56,201.67
251Sep 2040$1,054.22$145.66$1,199.88$55,147.45
252Oct 2040$1,056.96$142.92$1,199.88$54,090.49
253Nov 2040$1,059.70$140.18$1,199.88$53,030.79
254Dec 2040$1,062.44$137.44$1,199.88$51,968.35
2040 Total$12,569.61$1,828.95$14,398.56
255Jan 2041$1,065.20$134.68$1,199.88$50,903.15
256Feb 2041$1,067.96$131.92$1,199.88$49,835.19
257Mar 2041$1,070.72$129.16$1,199.88$48,764.47
258Apr 2041$1,073.50$126.38$1,199.88$47,690.97
259May 2041$1,076.28$123.60$1,199.88$46,614.69
260Jun 2041$1,079.07$120.81$1,199.88$45,535.62
261Jul 2041$1,081.87$118.01$1,199.88$44,453.75
262Aug 2041$1,084.67$115.21$1,199.88$43,369.08
263Sep 2041$1,087.48$112.40$1,199.88$42,281.60
264Oct 2041$1,090.30$109.58$1,199.88$41,191.30
265Nov 2041$1,093.13$106.75$1,199.88$40,098.17
266Dec 2041$1,095.96$103.92$1,199.88$39,002.21
2041 Total$12,966.14$1,432.42$14,398.56
267Jan 2042$1,098.80$101.08$1,199.88$37,903.41
268Feb 2042$1,101.65$98.23$1,199.88$36,801.76
269Mar 2042$1,104.50$95.38$1,199.88$35,697.26
270Apr 2042$1,107.36$92.52$1,199.88$34,589.90
271May 2042$1,110.23$89.65$1,199.88$33,479.67
272Jun 2042$1,113.11$86.77$1,199.88$32,366.56
273Jul 2042$1,116.00$83.88$1,199.88$31,250.56
274Aug 2042$1,118.89$80.99$1,199.88$30,131.67
275Sep 2042$1,121.79$78.09$1,199.88$29,009.88
276Oct 2042$1,124.70$75.18$1,199.88$27,885.18
277Nov 2042$1,127.61$72.27$1,199.88$26,757.57
278Dec 2042$1,130.53$69.35$1,199.88$25,627.04
2042 Total$13,375.17$1,023.39$14,398.56
279Jan 2043$1,133.46$66.42$1,199.88$24,493.58
280Feb 2043$1,136.40$63.48$1,199.88$23,357.18
281Mar 2043$1,139.35$60.53$1,199.88$22,217.83
282Apr 2043$1,142.30$57.58$1,199.88$21,075.53
283May 2043$1,145.26$54.62$1,199.88$19,930.27
284Jun 2043$1,148.23$51.65$1,199.88$18,782.04
285Jul 2043$1,151.20$48.68$1,199.88$17,630.84
286Aug 2043$1,154.19$45.69$1,199.88$16,476.65
287Sep 2043$1,157.18$42.70$1,199.88$15,319.47
288Oct 2043$1,160.18$39.70$1,199.88$14,159.29
289Nov 2043$1,163.18$36.70$1,199.88$12,996.11
290Dec 2043$1,166.20$33.68$1,199.88$11,829.91
2043 Total$13,797.13$601.43$14,398.56
291Jan 2044$1,169.22$30.66$1,199.88$10,660.69
292Feb 2044$1,172.25$27.63$1,199.88$9,488.44
293Mar 2044$1,175.29$24.59$1,199.88$8,313.15
294Apr 2044$1,178.34$21.54$1,199.88$7,134.81
295May 2044$1,181.39$18.49$1,199.88$5,953.42
296Jun 2044$1,184.45$15.43$1,199.88$4,768.97
297Jul 2044$1,187.52$12.36$1,199.88$3,581.45
298Aug 2044$1,190.60$9.28$1,199.88$2,390.85
299Sep 2044$1,193.68$6.20$1,199.88$1,197.17
300Oct 2044$1,196.78$3.10$1,199.88$0.39
2044 Total$11,829.52$169.28$11,998.8
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