Home Equity Maximiser Investment from Bank of Sydney

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.
Borrow amount
$300,000
Advertised rate
5.46%
Variable
Loan term
over 25 years
Repayment Frequency
Monthly
Monthly repayment
$1,365
Number of Repayments
300
Total Interest Paid
$109,500
Total repayments
$409,500
DatePrincipleInterestPaymentBalance
2019 Total$0$0$0
1Jan 2020$470.10$1,365.00$1,835.10$299,529.90
2Feb 2020$472.24$1,362.86$1,835.10$299,057.66
3Mar 2020$474.39$1,360.71$1,835.10$298,583.27
4Apr 2020$476.55$1,358.55$1,835.10$298,106.72
5May 2020$478.71$1,356.39$1,835.10$297,628.01
6Jun 2020$480.89$1,354.21$1,835.10$297,147.12
7Jul 2020$483.08$1,352.02$1,835.10$296,664.04
8Aug 2020$485.28$1,349.82$1,835.10$296,178.76
9Sep 2020$487.49$1,347.61$1,835.10$295,691.27
10Oct 2020$489.70$1,345.40$1,835.10$295,201.57
11Nov 2020$491.93$1,343.17$1,835.10$294,709.64
12Dec 2020$494.17$1,340.93$1,835.10$294,215.47
2020 Total$5,784.53$16,236.67$22,021.2
13Jan 2021$496.42$1,338.68$1,835.10$293,719.05
14Feb 2021$498.68$1,336.42$1,835.10$293,220.37
15Mar 2021$500.95$1,334.15$1,835.10$292,719.42
16Apr 2021$503.23$1,331.87$1,835.10$292,216.19
17May 2021$505.52$1,329.58$1,835.10$291,710.67
18Jun 2021$507.82$1,327.28$1,835.10$291,202.85
19Jul 2021$510.13$1,324.97$1,835.10$290,692.72
20Aug 2021$512.45$1,322.65$1,835.10$290,180.27
21Sep 2021$514.78$1,320.32$1,835.10$289,665.49
22Oct 2021$517.12$1,317.98$1,835.10$289,148.37
23Nov 2021$519.47$1,315.63$1,835.10$288,628.90
24Dec 2021$521.84$1,313.26$1,835.10$288,107.06
2021 Total$6,108.41$15,912.79$22,021.2
25Jan 2022$524.21$1,310.89$1,835.10$287,582.85
26Feb 2022$526.60$1,308.50$1,835.10$287,056.25
27Mar 2022$528.99$1,306.11$1,835.10$286,527.26
28Apr 2022$531.40$1,303.70$1,835.10$285,995.86
29May 2022$533.82$1,301.28$1,835.10$285,462.04
30Jun 2022$536.25$1,298.85$1,835.10$284,925.79
31Jul 2022$538.69$1,296.41$1,835.10$284,387.10
32Aug 2022$541.14$1,293.96$1,835.10$283,845.96
33Sep 2022$543.60$1,291.50$1,835.10$283,302.36
34Oct 2022$546.07$1,289.03$1,835.10$282,756.29
35Nov 2022$548.56$1,286.54$1,835.10$282,207.73
36Dec 2022$551.05$1,284.05$1,835.10$281,656.68
2022 Total$6,450.38$15,570.82$22,021.2
37Jan 2023$553.56$1,281.54$1,835.10$281,103.12
38Feb 2023$556.08$1,279.02$1,835.10$280,547.04
39Mar 2023$558.61$1,276.49$1,835.10$279,988.43
40Apr 2023$561.15$1,273.95$1,835.10$279,427.28
41May 2023$563.71$1,271.39$1,835.10$278,863.57
42Jun 2023$566.27$1,268.83$1,835.10$278,297.30
43Jul 2023$568.85$1,266.25$1,835.10$277,728.45
44Aug 2023$571.44$1,263.66$1,835.10$277,157.01
45Sep 2023$574.04$1,261.06$1,835.10$276,582.97
46Oct 2023$576.65$1,258.45$1,835.10$276,006.32
47Nov 2023$579.27$1,255.83$1,835.10$275,427.05
48Dec 2023$581.91$1,253.19$1,835.10$274,845.14
2023 Total$6,811.54$15,209.66$22,021.2
49Jan 2024$584.55$1,250.55$1,835.10$274,260.59
50Feb 2024$587.21$1,247.89$1,835.10$273,673.38
51Mar 2024$589.89$1,245.21$1,835.10$273,083.49
52Apr 2024$592.57$1,242.53$1,835.10$272,490.92
53May 2024$595.27$1,239.83$1,835.10$271,895.65
54Jun 2024$597.97$1,237.13$1,835.10$271,297.68
55Jul 2024$600.70$1,234.40$1,835.10$270,696.98
56Aug 2024$603.43$1,231.67$1,835.10$270,093.55
57Sep 2024$606.17$1,228.93$1,835.10$269,487.38
58Oct 2024$608.93$1,226.17$1,835.10$268,878.45
59Nov 2024$611.70$1,223.40$1,835.10$268,266.75
60Dec 2024$614.49$1,220.61$1,835.10$267,652.26
2024 Total$7,192.88$14,828.32$22,021.2
61Jan 2025$617.28$1,217.82$1,835.10$267,034.98
62Feb 2025$620.09$1,215.01$1,835.10$266,414.89
63Mar 2025$622.91$1,212.19$1,835.10$265,791.98
64Apr 2025$625.75$1,209.35$1,835.10$265,166.23
65May 2025$628.59$1,206.51$1,835.10$264,537.64
66Jun 2025$631.45$1,203.65$1,835.10$263,906.19
67Jul 2025$634.33$1,200.77$1,835.10$263,271.86
68Aug 2025$637.21$1,197.89$1,835.10$262,634.65
69Sep 2025$640.11$1,194.99$1,835.10$261,994.54
70Oct 2025$643.02$1,192.08$1,835.10$261,351.52
71Nov 2025$645.95$1,189.15$1,835.10$260,705.57
72Dec 2025$648.89$1,186.21$1,835.10$260,056.68
2025 Total$7,595.58$14,425.62$22,021.2
73Jan 2026$651.84$1,183.26$1,835.10$259,404.84
74Feb 2026$654.81$1,180.29$1,835.10$258,750.03
75Mar 2026$657.79$1,177.31$1,835.10$258,092.24
76Apr 2026$660.78$1,174.32$1,835.10$257,431.46
77May 2026$663.79$1,171.31$1,835.10$256,767.67
78Jun 2026$666.81$1,168.29$1,835.10$256,100.86
79Jul 2026$669.84$1,165.26$1,835.10$255,431.02
80Aug 2026$672.89$1,162.21$1,835.10$254,758.13
81Sep 2026$675.95$1,159.15$1,835.10$254,082.18
82Oct 2026$679.03$1,156.07$1,835.10$253,403.15
83Nov 2026$682.12$1,152.98$1,835.10$252,721.03
84Dec 2026$685.22$1,149.88$1,835.10$252,035.81
2026 Total$8,020.87$14,000.33$22,021.2
85Jan 2027$688.34$1,146.76$1,835.10$251,347.47
86Feb 2027$691.47$1,143.63$1,835.10$250,656.00
87Mar 2027$694.62$1,140.48$1,835.10$249,961.38
88Apr 2027$697.78$1,137.32$1,835.10$249,263.60
89May 2027$700.95$1,134.15$1,835.10$248,562.65
90Jun 2027$704.14$1,130.96$1,835.10$247,858.51
91Jul 2027$707.34$1,127.76$1,835.10$247,151.17
92Aug 2027$710.56$1,124.54$1,835.10$246,440.61
93Sep 2027$713.80$1,121.30$1,835.10$245,726.81
94Oct 2027$717.04$1,118.06$1,835.10$245,009.77
95Nov 2027$720.31$1,114.79$1,835.10$244,289.46
96Dec 2027$723.58$1,111.52$1,835.10$243,565.88
2027 Total$8,469.93$13,551.27$22,021.2
97Jan 2028$726.88$1,108.22$1,835.10$242,839.00
98Feb 2028$730.18$1,104.92$1,835.10$242,108.82
99Mar 2028$733.50$1,101.60$1,835.10$241,375.32
100Apr 2028$736.84$1,098.26$1,835.10$240,638.48
101May 2028$740.19$1,094.91$1,835.10$239,898.29
102Jun 2028$743.56$1,091.54$1,835.10$239,154.73
103Jul 2028$746.95$1,088.15$1,835.10$238,407.78
104Aug 2028$750.34$1,084.76$1,835.10$237,657.44
105Sep 2028$753.76$1,081.34$1,835.10$236,903.68
106Oct 2028$757.19$1,077.91$1,835.10$236,146.49
107Nov 2028$760.63$1,074.47$1,835.10$235,385.86
108Dec 2028$764.09$1,071.01$1,835.10$234,621.77
2028 Total$8,944.11$13,077.09$22,021.2
109Jan 2029$767.57$1,067.53$1,835.10$233,854.20
110Feb 2029$771.06$1,064.04$1,835.10$233,083.14
111Mar 2029$774.57$1,060.53$1,835.10$232,308.57
112Apr 2029$778.10$1,057.00$1,835.10$231,530.47
113May 2029$781.64$1,053.46$1,835.10$230,748.83
114Jun 2029$785.19$1,049.91$1,835.10$229,963.64
115Jul 2029$788.77$1,046.33$1,835.10$229,174.87
116Aug 2029$792.35$1,042.75$1,835.10$228,382.52
117Sep 2029$795.96$1,039.14$1,835.10$227,586.56
118Oct 2029$799.58$1,035.52$1,835.10$226,786.98
119Nov 2029$803.22$1,031.88$1,835.10$225,983.76
120Dec 2029$806.87$1,028.23$1,835.10$225,176.89
2029 Total$9,444.88$12,576.32$22,021.2
121Jan 2030$810.55$1,024.55$1,835.10$224,366.34
122Feb 2030$814.23$1,020.87$1,835.10$223,552.11
123Mar 2030$817.94$1,017.16$1,835.10$222,734.17
124Apr 2030$821.66$1,013.44$1,835.10$221,912.51
125May 2030$825.40$1,009.70$1,835.10$221,087.11
126Jun 2030$829.15$1,005.95$1,835.10$220,257.96
127Jul 2030$832.93$1,002.17$1,835.10$219,425.03
128Aug 2030$836.72$998.38$1,835.10$218,588.31
129Sep 2030$840.52$994.58$1,835.10$217,747.79
130Oct 2030$844.35$990.75$1,835.10$216,903.44
131Nov 2030$848.19$986.91$1,835.10$216,055.25
132Dec 2030$852.05$983.05$1,835.10$215,203.20
2030 Total$9,973.69$12,047.51$22,021.2
133Jan 2031$855.93$979.17$1,835.10$214,347.27
134Feb 2031$859.82$975.28$1,835.10$213,487.45
135Mar 2031$863.73$971.37$1,835.10$212,623.72
136Apr 2031$867.66$967.44$1,835.10$211,756.06
137May 2031$871.61$963.49$1,835.10$210,884.45
138Jun 2031$875.58$959.52$1,835.10$210,008.87
139Jul 2031$879.56$955.54$1,835.10$209,129.31
140Aug 2031$883.56$951.54$1,835.10$208,245.75
141Sep 2031$887.58$947.52$1,835.10$207,358.17
142Oct 2031$891.62$943.48$1,835.10$206,466.55
143Nov 2031$895.68$939.42$1,835.10$205,570.87
144Dec 2031$899.75$935.35$1,835.10$204,671.12
2031 Total$10,532.08$11,489.12$22,021.2
145Jan 2032$903.85$931.25$1,835.10$203,767.27
146Feb 2032$907.96$927.14$1,835.10$202,859.31
147Mar 2032$912.09$923.01$1,835.10$201,947.22
148Apr 2032$916.24$918.86$1,835.10$201,030.98
149May 2032$920.41$914.69$1,835.10$200,110.57
150Jun 2032$924.60$910.50$1,835.10$199,185.97
151Jul 2032$928.80$906.30$1,835.10$198,257.17
152Aug 2032$933.03$902.07$1,835.10$197,324.14
153Sep 2032$937.28$897.82$1,835.10$196,386.86
154Oct 2032$941.54$893.56$1,835.10$195,445.32
155Nov 2032$945.82$889.28$1,835.10$194,499.50
156Dec 2032$950.13$884.97$1,835.10$193,549.37
2032 Total$11,121.75$10,899.45$22,021.2
157Jan 2033$954.45$880.65$1,835.10$192,594.92
158Feb 2033$958.79$876.31$1,835.10$191,636.13
159Mar 2033$963.16$871.94$1,835.10$190,672.97
160Apr 2033$967.54$867.56$1,835.10$189,705.43
161May 2033$971.94$863.16$1,835.10$188,733.49
162Jun 2033$976.36$858.74$1,835.10$187,757.13
163Jul 2033$980.81$854.29$1,835.10$186,776.32
164Aug 2033$985.27$849.83$1,835.10$185,791.05
165Sep 2033$989.75$845.35$1,835.10$184,801.30
166Oct 2033$994.25$840.85$1,835.10$183,807.05
167Nov 2033$998.78$836.32$1,835.10$182,808.27
168Dec 2033$1,003.32$831.78$1,835.10$181,804.95
2033 Total$11,744.42$10,276.78$22,021.2
169Jan 2034$1,007.89$827.21$1,835.10$180,797.06
170Feb 2034$1,012.47$822.63$1,835.10$179,784.59
171Mar 2034$1,017.08$818.02$1,835.10$178,767.51
172Apr 2034$1,021.71$813.39$1,835.10$177,745.80
173May 2034$1,026.36$808.74$1,835.10$176,719.44
174Jun 2034$1,031.03$804.07$1,835.10$175,688.41
175Jul 2034$1,035.72$799.38$1,835.10$174,652.69
176Aug 2034$1,040.43$794.67$1,835.10$173,612.26
177Sep 2034$1,045.16$789.94$1,835.10$172,567.10
178Oct 2034$1,049.92$785.18$1,835.10$171,517.18
179Nov 2034$1,054.70$780.40$1,835.10$170,462.48
180Dec 2034$1,059.50$775.60$1,835.10$169,402.98
2034 Total$12,401.97$9,619.23$22,021.2
181Jan 2035$1,064.32$770.78$1,835.10$168,338.66
182Feb 2035$1,069.16$765.94$1,835.10$167,269.50
183Mar 2035$1,074.02$761.08$1,835.10$166,195.48
184Apr 2035$1,078.91$756.19$1,835.10$165,116.57
185May 2035$1,083.82$751.28$1,835.10$164,032.75
186Jun 2035$1,088.75$746.35$1,835.10$162,944.00
187Jul 2035$1,093.70$741.40$1,835.10$161,850.30
188Aug 2035$1,098.68$736.42$1,835.10$160,751.62
189Sep 2035$1,103.68$731.42$1,835.10$159,647.94
190Oct 2035$1,108.70$726.40$1,835.10$158,539.24
191Nov 2035$1,113.75$721.35$1,835.10$157,425.49
192Dec 2035$1,118.81$716.29$1,835.10$156,306.68
2035 Total$13,096.3$8,924.9$22,021.2
193Jan 2036$1,123.90$711.20$1,835.10$155,182.78
194Feb 2036$1,129.02$706.08$1,835.10$154,053.76
195Mar 2036$1,134.16$700.94$1,835.10$152,919.60
196Apr 2036$1,139.32$695.78$1,835.10$151,780.28
197May 2036$1,144.50$690.60$1,835.10$150,635.78
198Jun 2036$1,149.71$685.39$1,835.10$149,486.07
199Jul 2036$1,154.94$680.16$1,835.10$148,331.13
200Aug 2036$1,160.19$674.91$1,835.10$147,170.94
201Sep 2036$1,165.47$669.63$1,835.10$146,005.47
202Oct 2036$1,170.78$664.32$1,835.10$144,834.69
203Nov 2036$1,176.10$659.00$1,835.10$143,658.59
204Dec 2036$1,181.45$653.65$1,835.10$142,477.14
2036 Total$13,829.54$8,191.66$22,021.2
205Jan 2037$1,186.83$648.27$1,835.10$141,290.31
206Feb 2037$1,192.23$642.87$1,835.10$140,098.08
207Mar 2037$1,197.65$637.45$1,835.10$138,900.43
208Apr 2037$1,203.10$632.00$1,835.10$137,697.33
209May 2037$1,208.58$626.52$1,835.10$136,488.75
210Jun 2037$1,214.08$621.02$1,835.10$135,274.67
211Jul 2037$1,219.60$615.50$1,835.10$134,055.07
212Aug 2037$1,225.15$609.95$1,835.10$132,829.92
213Sep 2037$1,230.72$604.38$1,835.10$131,599.20
214Oct 2037$1,236.32$598.78$1,835.10$130,362.88
215Nov 2037$1,241.95$593.15$1,835.10$129,120.93
216Dec 2037$1,247.60$587.50$1,835.10$127,873.33
2037 Total$14,603.81$7,417.39$22,021.2
217Jan 2038$1,253.28$581.82$1,835.10$126,620.05
218Feb 2038$1,258.98$576.12$1,835.10$125,361.07
219Mar 2038$1,264.71$570.39$1,835.10$124,096.36
220Apr 2038$1,270.46$564.64$1,835.10$122,825.90
221May 2038$1,276.24$558.86$1,835.10$121,549.66
222Jun 2038$1,282.05$553.05$1,835.10$120,267.61
223Jul 2038$1,287.88$547.22$1,835.10$118,979.73
224Aug 2038$1,293.74$541.36$1,835.10$117,685.99
225Sep 2038$1,299.63$535.47$1,835.10$116,386.36
226Oct 2038$1,305.54$529.56$1,835.10$115,080.82
227Nov 2038$1,311.48$523.62$1,835.10$113,769.34
228Dec 2038$1,317.45$517.65$1,835.10$112,451.89
2038 Total$15,421.44$6,599.76$22,021.2
229Jan 2039$1,323.44$511.66$1,835.10$111,128.45
230Feb 2039$1,329.47$505.63$1,835.10$109,798.98
231Mar 2039$1,335.51$499.59$1,835.10$108,463.47
232Apr 2039$1,341.59$493.51$1,835.10$107,121.88
233May 2039$1,347.70$487.40$1,835.10$105,774.18
234Jun 2039$1,353.83$481.27$1,835.10$104,420.35
235Jul 2039$1,359.99$475.11$1,835.10$103,060.36
236Aug 2039$1,366.18$468.92$1,835.10$101,694.18
237Sep 2039$1,372.39$462.71$1,835.10$100,321.79
238Oct 2039$1,378.64$456.46$1,835.10$98,943.15
239Nov 2039$1,384.91$450.19$1,835.10$97,558.24
240Dec 2039$1,391.21$443.89$1,835.10$96,167.03
2039 Total$16,284.86$5,736.34$22,021.2
241Jan 2040$1,397.54$437.56$1,835.10$94,769.49
242Feb 2040$1,403.90$431.20$1,835.10$93,365.59
243Mar 2040$1,410.29$424.81$1,835.10$91,955.30
244Apr 2040$1,416.70$418.40$1,835.10$90,538.60
245May 2040$1,423.15$411.95$1,835.10$89,115.45
246Jun 2040$1,429.62$405.48$1,835.10$87,685.83
247Jul 2040$1,436.13$398.97$1,835.10$86,249.70
248Aug 2040$1,442.66$392.44$1,835.10$84,807.04
249Sep 2040$1,449.23$385.87$1,835.10$83,357.81
250Oct 2040$1,455.82$379.28$1,835.10$81,901.99
251Nov 2040$1,462.45$372.65$1,835.10$80,439.54
252Dec 2040$1,469.10$366.00$1,835.10$78,970.44
2040 Total$17,196.59$4,824.61$22,021.2
253Jan 2041$1,475.78$359.32$1,835.10$77,494.66
254Feb 2041$1,482.50$352.60$1,835.10$76,012.16
255Mar 2041$1,489.24$345.86$1,835.10$74,522.92
256Apr 2041$1,496.02$339.08$1,835.10$73,026.90
257May 2041$1,502.83$332.27$1,835.10$71,524.07
258Jun 2041$1,509.67$325.43$1,835.10$70,014.40
259Jul 2041$1,516.53$318.57$1,835.10$68,497.87
260Aug 2041$1,523.43$311.67$1,835.10$66,974.44
261Sep 2041$1,530.37$304.73$1,835.10$65,444.07
262Oct 2041$1,537.33$297.77$1,835.10$63,906.74
263Nov 2041$1,544.32$290.78$1,835.10$62,362.42
264Dec 2041$1,551.35$283.75$1,835.10$60,811.07
2041 Total$18,159.37$3,861.83$22,021.2
265Jan 2042$1,558.41$276.69$1,835.10$59,252.66
266Feb 2042$1,565.50$269.60$1,835.10$57,687.16
267Mar 2042$1,572.62$262.48$1,835.10$56,114.54
268Apr 2042$1,579.78$255.32$1,835.10$54,534.76
269May 2042$1,586.97$248.13$1,835.10$52,947.79
270Jun 2042$1,594.19$240.91$1,835.10$51,353.60
271Jul 2042$1,601.44$233.66$1,835.10$49,752.16
272Aug 2042$1,608.73$226.37$1,835.10$48,143.43
273Sep 2042$1,616.05$219.05$1,835.10$46,527.38
274Oct 2042$1,623.40$211.70$1,835.10$44,903.98
275Nov 2042$1,630.79$204.31$1,835.10$43,273.19
276Dec 2042$1,638.21$196.89$1,835.10$41,634.98
2042 Total$19,176.09$2,845.11$22,021.2
277Jan 2043$1,645.66$189.44$1,835.10$39,989.32
278Feb 2043$1,653.15$181.95$1,835.10$38,336.17
279Mar 2043$1,660.67$174.43$1,835.10$36,675.50
280Apr 2043$1,668.23$166.87$1,835.10$35,007.27
281May 2043$1,675.82$159.28$1,835.10$33,331.45
282Jun 2043$1,683.44$151.66$1,835.10$31,648.01
283Jul 2043$1,691.10$144.00$1,835.10$29,956.91
284Aug 2043$1,698.80$136.30$1,835.10$28,258.11
285Sep 2043$1,706.53$128.57$1,835.10$26,551.58
286Oct 2043$1,714.29$120.81$1,835.10$24,837.29
287Nov 2043$1,722.09$113.01$1,835.10$23,115.20
288Dec 2043$1,729.93$105.17$1,835.10$21,385.27
2043 Total$20,249.71$1,771.49$22,021.2
289Jan 2044$1,737.80$97.30$1,835.10$19,647.47
290Feb 2044$1,745.70$89.40$1,835.10$17,901.77
291Mar 2044$1,753.65$81.45$1,835.10$16,148.12
292Apr 2044$1,761.63$73.47$1,835.10$14,386.49
293May 2044$1,769.64$65.46$1,835.10$12,616.85
294Jun 2044$1,777.69$57.41$1,835.10$10,839.16
295Jul 2044$1,785.78$49.32$1,835.10$9,053.38
296Aug 2044$1,793.91$41.19$1,835.10$7,259.47
297Sep 2044$1,802.07$33.03$1,835.10$5,457.40
298Oct 2044$1,810.27$24.83$1,835.10$3,647.13
299Nov 2044$1,818.51$16.59$1,835.10$1,828.62
300Dec 2044$1,826.78$8.32$1,835.10$1.84
2044 Total$21,383.43$637.77$22,021.2
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