Home Equity Maximiser from Bank of Sydney

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.
Borrow amount
$250,000
Advertised rate
5.09%
Variable
Loan term
over 25 years
Repayment Frequency
Monthly
Monthly repayment
$1,060
Number of Repayments
300
Total Interest Paid
$68,000
Total repayments
$318,000
DatePrincipleInterestPaymentBalance
1Oct 2019$414.19$1,060.42$1,474.61$249,585.81
2Nov 2019$415.95$1,058.66$1,474.61$249,169.86
3Dec 2019$417.71$1,056.90$1,474.61$248,752.15
2019 Total$1,247.85$3,175.98$4,423.83
4Jan 2020$419.49$1,055.12$1,474.61$248,332.66
5Feb 2020$421.27$1,053.34$1,474.61$247,911.39
6Mar 2020$423.05$1,051.56$1,474.61$247,488.34
7Apr 2020$424.85$1,049.76$1,474.61$247,063.49
8May 2020$426.65$1,047.96$1,474.61$246,636.84
9Jun 2020$428.46$1,046.15$1,474.61$246,208.38
10Jul 2020$430.28$1,044.33$1,474.61$245,778.10
11Aug 2020$432.10$1,042.51$1,474.61$245,346.00
12Sep 2020$433.93$1,040.68$1,474.61$244,912.07
13Oct 2020$435.77$1,038.84$1,474.61$244,476.30
14Nov 2020$437.62$1,036.99$1,474.61$244,038.68
15Dec 2020$439.48$1,035.13$1,474.61$243,599.20
2020 Total$5,152.95$12,542.37$17,695.32
16Jan 2021$441.34$1,033.27$1,474.61$243,157.86
17Feb 2021$443.22$1,031.39$1,474.61$242,714.64
18Mar 2021$445.10$1,029.51$1,474.61$242,269.54
19Apr 2021$446.98$1,027.63$1,474.61$241,822.56
20May 2021$448.88$1,025.73$1,474.61$241,373.68
21Jun 2021$450.78$1,023.83$1,474.61$240,922.90
22Jul 2021$452.70$1,021.91$1,474.61$240,470.20
23Aug 2021$454.62$1,019.99$1,474.61$240,015.58
24Sep 2021$456.54$1,018.07$1,474.61$239,559.04
25Oct 2021$458.48$1,016.13$1,474.61$239,100.56
26Nov 2021$460.43$1,014.18$1,474.61$238,640.13
27Dec 2021$462.38$1,012.23$1,474.61$238,177.75
2021 Total$5,421.45$12,273.87$17,695.32
28Jan 2022$464.34$1,010.27$1,474.61$237,713.41
29Feb 2022$466.31$1,008.30$1,474.61$237,247.10
30Mar 2022$468.29$1,006.32$1,474.61$236,778.81
31Apr 2022$470.27$1,004.34$1,474.61$236,308.54
32May 2022$472.27$1,002.34$1,474.61$235,836.27
33Jun 2022$474.27$1,000.34$1,474.61$235,362.00
34Jul 2022$476.28$998.33$1,474.61$234,885.72
35Aug 2022$478.30$996.31$1,474.61$234,407.42
36Sep 2022$480.33$994.28$1,474.61$233,927.09
37Oct 2022$482.37$992.24$1,474.61$233,444.72
38Nov 2022$484.42$990.19$1,474.61$232,960.30
39Dec 2022$486.47$988.14$1,474.61$232,473.83
2022 Total$5,703.92$11,991.4$17,695.32
40Jan 2023$488.53$986.08$1,474.61$231,985.30
41Feb 2023$490.61$984.00$1,474.61$231,494.69
42Mar 2023$492.69$981.92$1,474.61$231,002.00
43Apr 2023$494.78$979.83$1,474.61$230,507.22
44May 2023$496.88$977.73$1,474.61$230,010.34
45Jun 2023$498.98$975.63$1,474.61$229,511.36
46Jul 2023$501.10$973.51$1,474.61$229,010.26
47Aug 2023$503.22$971.39$1,474.61$228,507.04
48Sep 2023$505.36$969.25$1,474.61$228,001.68
49Oct 2023$507.50$967.11$1,474.61$227,494.18
50Nov 2023$509.66$964.95$1,474.61$226,984.52
51Dec 2023$511.82$962.79$1,474.61$226,472.70
2023 Total$6,001.13$11,694.19$17,695.32
52Jan 2024$513.99$960.62$1,474.61$225,958.71
53Feb 2024$516.17$958.44$1,474.61$225,442.54
54Mar 2024$518.36$956.25$1,474.61$224,924.18
55Apr 2024$520.56$954.05$1,474.61$224,403.62
56May 2024$522.76$951.85$1,474.61$223,880.86
57Jun 2024$524.98$949.63$1,474.61$223,355.88
58Jul 2024$527.21$947.40$1,474.61$222,828.67
59Aug 2024$529.45$945.16$1,474.61$222,299.22
60Sep 2024$531.69$942.92$1,474.61$221,767.53
61Oct 2024$533.95$940.66$1,474.61$221,233.58
62Nov 2024$536.21$938.40$1,474.61$220,697.37
63Dec 2024$538.49$936.12$1,474.61$220,158.88
2024 Total$6,313.82$11,381.5$17,695.32
64Jan 2025$540.77$933.84$1,474.61$219,618.11
65Feb 2025$543.06$931.55$1,474.61$219,075.05
66Mar 2025$545.37$929.24$1,474.61$218,529.68
67Apr 2025$547.68$926.93$1,474.61$217,982.00
68May 2025$550.00$924.61$1,474.61$217,432.00
69Jun 2025$552.34$922.27$1,474.61$216,879.66
70Jul 2025$554.68$919.93$1,474.61$216,324.98
71Aug 2025$557.03$917.58$1,474.61$215,767.95
72Sep 2025$559.39$915.22$1,474.61$215,208.56
73Oct 2025$561.77$912.84$1,474.61$214,646.79
74Nov 2025$564.15$910.46$1,474.61$214,082.64
75Dec 2025$566.54$908.07$1,474.61$213,516.10
2025 Total$6,642.78$11,052.54$17,695.32
76Jan 2026$568.95$905.66$1,474.61$212,947.15
77Feb 2026$571.36$903.25$1,474.61$212,375.79
78Mar 2026$573.78$900.83$1,474.61$211,802.01
79Apr 2026$576.22$898.39$1,474.61$211,225.79
80May 2026$578.66$895.95$1,474.61$210,647.13
81Jun 2026$581.12$893.49$1,474.61$210,066.01
82Jul 2026$583.58$891.03$1,474.61$209,482.43
83Aug 2026$586.06$888.55$1,474.61$208,896.37
84Sep 2026$588.54$886.07$1,474.61$208,307.83
85Oct 2026$591.04$883.57$1,474.61$207,716.79
86Nov 2026$593.54$881.07$1,474.61$207,123.25
87Dec 2026$596.06$878.55$1,474.61$206,527.19
2026 Total$6,988.91$10,706.41$17,695.32
88Jan 2027$598.59$876.02$1,474.61$205,928.60
89Feb 2027$601.13$873.48$1,474.61$205,327.47
90Mar 2027$603.68$870.93$1,474.61$204,723.79
91Apr 2027$606.24$868.37$1,474.61$204,117.55
92May 2027$608.81$865.80$1,474.61$203,508.74
93Jun 2027$611.39$863.22$1,474.61$202,897.35
94Jul 2027$613.99$860.62$1,474.61$202,283.36
95Aug 2027$616.59$858.02$1,474.61$201,666.77
96Sep 2027$619.21$855.40$1,474.61$201,047.56
97Oct 2027$621.83$852.78$1,474.61$200,425.73
98Nov 2027$624.47$850.14$1,474.61$199,801.26
99Dec 2027$627.12$847.49$1,474.61$199,174.14
2027 Total$7,353.05$10,342.27$17,695.32
100Jan 2028$629.78$844.83$1,474.61$198,544.36
101Feb 2028$632.45$842.16$1,474.61$197,911.91
102Mar 2028$635.13$839.48$1,474.61$197,276.78
103Apr 2028$637.83$836.78$1,474.61$196,638.95
104May 2028$640.53$834.08$1,474.61$195,998.42
105Jun 2028$643.25$831.36$1,474.61$195,355.17
106Jul 2028$645.98$828.63$1,474.61$194,709.19
107Aug 2028$648.72$825.89$1,474.61$194,060.47
108Sep 2028$651.47$823.14$1,474.61$193,409.00
109Oct 2028$654.23$820.38$1,474.61$192,754.77
110Nov 2028$657.01$817.60$1,474.61$192,097.76
111Dec 2028$659.80$814.81$1,474.61$191,437.96
2028 Total$7,736.18$9,959.14$17,695.32
112Jan 2029$662.59$812.02$1,474.61$190,775.37
113Feb 2029$665.40$809.21$1,474.61$190,109.97
114Mar 2029$668.23$806.38$1,474.61$189,441.74
115Apr 2029$671.06$803.55$1,474.61$188,770.68
116May 2029$673.91$800.70$1,474.61$188,096.77
117Jun 2029$676.77$797.84$1,474.61$187,420.00
118Jul 2029$679.64$794.97$1,474.61$186,740.36
119Aug 2029$682.52$792.09$1,474.61$186,057.84
120Sep 2029$685.41$789.20$1,474.61$185,372.43
121Oct 2029$688.32$786.29$1,474.61$184,684.11
122Nov 2029$691.24$783.37$1,474.61$183,992.87
123Dec 2029$694.17$780.44$1,474.61$183,298.70
2029 Total$8,139.26$9,556.06$17,695.32
124Jan 2030$697.12$777.49$1,474.61$182,601.58
125Feb 2030$700.07$774.54$1,474.61$181,901.51
126Mar 2030$703.04$771.57$1,474.61$181,198.47
127Apr 2030$706.03$768.58$1,474.61$180,492.44
128May 2030$709.02$765.59$1,474.61$179,783.42
129Jun 2030$712.03$762.58$1,474.61$179,071.39
130Jul 2030$715.05$759.56$1,474.61$178,356.34
131Aug 2030$718.08$756.53$1,474.61$177,638.26
132Sep 2030$721.13$753.48$1,474.61$176,917.13
133Oct 2030$724.19$750.42$1,474.61$176,192.94
134Nov 2030$727.26$747.35$1,474.61$175,465.68
135Dec 2030$730.34$744.27$1,474.61$174,735.34
2030 Total$8,563.36$9,131.96$17,695.32
136Jan 2031$733.44$741.17$1,474.61$174,001.90
137Feb 2031$736.55$738.06$1,474.61$173,265.35
138Mar 2031$739.68$734.93$1,474.61$172,525.67
139Apr 2031$742.81$731.80$1,474.61$171,782.86
140May 2031$745.96$728.65$1,474.61$171,036.90
141Jun 2031$749.13$725.48$1,474.61$170,287.77
142Jul 2031$752.31$722.30$1,474.61$169,535.46
143Aug 2031$755.50$719.11$1,474.61$168,779.96
144Sep 2031$758.70$715.91$1,474.61$168,021.26
145Oct 2031$761.92$712.69$1,474.61$167,259.34
146Nov 2031$765.15$709.46$1,474.61$166,494.19
147Dec 2031$768.40$706.21$1,474.61$165,725.79
2031 Total$9,009.55$8,685.77$17,695.32
148Jan 2032$771.66$702.95$1,474.61$164,954.13
149Feb 2032$774.93$699.68$1,474.61$164,179.20
150Mar 2032$778.22$696.39$1,474.61$163,400.98
151Apr 2032$781.52$693.09$1,474.61$162,619.46
152May 2032$784.83$689.78$1,474.61$161,834.63
153Jun 2032$788.16$686.45$1,474.61$161,046.47
154Jul 2032$791.50$683.11$1,474.61$160,254.97
155Aug 2032$794.86$679.75$1,474.61$159,460.11
156Sep 2032$798.23$676.38$1,474.61$158,661.88
157Oct 2032$801.62$672.99$1,474.61$157,860.26
158Nov 2032$805.02$669.59$1,474.61$157,055.24
159Dec 2032$808.43$666.18$1,474.61$156,246.81
2032 Total$9,478.98$8,216.34$17,695.32
160Jan 2033$811.86$662.75$1,474.61$155,434.95
161Feb 2033$815.31$659.30$1,474.61$154,619.64
162Mar 2033$818.77$655.84$1,474.61$153,800.87
163Apr 2033$822.24$652.37$1,474.61$152,978.63
164May 2033$825.73$648.88$1,474.61$152,152.90
165Jun 2033$829.23$645.38$1,474.61$151,323.67
166Jul 2033$832.75$641.86$1,474.61$150,490.92
167Aug 2033$836.28$638.33$1,474.61$149,654.64
168Sep 2033$839.82$634.79$1,474.61$148,814.82
169Oct 2033$843.39$631.22$1,474.61$147,971.43
170Nov 2033$846.96$627.65$1,474.61$147,124.47
171Dec 2033$850.56$624.05$1,474.61$146,273.91
2033 Total$9,972.9$7,722.42$17,695.32
172Jan 2034$854.16$620.45$1,474.61$145,419.75
173Feb 2034$857.79$616.82$1,474.61$144,561.96
174Mar 2034$861.43$613.18$1,474.61$143,700.53
175Apr 2034$865.08$609.53$1,474.61$142,835.45
176May 2034$868.75$605.86$1,474.61$141,966.70
177Jun 2034$872.43$602.18$1,474.61$141,094.27
178Jul 2034$876.14$598.47$1,474.61$140,218.13
179Aug 2034$879.85$594.76$1,474.61$139,338.28
180Sep 2034$883.58$591.03$1,474.61$138,454.70
181Oct 2034$887.33$587.28$1,474.61$137,567.37
182Nov 2034$891.10$583.51$1,474.61$136,676.27
183Dec 2034$894.87$579.74$1,474.61$135,781.40
2034 Total$10,492.51$7,202.81$17,695.32
184Jan 2035$898.67$575.94$1,474.61$134,882.73
185Feb 2035$902.48$572.13$1,474.61$133,980.25
186Mar 2035$906.31$568.30$1,474.61$133,073.94
187Apr 2035$910.15$564.46$1,474.61$132,163.79
188May 2035$914.02$560.59$1,474.61$131,249.77
189Jun 2035$917.89$556.72$1,474.61$130,331.88
190Jul 2035$921.79$552.82$1,474.61$129,410.09
191Aug 2035$925.70$548.91$1,474.61$128,484.39
192Sep 2035$929.62$544.99$1,474.61$127,554.77
193Oct 2035$933.57$541.04$1,474.61$126,621.20
194Nov 2035$937.53$537.08$1,474.61$125,683.67
195Dec 2035$941.50$533.11$1,474.61$124,742.17
2035 Total$11,039.23$6,656.09$17,695.32
196Jan 2036$945.50$529.11$1,474.61$123,796.67
197Feb 2036$949.51$525.10$1,474.61$122,847.16
198Mar 2036$953.53$521.08$1,474.61$121,893.63
199Apr 2036$957.58$517.03$1,474.61$120,936.05
200May 2036$961.64$512.97$1,474.61$119,974.41
201Jun 2036$965.72$508.89$1,474.61$119,008.69
202Jul 2036$969.81$504.80$1,474.61$118,038.88
203Aug 2036$973.93$500.68$1,474.61$117,064.95
204Sep 2036$978.06$496.55$1,474.61$116,086.89
205Oct 2036$982.21$492.40$1,474.61$115,104.68
206Nov 2036$986.37$488.24$1,474.61$114,118.31
207Dec 2036$990.56$484.05$1,474.61$113,127.75
2036 Total$11,614.42$6,080.9$17,695.32
208Jan 2037$994.76$479.85$1,474.61$112,132.99
209Feb 2037$998.98$475.63$1,474.61$111,134.01
210Mar 2037$1,003.22$471.39$1,474.61$110,130.79
211Apr 2037$1,007.47$467.14$1,474.61$109,123.32
212May 2037$1,011.75$462.86$1,474.61$108,111.57
213Jun 2037$1,016.04$458.57$1,474.61$107,095.53
214Jul 2037$1,020.35$454.26$1,474.61$106,075.18
215Aug 2037$1,024.67$449.94$1,474.61$105,050.51
216Sep 2037$1,029.02$445.59$1,474.61$104,021.49
217Oct 2037$1,033.39$441.22$1,474.61$102,988.10
218Nov 2037$1,037.77$436.84$1,474.61$101,950.33
219Dec 2037$1,042.17$432.44$1,474.61$100,908.16
2037 Total$12,219.59$5,475.73$17,695.32
220Jan 2038$1,046.59$428.02$1,474.61$99,861.57
221Feb 2038$1,051.03$423.58$1,474.61$98,810.54
222Mar 2038$1,055.49$419.12$1,474.61$97,755.05
223Apr 2038$1,059.97$414.64$1,474.61$96,695.08
224May 2038$1,064.46$410.15$1,474.61$95,630.62
225Jun 2038$1,068.98$405.63$1,474.61$94,561.64
226Jul 2038$1,073.51$401.10$1,474.61$93,488.13
227Aug 2038$1,078.06$396.55$1,474.61$92,410.07
228Sep 2038$1,082.64$391.97$1,474.61$91,327.43
229Oct 2038$1,087.23$387.38$1,474.61$90,240.20
230Nov 2038$1,091.84$382.77$1,474.61$89,148.36
231Dec 2038$1,096.47$378.14$1,474.61$88,051.89
2038 Total$12,856.27$4,839.05$17,695.32
232Jan 2039$1,101.12$373.49$1,474.61$86,950.77
233Feb 2039$1,105.79$368.82$1,474.61$85,844.98
234Mar 2039$1,110.48$364.13$1,474.61$84,734.50
235Apr 2039$1,115.19$359.42$1,474.61$83,619.31
236May 2039$1,119.92$354.69$1,474.61$82,499.39
237Jun 2039$1,124.68$349.93$1,474.61$81,374.71
238Jul 2039$1,129.45$345.16$1,474.61$80,245.26
239Aug 2039$1,134.24$340.37$1,474.61$79,111.02
240Sep 2039$1,139.05$335.56$1,474.61$77,971.97
241Oct 2039$1,143.88$330.73$1,474.61$76,828.09
242Nov 2039$1,148.73$325.88$1,474.61$75,679.36
243Dec 2039$1,153.60$321.01$1,474.61$74,525.76
2039 Total$13,526.13$4,169.19$17,695.32
244Jan 2040$1,158.50$316.11$1,474.61$73,367.26
245Feb 2040$1,163.41$311.20$1,474.61$72,203.85
246Mar 2040$1,168.35$306.26$1,474.61$71,035.50
247Apr 2040$1,173.30$301.31$1,474.61$69,862.20
248May 2040$1,178.28$296.33$1,474.61$68,683.92
249Jun 2040$1,183.28$291.33$1,474.61$67,500.64
250Jul 2040$1,188.29$286.32$1,474.61$66,312.35
251Aug 2040$1,193.34$281.27$1,474.61$65,119.01
252Sep 2040$1,198.40$276.21$1,474.61$63,920.61
253Oct 2040$1,203.48$271.13$1,474.61$62,717.13
254Nov 2040$1,208.58$266.03$1,474.61$61,508.55
255Dec 2040$1,213.71$260.90$1,474.61$60,294.84
2040 Total$14,230.92$3,464.4$17,695.32
256Jan 2041$1,218.86$255.75$1,474.61$59,075.98
257Feb 2041$1,224.03$250.58$1,474.61$57,851.95
258Mar 2041$1,229.22$245.39$1,474.61$56,622.73
259Apr 2041$1,234.44$240.17$1,474.61$55,388.29
260May 2041$1,239.67$234.94$1,474.61$54,148.62
261Jun 2041$1,244.93$229.68$1,474.61$52,903.69
262Jul 2041$1,250.21$224.40$1,474.61$51,653.48
263Aug 2041$1,255.51$219.10$1,474.61$50,397.97
264Sep 2041$1,260.84$213.77$1,474.61$49,137.13
265Oct 2041$1,266.19$208.42$1,474.61$47,870.94
266Nov 2041$1,271.56$203.05$1,474.61$46,599.38
267Dec 2041$1,276.95$197.66$1,474.61$45,322.43
2041 Total$14,972.41$2,722.91$17,695.32
268Jan 2042$1,282.37$192.24$1,474.61$44,040.06
269Feb 2042$1,287.81$186.80$1,474.61$42,752.25
270Mar 2042$1,293.27$181.34$1,474.61$41,458.98
271Apr 2042$1,298.75$175.86$1,474.61$40,160.23
272May 2042$1,304.26$170.35$1,474.61$38,855.97
273Jun 2042$1,309.80$164.81$1,474.61$37,546.17
274Jul 2042$1,315.35$159.26$1,474.61$36,230.82
275Aug 2042$1,320.93$153.68$1,474.61$34,909.89
276Sep 2042$1,326.53$148.08$1,474.61$33,583.36
277Oct 2042$1,332.16$142.45$1,474.61$32,251.20
278Nov 2042$1,337.81$136.80$1,474.61$30,913.39
279Dec 2042$1,343.49$131.12$1,474.61$29,569.90
2042 Total$15,752.53$1,942.79$17,695.32
280Jan 2043$1,349.18$125.43$1,474.61$28,220.72
281Feb 2043$1,354.91$119.70$1,474.61$26,865.81
282Mar 2043$1,360.65$113.96$1,474.61$25,505.16
283Apr 2043$1,366.43$108.18$1,474.61$24,138.73
284May 2043$1,372.22$102.39$1,474.61$22,766.51
285Jun 2043$1,378.04$96.57$1,474.61$21,388.47
286Jul 2043$1,383.89$90.72$1,474.61$20,004.58
287Aug 2043$1,389.76$84.85$1,474.61$18,614.82
288Sep 2043$1,395.65$78.96$1,474.61$17,219.17
289Oct 2043$1,401.57$73.04$1,474.61$15,817.60
290Nov 2043$1,407.52$67.09$1,474.61$14,410.08
291Dec 2043$1,413.49$61.12$1,474.61$12,996.59
2043 Total$16,573.31$1,122.01$17,695.32
292Jan 2044$1,419.48$55.13$1,474.61$11,577.11
293Feb 2044$1,425.50$49.11$1,474.61$10,151.61
294Mar 2044$1,431.55$43.06$1,474.61$8,720.06
295Apr 2044$1,437.62$36.99$1,474.61$7,282.44
296May 2044$1,443.72$30.89$1,474.61$5,838.72
297Jun 2044$1,449.84$24.77$1,474.61$4,388.88
298Jul 2044$1,455.99$18.62$1,474.61$2,932.89
299Aug 2044$1,462.17$12.44$1,474.61$1,470.72
300Sep 2044$1,468.37$6.24$1,474.61$2.35
2044 Total$12,994.24$277.25$13,271.49
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