Expect More Home Loan Package Fixed 1 Year from Bank of Sydney

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.
Borrow amount
$300,000
Advertised rate
3.66%
Fixed - 1 year
Loan term
over 25 years
Repayment Frequency
Monthly
Monthly repayment
$1,528
Number of Repayments
300
Total Interest Paid
$158,400
Total repayments
$458,400
DatePrincipleInterestPaymentBalance
1Feb 2020$612.74$915.00$1,527.74$299,387.26
2Mar 2020$614.61$913.13$1,527.74$298,772.65
3Apr 2020$616.48$911.26$1,527.74$298,156.17
4May 2020$618.36$909.38$1,527.74$297,537.81
5Jun 2020$620.25$907.49$1,527.74$296,917.56
6Jul 2020$622.14$905.60$1,527.74$296,295.42
7Aug 2020$624.04$903.70$1,527.74$295,671.38
8Sep 2020$625.94$901.80$1,527.74$295,045.44
9Oct 2020$627.85$899.89$1,527.74$294,417.59
10Nov 2020$629.77$897.97$1,527.74$293,787.82
11Dec 2020$631.69$896.05$1,527.74$293,156.13
2020 Total$6,843.87$9,961.27$16,805.14
12Jan 2021$633.61$894.13$1,527.74$292,522.52
13Feb 2021$635.55$892.19$1,527.74$291,886.97
14Mar 2021$637.48$890.26$1,527.74$291,249.49
15Apr 2021$639.43$888.31$1,527.74$290,610.06
16May 2021$641.38$886.36$1,527.74$289,968.68
17Jun 2021$643.34$884.40$1,527.74$289,325.34
18Jul 2021$645.30$882.44$1,527.74$288,680.04
19Aug 2021$647.27$880.47$1,527.74$288,032.77
20Sep 2021$649.24$878.50$1,527.74$287,383.53
21Oct 2021$651.22$876.52$1,527.74$286,732.31
22Nov 2021$653.21$874.53$1,527.74$286,079.10
23Dec 2021$655.20$872.54$1,527.74$285,423.90
2021 Total$7,732.23$10,600.65$18,332.88
24Jan 2022$657.20$870.54$1,527.74$284,766.70
25Feb 2022$659.20$868.54$1,527.74$284,107.50
26Mar 2022$661.21$866.53$1,527.74$283,446.29
27Apr 2022$663.23$864.51$1,527.74$282,783.06
28May 2022$665.25$862.49$1,527.74$282,117.81
29Jun 2022$667.28$860.46$1,527.74$281,450.53
30Jul 2022$669.32$858.42$1,527.74$280,781.21
31Aug 2022$671.36$856.38$1,527.74$280,109.85
32Sep 2022$673.40$854.34$1,527.74$279,436.45
33Oct 2022$675.46$852.28$1,527.74$278,760.99
34Nov 2022$677.52$850.22$1,527.74$278,083.47
35Dec 2022$679.59$848.15$1,527.74$277,403.88
2022 Total$8,020.02$10,312.86$18,332.88
36Jan 2023$681.66$846.08$1,527.74$276,722.22
37Feb 2023$683.74$844.00$1,527.74$276,038.48
38Mar 2023$685.82$841.92$1,527.74$275,352.66
39Apr 2023$687.91$839.83$1,527.74$274,664.75
40May 2023$690.01$837.73$1,527.74$273,974.74
41Jun 2023$692.12$835.62$1,527.74$273,282.62
42Jul 2023$694.23$833.51$1,527.74$272,588.39
43Aug 2023$696.35$831.39$1,527.74$271,892.04
44Sep 2023$698.47$829.27$1,527.74$271,193.57
45Oct 2023$700.60$827.14$1,527.74$270,492.97
46Nov 2023$702.74$825.00$1,527.74$269,790.23
47Dec 2023$704.88$822.86$1,527.74$269,085.35
2023 Total$8,318.53$10,014.35$18,332.88
48Jan 2024$707.03$820.71$1,527.74$268,378.32
49Feb 2024$709.19$818.55$1,527.74$267,669.13
50Mar 2024$711.35$816.39$1,527.74$266,957.78
51Apr 2024$713.52$814.22$1,527.74$266,244.26
52May 2024$715.70$812.04$1,527.74$265,528.56
53Jun 2024$717.88$809.86$1,527.74$264,810.68
54Jul 2024$720.07$807.67$1,527.74$264,090.61
55Aug 2024$722.26$805.48$1,527.74$263,368.35
56Sep 2024$724.47$803.27$1,527.74$262,643.88
57Oct 2024$726.68$801.06$1,527.74$261,917.20
58Nov 2024$728.89$798.85$1,527.74$261,188.31
59Dec 2024$731.12$796.62$1,527.74$260,457.19
2024 Total$8,628.16$9,704.72$18,332.88
60Jan 2025$733.35$794.39$1,527.74$259,723.84
61Feb 2025$735.58$792.16$1,527.74$258,988.26
62Mar 2025$737.83$789.91$1,527.74$258,250.43
63Apr 2025$740.08$787.66$1,527.74$257,510.35
64May 2025$742.33$785.41$1,527.74$256,768.02
65Jun 2025$744.60$783.14$1,527.74$256,023.42
66Jul 2025$746.87$780.87$1,527.74$255,276.55
67Aug 2025$749.15$778.59$1,527.74$254,527.40
68Sep 2025$751.43$776.31$1,527.74$253,775.97
69Oct 2025$753.72$774.02$1,527.74$253,022.25
70Nov 2025$756.02$771.72$1,527.74$252,266.23
71Dec 2025$758.33$769.41$1,527.74$251,507.90
2025 Total$8,949.29$9,383.59$18,332.88
72Jan 2026$760.64$767.10$1,527.74$250,747.26
73Feb 2026$762.96$764.78$1,527.74$249,984.30
74Mar 2026$765.29$762.45$1,527.74$249,219.01
75Apr 2026$767.62$760.12$1,527.74$248,451.39
76May 2026$769.96$757.78$1,527.74$247,681.43
77Jun 2026$772.31$755.43$1,527.74$246,909.12
78Jul 2026$774.67$753.07$1,527.74$246,134.45
79Aug 2026$777.03$750.71$1,527.74$245,357.42
80Sep 2026$779.40$748.34$1,527.74$244,578.02
81Oct 2026$781.78$745.96$1,527.74$243,796.24
82Nov 2026$784.16$743.58$1,527.74$243,012.08
83Dec 2026$786.55$741.19$1,527.74$242,225.53
2026 Total$9,282.37$9,050.51$18,332.88
84Jan 2027$788.95$738.79$1,527.74$241,436.58
85Feb 2027$791.36$736.38$1,527.74$240,645.22
86Mar 2027$793.77$733.97$1,527.74$239,851.45
87Apr 2027$796.19$731.55$1,527.74$239,055.26
88May 2027$798.62$729.12$1,527.74$238,256.64
89Jun 2027$801.06$726.68$1,527.74$237,455.58
90Jul 2027$803.50$724.24$1,527.74$236,652.08
91Aug 2027$805.95$721.79$1,527.74$235,846.13
92Sep 2027$808.41$719.33$1,527.74$235,037.72
93Oct 2027$810.87$716.87$1,527.74$234,226.85
94Nov 2027$813.35$714.39$1,527.74$233,413.50
95Dec 2027$815.83$711.91$1,527.74$232,597.67
2027 Total$9,627.86$8,705.02$18,332.88
96Jan 2028$818.32$709.42$1,527.74$231,779.35
97Feb 2028$820.81$706.93$1,527.74$230,958.54
98Mar 2028$823.32$704.42$1,527.74$230,135.22
99Apr 2028$825.83$701.91$1,527.74$229,309.39
100May 2028$828.35$699.39$1,527.74$228,481.04
101Jun 2028$830.87$696.87$1,527.74$227,650.17
102Jul 2028$833.41$694.33$1,527.74$226,816.76
103Aug 2028$835.95$691.79$1,527.74$225,980.81
104Sep 2028$838.50$689.24$1,527.74$225,142.31
105Oct 2028$841.06$686.68$1,527.74$224,301.25
106Nov 2028$843.62$684.12$1,527.74$223,457.63
107Dec 2028$846.19$681.55$1,527.74$222,611.44
2028 Total$9,986.23$8,346.65$18,332.88
108Jan 2029$848.78$678.96$1,527.74$221,762.66
109Feb 2029$851.36$676.38$1,527.74$220,911.30
110Mar 2029$853.96$673.78$1,527.74$220,057.34
111Apr 2029$856.57$671.17$1,527.74$219,200.77
112May 2029$859.18$668.56$1,527.74$218,341.59
113Jun 2029$861.80$665.94$1,527.74$217,479.79
114Jul 2029$864.43$663.31$1,527.74$216,615.36
115Aug 2029$867.06$660.68$1,527.74$215,748.30
116Sep 2029$869.71$658.03$1,527.74$214,878.59
117Oct 2029$872.36$655.38$1,527.74$214,006.23
118Nov 2029$875.02$652.72$1,527.74$213,131.21
119Dec 2029$877.69$650.05$1,527.74$212,253.52
2029 Total$10,357.92$7,974.96$18,332.88
120Jan 2030$880.37$647.37$1,527.74$211,373.15
121Feb 2030$883.05$644.69$1,527.74$210,490.10
122Mar 2030$885.75$641.99$1,527.74$209,604.35
123Apr 2030$888.45$639.29$1,527.74$208,715.90
124May 2030$891.16$636.58$1,527.74$207,824.74
125Jun 2030$893.87$633.87$1,527.74$206,930.87
126Jul 2030$896.60$631.14$1,527.74$206,034.27
127Aug 2030$899.34$628.40$1,527.74$205,134.93
128Sep 2030$902.08$625.66$1,527.74$204,232.85
129Oct 2030$904.83$622.91$1,527.74$203,328.02
130Nov 2030$907.59$620.15$1,527.74$202,420.43
131Dec 2030$910.36$617.38$1,527.74$201,510.07
2030 Total$10,743.45$7,589.43$18,332.88
132Jan 2031$913.13$614.61$1,527.74$200,596.94
133Feb 2031$915.92$611.82$1,527.74$199,681.02
134Mar 2031$918.71$609.03$1,527.74$198,762.31
135Apr 2031$921.51$606.23$1,527.74$197,840.80
136May 2031$924.33$603.41$1,527.74$196,916.47
137Jun 2031$927.14$600.60$1,527.74$195,989.33
138Jul 2031$929.97$597.77$1,527.74$195,059.36
139Aug 2031$932.81$594.93$1,527.74$194,126.55
140Sep 2031$935.65$592.09$1,527.74$193,190.90
141Oct 2031$938.51$589.23$1,527.74$192,252.39
142Nov 2031$941.37$586.37$1,527.74$191,311.02
143Dec 2031$944.24$583.50$1,527.74$190,366.78
2031 Total$11,143.29$7,189.59$18,332.88
144Jan 2032$947.12$580.62$1,527.74$189,419.66
145Feb 2032$950.01$577.73$1,527.74$188,469.65
146Mar 2032$952.91$574.83$1,527.74$187,516.74
147Apr 2032$955.81$571.93$1,527.74$186,560.93
148May 2032$958.73$569.01$1,527.74$185,602.20
149Jun 2032$961.65$566.09$1,527.74$184,640.55
150Jul 2032$964.59$563.15$1,527.74$183,675.96
151Aug 2032$967.53$560.21$1,527.74$182,708.43
152Sep 2032$970.48$557.26$1,527.74$181,737.95
153Oct 2032$973.44$554.30$1,527.74$180,764.51
154Nov 2032$976.41$551.33$1,527.74$179,788.10
155Dec 2032$979.39$548.35$1,527.74$178,808.71
2032 Total$11,558.07$6,774.81$18,332.88
156Jan 2033$982.37$545.37$1,527.74$177,826.34
157Feb 2033$985.37$542.37$1,527.74$176,840.97
158Mar 2033$988.38$539.36$1,527.74$175,852.59
159Apr 2033$991.39$536.35$1,527.74$174,861.20
160May 2033$994.41$533.33$1,527.74$173,866.79
161Jun 2033$997.45$530.29$1,527.74$172,869.34
162Jul 2033$1,000.49$527.25$1,527.74$171,868.85
163Aug 2033$1,003.54$524.20$1,527.74$170,865.31
164Sep 2033$1,006.60$521.14$1,527.74$169,858.71
165Oct 2033$1,009.67$518.07$1,527.74$168,849.04
166Nov 2033$1,012.75$514.99$1,527.74$167,836.29
167Dec 2033$1,015.84$511.90$1,527.74$166,820.45
2033 Total$11,988.26$6,344.62$18,332.88
168Jan 2034$1,018.94$508.80$1,527.74$165,801.51
169Feb 2034$1,022.05$505.69$1,527.74$164,779.46
170Mar 2034$1,025.16$502.58$1,527.74$163,754.30
171Apr 2034$1,028.29$499.45$1,527.74$162,726.01
172May 2034$1,031.43$496.31$1,527.74$161,694.58
173Jun 2034$1,034.57$493.17$1,527.74$160,660.01
174Jul 2034$1,037.73$490.01$1,527.74$159,622.28
175Aug 2034$1,040.89$486.85$1,527.74$158,581.39
176Sep 2034$1,044.07$483.67$1,527.74$157,537.32
177Oct 2034$1,047.25$480.49$1,527.74$156,490.07
178Nov 2034$1,050.45$477.29$1,527.74$155,439.62
179Dec 2034$1,053.65$474.09$1,527.74$154,385.97
2034 Total$12,434.48$5,898.4$18,332.88
180Jan 2035$1,056.86$470.88$1,527.74$153,329.11
181Feb 2035$1,060.09$467.65$1,527.74$152,269.02
182Mar 2035$1,063.32$464.42$1,527.74$151,205.70
183Apr 2035$1,066.56$461.18$1,527.74$150,139.14
184May 2035$1,069.82$457.92$1,527.74$149,069.32
185Jun 2035$1,073.08$454.66$1,527.74$147,996.24
186Jul 2035$1,076.35$451.39$1,527.74$146,919.89
187Aug 2035$1,079.63$448.11$1,527.74$145,840.26
188Sep 2035$1,082.93$444.81$1,527.74$144,757.33
189Oct 2035$1,086.23$441.51$1,527.74$143,671.10
190Nov 2035$1,089.54$438.20$1,527.74$142,581.56
191Dec 2035$1,092.87$434.87$1,527.74$141,488.69
2035 Total$12,897.28$5,435.6$18,332.88
192Jan 2036$1,096.20$431.54$1,527.74$140,392.49
193Feb 2036$1,099.54$428.20$1,527.74$139,292.95
194Mar 2036$1,102.90$424.84$1,527.74$138,190.05
195Apr 2036$1,106.26$421.48$1,527.74$137,083.79
196May 2036$1,109.63$418.11$1,527.74$135,974.16
197Jun 2036$1,113.02$414.72$1,527.74$134,861.14
198Jul 2036$1,116.41$411.33$1,527.74$133,744.73
199Aug 2036$1,119.82$407.92$1,527.74$132,624.91
200Sep 2036$1,123.23$404.51$1,527.74$131,501.68
201Oct 2036$1,126.66$401.08$1,527.74$130,375.02
202Nov 2036$1,130.10$397.64$1,527.74$129,244.92
203Dec 2036$1,133.54$394.20$1,527.74$128,111.38
2036 Total$13,377.31$4,955.57$18,332.88
204Jan 2037$1,137.00$390.74$1,527.74$126,974.38
205Feb 2037$1,140.47$387.27$1,527.74$125,833.91
206Mar 2037$1,143.95$383.79$1,527.74$124,689.96
207Apr 2037$1,147.44$380.30$1,527.74$123,542.52
208May 2037$1,150.94$376.80$1,527.74$122,391.58
209Jun 2037$1,154.45$373.29$1,527.74$121,237.13
210Jul 2037$1,157.97$369.77$1,527.74$120,079.16
211Aug 2037$1,161.50$366.24$1,527.74$118,917.66
212Sep 2037$1,165.04$362.70$1,527.74$117,752.62
213Oct 2037$1,168.59$359.15$1,527.74$116,584.03
214Nov 2037$1,172.16$355.58$1,527.74$115,411.87
215Dec 2037$1,175.73$352.01$1,527.74$114,236.14
2037 Total$13,875.24$4,457.64$18,332.88
216Jan 2038$1,179.32$348.42$1,527.74$113,056.82
217Feb 2038$1,182.92$344.82$1,527.74$111,873.90
218Mar 2038$1,186.52$341.22$1,527.74$110,687.38
219Apr 2038$1,190.14$337.60$1,527.74$109,497.24
220May 2038$1,193.77$333.97$1,527.74$108,303.47
221Jun 2038$1,197.41$330.33$1,527.74$107,106.06
222Jul 2038$1,201.07$326.67$1,527.74$105,904.99
223Aug 2038$1,204.73$323.01$1,527.74$104,700.26
224Sep 2038$1,208.40$319.34$1,527.74$103,491.86
225Oct 2038$1,212.09$315.65$1,527.74$102,279.77
226Nov 2038$1,215.79$311.95$1,527.74$101,063.98
227Dec 2038$1,219.49$308.25$1,527.74$99,844.49
2038 Total$14,391.65$3,941.23$18,332.88
228Jan 2039$1,223.21$304.53$1,527.74$98,621.28
229Feb 2039$1,226.95$300.79$1,527.74$97,394.33
230Mar 2039$1,230.69$297.05$1,527.74$96,163.64
231Apr 2039$1,234.44$293.30$1,527.74$94,929.20
232May 2039$1,238.21$289.53$1,527.74$93,690.99
233Jun 2039$1,241.98$285.76$1,527.74$92,449.01
234Jul 2039$1,245.77$281.97$1,527.74$91,203.24
235Aug 2039$1,249.57$278.17$1,527.74$89,953.67
236Sep 2039$1,253.38$274.36$1,527.74$88,700.29
237Oct 2039$1,257.20$270.54$1,527.74$87,443.09
238Nov 2039$1,261.04$266.70$1,527.74$86,182.05
239Dec 2039$1,264.88$262.86$1,527.74$84,917.17
2039 Total$14,927.32$3,405.56$18,332.88
240Jan 2040$1,268.74$259.00$1,527.74$83,648.43
241Feb 2040$1,272.61$255.13$1,527.74$82,375.82
242Mar 2040$1,276.49$251.25$1,527.74$81,099.33
243Apr 2040$1,280.39$247.35$1,527.74$79,818.94
244May 2040$1,284.29$243.45$1,527.74$78,534.65
245Jun 2040$1,288.21$239.53$1,527.74$77,246.44
246Jul 2040$1,292.14$235.60$1,527.74$75,954.30
247Aug 2040$1,296.08$231.66$1,527.74$74,658.22
248Sep 2040$1,300.03$227.71$1,527.74$73,358.19
249Oct 2040$1,304.00$223.74$1,527.74$72,054.19
250Nov 2040$1,307.97$219.77$1,527.74$70,746.22
251Dec 2040$1,311.96$215.78$1,527.74$69,434.26
2040 Total$15,482.91$2,849.97$18,332.88
252Jan 2041$1,315.97$211.77$1,527.74$68,118.29
253Feb 2041$1,319.98$207.76$1,527.74$66,798.31
254Mar 2041$1,324.01$203.73$1,527.74$65,474.30
255Apr 2041$1,328.04$199.70$1,527.74$64,146.26
256May 2041$1,332.09$195.65$1,527.74$62,814.17
257Jun 2041$1,336.16$191.58$1,527.74$61,478.01
258Jul 2041$1,340.23$187.51$1,527.74$60,137.78
259Aug 2041$1,344.32$183.42$1,527.74$58,793.46
260Sep 2041$1,348.42$179.32$1,527.74$57,445.04
261Oct 2041$1,352.53$175.21$1,527.74$56,092.51
262Nov 2041$1,356.66$171.08$1,527.74$54,735.85
263Dec 2041$1,360.80$166.94$1,527.74$53,375.05
2041 Total$16,059.21$2,273.67$18,332.88
264Jan 2042$1,364.95$162.79$1,527.74$52,010.10
265Feb 2042$1,369.11$158.63$1,527.74$50,640.99
266Mar 2042$1,373.28$154.46$1,527.74$49,267.71
267Apr 2042$1,377.47$150.27$1,527.74$47,890.24
268May 2042$1,381.67$146.07$1,527.74$46,508.57
269Jun 2042$1,385.89$141.85$1,527.74$45,122.68
270Jul 2042$1,390.12$137.62$1,527.74$43,732.56
271Aug 2042$1,394.36$133.38$1,527.74$42,338.20
272Sep 2042$1,398.61$129.13$1,527.74$40,939.59
273Oct 2042$1,402.87$124.87$1,527.74$39,536.72
274Nov 2042$1,407.15$120.59$1,527.74$38,129.57
275Dec 2042$1,411.44$116.30$1,527.74$36,718.13
2042 Total$16,656.92$1,675.96$18,332.88
276Jan 2043$1,415.75$111.99$1,527.74$35,302.38
277Feb 2043$1,420.07$107.67$1,527.74$33,882.31
278Mar 2043$1,424.40$103.34$1,527.74$32,457.91
279Apr 2043$1,428.74$99.00$1,527.74$31,029.17
280May 2043$1,433.10$94.64$1,527.74$29,596.07
281Jun 2043$1,437.47$90.27$1,527.74$28,158.60
282Jul 2043$1,441.86$85.88$1,527.74$26,716.74
283Aug 2043$1,446.25$81.49$1,527.74$25,270.49
284Sep 2043$1,450.67$77.07$1,527.74$23,819.82
285Oct 2043$1,455.09$72.65$1,527.74$22,364.73
286Nov 2043$1,459.53$68.21$1,527.74$20,905.20
287Dec 2043$1,463.98$63.76$1,527.74$19,441.22
2043 Total$17,276.91$1,055.97$18,332.88
288Jan 2044$1,468.44$59.30$1,527.74$17,972.78
289Feb 2044$1,472.92$54.82$1,527.74$16,499.86
290Mar 2044$1,477.42$50.32$1,527.74$15,022.44
291Apr 2044$1,481.92$45.82$1,527.74$13,540.52
292May 2044$1,486.44$41.30$1,527.74$12,054.08
293Jun 2044$1,490.98$36.76$1,527.74$10,563.10
294Jul 2044$1,495.52$32.22$1,527.74$9,067.58
295Aug 2044$1,500.08$27.66$1,527.74$7,567.50
296Sep 2044$1,504.66$23.08$1,527.74$6,062.84
297Oct 2044$1,509.25$18.49$1,527.74$4,553.59
298Nov 2044$1,513.85$13.89$1,527.74$3,039.74
299Dec 2044$1,518.47$9.27$1,527.74$1,521.27
2044 Total$17,919.95$412.93$18,332.88
300Jan 2045$1,521.27$4.64$1,525.91$0.00
2045 Total$1,521.27$4.64$1,525.91
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