Expect More Home Loan Package from Bank of Sydney

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.
Borrow amount
$300,000
Advertised rate
3.12%
Variable
Loan term
over 25 years
Repayment Frequency
Monthly
Monthly repayment
$1,441
Number of Repayments
300
Total Interest Paid
$132,300
Total repayments
$432,300
DatePrincipleInterestPaymentBalance
1Dec 2019$661.43$780.00$1,441.43$299,338.57
2019 Total$661.43$780$1,441.43
2Jan 2020$663.15$778.28$1,441.43$298,675.42
3Feb 2020$664.87$776.56$1,441.43$298,010.55
4Mar 2020$666.60$774.83$1,441.43$297,343.95
5Apr 2020$668.34$773.09$1,441.43$296,675.61
6May 2020$670.07$771.36$1,441.43$296,005.54
7Jun 2020$671.82$769.61$1,441.43$295,333.72
8Jul 2020$673.56$767.87$1,441.43$294,660.16
9Aug 2020$675.31$766.12$1,441.43$293,984.85
10Sep 2020$677.07$764.36$1,441.43$293,307.78
11Oct 2020$678.83$762.60$1,441.43$292,628.95
12Nov 2020$680.59$760.84$1,441.43$291,948.36
13Dec 2020$682.36$759.07$1,441.43$291,266.00
2020 Total$8,072.57$9,224.59$17,297.16
14Jan 2021$684.14$757.29$1,441.43$290,581.86
15Feb 2021$685.92$755.51$1,441.43$289,895.94
16Mar 2021$687.70$753.73$1,441.43$289,208.24
17Apr 2021$689.49$751.94$1,441.43$288,518.75
18May 2021$691.28$750.15$1,441.43$287,827.47
19Jun 2021$693.08$748.35$1,441.43$287,134.39
20Jul 2021$694.88$746.55$1,441.43$286,439.51
21Aug 2021$696.69$744.74$1,441.43$285,742.82
22Sep 2021$698.50$742.93$1,441.43$285,044.32
23Oct 2021$700.31$741.12$1,441.43$284,344.01
24Nov 2021$702.14$739.29$1,441.43$283,641.87
25Dec 2021$703.96$737.47$1,441.43$282,937.91
2021 Total$8,328.09$8,969.07$17,297.16
26Jan 2022$705.79$735.64$1,441.43$282,232.12
27Feb 2022$707.63$733.80$1,441.43$281,524.49
28Mar 2022$709.47$731.96$1,441.43$280,815.02
29Apr 2022$711.31$730.12$1,441.43$280,103.71
30May 2022$713.16$728.27$1,441.43$279,390.55
31Jun 2022$715.01$726.42$1,441.43$278,675.54
32Jul 2022$716.87$724.56$1,441.43$277,958.67
33Aug 2022$718.74$722.69$1,441.43$277,239.93
34Sep 2022$720.61$720.82$1,441.43$276,519.32
35Oct 2022$722.48$718.95$1,441.43$275,796.84
36Nov 2022$724.36$717.07$1,441.43$275,072.48
37Dec 2022$726.24$715.19$1,441.43$274,346.24
2022 Total$8,591.67$8,705.49$17,297.16
38Jan 2023$728.13$713.30$1,441.43$273,618.11
39Feb 2023$730.02$711.41$1,441.43$272,888.09
40Mar 2023$731.92$709.51$1,441.43$272,156.17
41Apr 2023$733.82$707.61$1,441.43$271,422.35
42May 2023$735.73$705.70$1,441.43$270,686.62
43Jun 2023$737.64$703.79$1,441.43$269,948.98
44Jul 2023$739.56$701.87$1,441.43$269,209.42
45Aug 2023$741.49$699.94$1,441.43$268,467.93
46Sep 2023$743.41$698.02$1,441.43$267,724.52
47Oct 2023$745.35$696.08$1,441.43$266,979.17
48Nov 2023$747.28$694.15$1,441.43$266,231.89
49Dec 2023$749.23$692.20$1,441.43$265,482.66
2023 Total$8,863.58$8,433.58$17,297.16
50Jan 2024$751.18$690.25$1,441.43$264,731.48
51Feb 2024$753.13$688.30$1,441.43$263,978.35
52Mar 2024$755.09$686.34$1,441.43$263,223.26
53Apr 2024$757.05$684.38$1,441.43$262,466.21
54May 2024$759.02$682.41$1,441.43$261,707.19
55Jun 2024$760.99$680.44$1,441.43$260,946.20
56Jul 2024$762.97$678.46$1,441.43$260,183.23
57Aug 2024$764.95$676.48$1,441.43$259,418.28
58Sep 2024$766.94$674.49$1,441.43$258,651.34
59Oct 2024$768.94$672.49$1,441.43$257,882.40
60Nov 2024$770.94$670.49$1,441.43$257,111.46
61Dec 2024$772.94$668.49$1,441.43$256,338.52
2024 Total$9,144.14$8,153.02$17,297.16
62Jan 2025$774.95$666.48$1,441.43$255,563.57
63Feb 2025$776.96$664.47$1,441.43$254,786.61
64Mar 2025$778.98$662.45$1,441.43$254,007.63
65Apr 2025$781.01$660.42$1,441.43$253,226.62
66May 2025$783.04$658.39$1,441.43$252,443.58
67Jun 2025$785.08$656.35$1,441.43$251,658.50
68Jul 2025$787.12$654.31$1,441.43$250,871.38
69Aug 2025$789.16$652.27$1,441.43$250,082.22
70Sep 2025$791.22$650.21$1,441.43$249,291.00
71Oct 2025$793.27$648.16$1,441.43$248,497.73
72Nov 2025$795.34$646.09$1,441.43$247,702.39
73Dec 2025$797.40$644.03$1,441.43$246,904.99
2025 Total$9,433.53$7,863.63$17,297.16
74Jan 2026$799.48$641.95$1,441.43$246,105.51
75Feb 2026$801.56$639.87$1,441.43$245,303.95
76Mar 2026$803.64$637.79$1,441.43$244,500.31
77Apr 2026$805.73$635.70$1,441.43$243,694.58
78May 2026$807.82$633.61$1,441.43$242,886.76
79Jun 2026$809.92$631.51$1,441.43$242,076.84
80Jul 2026$812.03$629.40$1,441.43$241,264.81
81Aug 2026$814.14$627.29$1,441.43$240,450.67
82Sep 2026$816.26$625.17$1,441.43$239,634.41
83Oct 2026$818.38$623.05$1,441.43$238,816.03
84Nov 2026$820.51$620.92$1,441.43$237,995.52
85Dec 2026$822.64$618.79$1,441.43$237,172.88
2026 Total$9,732.11$7,565.05$17,297.16
86Jan 2027$824.78$616.65$1,441.43$236,348.10
87Feb 2027$826.92$614.51$1,441.43$235,521.18
88Mar 2027$829.07$612.36$1,441.43$234,692.11
89Apr 2027$831.23$610.20$1,441.43$233,860.88
90May 2027$833.39$608.04$1,441.43$233,027.49
91Jun 2027$835.56$605.87$1,441.43$232,191.93
92Jul 2027$837.73$603.70$1,441.43$231,354.20
93Aug 2027$839.91$601.52$1,441.43$230,514.29
94Sep 2027$842.09$599.34$1,441.43$229,672.20
95Oct 2027$844.28$597.15$1,441.43$228,827.92
96Nov 2027$846.48$594.95$1,441.43$227,981.44
97Dec 2027$848.68$592.75$1,441.43$227,132.76
2027 Total$10,040.12$7,257.04$17,297.16
98Jan 2028$850.88$590.55$1,441.43$226,281.88
99Feb 2028$853.10$588.33$1,441.43$225,428.78
100Mar 2028$855.32$586.11$1,441.43$224,573.46
101Apr 2028$857.54$583.89$1,441.43$223,715.92
102May 2028$859.77$581.66$1,441.43$222,856.15
103Jun 2028$862.00$579.43$1,441.43$221,994.15
104Jul 2028$864.25$577.18$1,441.43$221,129.90
105Aug 2028$866.49$574.94$1,441.43$220,263.41
106Sep 2028$868.75$572.68$1,441.43$219,394.66
107Oct 2028$871.00$570.43$1,441.43$218,523.66
108Nov 2028$873.27$568.16$1,441.43$217,650.39
109Dec 2028$875.54$565.89$1,441.43$216,774.85
2028 Total$10,357.91$6,939.25$17,297.16
110Jan 2029$877.82$563.61$1,441.43$215,897.03
111Feb 2029$880.10$561.33$1,441.43$215,016.93
112Mar 2029$882.39$559.04$1,441.43$214,134.54
113Apr 2029$884.68$556.75$1,441.43$213,249.86
114May 2029$886.98$554.45$1,441.43$212,362.88
115Jun 2029$889.29$552.14$1,441.43$211,473.59
116Jul 2029$891.60$549.83$1,441.43$210,581.99
117Aug 2029$893.92$547.51$1,441.43$209,688.07
118Sep 2029$896.24$545.19$1,441.43$208,791.83
119Oct 2029$898.57$542.86$1,441.43$207,893.26
120Nov 2029$900.91$540.52$1,441.43$206,992.35
121Dec 2029$903.25$538.18$1,441.43$206,089.10
2029 Total$10,685.75$6,611.41$17,297.16
122Jan 2030$905.60$535.83$1,441.43$205,183.50
123Feb 2030$907.95$533.48$1,441.43$204,275.55
124Mar 2030$910.31$531.12$1,441.43$203,365.24
125Apr 2030$912.68$528.75$1,441.43$202,452.56
126May 2030$915.05$526.38$1,441.43$201,537.51
127Jun 2030$917.43$524.00$1,441.43$200,620.08
128Jul 2030$919.82$521.61$1,441.43$199,700.26
129Aug 2030$922.21$519.22$1,441.43$198,778.05
130Sep 2030$924.61$516.82$1,441.43$197,853.44
131Oct 2030$927.01$514.42$1,441.43$196,926.43
132Nov 2030$929.42$512.01$1,441.43$195,997.01
133Dec 2030$931.84$509.59$1,441.43$195,065.17
2030 Total$11,023.93$6,273.23$17,297.16
134Jan 2031$934.26$507.17$1,441.43$194,130.91
135Feb 2031$936.69$504.74$1,441.43$193,194.22
136Mar 2031$939.13$502.30$1,441.43$192,255.09
137Apr 2031$941.57$499.86$1,441.43$191,313.52
138May 2031$944.01$497.42$1,441.43$190,369.51
139Jun 2031$946.47$494.96$1,441.43$189,423.04
140Jul 2031$948.93$492.50$1,441.43$188,474.11
141Aug 2031$951.40$490.03$1,441.43$187,522.71
142Sep 2031$953.87$487.56$1,441.43$186,568.84
143Oct 2031$956.35$485.08$1,441.43$185,612.49
144Nov 2031$958.84$482.59$1,441.43$184,653.65
145Dec 2031$961.33$480.10$1,441.43$183,692.32
2031 Total$11,372.85$5,924.31$17,297.16
146Jan 2032$963.83$477.60$1,441.43$182,728.49
147Feb 2032$966.34$475.09$1,441.43$181,762.15
148Mar 2032$968.85$472.58$1,441.43$180,793.30
149Apr 2032$971.37$470.06$1,441.43$179,821.93
150May 2032$973.89$467.54$1,441.43$178,848.04
151Jun 2032$976.43$465.00$1,441.43$177,871.61
152Jul 2032$978.96$462.47$1,441.43$176,892.65
153Aug 2032$981.51$459.92$1,441.43$175,911.14
154Sep 2032$984.06$457.37$1,441.43$174,927.08
155Oct 2032$986.62$454.81$1,441.43$173,940.46
156Nov 2032$989.18$452.25$1,441.43$172,951.28
157Dec 2032$991.76$449.67$1,441.43$171,959.52
2032 Total$11,732.8$5,564.36$17,297.16
158Jan 2033$994.34$447.09$1,441.43$170,965.18
159Feb 2033$996.92$444.51$1,441.43$169,968.26
160Mar 2033$999.51$441.92$1,441.43$168,968.75
161Apr 2033$1,002.11$439.32$1,441.43$167,966.64
162May 2033$1,004.72$436.71$1,441.43$166,961.92
163Jun 2033$1,007.33$434.10$1,441.43$165,954.59
164Jul 2033$1,009.95$431.48$1,441.43$164,944.64
165Aug 2033$1,012.57$428.86$1,441.43$163,932.07
166Sep 2033$1,015.21$426.22$1,441.43$162,916.86
167Oct 2033$1,017.85$423.58$1,441.43$161,899.01
168Nov 2033$1,020.49$420.94$1,441.43$160,878.52
169Dec 2033$1,023.15$418.28$1,441.43$159,855.37
2033 Total$12,104.15$5,193.01$17,297.16
170Jan 2034$1,025.81$415.62$1,441.43$158,829.56
171Feb 2034$1,028.47$412.96$1,441.43$157,801.09
172Mar 2034$1,031.15$410.28$1,441.43$156,769.94
173Apr 2034$1,033.83$407.60$1,441.43$155,736.11
174May 2034$1,036.52$404.91$1,441.43$154,699.59
175Jun 2034$1,039.21$402.22$1,441.43$153,660.38
176Jul 2034$1,041.91$399.52$1,441.43$152,618.47
177Aug 2034$1,044.62$396.81$1,441.43$151,573.85
178Sep 2034$1,047.34$394.09$1,441.43$150,526.51
179Oct 2034$1,050.06$391.37$1,441.43$149,476.45
180Nov 2034$1,052.79$388.64$1,441.43$148,423.66
181Dec 2034$1,055.53$385.90$1,441.43$147,368.13
2034 Total$12,487.24$4,809.92$17,297.16
182Jan 2035$1,058.27$383.16$1,441.43$146,309.86
183Feb 2035$1,061.02$380.41$1,441.43$145,248.84
184Mar 2035$1,063.78$377.65$1,441.43$144,185.06
185Apr 2035$1,066.55$374.88$1,441.43$143,118.51
186May 2035$1,069.32$372.11$1,441.43$142,049.19
187Jun 2035$1,072.10$369.33$1,441.43$140,977.09
188Jul 2035$1,074.89$366.54$1,441.43$139,902.20
189Aug 2035$1,077.68$363.75$1,441.43$138,824.52
190Sep 2035$1,080.49$360.94$1,441.43$137,744.03
191Oct 2035$1,083.30$358.13$1,441.43$136,660.73
192Nov 2035$1,086.11$355.32$1,441.43$135,574.62
193Dec 2035$1,088.94$352.49$1,441.43$134,485.68
2035 Total$12,882.45$4,414.71$17,297.16
194Jan 2036$1,091.77$349.66$1,441.43$133,393.91
195Feb 2036$1,094.61$346.82$1,441.43$132,299.30
196Mar 2036$1,097.45$343.98$1,441.43$131,201.85
197Apr 2036$1,100.31$341.12$1,441.43$130,101.54
198May 2036$1,103.17$338.26$1,441.43$128,998.37
199Jun 2036$1,106.03$335.40$1,441.43$127,892.34
200Jul 2036$1,108.91$332.52$1,441.43$126,783.43
201Aug 2036$1,111.79$329.64$1,441.43$125,671.64
202Sep 2036$1,114.68$326.75$1,441.43$124,556.96
203Oct 2036$1,117.58$323.85$1,441.43$123,439.38
204Nov 2036$1,120.49$320.94$1,441.43$122,318.89
205Dec 2036$1,123.40$318.03$1,441.43$121,195.49
2036 Total$13,290.19$4,006.97$17,297.16
206Jan 2037$1,126.32$315.11$1,441.43$120,069.17
207Feb 2037$1,129.25$312.18$1,441.43$118,939.92
208Mar 2037$1,132.19$309.24$1,441.43$117,807.73
209Apr 2037$1,135.13$306.30$1,441.43$116,672.60
210May 2037$1,138.08$303.35$1,441.43$115,534.52
211Jun 2037$1,141.04$300.39$1,441.43$114,393.48
212Jul 2037$1,144.01$297.42$1,441.43$113,249.47
213Aug 2037$1,146.98$294.45$1,441.43$112,102.49
214Sep 2037$1,149.96$291.47$1,441.43$110,952.53
215Oct 2037$1,152.95$288.48$1,441.43$109,799.58
216Nov 2037$1,155.95$285.48$1,441.43$108,643.63
217Dec 2037$1,158.96$282.47$1,441.43$107,484.67
2037 Total$13,710.82$3,586.34$17,297.16
218Jan 2038$1,161.97$279.46$1,441.43$106,322.70
219Feb 2038$1,164.99$276.44$1,441.43$105,157.71
220Mar 2038$1,168.02$273.41$1,441.43$103,989.69
221Apr 2038$1,171.06$270.37$1,441.43$102,818.63
222May 2038$1,174.10$267.33$1,441.43$101,644.53
223Jun 2038$1,177.15$264.28$1,441.43$100,467.38
224Jul 2038$1,180.21$261.22$1,441.43$99,287.17
225Aug 2038$1,183.28$258.15$1,441.43$98,103.89
226Sep 2038$1,186.36$255.07$1,441.43$96,917.53
227Oct 2038$1,189.44$251.99$1,441.43$95,728.09
228Nov 2038$1,192.54$248.89$1,441.43$94,535.55
229Dec 2038$1,195.64$245.79$1,441.43$93,339.91
2038 Total$14,144.76$3,152.4$17,297.16
230Jan 2039$1,198.75$242.68$1,441.43$92,141.16
231Feb 2039$1,201.86$239.57$1,441.43$90,939.30
232Mar 2039$1,204.99$236.44$1,441.43$89,734.31
233Apr 2039$1,208.12$233.31$1,441.43$88,526.19
234May 2039$1,211.26$230.17$1,441.43$87,314.93
235Jun 2039$1,214.41$227.02$1,441.43$86,100.52
236Jul 2039$1,217.57$223.86$1,441.43$84,882.95
237Aug 2039$1,220.73$220.70$1,441.43$83,662.22
238Sep 2039$1,223.91$217.52$1,441.43$82,438.31
239Oct 2039$1,227.09$214.34$1,441.43$81,211.22
240Nov 2039$1,230.28$211.15$1,441.43$79,980.94
241Dec 2039$1,233.48$207.95$1,441.43$78,747.46
2039 Total$14,592.45$2,704.71$17,297.16
242Jan 2040$1,236.69$204.74$1,441.43$77,510.77
243Feb 2040$1,239.90$201.53$1,441.43$76,270.87
244Mar 2040$1,243.13$198.30$1,441.43$75,027.74
245Apr 2040$1,246.36$195.07$1,441.43$73,781.38
246May 2040$1,249.60$191.83$1,441.43$72,531.78
247Jun 2040$1,252.85$188.58$1,441.43$71,278.93
248Jul 2040$1,256.10$185.33$1,441.43$70,022.83
249Aug 2040$1,259.37$182.06$1,441.43$68,763.46
250Sep 2040$1,262.65$178.78$1,441.43$67,500.81
251Oct 2040$1,265.93$175.50$1,441.43$66,234.88
252Nov 2040$1,269.22$172.21$1,441.43$64,965.66
253Dec 2040$1,272.52$168.91$1,441.43$63,693.14
2040 Total$15,054.32$2,242.84$17,297.16
254Jan 2041$1,275.83$165.60$1,441.43$62,417.31
255Feb 2041$1,279.14$162.29$1,441.43$61,138.17
256Mar 2041$1,282.47$158.96$1,441.43$59,855.70
257Apr 2041$1,285.81$155.62$1,441.43$58,569.89
258May 2041$1,289.15$152.28$1,441.43$57,280.74
259Jun 2041$1,292.50$148.93$1,441.43$55,988.24
260Jul 2041$1,295.86$145.57$1,441.43$54,692.38
261Aug 2041$1,299.23$142.20$1,441.43$53,393.15
262Sep 2041$1,302.61$138.82$1,441.43$52,090.54
263Oct 2041$1,305.99$135.44$1,441.43$50,784.55
264Nov 2041$1,309.39$132.04$1,441.43$49,475.16
265Dec 2041$1,312.79$128.64$1,441.43$48,162.37
2041 Total$15,530.77$1,766.39$17,297.16
266Jan 2042$1,316.21$125.22$1,441.43$46,846.16
267Feb 2042$1,319.63$121.80$1,441.43$45,526.53
268Mar 2042$1,323.06$118.37$1,441.43$44,203.47
269Apr 2042$1,326.50$114.93$1,441.43$42,876.97
270May 2042$1,329.95$111.48$1,441.43$41,547.02
271Jun 2042$1,333.41$108.02$1,441.43$40,213.61
272Jul 2042$1,336.87$104.56$1,441.43$38,876.74
273Aug 2042$1,340.35$101.08$1,441.43$37,536.39
274Sep 2042$1,343.84$97.59$1,441.43$36,192.55
275Oct 2042$1,347.33$94.10$1,441.43$34,845.22
276Nov 2042$1,350.83$90.60$1,441.43$33,494.39
277Dec 2042$1,354.34$87.09$1,441.43$32,140.05
2042 Total$16,022.32$1,274.84$17,297.16
278Jan 2043$1,357.87$83.56$1,441.43$30,782.18
279Feb 2043$1,361.40$80.03$1,441.43$29,420.78
280Mar 2043$1,364.94$76.49$1,441.43$28,055.84
281Apr 2043$1,368.48$72.95$1,441.43$26,687.36
282May 2043$1,372.04$69.39$1,441.43$25,315.32
283Jun 2043$1,375.61$65.82$1,441.43$23,939.71
284Jul 2043$1,379.19$62.24$1,441.43$22,560.52
285Aug 2043$1,382.77$58.66$1,441.43$21,177.75
286Sep 2043$1,386.37$55.06$1,441.43$19,791.38
287Oct 2043$1,389.97$51.46$1,441.43$18,401.41
288Nov 2043$1,393.59$47.84$1,441.43$17,007.82
289Dec 2043$1,397.21$44.22$1,441.43$15,610.61
2043 Total$16,529.44$767.72$17,297.16
290Jan 2044$1,400.84$40.59$1,441.43$14,209.77
291Feb 2044$1,404.48$36.95$1,441.43$12,805.29
292Mar 2044$1,408.14$33.29$1,441.43$11,397.15
293Apr 2044$1,411.80$29.63$1,441.43$9,985.35
294May 2044$1,415.47$25.96$1,441.43$8,569.88
295Jun 2044$1,419.15$22.28$1,441.43$7,150.73
296Jul 2044$1,422.84$18.59$1,441.43$5,727.89
297Aug 2044$1,426.54$14.89$1,441.43$4,301.35
298Sep 2044$1,430.25$11.18$1,441.43$2,871.10
299Oct 2044$1,433.97$7.46$1,441.43$1,437.13
300Nov 2044$1,437.13$3.74$1,440.87$0.00
2044 Total$15,610.61$244.56$15,855.17
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