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BankSA

Advantage Package

Advertised Rate

3.29

% p.a

Fixed - 4 years

Comparison Rate*

4.65

% p.a

Maximum LVR
Less than 90%
Real Time Rating™

1.04

/ 5
Monthly Repayment

$1,468

based on $300,000 loan amount for 25 years at 3.29%

Advertised Rate

3.29

% p.a

Fixed - 4 years

Comparison Rate*

4.65

% p.a

Maximum LVR
Less than 90%
Real Time Rating™

1.04

/ 5
Monthly Repayment

$1,468

based on $300,000 loan amount for 25 years at 3.29%

Calculate your repayments for this loan

I'd like to borrow

$

Loan term

years

Your estimated repayment

$1,468

based on $300,000 loan amount for 25 years at 3.29%

BankSA home loans are available through brokers who can help find the right loan and manage your application at no charge.

Russel Gomes

Get expert advice from a home loans specialist.

In recent times, I found myself lucky to be employed in a Family-owned accountant firm. Before my departure, I've had the opportunity to meet the right network and create further opportunities. As time progressed, I became more intrigued with the financial sector and took a steady approach to get involved in the lending industry. I have completed my studies in Cert IV Finance and Mortgage Broking and hold accreditations with 40 different lenders, big and small, with which I have a good relationship. I don't shy away from complex scenarios and take what I know from each deal to improve my skills. I build on my strengths and work on my weaknesses by believing that communication and time management are the foundation for building my principles.

VIC3977

CRN: 532008

Daniel Tetlaw

Get expert advice from a home loans specialist.

I enjoy working with clients to understand their goals and deliver great outcomes for their unique situations. This requires flexibility, dotting every ‘i’, crossing every ‘t’, and striving to over deliver on my clients’ needs and expectations.

WA6027

CRN: 528660

Tedjo Hadiwidjojo

5.0
14 Reviews

Get expert advice from a home loans specialist.

An experienced mortgage broker with over 15 years in the finance industry, dedicating to finding the right loan product from a wide range of lenders to meet your lending requirement. I pride myself to provide Speed, Convenience and adding Value to my clients. Buying property whether it’s your home or investment comes with complex choices and can be daunting. There are a lot of variables to consider when choosing the right loans. With my experience as a mortgage broker and an investor myself, I will recommend you the best lender and guide you through the process to get you the best possible loan option and lending rates.

VIC3131

CRN: 517245

Quick home loan review

For Advantage Package Portfolio Loan Fixed 4 Years

These are the benefits of this home loan.

    These are the drawbacks of this home loan.

    • No extra repayments
    • No redraw and no offset
    • Higher than average interest rate
    • Loan reverts to higher rate after fixed period
    • Ongoing fee
    • Higher than average upfront fee
    • Discharge fee at end of loan

    Home loan overview

    For Advantage Package Portfolio Loan Fixed 4 Years

    TMD

    Details

    Maximum LVR

    Less than 90%

    Total Repayments

    Next LVR

    Interest rate type

    Fixed - 4 years

    Borrowing range

    Suitable for

    Investors, Line of Credit

    Loan term range

    1 - 30 years

    Principal & interest

    Interest only

    Applicable states

    ACT, NSW, NT, QLD, SA, TAS, VIC, WA

    Make repayments

    Fortnightly, Monthly, Weekly

    Features

    Extra repayments

    Not Allowed

    Redraw facility

    Split interest facility

    Loan portable

    Repayment holiday available

    Allow guarantors

    Available for first home buyers

    Fees

    Total estimated upfront fees

    700

    Application fee

    700

    Valuation fee

    $0

    Settlement fee

    0

    Other upfront fee

    0

    Ongoing fee

    $395 annually

    Discharge fee

    350

    Application method

    Online

    Phone

    In branch

    Target Market Determination

    Visit BankSA to view Target Market Determination.

    Embed

    BankSA is available through brokers

    FAQs

    What is the minimum amount you can apply for?

    The range you can borrow from this loan is $150k to $99,999,999.

    What's the minimum deposit needed for this loan?

    This loan option comes with a maximum loan-to-value ratio of 89.99 percent, which means it requires a minimum deposit of 10.01 percent

    What's the maximum length for this loan?

    BankSA allows you to have this loan for a range of 1 to 30 years.

    How often can you make repayments?

    BankSA allows you to make repayments to this loan option through one of the following repayment schedules: fortnightly, monthly, weekly.

    How much will the upfront fees be for this loan?

    While it could change based on your circumstances, RateCity estimates that this loan option comes with $700 worth of upfront fees.

    Does this loan come with a redraw facility?

    No, this loan doesn't come with a redraw facility.

    Where can you apply for this loan?

    BankSA makes it possible to apply for this product online. Apply here.

    Can a broker help me with this loan?

    Yes, this BankSA loan is available through a broker. Find a broker to help you with your needs.