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BankSA

Advantage Package

Advertised Rate

3.81

% p.a

Variable

Comparison Rate*

4.22

% p.a

Maximum LVR
Less than 95%
Real Time Rating™

2.16

/ 5
Monthly Repayment

$1,552

based on $300,000 loan amount for 25 years at 3.81%

Advertised Rate

3.81

% p.a

Variable

Comparison Rate*

4.22

% p.a

Maximum LVR
Less than 95%
Real Time Rating™

2.16

/ 5
Monthly Repayment

$1,552

based on $300,000 loan amount for 25 years at 3.81%

Calculate your repayments for this loan

I'd like to borrow

$

Loan term

years

Your estimated repayment

$1,552

based on $300,000 loan amount for 25 years at 3.81%

BankSA home loans are available through brokers who can help find the right loan and manage your application at no charge.

Tony Harris

5.0
2 Reviews

Get expert advice from a home loans specialist.

A natural leader, innovator and developer of businesses and their people; Tony’s career over the last 40+ years has spanned Building and Construction, Property and Finance and Community Welfare and Charity. Tony is a serial entrepreneur and former corporate CEO, and for the last decade Tony’s focus has been in the finance industry with a strong bias towards property. Having worked as a mortgage and finance broker, Tony has also lent his expertise to advise and mentor other businesses to overcome challenges and thrive in a competitive and rapidly changing environment. Tony has a passion for Community Welfare and Charity events and founded the Bright Smiles Ride for Oral Health in Indigenous communities, he is a part of the Royal Flying Doctors Service Motorbike Ride and Car Trek which to date has raised over $30 million and he is a Board Member of the One Foundation. He has a proven track record of getting things done with unbridled enthusiasm and a commitment to help make a difference. Tony devotes the remainder of his time to being the best dad he can be, the greatest Grandfather of all time and to pursuing his life-long interest in horses. “I love talking about property and finance and love helping people see their full potential both personally and in their business. I’m always open to having a chat if you would like to reach out!”

NSW2000

ACL: 391823

Mahesh Perera

5.0
23 Reviews

Get expert advice from a home loans specialist.

In 1994, Mahesh bought a property at a highly inflated price. Shortly after, he lost most of his superannuation when the company he was working for was declared bankrupt. This misfortune encouraged him to learn as much as he could about good financial management so that he would avoid making the same mistakes again. Mahesh worked has to educate himself and gain valuable qualifications in the finance industry. While doing so, he recognised an opportunity to help other migrants steer clear of the pitfalls that he encountered. After studying to become a qualified Financial Advisor, Mahesh then went on to build his own financial planning firm, working under AXA, AON, and Patron licensees. Since 1996 Mahesh has had the privilege to assist more than 1500 clients to achieve their financial goals using various wealth strategies going to help you immensely. You will be glad you become an Equity Advice client.

NSW2000

CRN: 492305

Daniel Tetlaw

Get expert advice from a home loans specialist.

I enjoy working with clients to understand their goals and deliver great outcomes for their unique situations. This requires flexibility, dotting every ‘i’, crossing every ‘t’, and striving to over deliver on my clients’ needs and expectations.

WA6027

CRN: 528660

Promoted

Quick home loan review

For Advantage Package Variable Investment Loan (Principal and Interest)

These are the benefits of this home loan.

  • 100% full offset account
  • Suitable for low deposits
  • Parents can sign as guarantor
  • Extra repayments and redraw facility
  • Free redraw facility
  • Split account option

These are the drawbacks of this home loan.

  • Higher than average interest rate
  • Ongoing fee
  • Higher than average upfront fee
  • Discharge fee at end of loan

Home loan overview

For Advantage Package Variable Investment Loan (Principal and Interest)

Details

Maximum LVR

Less than 95%

Total Repayments

Next LVR

Interest rate type

Variable

Borrowing range

Suitable for

Investors

Loan term range

1 - 30 years

Principal & interest

Interest only

Applicable states

ACT, NSW, NT, QLD, SA, TAS, VIC, WA

Make repayments

Fortnightly, Monthly, Weekly

Features

Extra repayments

Unlimited extra repayments

Redraw facility

Redraw fee: $0

Split interest facility

Loan portable

Repayment holiday available

Allow guarantors

Available for first home buyers

Fees

Total estimated upfront fees

$264

Application fee

$0

Valuation fee

$164

Settlement fee

$100

Other upfront fee

$0

Ongoing fee

$395 annually

Discharge fee

$350

Application method

Online

Phone

In branch

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FAQs

What is the minimum amount you can apply for?

The range you can borrow from this loan is $100k to $99,999,999.

What's the minimum deposit needed for this loan?

This loan option comes with a maximum loan-to-value ratio of 94.99 percent, which means it requires a minimum deposit of 5.01 percent

What's the maximum length for this loan?

BankSA allows you to have this loan for a range of 1 to 30 years.

How often can you make repayments?

BankSA allows you to make repayments to this loan option through one of the following repayment schedules: fortnightly, monthly, weekly.

How much will the upfront fees be for this loan?

While it could change based on your circumstances, RateCity estimates that this loan option comes with $264 worth of upfront fees.

Does this loan come with a redraw facility?

Yes, this loan comes with a redraw, charged at $0 if you need to use it.

Where can you apply for this loan?

BankSA makes it possible to apply for this product online. Apply here.

Can a broker help me with this loan?

Yes, this BankSA loan is available through a broker. Find a broker to help you with your needs.