Fixed Rate Home Loan (Interest Only) 4 Years from BankSA

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.
Borrow amount
$250,000
Advertised rate
4.24%
Fixed - 4 years
Loan term
over 25 years
Repayment Frequency
Monthly
Monthly repayment
$883
Number of Repayments
300
Total Interest Paid
$14,900
Total repayments
$264,900
DatePrincipleInterestPaymentBalance
1Dec 2019$469.62$883.33$1,352.95$249,530.38
2019 Total$469.62$883.33$1,352.95
2Jan 2020$471.28$881.67$1,352.95$249,059.10
3Feb 2020$472.94$880.01$1,352.95$248,586.16
4Mar 2020$474.61$878.34$1,352.95$248,111.55
5Apr 2020$476.29$876.66$1,352.95$247,635.26
6May 2020$477.97$874.98$1,352.95$247,157.29
7Jun 2020$479.66$873.29$1,352.95$246,677.63
8Jul 2020$481.36$871.59$1,352.95$246,196.27
9Aug 2020$483.06$869.89$1,352.95$245,713.21
10Sep 2020$484.76$868.19$1,352.95$245,228.45
11Oct 2020$486.48$866.47$1,352.95$244,741.97
12Nov 2020$488.20$864.75$1,352.95$244,253.77
13Dec 2020$489.92$863.03$1,352.95$243,763.85
2020 Total$5,766.53$10,468.87$16,235.4
14Jan 2021$491.65$861.30$1,352.95$243,272.20
15Feb 2021$493.39$859.56$1,352.95$242,778.81
16Mar 2021$495.13$857.82$1,352.95$242,283.68
17Apr 2021$496.88$856.07$1,352.95$241,786.80
18May 2021$498.64$854.31$1,352.95$241,288.16
19Jun 2021$500.40$852.55$1,352.95$240,787.76
20Jul 2021$502.17$850.78$1,352.95$240,285.59
21Aug 2021$503.94$849.01$1,352.95$239,781.65
22Sep 2021$505.72$847.23$1,352.95$239,275.93
23Oct 2021$507.51$845.44$1,352.95$238,768.42
24Nov 2021$509.30$843.65$1,352.95$238,259.12
25Dec 2021$511.10$841.85$1,352.95$237,748.02
2021 Total$6,015.83$10,219.57$16,235.4
26Jan 2022$512.91$840.04$1,352.95$237,235.11
27Feb 2022$514.72$838.23$1,352.95$236,720.39
28Mar 2022$516.54$836.41$1,352.95$236,203.85
29Apr 2022$518.36$834.59$1,352.95$235,685.49
30May 2022$520.19$832.76$1,352.95$235,165.30
31Jun 2022$522.03$830.92$1,352.95$234,643.27
32Jul 2022$523.88$829.07$1,352.95$234,119.39
33Aug 2022$525.73$827.22$1,352.95$233,593.66
34Sep 2022$527.59$825.36$1,352.95$233,066.07
35Oct 2022$529.45$823.50$1,352.95$232,536.62
36Nov 2022$531.32$821.63$1,352.95$232,005.30
37Dec 2022$533.20$819.75$1,352.95$231,472.10
2022 Total$6,275.92$9,959.48$16,235.4
38Jan 2023$535.08$817.87$1,352.95$230,937.02
39Feb 2023$536.97$815.98$1,352.95$230,400.05
40Mar 2023$538.87$814.08$1,352.95$229,861.18
41Apr 2023$540.77$812.18$1,352.95$229,320.41
42May 2023$542.68$810.27$1,352.95$228,777.73
43Jun 2023$544.60$808.35$1,352.95$228,233.13
44Jul 2023$546.53$806.42$1,352.95$227,686.60
45Aug 2023$548.46$804.49$1,352.95$227,138.14
46Sep 2023$550.40$802.55$1,352.95$226,587.74
47Oct 2023$552.34$800.61$1,352.95$226,035.40
48Nov 2023$554.29$798.66$1,352.95$225,481.11
49Dec 2023$556.25$796.70$1,352.95$224,924.86
2023 Total$6,547.24$9,688.16$16,235.4
50Jan 2024$558.22$794.73$1,352.95$224,366.64
51Feb 2024$560.19$792.76$1,352.95$223,806.45
52Mar 2024$562.17$790.78$1,352.95$223,244.28
53Apr 2024$564.15$788.80$1,352.95$222,680.13
54May 2024$566.15$786.80$1,352.95$222,113.98
55Jun 2024$568.15$784.80$1,352.95$221,545.83
56Jul 2024$570.15$782.80$1,352.95$220,975.68
57Aug 2024$572.17$780.78$1,352.95$220,403.51
58Sep 2024$574.19$778.76$1,352.95$219,829.32
59Oct 2024$576.22$776.73$1,352.95$219,253.10
60Nov 2024$578.26$774.69$1,352.95$218,674.84
61Dec 2024$580.30$772.65$1,352.95$218,094.54
2024 Total$6,830.32$9,405.08$16,235.4
62Jan 2025$582.35$770.60$1,352.95$217,512.19
63Feb 2025$584.41$768.54$1,352.95$216,927.78
64Mar 2025$586.47$766.48$1,352.95$216,341.31
65Apr 2025$588.54$764.41$1,352.95$215,752.77
66May 2025$590.62$762.33$1,352.95$215,162.15
67Jun 2025$592.71$760.24$1,352.95$214,569.44
68Jul 2025$594.80$758.15$1,352.95$213,974.64
69Aug 2025$596.91$756.04$1,352.95$213,377.73
70Sep 2025$599.02$753.93$1,352.95$212,778.71
71Oct 2025$601.13$751.82$1,352.95$212,177.58
72Nov 2025$603.26$749.69$1,352.95$211,574.32
73Dec 2025$605.39$747.56$1,352.95$210,968.93
2025 Total$7,125.61$9,109.79$16,235.4
74Jan 2026$607.53$745.42$1,352.95$210,361.40
75Feb 2026$609.67$743.28$1,352.95$209,751.73
76Mar 2026$611.83$741.12$1,352.95$209,139.90
77Apr 2026$613.99$738.96$1,352.95$208,525.91
78May 2026$616.16$736.79$1,352.95$207,909.75
79Jun 2026$618.34$734.61$1,352.95$207,291.41
80Jul 2026$620.52$732.43$1,352.95$206,670.89
81Aug 2026$622.71$730.24$1,352.95$206,048.18
82Sep 2026$624.91$728.04$1,352.95$205,423.27
83Oct 2026$627.12$725.83$1,352.95$204,796.15
84Nov 2026$629.34$723.61$1,352.95$204,166.81
85Dec 2026$631.56$721.39$1,352.95$203,535.25
2026 Total$7,433.68$8,801.72$16,235.4
86Jan 2027$633.79$719.16$1,352.95$202,901.46
87Feb 2027$636.03$716.92$1,352.95$202,265.43
88Mar 2027$638.28$714.67$1,352.95$201,627.15
89Apr 2027$640.53$712.42$1,352.95$200,986.62
90May 2027$642.80$710.15$1,352.95$200,343.82
91Jun 2027$645.07$707.88$1,352.95$199,698.75
92Jul 2027$647.35$705.60$1,352.95$199,051.40
93Aug 2027$649.64$703.31$1,352.95$198,401.76
94Sep 2027$651.93$701.02$1,352.95$197,749.83
95Oct 2027$654.23$698.72$1,352.95$197,095.60
96Nov 2027$656.55$696.40$1,352.95$196,439.05
97Dec 2027$658.87$694.08$1,352.95$195,780.18
2027 Total$7,755.07$8,480.33$16,235.4
98Jan 2028$661.19$691.76$1,352.95$195,118.99
99Feb 2028$663.53$689.42$1,352.95$194,455.46
100Mar 2028$665.87$687.08$1,352.95$193,789.59
101Apr 2028$668.23$684.72$1,352.95$193,121.36
102May 2028$670.59$682.36$1,352.95$192,450.77
103Jun 2028$672.96$679.99$1,352.95$191,777.81
104Jul 2028$675.34$677.61$1,352.95$191,102.47
105Aug 2028$677.72$675.23$1,352.95$190,424.75
106Sep 2028$680.12$672.83$1,352.95$189,744.63
107Oct 2028$682.52$670.43$1,352.95$189,062.11
108Nov 2028$684.93$668.02$1,352.95$188,377.18
109Dec 2028$687.35$665.60$1,352.95$187,689.83
2028 Total$8,090.35$8,145.05$16,235.4
110Jan 2029$689.78$663.17$1,352.95$187,000.05
111Feb 2029$692.22$660.73$1,352.95$186,307.83
112Mar 2029$694.66$658.29$1,352.95$185,613.17
113Apr 2029$697.12$655.83$1,352.95$184,916.05
114May 2029$699.58$653.37$1,352.95$184,216.47
115Jun 2029$702.05$650.90$1,352.95$183,514.42
116Jul 2029$704.53$648.42$1,352.95$182,809.89
117Aug 2029$707.02$645.93$1,352.95$182,102.87
118Sep 2029$709.52$643.43$1,352.95$181,393.35
119Oct 2029$712.03$640.92$1,352.95$180,681.32
120Nov 2029$714.54$638.41$1,352.95$179,966.78
121Dec 2029$717.07$635.88$1,352.95$179,249.71
2029 Total$8,440.12$7,795.28$16,235.4
122Jan 2030$719.60$633.35$1,352.95$178,530.11
123Feb 2030$722.14$630.81$1,352.95$177,807.97
124Mar 2030$724.70$628.25$1,352.95$177,083.27
125Apr 2030$727.26$625.69$1,352.95$176,356.01
126May 2030$729.83$623.12$1,352.95$175,626.18
127Jun 2030$732.40$620.55$1,352.95$174,893.78
128Jul 2030$734.99$617.96$1,352.95$174,158.79
129Aug 2030$737.59$615.36$1,352.95$173,421.20
130Sep 2030$740.20$612.75$1,352.95$172,681.00
131Oct 2030$742.81$610.14$1,352.95$171,938.19
132Nov 2030$745.44$607.51$1,352.95$171,192.75
133Dec 2030$748.07$604.88$1,352.95$170,444.68
2030 Total$8,805.03$7,430.37$16,235.4
134Jan 2031$750.71$602.24$1,352.95$169,693.97
135Feb 2031$753.36$599.59$1,352.95$168,940.61
136Mar 2031$756.03$596.92$1,352.95$168,184.58
137Apr 2031$758.70$594.25$1,352.95$167,425.88
138May 2031$761.38$591.57$1,352.95$166,664.50
139Jun 2031$764.07$588.88$1,352.95$165,900.43
140Jul 2031$766.77$586.18$1,352.95$165,133.66
141Aug 2031$769.48$583.47$1,352.95$164,364.18
142Sep 2031$772.20$580.75$1,352.95$163,591.98
143Oct 2031$774.93$578.02$1,352.95$162,817.05
144Nov 2031$777.66$575.29$1,352.95$162,039.39
145Dec 2031$780.41$572.54$1,352.95$161,258.98
2031 Total$9,185.7$7,049.7$16,235.4
146Jan 2032$783.17$569.78$1,352.95$160,475.81
147Feb 2032$785.94$567.01$1,352.95$159,689.87
148Mar 2032$788.71$564.24$1,352.95$158,901.16
149Apr 2032$791.50$561.45$1,352.95$158,109.66
150May 2032$794.30$558.65$1,352.95$157,315.36
151Jun 2032$797.10$555.85$1,352.95$156,518.26
152Jul 2032$799.92$553.03$1,352.95$155,718.34
153Aug 2032$802.75$550.20$1,352.95$154,915.59
154Sep 2032$805.58$547.37$1,352.95$154,110.01
155Oct 2032$808.43$544.52$1,352.95$153,301.58
156Nov 2032$811.28$541.67$1,352.95$152,490.30
157Dec 2032$814.15$538.80$1,352.95$151,676.15
2032 Total$9,582.83$6,652.57$16,235.4
158Jan 2033$817.03$535.92$1,352.95$150,859.12
159Feb 2033$819.91$533.04$1,352.95$150,039.21
160Mar 2033$822.81$530.14$1,352.95$149,216.40
161Apr 2033$825.72$527.23$1,352.95$148,390.68
162May 2033$828.64$524.31$1,352.95$147,562.04
163Jun 2033$831.56$521.39$1,352.95$146,730.48
164Jul 2033$834.50$518.45$1,352.95$145,895.98
165Aug 2033$837.45$515.50$1,352.95$145,058.53
166Sep 2033$840.41$512.54$1,352.95$144,218.12
167Oct 2033$843.38$509.57$1,352.95$143,374.74
168Nov 2033$846.36$506.59$1,352.95$142,528.38
169Dec 2033$849.35$503.60$1,352.95$141,679.03
2033 Total$9,997.12$6,238.28$16,235.4
170Jan 2034$852.35$500.60$1,352.95$140,826.68
171Feb 2034$855.36$497.59$1,352.95$139,971.32
172Mar 2034$858.38$494.57$1,352.95$139,112.94
173Apr 2034$861.42$491.53$1,352.95$138,251.52
174May 2034$864.46$488.49$1,352.95$137,387.06
175Jun 2034$867.52$485.43$1,352.95$136,519.54
176Jul 2034$870.58$482.37$1,352.95$135,648.96
177Aug 2034$873.66$479.29$1,352.95$134,775.30
178Sep 2034$876.74$476.21$1,352.95$133,898.56
179Oct 2034$879.84$473.11$1,352.95$133,018.72
180Nov 2034$882.95$470.00$1,352.95$132,135.77
181Dec 2034$886.07$466.88$1,352.95$131,249.70
2034 Total$10,429.33$5,806.07$16,235.4
182Jan 2035$889.20$463.75$1,352.95$130,360.50
183Feb 2035$892.34$460.61$1,352.95$129,468.16
184Mar 2035$895.50$457.45$1,352.95$128,572.66
185Apr 2035$898.66$454.29$1,352.95$127,674.00
186May 2035$901.84$451.11$1,352.95$126,772.16
187Jun 2035$905.02$447.93$1,352.95$125,867.14
188Jul 2035$908.22$444.73$1,352.95$124,958.92
189Aug 2035$911.43$441.52$1,352.95$124,047.49
190Sep 2035$914.65$438.30$1,352.95$123,132.84
191Oct 2035$917.88$435.07$1,352.95$122,214.96
192Nov 2035$921.12$431.83$1,352.95$121,293.84
193Dec 2035$924.38$428.57$1,352.95$120,369.46
2035 Total$10,880.24$5,355.16$16,235.4
194Jan 2036$927.64$425.31$1,352.95$119,441.82
195Feb 2036$930.92$422.03$1,352.95$118,510.90
196Mar 2036$934.21$418.74$1,352.95$117,576.69
197Apr 2036$937.51$415.44$1,352.95$116,639.18
198May 2036$940.82$412.13$1,352.95$115,698.36
199Jun 2036$944.15$408.80$1,352.95$114,754.21
200Jul 2036$947.49$405.46$1,352.95$113,806.72
201Aug 2036$950.83$402.12$1,352.95$112,855.89
202Sep 2036$954.19$398.76$1,352.95$111,901.70
203Oct 2036$957.56$395.39$1,352.95$110,944.14
204Nov 2036$960.95$392.00$1,352.95$109,983.19
205Dec 2036$964.34$388.61$1,352.95$109,018.85
2036 Total$11,350.61$4,884.79$16,235.4
206Jan 2037$967.75$385.20$1,352.95$108,051.10
207Feb 2037$971.17$381.78$1,352.95$107,079.93
208Mar 2037$974.60$378.35$1,352.95$106,105.33
209Apr 2037$978.04$374.91$1,352.95$105,127.29
210May 2037$981.50$371.45$1,352.95$104,145.79
211Jun 2037$984.97$367.98$1,352.95$103,160.82
212Jul 2037$988.45$364.50$1,352.95$102,172.37
213Aug 2037$991.94$361.01$1,352.95$101,180.43
214Sep 2037$995.45$357.50$1,352.95$100,184.98
215Oct 2037$998.96$353.99$1,352.95$99,186.02
216Nov 2037$1,002.49$350.46$1,352.95$98,183.53
217Dec 2037$1,006.03$346.92$1,352.95$97,177.50
2037 Total$11,841.35$4,394.05$16,235.4
218Jan 2038$1,009.59$343.36$1,352.95$96,167.91
219Feb 2038$1,013.16$339.79$1,352.95$95,154.75
220Mar 2038$1,016.74$336.21$1,352.95$94,138.01
221Apr 2038$1,020.33$332.62$1,352.95$93,117.68
222May 2038$1,023.93$329.02$1,352.95$92,093.75
223Jun 2038$1,027.55$325.40$1,352.95$91,066.20
224Jul 2038$1,031.18$321.77$1,352.95$90,035.02
225Aug 2038$1,034.83$318.12$1,352.95$89,000.19
226Sep 2038$1,038.48$314.47$1,352.95$87,961.71
227Oct 2038$1,042.15$310.80$1,352.95$86,919.56
228Nov 2038$1,045.83$307.12$1,352.95$85,873.73
229Dec 2038$1,049.53$303.42$1,352.95$84,824.20
2038 Total$12,353.3$3,882.1$16,235.4
230Jan 2039$1,053.24$299.71$1,352.95$83,770.96
231Feb 2039$1,056.96$295.99$1,352.95$82,714.00
232Mar 2039$1,060.69$292.26$1,352.95$81,653.31
233Apr 2039$1,064.44$288.51$1,352.95$80,588.87
234May 2039$1,068.20$284.75$1,352.95$79,520.67
235Jun 2039$1,071.98$280.97$1,352.95$78,448.69
236Jul 2039$1,075.76$277.19$1,352.95$77,372.93
237Aug 2039$1,079.57$273.38$1,352.95$76,293.36
238Sep 2039$1,083.38$269.57$1,352.95$75,209.98
239Oct 2039$1,087.21$265.74$1,352.95$74,122.77
240Nov 2039$1,091.05$261.90$1,352.95$73,031.72
241Dec 2039$1,094.90$258.05$1,352.95$71,936.82
2039 Total$12,887.38$3,348.02$16,235.4
242Jan 2040$1,098.77$254.18$1,352.95$70,838.05
243Feb 2040$1,102.66$250.29$1,352.95$69,735.39
244Mar 2040$1,106.55$246.40$1,352.95$68,628.84
245Apr 2040$1,110.46$242.49$1,352.95$67,518.38
246May 2040$1,114.39$238.56$1,352.95$66,403.99
247Jun 2040$1,118.32$234.63$1,352.95$65,285.67
248Jul 2040$1,122.27$230.68$1,352.95$64,163.40
249Aug 2040$1,126.24$226.71$1,352.95$63,037.16
250Sep 2040$1,130.22$222.73$1,352.95$61,906.94
251Oct 2040$1,134.21$218.74$1,352.95$60,772.73
252Nov 2040$1,138.22$214.73$1,352.95$59,634.51
253Dec 2040$1,142.24$210.71$1,352.95$58,492.27
2040 Total$13,444.55$2,790.85$16,235.4
254Jan 2041$1,146.28$206.67$1,352.95$57,345.99
255Feb 2041$1,150.33$202.62$1,352.95$56,195.66
256Mar 2041$1,154.39$198.56$1,352.95$55,041.27
257Apr 2041$1,158.47$194.48$1,352.95$53,882.80
258May 2041$1,162.56$190.39$1,352.95$52,720.24
259Jun 2041$1,166.67$186.28$1,352.95$51,553.57
260Jul 2041$1,170.79$182.16$1,352.95$50,382.78
261Aug 2041$1,174.93$178.02$1,352.95$49,207.85
262Sep 2041$1,179.08$173.87$1,352.95$48,028.77
263Oct 2041$1,183.25$169.70$1,352.95$46,845.52
264Nov 2041$1,187.43$165.52$1,352.95$45,658.09
265Dec 2041$1,191.62$161.33$1,352.95$44,466.47
2041 Total$14,025.8$2,209.6$16,235.4
266Jan 2042$1,195.84$157.11$1,352.95$43,270.63
267Feb 2042$1,200.06$152.89$1,352.95$42,070.57
268Mar 2042$1,204.30$148.65$1,352.95$40,866.27
269Apr 2042$1,208.56$144.39$1,352.95$39,657.71
270May 2042$1,212.83$140.12$1,352.95$38,444.88
271Jun 2042$1,217.11$135.84$1,352.95$37,227.77
272Jul 2042$1,221.41$131.54$1,352.95$36,006.36
273Aug 2042$1,225.73$127.22$1,352.95$34,780.63
274Sep 2042$1,230.06$122.89$1,352.95$33,550.57
275Oct 2042$1,234.40$118.55$1,352.95$32,316.17
276Nov 2042$1,238.77$114.18$1,352.95$31,077.40
277Dec 2042$1,243.14$109.81$1,352.95$29,834.26
2042 Total$14,632.21$1,603.19$16,235.4
278Jan 2043$1,247.54$105.41$1,352.95$28,586.72
279Feb 2043$1,251.94$101.01$1,352.95$27,334.78
280Mar 2043$1,256.37$96.58$1,352.95$26,078.41
281Apr 2043$1,260.81$92.14$1,352.95$24,817.60
282May 2043$1,265.26$87.69$1,352.95$23,552.34
283Jun 2043$1,269.73$83.22$1,352.95$22,282.61
284Jul 2043$1,274.22$78.73$1,352.95$21,008.39
285Aug 2043$1,278.72$74.23$1,352.95$19,729.67
286Sep 2043$1,283.24$69.71$1,352.95$18,446.43
287Oct 2043$1,287.77$65.18$1,352.95$17,158.66
288Nov 2043$1,292.32$60.63$1,352.95$15,866.34
289Dec 2043$1,296.89$56.06$1,352.95$14,569.45
2043 Total$15,264.81$970.59$16,235.4
290Jan 2044$1,301.47$51.48$1,352.95$13,267.98
291Feb 2044$1,306.07$46.88$1,352.95$11,961.91
292Mar 2044$1,310.68$42.27$1,352.95$10,651.23
293Apr 2044$1,315.32$37.63$1,352.95$9,335.91
294May 2044$1,319.96$32.99$1,352.95$8,015.95
295Jun 2044$1,324.63$28.32$1,352.95$6,691.32
296Jul 2044$1,329.31$23.64$1,352.95$5,362.01
297Aug 2044$1,334.00$18.95$1,352.95$4,028.01
298Sep 2044$1,338.72$14.23$1,352.95$2,689.29
299Oct 2044$1,343.45$9.50$1,352.95$1,345.84
300Nov 2044$1,345.84$4.76$1,350.60$0.00
2044 Total$14,569.45$310.65$14,880.1
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