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BankSA

Portfolio Loan

Advertised Rate

3.44

% p.a

Fixed - 5 years

Comparison Rate*

5.13

% p.a

Maximum LVR
Less than 90%
Real Time Rating™

1.04

/ 5
Monthly Repayment

$1,492

based on $300,000 loan amount for 25 years at 3.44%

Advertised Rate

3.44

% p.a

Fixed - 5 years

Comparison Rate*

5.13

% p.a

Maximum LVR
Less than 90%
Real Time Rating™

1.04

/ 5
Monthly Repayment

$1,492

based on $300,000 loan amount for 25 years at 3.44%

Calculate your repayments for this loan

I'd like to borrow

$

Loan term

years

Your estimated repayment

$1,492

based on $300,000 loan amount for 25 years at 3.44%

BankSA home loans are available through brokers who can help find the right loan and manage your application at no charge.

Tedjo Hadiwidjojo

5.0
14 Reviews

Get expert advice from a home loans specialist.

An experienced mortgage broker with over 15 years in the finance industry, dedicating to finding the right loan product from a wide range of lenders to meet your lending requirement. I pride myself to provide Speed, Convenience and adding Value to my clients. Buying property whether it’s your home or investment comes with complex choices and can be daunting. There are a lot of variables to consider when choosing the right loans. With my experience as a mortgage broker and an investor myself, I will recommend you the best lender and guide you through the process to get you the best possible loan option and lending rates.

VIC3131

CRN: 517245

Tony Harris

5.0
2 Reviews

Get expert advice from a home loans specialist.

A natural leader, innovator and developer of businesses and their people; Tony’s career over the last 40+ years has spanned Building and Construction, Property and Finance and Community Welfare and Charity. Tony is a serial entrepreneur and former corporate CEO, and for the last decade Tony’s focus has been in the finance industry with a strong bias towards property. Having worked as a mortgage and finance broker, Tony has also lent his expertise to advise and mentor other businesses to overcome challenges and thrive in a competitive and rapidly changing environment. Tony has a passion for Community Welfare and Charity events and founded the Bright Smiles Ride for Oral Health in Indigenous communities, he is a part of the Royal Flying Doctors Service Motorbike Ride and Car Trek which to date has raised over $30 million and he is a Board Member of the One Foundation. He has a proven track record of getting things done with unbridled enthusiasm and a commitment to help make a difference. Tony devotes the remainder of his time to being the best dad he can be, the greatest Grandfather of all time and to pursuing his life-long interest in horses. “I love talking about property and finance and love helping people see their full potential both personally and in their business. I’m always open to having a chat if you would like to reach out!”

NSW2000

ACL: 391823

Promoted

Quick home loan review

For Portfolio Loan Fixed 5 Years

These are the benefits of this home loan.

    These are the drawbacks of this home loan.

    • No extra repayments
    • No redraw and no offset
    • Higher than average interest rate
    • Loan reverts to higher rate after fixed period
    • Ongoing fee
    • Higher than average upfront fee
    • Discharge fee at end of loan

    Home loan overview

    For Portfolio Loan Fixed 5 Years

    Details

    Maximum LVR

    Less than 90%

    Total Repayments

    Next LVR

    Interest rate type

    Fixed - 5 years

    Borrowing range

    Suitable for

    Investors, Line of Credit

    Loan term range

    1 - 30 years

    Principal & interest

    Interest only

    Applicable states

    ACT, NSW, NT, QLD, SA, TAS, VIC, WA

    Make repayments

    Fortnightly, Monthly, Weekly

    Features

    Extra repayments

    Not Allowed

    Redraw facility

    Split interest facility

    Loan portable

    Repayment holiday available

    Allow guarantors

    Available for first home buyers

    Fees

    Total estimated upfront fees

    800

    Application fee

    700

    Valuation fee

    $0

    Settlement fee

    100

    Other upfront fee

    0

    Ongoing fee

    $14 monthly

    Discharge fee

    350

    Application method

    Online

    Phone

    In branch

    Embed

    FAQs

    What is the minimum amount you can apply for?

    The range you can borrow from this loan is $150k to $99,999,999.

    What's the minimum deposit needed for this loan?

    This loan option comes with a maximum loan-to-value ratio of 89.99 percent, which means it requires a minimum deposit of 10.01 percent

    What's the maximum length for this loan?

    BankSA allows you to have this loan for a range of 1 to 30 years.

    How often can you make repayments?

    BankSA allows you to make repayments to this loan option through one of the following repayment schedules: fortnightly, monthly, weekly.

    How much will the upfront fees be for this loan?

    While it could change based on your circumstances, RateCity estimates that this loan option comes with $800 worth of upfront fees.

    Does this loan come with a redraw facility?

    No, this loan doesn't come with a redraw facility.

    Where can you apply for this loan?

    BankSA makes it possible to apply for this product online. Apply here.

    Can a broker help me with this loan?

    Yes, this BankSA loan is available through a broker. Find a broker to help you with your needs.