Standard Variable Home Loan (Interest Only) from BankSA

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.
Borrow amount
$250,000
Advertised rate
5.54%
Variable
Loan term
over 25 years
Repayment Frequency
Monthly
Monthly repayment
$1,154
Number of Repayments
300
Total Interest Paid
$96,200
Total repayments
$346,200
DatePrincipleInterestPaymentBalance
1Sep 2019$387.03$1,154.17$1,541.20$249,612.97
2Oct 2019$388.82$1,152.38$1,541.20$249,224.15
3Nov 2019$390.62$1,150.58$1,541.20$248,833.53
4Dec 2019$392.42$1,148.78$1,541.20$248,441.11
2019 Total$1,558.89$4,605.91$6,164.8
5Jan 2020$394.23$1,146.97$1,541.20$248,046.88
6Feb 2020$396.05$1,145.15$1,541.20$247,650.83
7Mar 2020$397.88$1,143.32$1,541.20$247,252.95
8Apr 2020$399.72$1,141.48$1,541.20$246,853.23
9May 2020$401.56$1,139.64$1,541.20$246,451.67
10Jun 2020$403.41$1,137.79$1,541.20$246,048.26
11Jul 2020$405.28$1,135.92$1,541.20$245,642.98
12Aug 2020$407.15$1,134.05$1,541.20$245,235.83
13Sep 2020$409.03$1,132.17$1,541.20$244,826.80
14Oct 2020$410.92$1,130.28$1,541.20$244,415.88
15Nov 2020$412.81$1,128.39$1,541.20$244,003.07
16Dec 2020$414.72$1,126.48$1,541.20$243,588.35
2020 Total$4,852.76$13,641.64$18,494.4
17Jan 2021$416.63$1,124.57$1,541.20$243,171.72
18Feb 2021$418.56$1,122.64$1,541.20$242,753.16
19Mar 2021$420.49$1,120.71$1,541.20$242,332.67
20Apr 2021$422.43$1,118.77$1,541.20$241,910.24
21May 2021$424.38$1,116.82$1,541.20$241,485.86
22Jun 2021$426.34$1,114.86$1,541.20$241,059.52
23Jul 2021$428.31$1,112.89$1,541.20$240,631.21
24Aug 2021$430.29$1,110.91$1,541.20$240,200.92
25Sep 2021$432.27$1,108.93$1,541.20$239,768.65
26Oct 2021$434.27$1,106.93$1,541.20$239,334.38
27Nov 2021$436.27$1,104.93$1,541.20$238,898.11
28Dec 2021$438.29$1,102.91$1,541.20$238,459.82
2021 Total$5,128.53$13,365.87$18,494.4
29Jan 2022$440.31$1,100.89$1,541.20$238,019.51
30Feb 2022$442.34$1,098.86$1,541.20$237,577.17
31Mar 2022$444.39$1,096.81$1,541.20$237,132.78
32Apr 2022$446.44$1,094.76$1,541.20$236,686.34
33May 2022$448.50$1,092.70$1,541.20$236,237.84
34Jun 2022$450.57$1,090.63$1,541.20$235,787.27
35Jul 2022$452.65$1,088.55$1,541.20$235,334.62
36Aug 2022$454.74$1,086.46$1,541.20$234,879.88
37Sep 2022$456.84$1,084.36$1,541.20$234,423.04
38Oct 2022$458.95$1,082.25$1,541.20$233,964.09
39Nov 2022$461.07$1,080.13$1,541.20$233,503.02
40Dec 2022$463.19$1,078.01$1,541.20$233,039.83
2022 Total$5,419.99$13,074.41$18,494.4
41Jan 2023$465.33$1,075.87$1,541.20$232,574.50
42Feb 2023$467.48$1,073.72$1,541.20$232,107.02
43Mar 2023$469.64$1,071.56$1,541.20$231,637.38
44Apr 2023$471.81$1,069.39$1,541.20$231,165.57
45May 2023$473.99$1,067.21$1,541.20$230,691.58
46Jun 2023$476.17$1,065.03$1,541.20$230,215.41
47Jul 2023$478.37$1,062.83$1,541.20$229,737.04
48Aug 2023$480.58$1,060.62$1,541.20$229,256.46
49Sep 2023$482.80$1,058.40$1,541.20$228,773.66
50Oct 2023$485.03$1,056.17$1,541.20$228,288.63
51Nov 2023$487.27$1,053.93$1,541.20$227,801.36
52Dec 2023$489.52$1,051.68$1,541.20$227,311.84
2023 Total$5,727.99$12,766.41$18,494.4
53Jan 2024$491.78$1,049.42$1,541.20$226,820.06
54Feb 2024$494.05$1,047.15$1,541.20$226,326.01
55Mar 2024$496.33$1,044.87$1,541.20$225,829.68
56Apr 2024$498.62$1,042.58$1,541.20$225,331.06
57May 2024$500.92$1,040.28$1,541.20$224,830.14
58Jun 2024$503.23$1,037.97$1,541.20$224,326.91
59Jul 2024$505.56$1,035.64$1,541.20$223,821.35
60Aug 2024$507.89$1,033.31$1,541.20$223,313.46
61Sep 2024$510.24$1,030.96$1,541.20$222,803.22
62Oct 2024$512.59$1,028.61$1,541.20$222,290.63
63Nov 2024$514.96$1,026.24$1,541.20$221,775.67
64Dec 2024$517.34$1,023.86$1,541.20$221,258.33
2024 Total$6,053.51$12,440.89$18,494.4
65Jan 2025$519.72$1,021.48$1,541.20$220,738.61
66Feb 2025$522.12$1,019.08$1,541.20$220,216.49
67Mar 2025$524.53$1,016.67$1,541.20$219,691.96
68Apr 2025$526.96$1,014.24$1,541.20$219,165.00
69May 2025$529.39$1,011.81$1,541.20$218,635.61
70Jun 2025$531.83$1,009.37$1,541.20$218,103.78
71Jul 2025$534.29$1,006.91$1,541.20$217,569.49
72Aug 2025$536.75$1,004.45$1,541.20$217,032.74
73Sep 2025$539.23$1,001.97$1,541.20$216,493.51
74Oct 2025$541.72$999.48$1,541.20$215,951.79
75Nov 2025$544.22$996.98$1,541.20$215,407.57
76Dec 2025$546.74$994.46$1,541.20$214,860.83
2025 Total$6,397.5$12,096.9$18,494.4
77Jan 2026$549.26$991.94$1,541.20$214,311.57
78Feb 2026$551.79$989.41$1,541.20$213,759.78
79Mar 2026$554.34$986.86$1,541.20$213,205.44
80Apr 2026$556.90$984.30$1,541.20$212,648.54
81May 2026$559.47$981.73$1,541.20$212,089.07
82Jun 2026$562.06$979.14$1,541.20$211,527.01
83Jul 2026$564.65$976.55$1,541.20$210,962.36
84Aug 2026$567.26$973.94$1,541.20$210,395.10
85Sep 2026$569.88$971.32$1,541.20$209,825.22
86Oct 2026$572.51$968.69$1,541.20$209,252.71
87Nov 2026$575.15$966.05$1,541.20$208,677.56
88Dec 2026$577.81$963.39$1,541.20$208,099.75
2026 Total$6,761.08$11,733.32$18,494.4
89Jan 2027$580.47$960.73$1,541.20$207,519.28
90Feb 2027$583.15$958.05$1,541.20$206,936.13
91Mar 2027$585.84$955.36$1,541.20$206,350.29
92Apr 2027$588.55$952.65$1,541.20$205,761.74
93May 2027$591.27$949.93$1,541.20$205,170.47
94Jun 2027$594.00$947.20$1,541.20$204,576.47
95Jul 2027$596.74$944.46$1,541.20$203,979.73
96Aug 2027$599.49$941.71$1,541.20$203,380.24
97Sep 2027$602.26$938.94$1,541.20$202,777.98
98Oct 2027$605.04$936.16$1,541.20$202,172.94
99Nov 2027$607.83$933.37$1,541.20$201,565.11
100Dec 2027$610.64$930.56$1,541.20$200,954.47
2027 Total$7,145.28$11,349.12$18,494.4
101Jan 2028$613.46$927.74$1,541.20$200,341.01
102Feb 2028$616.29$924.91$1,541.20$199,724.72
103Mar 2028$619.14$922.06$1,541.20$199,105.58
104Apr 2028$622.00$919.20$1,541.20$198,483.58
105May 2028$624.87$916.33$1,541.20$197,858.71
106Jun 2028$627.75$913.45$1,541.20$197,230.96
107Jul 2028$630.65$910.55$1,541.20$196,600.31
108Aug 2028$633.56$907.64$1,541.20$195,966.75
109Sep 2028$636.49$904.71$1,541.20$195,330.26
110Oct 2028$639.43$901.77$1,541.20$194,690.83
111Nov 2028$642.38$898.82$1,541.20$194,048.45
112Dec 2028$645.34$895.86$1,541.20$193,403.11
2028 Total$7,551.36$10,943.04$18,494.4
113Jan 2029$648.32$892.88$1,541.20$192,754.79
114Feb 2029$651.32$889.88$1,541.20$192,103.47
115Mar 2029$654.32$886.88$1,541.20$191,449.15
116Apr 2029$657.34$883.86$1,541.20$190,791.81
117May 2029$660.38$880.82$1,541.20$190,131.43
118Jun 2029$663.43$877.77$1,541.20$189,468.00
119Jul 2029$666.49$874.71$1,541.20$188,801.51
120Aug 2029$669.57$871.63$1,541.20$188,131.94
121Sep 2029$672.66$868.54$1,541.20$187,459.28
122Oct 2029$675.76$865.44$1,541.20$186,783.52
123Nov 2029$678.88$862.32$1,541.20$186,104.64
124Dec 2029$682.02$859.18$1,541.20$185,422.62
2029 Total$7,980.49$10,513.91$18,494.4
125Jan 2030$685.17$856.03$1,541.20$184,737.45
126Feb 2030$688.33$852.87$1,541.20$184,049.12
127Mar 2030$691.51$849.69$1,541.20$183,357.61
128Apr 2030$694.70$846.50$1,541.20$182,662.91
129May 2030$697.91$843.29$1,541.20$181,965.00
130Jun 2030$701.13$840.07$1,541.20$181,263.87
131Jul 2030$704.37$836.83$1,541.20$180,559.50
132Aug 2030$707.62$833.58$1,541.20$179,851.88
133Sep 2030$710.88$830.32$1,541.20$179,141.00
134Oct 2030$714.17$827.03$1,541.20$178,426.83
135Nov 2030$717.46$823.74$1,541.20$177,709.37
136Dec 2030$720.78$820.42$1,541.20$176,988.59
2030 Total$8,434.03$10,060.37$18,494.4
137Jan 2031$724.10$817.10$1,541.20$176,264.49
138Feb 2031$727.45$813.75$1,541.20$175,537.04
139Mar 2031$730.80$810.40$1,541.20$174,806.24
140Apr 2031$734.18$807.02$1,541.20$174,072.06
141May 2031$737.57$803.63$1,541.20$173,334.49
142Jun 2031$740.97$800.23$1,541.20$172,593.52
143Jul 2031$744.39$796.81$1,541.20$171,849.13
144Aug 2031$747.83$793.37$1,541.20$171,101.30
145Sep 2031$751.28$789.92$1,541.20$170,350.02
146Oct 2031$754.75$786.45$1,541.20$169,595.27
147Nov 2031$758.24$782.96$1,541.20$168,837.03
148Dec 2031$761.74$779.46$1,541.20$168,075.29
2031 Total$8,913.3$9,581.1$18,494.4
149Jan 2032$765.25$775.95$1,541.20$167,310.04
150Feb 2032$768.79$772.41$1,541.20$166,541.25
151Mar 2032$772.33$768.87$1,541.20$165,768.92
152Apr 2032$775.90$765.30$1,541.20$164,993.02
153May 2032$779.48$761.72$1,541.20$164,213.54
154Jun 2032$783.08$758.12$1,541.20$163,430.46
155Jul 2032$786.70$754.50$1,541.20$162,643.76
156Aug 2032$790.33$750.87$1,541.20$161,853.43
157Sep 2032$793.98$747.22$1,541.20$161,059.45
158Oct 2032$797.64$743.56$1,541.20$160,261.81
159Nov 2032$801.32$739.88$1,541.20$159,460.49
160Dec 2032$805.02$736.18$1,541.20$158,655.47
2032 Total$9,419.82$9,074.58$18,494.4
161Jan 2033$808.74$732.46$1,541.20$157,846.73
162Feb 2033$812.47$728.73$1,541.20$157,034.26
163Mar 2033$816.23$724.97$1,541.20$156,218.03
164Apr 2033$819.99$721.21$1,541.20$155,398.04
165May 2033$823.78$717.42$1,541.20$154,574.26
166Jun 2033$827.58$713.62$1,541.20$153,746.68
167Jul 2033$831.40$709.80$1,541.20$152,915.28
168Aug 2033$835.24$705.96$1,541.20$152,080.04
169Sep 2033$839.10$702.10$1,541.20$151,240.94
170Oct 2033$842.97$698.23$1,541.20$150,397.97
171Nov 2033$846.86$694.34$1,541.20$149,551.11
172Dec 2033$850.77$690.43$1,541.20$148,700.34
2033 Total$9,955.13$8,539.27$18,494.4
173Jan 2034$854.70$686.50$1,541.20$147,845.64
174Feb 2034$858.65$682.55$1,541.20$146,986.99
175Mar 2034$862.61$678.59$1,541.20$146,124.38
176Apr 2034$866.59$674.61$1,541.20$145,257.79
177May 2034$870.59$670.61$1,541.20$144,387.20
178Jun 2034$874.61$666.59$1,541.20$143,512.59
179Jul 2034$878.65$662.55$1,541.20$142,633.94
180Aug 2034$882.71$658.49$1,541.20$141,751.23
181Sep 2034$886.78$654.42$1,541.20$140,864.45
182Oct 2034$890.88$650.32$1,541.20$139,973.57
183Nov 2034$894.99$646.21$1,541.20$139,078.58
184Dec 2034$899.12$642.08$1,541.20$138,179.46
2034 Total$10,520.88$7,973.52$18,494.4
185Jan 2035$903.27$637.93$1,541.20$137,276.19
186Feb 2035$907.44$633.76$1,541.20$136,368.75
187Mar 2035$911.63$629.57$1,541.20$135,457.12
188Apr 2035$915.84$625.36$1,541.20$134,541.28
189May 2035$920.07$621.13$1,541.20$133,621.21
190Jun 2035$924.32$616.88$1,541.20$132,696.89
191Jul 2035$928.58$612.62$1,541.20$131,768.31
192Aug 2035$932.87$608.33$1,541.20$130,835.44
193Sep 2035$937.18$604.02$1,541.20$129,898.26
194Oct 2035$941.50$599.70$1,541.20$128,956.76
195Nov 2035$945.85$595.35$1,541.20$128,010.91
196Dec 2035$950.22$590.98$1,541.20$127,060.69
2035 Total$11,118.77$7,375.63$18,494.4
197Jan 2036$954.60$586.60$1,541.20$126,106.09
198Feb 2036$959.01$582.19$1,541.20$125,147.08
199Mar 2036$963.44$577.76$1,541.20$124,183.64
200Apr 2036$967.89$573.31$1,541.20$123,215.75
201May 2036$972.35$568.85$1,541.20$122,243.40
202Jun 2036$976.84$564.36$1,541.20$121,266.56
203Jul 2036$981.35$559.85$1,541.20$120,285.21
204Aug 2036$985.88$555.32$1,541.20$119,299.33
205Sep 2036$990.43$550.77$1,541.20$118,308.90
206Oct 2036$995.01$546.19$1,541.20$117,313.89
207Nov 2036$999.60$541.60$1,541.20$116,314.29
208Dec 2036$1,004.22$536.98$1,541.20$115,310.07
2036 Total$11,750.62$6,743.78$18,494.4
209Jan 2037$1,008.85$532.35$1,541.20$114,301.22
210Feb 2037$1,013.51$527.69$1,541.20$113,287.71
211Mar 2037$1,018.19$523.01$1,541.20$112,269.52
212Apr 2037$1,022.89$518.31$1,541.20$111,246.63
213May 2037$1,027.61$513.59$1,541.20$110,219.02
214Jun 2037$1,032.36$508.84$1,541.20$109,186.66
215Jul 2037$1,037.12$504.08$1,541.20$108,149.54
216Aug 2037$1,041.91$499.29$1,541.20$107,107.63
217Sep 2037$1,046.72$494.48$1,541.20$106,060.91
218Oct 2037$1,051.55$489.65$1,541.20$105,009.36
219Nov 2037$1,056.41$484.79$1,541.20$103,952.95
220Dec 2037$1,061.28$479.92$1,541.20$102,891.67
2037 Total$12,418.4$6,076$18,494.4
221Jan 2038$1,066.18$475.02$1,541.20$101,825.49
222Feb 2038$1,071.11$470.09$1,541.20$100,754.38
223Mar 2038$1,076.05$465.15$1,541.20$99,678.33
224Apr 2038$1,081.02$460.18$1,541.20$98,597.31
225May 2038$1,086.01$455.19$1,541.20$97,511.30
226Jun 2038$1,091.02$450.18$1,541.20$96,420.28
227Jul 2038$1,096.06$445.14$1,541.20$95,324.22
228Aug 2038$1,101.12$440.08$1,541.20$94,223.10
229Sep 2038$1,106.20$435.00$1,541.20$93,116.90
230Oct 2038$1,111.31$429.89$1,541.20$92,005.59
231Nov 2038$1,116.44$424.76$1,541.20$90,889.15
232Dec 2038$1,121.60$419.60$1,541.20$89,767.55
2038 Total$13,124.12$5,370.28$18,494.4
233Jan 2039$1,126.77$414.43$1,541.20$88,640.78
234Feb 2039$1,131.98$409.22$1,541.20$87,508.80
235Mar 2039$1,137.20$404.00$1,541.20$86,371.60
236Apr 2039$1,142.45$398.75$1,541.20$85,229.15
237May 2039$1,147.73$393.47$1,541.20$84,081.42
238Jun 2039$1,153.02$388.18$1,541.20$82,928.40
239Jul 2039$1,158.35$382.85$1,541.20$81,770.05
240Aug 2039$1,163.69$377.51$1,541.20$80,606.36
241Sep 2039$1,169.07$372.13$1,541.20$79,437.29
242Oct 2039$1,174.46$366.74$1,541.20$78,262.83
243Nov 2039$1,179.89$361.31$1,541.20$77,082.94
244Dec 2039$1,185.33$355.87$1,541.20$75,897.61
2039 Total$13,869.94$4,624.46$18,494.4
245Jan 2040$1,190.81$350.39$1,541.20$74,706.80
246Feb 2040$1,196.30$344.90$1,541.20$73,510.50
247Mar 2040$1,201.83$339.37$1,541.20$72,308.67
248Apr 2040$1,207.37$333.83$1,541.20$71,101.30
249May 2040$1,212.95$328.25$1,541.20$69,888.35
250Jun 2040$1,218.55$322.65$1,541.20$68,669.80
251Jul 2040$1,224.17$317.03$1,541.20$67,445.63
252Aug 2040$1,229.83$311.37$1,541.20$66,215.80
253Sep 2040$1,235.50$305.70$1,541.20$64,980.30
254Oct 2040$1,241.21$299.99$1,541.20$63,739.09
255Nov 2040$1,246.94$294.26$1,541.20$62,492.15
256Dec 2040$1,252.69$288.51$1,541.20$61,239.46
2040 Total$14,658.15$3,836.25$18,494.4
257Jan 2041$1,258.48$282.72$1,541.20$59,980.98
258Feb 2041$1,264.29$276.91$1,541.20$58,716.69
259Mar 2041$1,270.12$271.08$1,541.20$57,446.57
260Apr 2041$1,275.99$265.21$1,541.20$56,170.58
261May 2041$1,281.88$259.32$1,541.20$54,888.70
262Jun 2041$1,287.80$253.40$1,541.20$53,600.90
263Jul 2041$1,293.74$247.46$1,541.20$52,307.16
264Aug 2041$1,299.72$241.48$1,541.20$51,007.44
265Sep 2041$1,305.72$235.48$1,541.20$49,701.72
266Oct 2041$1,311.74$229.46$1,541.20$48,389.98
267Nov 2041$1,317.80$223.40$1,541.20$47,072.18
268Dec 2041$1,323.88$217.32$1,541.20$45,748.30
2041 Total$15,491.16$3,003.24$18,494.4
269Jan 2042$1,330.00$211.20$1,541.20$44,418.30
270Feb 2042$1,336.14$205.06$1,541.20$43,082.16
271Mar 2042$1,342.30$198.90$1,541.20$41,739.86
272Apr 2042$1,348.50$192.70$1,541.20$40,391.36
273May 2042$1,354.73$186.47$1,541.20$39,036.63
274Jun 2042$1,360.98$180.22$1,541.20$37,675.65
275Jul 2042$1,367.26$173.94$1,541.20$36,308.39
276Aug 2042$1,373.58$167.62$1,541.20$34,934.81
277Sep 2042$1,379.92$161.28$1,541.20$33,554.89
278Oct 2042$1,386.29$154.91$1,541.20$32,168.60
279Nov 2042$1,392.69$148.51$1,541.20$30,775.91
280Dec 2042$1,399.12$142.08$1,541.20$29,376.79
2042 Total$16,371.51$2,122.89$18,494.4
281Jan 2043$1,405.58$135.62$1,541.20$27,971.21
282Feb 2043$1,412.07$129.13$1,541.20$26,559.14
283Mar 2043$1,418.59$122.61$1,541.20$25,140.55
284Apr 2043$1,425.13$116.07$1,541.20$23,715.42
285May 2043$1,431.71$109.49$1,541.20$22,283.71
286Jun 2043$1,438.32$102.88$1,541.20$20,845.39
287Jul 2043$1,444.96$96.24$1,541.20$19,400.43
288Aug 2043$1,451.63$89.57$1,541.20$17,948.80
289Sep 2043$1,458.34$82.86$1,541.20$16,490.46
290Oct 2043$1,465.07$76.13$1,541.20$15,025.39
291Nov 2043$1,471.83$69.37$1,541.20$13,553.56
292Dec 2043$1,478.63$62.57$1,541.20$12,074.93
2043 Total$17,301.86$1,192.54$18,494.4
293Jan 2044$1,485.45$55.75$1,541.20$10,589.48
294Feb 2044$1,492.31$48.89$1,541.20$9,097.17
295Mar 2044$1,499.20$42.00$1,541.20$7,597.97
296Apr 2044$1,506.12$35.08$1,541.20$6,091.85
297May 2044$1,513.08$28.12$1,541.20$4,578.77
298Jun 2044$1,520.06$21.14$1,541.20$3,058.71
299Jul 2044$1,527.08$14.12$1,541.20$1,531.63
300Aug 2044$1,531.63$7.07$1,538.70$0.00
2044 Total$12,074.93$252.17$12,327.1
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