Fixed Rate Home Loan (Interest Only) 5 Years from Bankstown City Unity Bank

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.
Borrow amount
$250,000
Advertised rate
4.12%
Fixed - 5 years
Loan term
over 25 years
Repayment Frequency
Monthly
Monthly repayment
$858
Number of Repayments
300
Total Interest Paid
$7,400
Total repayments
$257,400
DatePrincipleInterestPaymentBalance
1Aug 2019$477.88$858.33$1,336.21$249,522.12
2Sep 2019$479.52$856.69$1,336.21$249,042.60
3Oct 2019$481.16$855.05$1,336.21$248,561.44
4Nov 2019$482.82$853.39$1,336.21$248,078.62
5Dec 2019$484.47$851.74$1,336.21$247,594.15
2019 Total$2,405.85$4,275.2$6,681.05
6Jan 2020$486.14$850.07$1,336.21$247,108.01
7Feb 2020$487.81$848.40$1,336.21$246,620.20
8Mar 2020$489.48$846.73$1,336.21$246,130.72
9Apr 2020$491.16$845.05$1,336.21$245,639.56
10May 2020$492.85$843.36$1,336.21$245,146.71
11Jun 2020$494.54$841.67$1,336.21$244,652.17
12Jul 2020$496.24$839.97$1,336.21$244,155.93
13Aug 2020$497.94$838.27$1,336.21$243,657.99
14Sep 2020$499.65$836.56$1,336.21$243,158.34
15Oct 2020$501.37$834.84$1,336.21$242,656.97
16Nov 2020$503.09$833.12$1,336.21$242,153.88
17Dec 2020$504.82$831.39$1,336.21$241,649.06
2020 Total$5,945.09$10,089.43$16,034.52
18Jan 2021$506.55$829.66$1,336.21$241,142.51
19Feb 2021$508.29$827.92$1,336.21$240,634.22
20Mar 2021$510.03$826.18$1,336.21$240,124.19
21Apr 2021$511.78$824.43$1,336.21$239,612.41
22May 2021$513.54$822.67$1,336.21$239,098.87
23Jun 2021$515.30$820.91$1,336.21$238,583.57
24Jul 2021$517.07$819.14$1,336.21$238,066.50
25Aug 2021$518.85$817.36$1,336.21$237,547.65
26Sep 2021$520.63$815.58$1,336.21$237,027.02
27Oct 2021$522.42$813.79$1,336.21$236,504.60
28Nov 2021$524.21$812.00$1,336.21$235,980.39
29Dec 2021$526.01$810.20$1,336.21$235,454.38
2021 Total$6,194.68$9,839.84$16,034.52
30Jan 2022$527.82$808.39$1,336.21$234,926.56
31Feb 2022$529.63$806.58$1,336.21$234,396.93
32Mar 2022$531.45$804.76$1,336.21$233,865.48
33Apr 2022$533.27$802.94$1,336.21$233,332.21
34May 2022$535.10$801.11$1,336.21$232,797.11
35Jun 2022$536.94$799.27$1,336.21$232,260.17
36Jul 2022$538.78$797.43$1,336.21$231,721.39
37Aug 2022$540.63$795.58$1,336.21$231,180.76
38Sep 2022$542.49$793.72$1,336.21$230,638.27
39Oct 2022$544.35$791.86$1,336.21$230,093.92
40Nov 2022$546.22$789.99$1,336.21$229,547.70
41Dec 2022$548.10$788.11$1,336.21$228,999.60
2022 Total$6,454.78$9,579.74$16,034.52
42Jan 2023$549.98$786.23$1,336.21$228,449.62
43Feb 2023$551.87$784.34$1,336.21$227,897.75
44Mar 2023$553.76$782.45$1,336.21$227,343.99
45Apr 2023$555.66$780.55$1,336.21$226,788.33
46May 2023$557.57$778.64$1,336.21$226,230.76
47Jun 2023$559.48$776.73$1,336.21$225,671.28
48Jul 2023$561.41$774.80$1,336.21$225,109.87
49Aug 2023$563.33$772.88$1,336.21$224,546.54
50Sep 2023$565.27$770.94$1,336.21$223,981.27
51Oct 2023$567.21$769.00$1,336.21$223,414.06
52Nov 2023$569.16$767.05$1,336.21$222,844.90
53Dec 2023$571.11$765.10$1,336.21$222,273.79
2023 Total$6,725.81$9,308.71$16,034.52
54Jan 2024$573.07$763.14$1,336.21$221,700.72
55Feb 2024$575.04$761.17$1,336.21$221,125.68
56Mar 2024$577.01$759.20$1,336.21$220,548.67
57Apr 2024$578.99$757.22$1,336.21$219,969.68
58May 2024$580.98$755.23$1,336.21$219,388.70
59Jun 2024$582.98$753.23$1,336.21$218,805.72
60Jul 2024$584.98$751.23$1,336.21$218,220.74
61Aug 2024$586.99$749.22$1,336.21$217,633.75
62Sep 2024$589.00$747.21$1,336.21$217,044.75
63Oct 2024$591.02$745.19$1,336.21$216,453.73
64Nov 2024$593.05$743.16$1,336.21$215,860.68
65Dec 2024$595.09$741.12$1,336.21$215,265.59
2024 Total$7,008.2$9,026.32$16,034.52
66Jan 2025$597.13$739.08$1,336.21$214,668.46
67Feb 2025$599.18$737.03$1,336.21$214,069.28
68Mar 2025$601.24$734.97$1,336.21$213,468.04
69Apr 2025$603.30$732.91$1,336.21$212,864.74
70May 2025$605.37$730.84$1,336.21$212,259.37
71Jun 2025$607.45$728.76$1,336.21$211,651.92
72Jul 2025$609.54$726.67$1,336.21$211,042.38
73Aug 2025$611.63$724.58$1,336.21$210,430.75
74Sep 2025$613.73$722.48$1,336.21$209,817.02
75Oct 2025$615.84$720.37$1,336.21$209,201.18
76Nov 2025$617.95$718.26$1,336.21$208,583.23
77Dec 2025$620.07$716.14$1,336.21$207,963.16
2025 Total$7,302.43$8,732.09$16,034.52
78Jan 2026$622.20$714.01$1,336.21$207,340.96
79Feb 2026$624.34$711.87$1,336.21$206,716.62
80Mar 2026$626.48$709.73$1,336.21$206,090.14
81Apr 2026$628.63$707.58$1,336.21$205,461.51
82May 2026$630.79$705.42$1,336.21$204,830.72
83Jun 2026$632.96$703.25$1,336.21$204,197.76
84Jul 2026$635.13$701.08$1,336.21$203,562.63
85Aug 2026$637.31$698.90$1,336.21$202,925.32
86Sep 2026$639.50$696.71$1,336.21$202,285.82
87Oct 2026$641.70$694.51$1,336.21$201,644.12
88Nov 2026$643.90$692.31$1,336.21$201,000.22
89Dec 2026$646.11$690.10$1,336.21$200,354.11
2026 Total$7,609.05$8,425.47$16,034.52
90Jan 2027$648.33$687.88$1,336.21$199,705.78
91Feb 2027$650.55$685.66$1,336.21$199,055.23
92Mar 2027$652.79$683.42$1,336.21$198,402.44
93Apr 2027$655.03$681.18$1,336.21$197,747.41
94May 2027$657.28$678.93$1,336.21$197,090.13
95Jun 2027$659.53$676.68$1,336.21$196,430.60
96Jul 2027$661.80$674.41$1,336.21$195,768.80
97Aug 2027$664.07$672.14$1,336.21$195,104.73
98Sep 2027$666.35$669.86$1,336.21$194,438.38
99Oct 2027$668.64$667.57$1,336.21$193,769.74
100Nov 2027$670.93$665.28$1,336.21$193,098.81
101Dec 2027$673.24$662.97$1,336.21$192,425.57
2027 Total$7,928.54$8,105.98$16,034.52
102Jan 2028$675.55$660.66$1,336.21$191,750.02
103Feb 2028$677.87$658.34$1,336.21$191,072.15
104Mar 2028$680.20$656.01$1,336.21$190,391.95
105Apr 2028$682.53$653.68$1,336.21$189,709.42
106May 2028$684.87$651.34$1,336.21$189,024.55
107Jun 2028$687.23$648.98$1,336.21$188,337.32
108Jul 2028$689.59$646.62$1,336.21$187,647.73
109Aug 2028$691.95$644.26$1,336.21$186,955.78
110Sep 2028$694.33$641.88$1,336.21$186,261.45
111Oct 2028$696.71$639.50$1,336.21$185,564.74
112Nov 2028$699.10$637.11$1,336.21$184,865.64
113Dec 2028$701.50$634.71$1,336.21$184,164.14
2028 Total$8,261.43$7,773.09$16,034.52
114Jan 2029$703.91$632.30$1,336.21$183,460.23
115Feb 2029$706.33$629.88$1,336.21$182,753.90
116Mar 2029$708.75$627.46$1,336.21$182,045.15
117Apr 2029$711.19$625.02$1,336.21$181,333.96
118May 2029$713.63$622.58$1,336.21$180,620.33
119Jun 2029$716.08$620.13$1,336.21$179,904.25
120Jul 2029$718.54$617.67$1,336.21$179,185.71
121Aug 2029$721.01$615.20$1,336.21$178,464.70
122Sep 2029$723.48$612.73$1,336.21$177,741.22
123Oct 2029$725.97$610.24$1,336.21$177,015.25
124Nov 2029$728.46$607.75$1,336.21$176,286.79
125Dec 2029$730.96$605.25$1,336.21$175,555.83
2029 Total$8,608.31$7,426.21$16,034.52
126Jan 2030$733.47$602.74$1,336.21$174,822.36
127Feb 2030$735.99$600.22$1,336.21$174,086.37
128Mar 2030$738.51$597.70$1,336.21$173,347.86
129Apr 2030$741.05$595.16$1,336.21$172,606.81
130May 2030$743.59$592.62$1,336.21$171,863.22
131Jun 2030$746.15$590.06$1,336.21$171,117.07
132Jul 2030$748.71$587.50$1,336.21$170,368.36
133Aug 2030$751.28$584.93$1,336.21$169,617.08
134Sep 2030$753.86$582.35$1,336.21$168,863.22
135Oct 2030$756.45$579.76$1,336.21$168,106.77
136Nov 2030$759.04$577.17$1,336.21$167,347.73
137Dec 2030$761.65$574.56$1,336.21$166,586.08
2030 Total$8,969.75$7,064.77$16,034.52
138Jan 2031$764.26$571.95$1,336.21$165,821.82
139Feb 2031$766.89$569.32$1,336.21$165,054.93
140Mar 2031$769.52$566.69$1,336.21$164,285.41
141Apr 2031$772.16$564.05$1,336.21$163,513.25
142May 2031$774.81$561.40$1,336.21$162,738.44
143Jun 2031$777.47$558.74$1,336.21$161,960.97
144Jul 2031$780.14$556.07$1,336.21$161,180.83
145Aug 2031$782.82$553.39$1,336.21$160,398.01
146Sep 2031$785.51$550.70$1,336.21$159,612.50
147Oct 2031$788.21$548.00$1,336.21$158,824.29
148Nov 2031$790.91$545.30$1,336.21$158,033.38
149Dec 2031$793.63$542.58$1,336.21$157,239.75
2031 Total$9,346.33$6,688.19$16,034.52
150Jan 2032$796.35$539.86$1,336.21$156,443.40
151Feb 2032$799.09$537.12$1,336.21$155,644.31
152Mar 2032$801.83$534.38$1,336.21$154,842.48
153Apr 2032$804.58$531.63$1,336.21$154,037.90
154May 2032$807.35$528.86$1,336.21$153,230.55
155Jun 2032$810.12$526.09$1,336.21$152,420.43
156Jul 2032$812.90$523.31$1,336.21$151,607.53
157Aug 2032$815.69$520.52$1,336.21$150,791.84
158Sep 2032$818.49$517.72$1,336.21$149,973.35
159Oct 2032$821.30$514.91$1,336.21$149,152.05
160Nov 2032$824.12$512.09$1,336.21$148,327.93
161Dec 2032$826.95$509.26$1,336.21$147,500.98
2032 Total$9,738.77$6,295.75$16,034.52
162Jan 2033$829.79$506.42$1,336.21$146,671.19
163Feb 2033$832.64$503.57$1,336.21$145,838.55
164Mar 2033$835.50$500.71$1,336.21$145,003.05
165Apr 2033$838.37$497.84$1,336.21$144,164.68
166May 2033$841.24$494.97$1,336.21$143,323.44
167Jun 2033$844.13$492.08$1,336.21$142,479.31
168Jul 2033$847.03$489.18$1,336.21$141,632.28
169Aug 2033$849.94$486.27$1,336.21$140,782.34
170Sep 2033$852.86$483.35$1,336.21$139,929.48
171Oct 2033$855.79$480.42$1,336.21$139,073.69
172Nov 2033$858.72$477.49$1,336.21$138,214.97
173Dec 2033$861.67$474.54$1,336.21$137,353.30
2033 Total$10,147.68$5,886.84$16,034.52
174Jan 2034$864.63$471.58$1,336.21$136,488.67
175Feb 2034$867.60$468.61$1,336.21$135,621.07
176Mar 2034$870.58$465.63$1,336.21$134,750.49
177Apr 2034$873.57$462.64$1,336.21$133,876.92
178May 2034$876.57$459.64$1,336.21$133,000.35
179Jun 2034$879.58$456.63$1,336.21$132,120.77
180Jul 2034$882.60$453.61$1,336.21$131,238.17
181Aug 2034$885.63$450.58$1,336.21$130,352.54
182Sep 2034$888.67$447.54$1,336.21$129,463.87
183Oct 2034$891.72$444.49$1,336.21$128,572.15
184Nov 2034$894.78$441.43$1,336.21$127,677.37
185Dec 2034$897.85$438.36$1,336.21$126,779.52
2034 Total$10,573.78$5,460.74$16,034.52
186Jan 2035$900.93$435.28$1,336.21$125,878.59
187Feb 2035$904.03$432.18$1,336.21$124,974.56
188Mar 2035$907.13$429.08$1,336.21$124,067.43
189Apr 2035$910.25$425.96$1,336.21$123,157.18
190May 2035$913.37$422.84$1,336.21$122,243.81
191Jun 2035$916.51$419.70$1,336.21$121,327.30
192Jul 2035$919.65$416.56$1,336.21$120,407.65
193Aug 2035$922.81$413.40$1,336.21$119,484.84
194Sep 2035$925.98$410.23$1,336.21$118,558.86
195Oct 2035$929.16$407.05$1,336.21$117,629.70
196Nov 2035$932.35$403.86$1,336.21$116,697.35
197Dec 2035$935.55$400.66$1,336.21$115,761.80
2035 Total$11,017.72$5,016.8$16,034.52
198Jan 2036$938.76$397.45$1,336.21$114,823.04
199Feb 2036$941.98$394.23$1,336.21$113,881.06
200Mar 2036$945.22$390.99$1,336.21$112,935.84
201Apr 2036$948.46$387.75$1,336.21$111,987.38
202May 2036$951.72$384.49$1,336.21$111,035.66
203Jun 2036$954.99$381.22$1,336.21$110,080.67
204Jul 2036$958.27$377.94$1,336.21$109,122.40
205Aug 2036$961.56$374.65$1,336.21$108,160.84
206Sep 2036$964.86$371.35$1,336.21$107,195.98
207Oct 2036$968.17$368.04$1,336.21$106,227.81
208Nov 2036$971.49$364.72$1,336.21$105,256.32
209Dec 2036$974.83$361.38$1,336.21$104,281.49
2036 Total$11,480.31$4,554.21$16,034.52
210Jan 2037$978.18$358.03$1,336.21$103,303.31
211Feb 2037$981.54$354.67$1,336.21$102,321.77
212Mar 2037$984.91$351.30$1,336.21$101,336.86
213Apr 2037$988.29$347.92$1,336.21$100,348.57
214May 2037$991.68$344.53$1,336.21$99,356.89
215Jun 2037$995.08$341.13$1,336.21$98,361.81
216Jul 2037$998.50$337.71$1,336.21$97,363.31
217Aug 2037$1,001.93$334.28$1,336.21$96,361.38
218Sep 2037$1,005.37$330.84$1,336.21$95,356.01
219Oct 2037$1,008.82$327.39$1,336.21$94,347.19
220Nov 2037$1,012.28$323.93$1,336.21$93,334.91
221Dec 2037$1,015.76$320.45$1,336.21$92,319.15
2037 Total$11,962.34$4,072.18$16,034.52
222Jan 2038$1,019.25$316.96$1,336.21$91,299.90
223Feb 2038$1,022.75$313.46$1,336.21$90,277.15
224Mar 2038$1,026.26$309.95$1,336.21$89,250.89
225Apr 2038$1,029.78$306.43$1,336.21$88,221.11
226May 2038$1,033.32$302.89$1,336.21$87,187.79
227Jun 2038$1,036.87$299.34$1,336.21$86,150.92
228Jul 2038$1,040.43$295.78$1,336.21$85,110.49
229Aug 2038$1,044.00$292.21$1,336.21$84,066.49
230Sep 2038$1,047.58$288.63$1,336.21$83,018.91
231Oct 2038$1,051.18$285.03$1,336.21$81,967.73
232Nov 2038$1,054.79$281.42$1,336.21$80,912.94
233Dec 2038$1,058.41$277.80$1,336.21$79,854.53
2038 Total$12,464.62$3,569.9$16,034.52
234Jan 2039$1,062.04$274.17$1,336.21$78,792.49
235Feb 2039$1,065.69$270.52$1,336.21$77,726.80
236Mar 2039$1,069.35$266.86$1,336.21$76,657.45
237Apr 2039$1,073.02$263.19$1,336.21$75,584.43
238May 2039$1,076.70$259.51$1,336.21$74,507.73
239Jun 2039$1,080.40$255.81$1,336.21$73,427.33
240Jul 2039$1,084.11$252.10$1,336.21$72,343.22
241Aug 2039$1,087.83$248.38$1,336.21$71,255.39
242Sep 2039$1,091.57$244.64$1,336.21$70,163.82
243Oct 2039$1,095.31$240.90$1,336.21$69,068.51
244Nov 2039$1,099.07$237.14$1,336.21$67,969.44
245Dec 2039$1,102.85$233.36$1,336.21$66,866.59
2039 Total$12,987.94$3,046.58$16,034.52
246Jan 2040$1,106.63$229.58$1,336.21$65,759.96
247Feb 2040$1,110.43$225.78$1,336.21$64,649.53
248Mar 2040$1,114.25$221.96$1,336.21$63,535.28
249Apr 2040$1,118.07$218.14$1,336.21$62,417.21
250May 2040$1,121.91$214.30$1,336.21$61,295.30
251Jun 2040$1,125.76$210.45$1,336.21$60,169.54
252Jul 2040$1,129.63$206.58$1,336.21$59,039.91
253Aug 2040$1,133.51$202.70$1,336.21$57,906.40
254Sep 2040$1,137.40$198.81$1,336.21$56,769.00
255Oct 2040$1,141.30$194.91$1,336.21$55,627.70
256Nov 2040$1,145.22$190.99$1,336.21$54,482.48
257Dec 2040$1,149.15$187.06$1,336.21$53,333.33
2040 Total$13,533.26$2,501.26$16,034.52
258Jan 2041$1,153.10$183.11$1,336.21$52,180.23
259Feb 2041$1,157.06$179.15$1,336.21$51,023.17
260Mar 2041$1,161.03$175.18$1,336.21$49,862.14
261Apr 2041$1,165.02$171.19$1,336.21$48,697.12
262May 2041$1,169.02$167.19$1,336.21$47,528.10
263Jun 2041$1,173.03$163.18$1,336.21$46,355.07
264Jul 2041$1,177.06$159.15$1,336.21$45,178.01
265Aug 2041$1,181.10$155.11$1,336.21$43,996.91
266Sep 2041$1,185.15$151.06$1,336.21$42,811.76
267Oct 2041$1,189.22$146.99$1,336.21$41,622.54
268Nov 2041$1,193.31$142.90$1,336.21$40,429.23
269Dec 2041$1,197.40$138.81$1,336.21$39,231.83
2041 Total$14,101.5$1,933.02$16,034.52
270Jan 2042$1,201.51$134.70$1,336.21$38,030.32
271Feb 2042$1,205.64$130.57$1,336.21$36,824.68
272Mar 2042$1,209.78$126.43$1,336.21$35,614.90
273Apr 2042$1,213.93$122.28$1,336.21$34,400.97
274May 2042$1,218.10$118.11$1,336.21$33,182.87
275Jun 2042$1,222.28$113.93$1,336.21$31,960.59
276Jul 2042$1,226.48$109.73$1,336.21$30,734.11
277Aug 2042$1,230.69$105.52$1,336.21$29,503.42
278Sep 2042$1,234.91$101.30$1,336.21$28,268.51
279Oct 2042$1,239.15$97.06$1,336.21$27,029.36
280Nov 2042$1,243.41$92.80$1,336.21$25,785.95
281Dec 2042$1,247.68$88.53$1,336.21$24,538.27
2042 Total$14,693.56$1,340.96$16,034.52
282Jan 2043$1,251.96$84.25$1,336.21$23,286.31
283Feb 2043$1,256.26$79.95$1,336.21$22,030.05
284Mar 2043$1,260.57$75.64$1,336.21$20,769.48
285Apr 2043$1,264.90$71.31$1,336.21$19,504.58
286May 2043$1,269.24$66.97$1,336.21$18,235.34
287Jun 2043$1,273.60$62.61$1,336.21$16,961.74
288Jul 2043$1,277.97$58.24$1,336.21$15,683.77
289Aug 2043$1,282.36$53.85$1,336.21$14,401.41
290Sep 2043$1,286.77$49.44$1,336.21$13,114.64
291Oct 2043$1,291.18$45.03$1,336.21$11,823.46
292Nov 2043$1,295.62$40.59$1,336.21$10,527.84
293Dec 2043$1,300.06$36.15$1,336.21$9,227.78
2043 Total$15,310.49$724.03$16,034.52
294Jan 2044$1,304.53$31.68$1,336.21$7,923.25
295Feb 2044$1,309.01$27.20$1,336.21$6,614.24
296Mar 2044$1,313.50$22.71$1,336.21$5,300.74
297Apr 2044$1,318.01$18.20$1,336.21$3,982.73
298May 2044$1,322.54$13.67$1,336.21$2,660.19
299Jun 2044$1,327.08$9.13$1,336.21$1,333.11
300Jul 2044$1,331.63$4.58$1,336.21$1.48
2044 Total$9,226.3$127.17$9,353.47
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