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Bankstown City Unity Bank

Tide You Over

Advertised Rate

4.63

% p.a

Variable

Comparison Rate*

4.65

% p.a

Maximum LVR
80%
Real Time Rating™

1.25

/ 5
Monthly Repayment

$1,690

based on $300,000 loan amount for 25 years at 4.63%

Advertised Rate

4.63

% p.a

Variable

Comparison Rate*

4.65

% p.a

Maximum LVR
80%
Real Time Rating™

1.25

/ 5
Monthly Repayment

$1,690

based on $300,000 loan amount for 25 years at 4.63%

Calculate your repayments for this loan

I'd like to borrow

$

Loan term

years

Your estimated repayment

$1,690

based on $300,000 loan amount for 25 years at 4.63%

Quick home loan review

For Tide You Over Home Equity Loan (Interest Only)

These are the benefits of this home loan.

  • No ongoing fees

These are the drawbacks of this home loan.

  • No redraw and no offset
  • Higher than average interest rate
  • Higher than average upfront fee
  • Discharge fee at end of loan
  • No repayment holidays

Home loan overview

For Tide You Over Home Equity Loan (Interest Only)

Details

Maximum LVR

80%

Total Repayments

Next LVR

Interest rate type

Variable

Borrowing range

Suitable for

Line of Credit, Owner Occupiers

Loan term range

1 - 30 years

Principal & interest

Interest only

Applicable states

NSW, QLD, SA, VIC, WA

Make repayments

Monthly

Features

Extra repayments

Unlimited extra repayments

Redraw facility

Split interest facility

Loan portable

Repayment holiday available

Allow guarantors

Available for first home buyers

Fees

Total estimated upfront fees

$200

Application fee

$0

Valuation fee

$0

Settlement fee

$200

Other upfront fee

$0

Ongoing fee

$0

Discharge fee

$300

Application method

Online

Phone

Broker

In branch

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FAQs

What is the minimum amount you can apply for?

The range you can borrow from this loan is $30k to $99,999,999.

What's the minimum deposit needed for this loan?

This loan option comes with a maximum loan-to-value ratio of 80 percent, which means it requires a minimum deposit of 20 percent

What's the maximum length for this loan?

Bankstown City Unity Bank allows you to have this loan for a range of 1 to 30 years.

How often can you make repayments?

Bankstown City Unity Bank allows you to make repayments to this loan option through one of the following repayment schedules: monthly.

How much will the upfront fees be for this loan?

While it could change based on your circumstances, RateCity estimates that this loan option comes with $200 worth of upfront fees.

Does this loan come with a redraw facility?

No, this loan doesn't come with a redraw facility.

Where can you apply for this loan?

Bankstown City Unity Bank makes it possible to apply for this product online. Apply here.