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Bankwest

Fixed Rate Home Loan

Interest Rate

3.39

% p.a

Fixed - 3 years

Comparison Rate*

4.93

% p.a

Maximum LVR
Less than 90%
Real Time Rating™

1.67

/ 5
Monthly Repayment

$1,484

based on $300,000 loan amount for 25 years at 3.39%

Interest Rate

3.39

% p.a

Fixed - 3 years

Comparison Rate*

4.93

% p.a

Maximum LVR
Less than 90%
Real Time Rating™

1.67

/ 5
Monthly Repayment

$1,484

based on $300,000 loan amount for 25 years at 3.39%

Calculate your repayments for this loan

I'd like to borrow

$

Loan term

years

Your estimated repayment

$1,484

based on $300,000 loan amount for 25 years at 3.39%

Bankwest home loans are available through brokers who can help find the right loan and manage your application at no charge.

Vini Paulatti

5.0
4 Reviews

Get expert advice from a home loans specialist.

Specialized in investment property (residential, commercial, trust and SMSF). Have helped many clients to overcome the borrowing capacity limitation they all face when start building an investment property portfolio. Helped many clients to refinance and reduce their home loan repayments, allowing then to increase their savings to contribute towards the next investment property purchase. Our mission is to simplify the loan process to our clients and at the same time add value to our clients to keep then with us in a long term.

VIC3750

CRN: 527259

Quick home loan review

For Fixed Investment Loan (Principal and Interest) 3 Years

These are the benefits of this home loan.

  • Split account option

These are the drawbacks of this home loan.

  • Limited extra repayments
  • No redraw facility
  • Higher than average interest rate
  • Loan reverts to higher rate after fixed period
  • Ongoing fee
  • Higher than average upfront fee
  • Discharge fee at end of loan
  • No repayment holidays

Home loan overview

For Fixed Investment Loan (Principal and Interest) 3 Years

TMD

Details

Maximum LVR

Less than 90%

Total Repayments

Next LVR

Interest rate type

Fixed - 3 years

Borrowing range

Suitable for

Investors

Loan term range

1 - 30 years

Principal & interest

Interest only

Applicable states

ACT, NSW, NT, QLD, SA, TAS, VIC, WA

Make repayments

Fortnightly, Monthly, Weekly

Features

Extra repayments

Yes - limited to $10000

Redraw facility

Split interest facility

Loan portable

Repayment holiday available

Allow guarantors

Available for first home buyers

Fees

Total estimated upfront fees

545

Application fee

295

Valuation fee

$0

Settlement fee

250

Other upfront fee

0

Ongoing fee

$12 monthly

Discharge fee

338

Application method

Online

Phone

In branch

Specials
  • Cashback $2000 Refinance Cashback
    If you’re eligible and you apply to move your home loan to us by 30 September 2021, you could get home loan comfy with $2,000 cashback. Min. refinance amount $250k. For borrowings up to 80% of the property value. Excludes refinances from Bankwest and CommBank. Eligibility requirements and T&Cs apply.

Target Market Determination

Visit Bankwest to view Target Market Determination.

Other Restrictions

At the end of the fixed term an offset fee of $10 per month will apply if an offset account is held

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FAQs

What is the minimum amount you can apply for?

The range you can borrow from this loan is $20k to $99,999,999.

What's the minimum deposit needed for this loan?

This loan option comes with a maximum loan-to-value ratio of 89.99 percent, which means it requires a minimum deposit of 10.01 percent

What's the maximum length for this loan?

Bankwest allows you to have this loan for a range of 1 to 30 years.

How often can you make repayments?

Bankwest allows you to make repayments to this loan option through one of the following repayment schedules: fortnightly, monthly, weekly.

How much will the upfront fees be for this loan?

While it could change based on your circumstances, RateCity estimates that this loan option comes with $545 worth of upfront fees.

Does this loan come with a redraw facility?

No, this loan doesn't come with a redraw facility.

Where can you apply for this loan?

Bankwest makes it possible to apply for this product online. Apply here.

Can a broker help me with this loan?

Yes, this Bankwest loan is available through a broker. Find a broker to help you with your needs.