RateCity.com.au
powering smart financial decisions
Borrow amount

$300,000

Advertised Rate

2.27

% p.a

Fixed - 3 years

Loan term
25 Years
Repayment frequency
Monthly
Monthly Repayments
$1,311
Number of repayments
300
Total interest paid
$93,409
Total Repayments

$393,409

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Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Oct 2021$743.87$567.50$1,311.37$299,256.13
2Nov 2021$745.28$566.09$1,311.37$298,510.85
3Dec 2021$746.69$564.68$1,311.37$297,764.16
2021 Total$2,235.84$1,698.27$3,934.11
4Jan 2022$748.10$563.27$1,311.37$297,016.06
5Feb 2022$749.51$561.86$1,311.37$296,266.55
6Mar 2022$750.93$560.44$1,311.37$295,515.62
7Apr 2022$752.35$559.02$1,311.37$294,763.27
8May 2022$753.78$557.59$1,311.37$294,009.49
9Jun 2022$755.20$556.17$1,311.37$293,254.29
10Jul 2022$756.63$554.74$1,311.37$292,497.66
11Aug 2022$758.06$553.31$1,311.37$291,739.60
12Sep 2022$759.50$551.87$1,311.37$290,980.10
13Oct 2022$760.93$550.44$1,311.37$290,219.17
14Nov 2022$762.37$549.00$1,311.37$289,456.80
15Dec 2022$763.81$547.56$1,311.37$288,692.99
2022 Total$9,071.17$6,665.27$15,736.44
16Jan 2023$765.26$546.11$1,311.37$287,927.73
17Feb 2023$766.71$544.66$1,311.37$287,161.02
18Mar 2023$768.16$543.21$1,311.37$286,392.86
19Apr 2023$769.61$541.76$1,311.37$285,623.25
20May 2023$771.07$540.30$1,311.37$284,852.18
21Jun 2023$772.52$538.85$1,311.37$284,079.66
22Jul 2023$773.99$537.38$1,311.37$283,305.67
23Aug 2023$775.45$535.92$1,311.37$282,530.22
24Sep 2023$776.92$534.45$1,311.37$281,753.30
25Oct 2023$778.39$532.98$1,311.37$280,974.91
26Nov 2023$779.86$531.51$1,311.37$280,195.05
27Dec 2023$781.33$530.04$1,311.37$279,413.72
2023 Total$9,279.27$6,457.17$15,736.44
28Jan 2024$782.81$528.56$1,311.37$278,630.91
29Feb 2024$784.29$527.08$1,311.37$277,846.62
30Mar 2024$785.78$525.59$1,311.37$277,060.84
31Apr 2024$787.26$524.11$1,311.37$276,273.58
32May 2024$788.75$522.62$1,311.37$275,484.83
33Jun 2024$790.24$521.13$1,311.37$274,694.59
34Jul 2024$791.74$519.63$1,311.37$273,902.85
35Aug 2024$793.24$518.13$1,311.37$273,109.61
36Sep 2024$794.74$516.63$1,311.37$272,314.87
37Oct 2024$796.24$515.13$1,311.37$271,518.63
38Nov 2024$797.75$513.62$1,311.37$270,720.88
39Dec 2024$799.26$512.11$1,311.37$269,921.62
2024 Total$9,492.1$6,244.34$15,736.44
40Jan 2025$800.77$510.60$1,311.37$269,120.85
41Feb 2025$802.28$509.09$1,311.37$268,318.57
42Mar 2025$803.80$507.57$1,311.37$267,514.77
43Apr 2025$805.32$506.05$1,311.37$266,709.45
44May 2025$806.84$504.53$1,311.37$265,902.61
45Jun 2025$808.37$503.00$1,311.37$265,094.24
46Jul 2025$809.90$501.47$1,311.37$264,284.34
47Aug 2025$811.43$499.94$1,311.37$263,472.91
48Sep 2025$812.97$498.40$1,311.37$262,659.94
49Oct 2025$814.50$496.87$1,311.37$261,845.44
50Nov 2025$816.05$495.32$1,311.37$261,029.39
51Dec 2025$817.59$493.78$1,311.37$260,211.80
2025 Total$9,709.82$6,026.62$15,736.44
52Jan 2026$819.14$492.23$1,311.37$259,392.66
53Feb 2026$820.69$490.68$1,311.37$258,571.97
54Mar 2026$822.24$489.13$1,311.37$257,749.73
55Apr 2026$823.79$487.58$1,311.37$256,925.94
56May 2026$825.35$486.02$1,311.37$256,100.59
57Jun 2026$826.91$484.46$1,311.37$255,273.68
58Jul 2026$828.48$482.89$1,311.37$254,445.20
59Aug 2026$830.04$481.33$1,311.37$253,615.16
60Sep 2026$831.61$479.76$1,311.37$252,783.55
61Oct 2026$833.19$478.18$1,311.37$251,950.36
62Nov 2026$834.76$476.61$1,311.37$251,115.60
63Dec 2026$836.34$475.03$1,311.37$250,279.26
2026 Total$9,932.54$5,803.9$15,736.44
64Jan 2027$837.93$473.44$1,311.37$249,441.33
65Feb 2027$839.51$471.86$1,311.37$248,601.82
66Mar 2027$841.10$470.27$1,311.37$247,760.72
67Apr 2027$842.69$468.68$1,311.37$246,918.03
68May 2027$844.28$467.09$1,311.37$246,073.75
69Jun 2027$845.88$465.49$1,311.37$245,227.87
70Jul 2027$847.48$463.89$1,311.37$244,380.39
71Aug 2027$849.08$462.29$1,311.37$243,531.31
72Sep 2027$850.69$460.68$1,311.37$242,680.62
73Oct 2027$852.30$459.07$1,311.37$241,828.32
74Nov 2027$853.91$457.46$1,311.37$240,974.41
75Dec 2027$855.53$455.84$1,311.37$240,118.88
2027 Total$10,160.38$5,576.06$15,736.44
76Jan 2028$857.15$454.22$1,311.37$239,261.73
77Feb 2028$858.77$452.60$1,311.37$238,402.96
78Mar 2028$860.39$450.98$1,311.37$237,542.57
79Apr 2028$862.02$449.35$1,311.37$236,680.55
80May 2028$863.65$447.72$1,311.37$235,816.90
81Jun 2028$865.28$446.09$1,311.37$234,951.62
82Jul 2028$866.92$444.45$1,311.37$234,084.70
83Aug 2028$868.56$442.81$1,311.37$233,216.14
84Sep 2028$870.20$441.17$1,311.37$232,345.94
85Oct 2028$871.85$439.52$1,311.37$231,474.09
86Nov 2028$873.50$437.87$1,311.37$230,600.59
87Dec 2028$875.15$436.22$1,311.37$229,725.44
2028 Total$10,393.44$5,343$15,736.44
88Jan 2029$876.81$434.56$1,311.37$228,848.63
89Feb 2029$878.46$432.91$1,311.37$227,970.17
90Mar 2029$880.13$431.24$1,311.37$227,090.04
91Apr 2029$881.79$429.58$1,311.37$226,208.25
92May 2029$883.46$427.91$1,311.37$225,324.79
93Jun 2029$885.13$426.24$1,311.37$224,439.66
94Jul 2029$886.80$424.57$1,311.37$223,552.86
95Aug 2029$888.48$422.89$1,311.37$222,664.38
96Sep 2029$890.16$421.21$1,311.37$221,774.22
97Oct 2029$891.85$419.52$1,311.37$220,882.37
98Nov 2029$893.53$417.84$1,311.37$219,988.84
99Dec 2029$895.22$416.15$1,311.37$219,093.62
2029 Total$10,631.82$5,104.62$15,736.44
100Jan 2030$896.92$414.45$1,311.37$218,196.70
101Feb 2030$898.61$412.76$1,311.37$217,298.09
102Mar 2030$900.31$411.06$1,311.37$216,397.78
103Apr 2030$902.02$409.35$1,311.37$215,495.76
104May 2030$903.72$407.65$1,311.37$214,592.04
105Jun 2030$905.43$405.94$1,311.37$213,686.61
106Jul 2030$907.15$404.22$1,311.37$212,779.46
107Aug 2030$908.86$402.51$1,311.37$211,870.60
108Sep 2030$910.58$400.79$1,311.37$210,960.02
109Oct 2030$912.30$399.07$1,311.37$210,047.72
110Nov 2030$914.03$397.34$1,311.37$209,133.69
111Dec 2030$915.76$395.61$1,311.37$208,217.93
2030 Total$10,875.69$4,860.75$15,736.44
112Jan 2031$917.49$393.88$1,311.37$207,300.44
113Feb 2031$919.23$392.14$1,311.37$206,381.21
114Mar 2031$920.97$390.40$1,311.37$205,460.24
115Apr 2031$922.71$388.66$1,311.37$204,537.53
116May 2031$924.45$386.92$1,311.37$203,613.08
117Jun 2031$926.20$385.17$1,311.37$202,686.88
118Jul 2031$927.95$383.42$1,311.37$201,758.93
119Aug 2031$929.71$381.66$1,311.37$200,829.22
120Sep 2031$931.47$379.90$1,311.37$199,897.75
121Oct 2031$933.23$378.14$1,311.37$198,964.52
122Nov 2031$935.00$376.37$1,311.37$198,029.52
123Dec 2031$936.76$374.61$1,311.37$197,092.76
2031 Total$11,125.17$4,611.27$15,736.44
124Jan 2032$938.54$372.83$1,311.37$196,154.22
125Feb 2032$940.31$371.06$1,311.37$195,213.91
126Mar 2032$942.09$369.28$1,311.37$194,271.82
127Apr 2032$943.87$367.50$1,311.37$193,327.95
128May 2032$945.66$365.71$1,311.37$192,382.29
129Jun 2032$947.45$363.92$1,311.37$191,434.84
130Jul 2032$949.24$362.13$1,311.37$190,485.60
131Aug 2032$951.03$360.34$1,311.37$189,534.57
132Sep 2032$952.83$358.54$1,311.37$188,581.74
133Oct 2032$954.64$356.73$1,311.37$187,627.10
134Nov 2032$956.44$354.93$1,311.37$186,670.66
135Dec 2032$958.25$353.12$1,311.37$185,712.41
2032 Total$11,380.35$4,356.09$15,736.44
136Jan 2033$960.06$351.31$1,311.37$184,752.35
137Feb 2033$961.88$349.49$1,311.37$183,790.47
138Mar 2033$963.70$347.67$1,311.37$182,826.77
139Apr 2033$965.52$345.85$1,311.37$181,861.25
140May 2033$967.35$344.02$1,311.37$180,893.90
141Jun 2033$969.18$342.19$1,311.37$179,924.72
142Jul 2033$971.01$340.36$1,311.37$178,953.71
143Aug 2033$972.85$338.52$1,311.37$177,980.86
144Sep 2033$974.69$336.68$1,311.37$177,006.17
145Oct 2033$976.53$334.84$1,311.37$176,029.64
146Nov 2033$978.38$332.99$1,311.37$175,051.26
147Dec 2033$980.23$331.14$1,311.37$174,071.03
2033 Total$11,641.38$4,095.06$15,736.44
148Jan 2034$982.09$329.28$1,311.37$173,088.94
149Feb 2034$983.94$327.43$1,311.37$172,105.00
150Mar 2034$985.80$325.57$1,311.37$171,119.20
151Apr 2034$987.67$323.70$1,311.37$170,131.53
152May 2034$989.54$321.83$1,311.37$169,141.99
153Jun 2034$991.41$319.96$1,311.37$168,150.58
154Jul 2034$993.29$318.08$1,311.37$167,157.29
155Aug 2034$995.16$316.21$1,311.37$166,162.13
156Sep 2034$997.05$314.32$1,311.37$165,165.08
157Oct 2034$998.93$312.44$1,311.37$164,166.15
158Nov 2034$1,000.82$310.55$1,311.37$163,165.33
159Dec 2034$1,002.72$308.65$1,311.37$162,162.61
2034 Total$11,908.42$3,828.02$15,736.44
160Jan 2035$1,004.61$306.76$1,311.37$161,158.00
161Feb 2035$1,006.51$304.86$1,311.37$160,151.49
162Mar 2035$1,008.42$302.95$1,311.37$159,143.07
163Apr 2035$1,010.32$301.05$1,311.37$158,132.75
164May 2035$1,012.24$299.13$1,311.37$157,120.51
165Jun 2035$1,014.15$297.22$1,311.37$156,106.36
166Jul 2035$1,016.07$295.30$1,311.37$155,090.29
167Aug 2035$1,017.99$293.38$1,311.37$154,072.30
168Sep 2035$1,019.92$291.45$1,311.37$153,052.38
169Oct 2035$1,021.85$289.52$1,311.37$152,030.53
170Nov 2035$1,023.78$287.59$1,311.37$151,006.75
171Dec 2035$1,025.72$285.65$1,311.37$149,981.03
2035 Total$12,181.58$3,554.86$15,736.44
172Jan 2036$1,027.66$283.71$1,311.37$148,953.37
173Feb 2036$1,029.60$281.77$1,311.37$147,923.77
174Mar 2036$1,031.55$279.82$1,311.37$146,892.22
175Apr 2036$1,033.50$277.87$1,311.37$145,858.72
176May 2036$1,035.45$275.92$1,311.37$144,823.27
177Jun 2036$1,037.41$273.96$1,311.37$143,785.86
178Jul 2036$1,039.38$271.99$1,311.37$142,746.48
179Aug 2036$1,041.34$270.03$1,311.37$141,705.14
180Sep 2036$1,043.31$268.06$1,311.37$140,661.83
181Oct 2036$1,045.28$266.09$1,311.37$139,616.55
182Nov 2036$1,047.26$264.11$1,311.37$138,569.29
183Dec 2036$1,049.24$262.13$1,311.37$137,520.05
2036 Total$12,460.98$3,275.46$15,736.44
184Jan 2037$1,051.23$260.14$1,311.37$136,468.82
185Feb 2037$1,053.22$258.15$1,311.37$135,415.60
186Mar 2037$1,055.21$256.16$1,311.37$134,360.39
187Apr 2037$1,057.20$254.17$1,311.37$133,303.19
188May 2037$1,059.20$252.17$1,311.37$132,243.99
189Jun 2037$1,061.21$250.16$1,311.37$131,182.78
190Jul 2037$1,063.22$248.15$1,311.37$130,119.56
191Aug 2037$1,065.23$246.14$1,311.37$129,054.33
192Sep 2037$1,067.24$244.13$1,311.37$127,987.09
193Oct 2037$1,069.26$242.11$1,311.37$126,917.83
194Nov 2037$1,071.28$240.09$1,311.37$125,846.55
195Dec 2037$1,073.31$238.06$1,311.37$124,773.24
2037 Total$12,746.81$2,989.63$15,736.44
196Jan 2038$1,075.34$236.03$1,311.37$123,697.90
197Feb 2038$1,077.37$234.00$1,311.37$122,620.53
198Mar 2038$1,079.41$231.96$1,311.37$121,541.12
199Apr 2038$1,081.45$229.92$1,311.37$120,459.67
200May 2038$1,083.50$227.87$1,311.37$119,376.17
201Jun 2038$1,085.55$225.82$1,311.37$118,290.62
202Jul 2038$1,087.60$223.77$1,311.37$117,203.02
203Aug 2038$1,089.66$221.71$1,311.37$116,113.36
204Sep 2038$1,091.72$219.65$1,311.37$115,021.64
205Oct 2038$1,093.79$217.58$1,311.37$113,927.85
206Nov 2038$1,095.86$215.51$1,311.37$112,831.99
207Dec 2038$1,097.93$213.44$1,311.37$111,734.06
2038 Total$13,039.18$2,697.26$15,736.44
208Jan 2039$1,100.01$211.36$1,311.37$110,634.05
209Feb 2039$1,102.09$209.28$1,311.37$109,531.96
210Mar 2039$1,104.17$207.20$1,311.37$108,427.79
211Apr 2039$1,106.26$205.11$1,311.37$107,321.53
212May 2039$1,108.35$203.02$1,311.37$106,213.18
213Jun 2039$1,110.45$200.92$1,311.37$105,102.73
214Jul 2039$1,112.55$198.82$1,311.37$103,990.18
215Aug 2039$1,114.66$196.71$1,311.37$102,875.52
216Sep 2039$1,116.76$194.61$1,311.37$101,758.76
217Oct 2039$1,118.88$192.49$1,311.37$100,639.88
218Nov 2039$1,120.99$190.38$1,311.37$99,518.89
219Dec 2039$1,123.11$188.26$1,311.37$98,395.78
2039 Total$13,338.28$2,398.16$15,736.44
220Jan 2040$1,125.24$186.13$1,311.37$97,270.54
221Feb 2040$1,127.37$184.00$1,311.37$96,143.17
222Mar 2040$1,129.50$181.87$1,311.37$95,013.67
223Apr 2040$1,131.64$179.73$1,311.37$93,882.03
224May 2040$1,133.78$177.59$1,311.37$92,748.25
225Jun 2040$1,135.92$175.45$1,311.37$91,612.33
226Jul 2040$1,138.07$173.30$1,311.37$90,474.26
227Aug 2040$1,140.22$171.15$1,311.37$89,334.04
228Sep 2040$1,142.38$168.99$1,311.37$88,191.66
229Oct 2040$1,144.54$166.83$1,311.37$87,047.12
230Nov 2040$1,146.71$164.66$1,311.37$85,900.41
231Dec 2040$1,148.88$162.49$1,311.37$84,751.53
2040 Total$13,644.25$2,092.19$15,736.44
232Jan 2041$1,151.05$160.32$1,311.37$83,600.48
233Feb 2041$1,153.23$158.14$1,311.37$82,447.25
234Mar 2041$1,155.41$155.96$1,311.37$81,291.84
235Apr 2041$1,157.59$153.78$1,311.37$80,134.25
236May 2041$1,159.78$151.59$1,311.37$78,974.47
237Jun 2041$1,161.98$149.39$1,311.37$77,812.49
238Jul 2041$1,164.17$147.20$1,311.37$76,648.32
239Aug 2041$1,166.38$144.99$1,311.37$75,481.94
240Sep 2041$1,168.58$142.79$1,311.37$74,313.36
241Oct 2041$1,170.79$140.58$1,311.37$73,142.57
242Nov 2041$1,173.01$138.36$1,311.37$71,969.56
243Dec 2041$1,175.23$136.14$1,311.37$70,794.33
2041 Total$13,957.2$1,779.24$15,736.44
244Jan 2042$1,177.45$133.92$1,311.37$69,616.88
245Feb 2042$1,179.68$131.69$1,311.37$68,437.20
246Mar 2042$1,181.91$129.46$1,311.37$67,255.29
247Apr 2042$1,184.15$127.22$1,311.37$66,071.14
248May 2042$1,186.39$124.98$1,311.37$64,884.75
249Jun 2042$1,188.63$122.74$1,311.37$63,696.12
250Jul 2042$1,190.88$120.49$1,311.37$62,505.24
251Aug 2042$1,193.13$118.24$1,311.37$61,312.11
252Sep 2042$1,195.39$115.98$1,311.37$60,116.72
253Oct 2042$1,197.65$113.72$1,311.37$58,919.07
254Nov 2042$1,199.91$111.46$1,311.37$57,719.16
255Dec 2042$1,202.18$109.19$1,311.37$56,516.98
2042 Total$14,277.35$1,459.09$15,736.44
256Jan 2043$1,204.46$106.91$1,311.37$55,312.52
257Feb 2043$1,206.74$104.63$1,311.37$54,105.78
258Mar 2043$1,209.02$102.35$1,311.37$52,896.76
259Apr 2043$1,211.31$100.06$1,311.37$51,685.45
260May 2043$1,213.60$97.77$1,311.37$50,471.85
261Jun 2043$1,215.89$95.48$1,311.37$49,255.96
262Jul 2043$1,218.19$93.18$1,311.37$48,037.77
263Aug 2043$1,220.50$90.87$1,311.37$46,817.27
264Sep 2043$1,222.81$88.56$1,311.37$45,594.46
265Oct 2043$1,225.12$86.25$1,311.37$44,369.34
266Nov 2043$1,227.44$83.93$1,311.37$43,141.90
267Dec 2043$1,229.76$81.61$1,311.37$41,912.14
2043 Total$14,604.84$1,131.6$15,736.44
268Jan 2044$1,232.09$79.28$1,311.37$40,680.05
269Feb 2044$1,234.42$76.95$1,311.37$39,445.63
270Mar 2044$1,236.75$74.62$1,311.37$38,208.88
271Apr 2044$1,239.09$72.28$1,311.37$36,969.79
272May 2044$1,241.44$69.93$1,311.37$35,728.35
273Jun 2044$1,243.78$67.59$1,311.37$34,484.57
274Jul 2044$1,246.14$65.23$1,311.37$33,238.43
275Aug 2044$1,248.49$62.88$1,311.37$31,989.94
276Sep 2044$1,250.86$60.51$1,311.37$30,739.08
277Oct 2044$1,253.22$58.15$1,311.37$29,485.86
278Nov 2044$1,255.59$55.78$1,311.37$28,230.27
279Dec 2044$1,257.97$53.40$1,311.37$26,972.30
2044 Total$14,939.84$796.6$15,736.44
280Jan 2045$1,260.35$51.02$1,311.37$25,711.95
281Feb 2045$1,262.73$48.64$1,311.37$24,449.22
282Mar 2045$1,265.12$46.25$1,311.37$23,184.10
283Apr 2045$1,267.51$43.86$1,311.37$21,916.59
284May 2045$1,269.91$41.46$1,311.37$20,646.68
285Jun 2045$1,272.31$39.06$1,311.37$19,374.37
286Jul 2045$1,274.72$36.65$1,311.37$18,099.65
287Aug 2045$1,277.13$34.24$1,311.37$16,822.52
288Sep 2045$1,279.55$31.82$1,311.37$15,542.97
289Oct 2045$1,281.97$29.40$1,311.37$14,261.00
290Nov 2045$1,284.39$26.98$1,311.37$12,976.61
291Dec 2045$1,286.82$24.55$1,311.37$11,689.79
2045 Total$15,282.51$453.93$15,736.44
292Jan 2046$1,289.26$22.11$1,311.37$10,400.53
293Feb 2046$1,291.70$19.67$1,311.37$9,108.83
294Mar 2046$1,294.14$17.23$1,311.37$7,814.69
295Apr 2046$1,296.59$14.78$1,311.37$6,518.10
296May 2046$1,299.04$12.33$1,311.37$5,219.06
297Jun 2046$1,301.50$9.87$1,311.37$3,917.56
298Jul 2046$1,303.96$7.41$1,311.37$2,613.60
299Aug 2046$1,306.43$4.94$1,311.37$1,307.17
300Sep 2046$1,307.17$2.47$1,309.64$0.00
2046 Total$11,689.79$110.81$11,800.6