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Bankwest

Fixed Rate Home Loan

Interest Rate

3.49

% p.a

Fixed - 4 years

Comparison Rate*

4.40

% p.a

Maximum LVR
80%
Real Time Rating™

1.71

/ 5
Monthly Repayment

$1,500

based on $300,000 loan amount for 25 years at 3.49%

Interest Rate

3.49

% p.a

Fixed - 4 years

Comparison Rate*

4.40

% p.a

Maximum LVR
80%
Real Time Rating™

1.71

/ 5
Monthly Repayment

$1,500

based on $300,000 loan amount for 25 years at 3.49%

Calculate your repayments for this loan

I'd like to borrow

$

Loan term

years

Your estimated repayment

$1,500

based on $300,000 loan amount for 25 years at 3.49%

Quick home loan review

For Fixed Home Loan (Principal and Interest) 4 Years (LVR < 80%)

These are the benefits of this home loan.

  • Split account option

These are the drawbacks of this home loan.

  • Limited extra repayments
  • No redraw facility
  • Higher than average interest rate
  • Loan reverts to higher rate after fixed period
  • Ongoing fee
  • Higher than average upfront fee
  • Discharge fee at end of loan
  • No repayment holidays

Home loan overview

For Fixed Home Loan (Principal and Interest) 4 Years (LVR < 80%)

TMD

Details

Maximum LVR

80%

Total Repayments

Interest rate type

Fixed - 4 years

Borrowing range

Suitable for

Owner Occupiers

Loan term range

1 - 30 years

Principal & interest

Interest only

Applicable states

ACT, NSW, NT, QLD, SA, TAS, VIC, WA

Make repayments

Fortnightly, Monthly, Weekly

Features

Extra repayments

Yes - limited to $10000

Redraw facility

Split interest facility

Loan portable

Repayment holiday available

Allow guarantors

Available for first home buyers

Fees

Total estimated upfront fees

545

Application fee

295

Valuation fee

$0

Settlement fee

250

Other upfront fee

0

Ongoing fee

$12 monthly

Discharge fee

338

Application method

Online

Phone

In branch

Specials
  • Cashback $2000 Refinance Cashback
    If you’re eligible and you apply to move your home loan to us by 30 September 2021, you could get home loan comfy with $2,000 cashback. Min. refinance amount $250k. For borrowings up to 80% of the property value. Excludes refinances from Bankwest and CommBank. Eligibility requirements and T&Cs apply.

Target Market Determination

Visit Bankwest to view Target Market Determination.

Other Restrictions

At the end of the fixed term an offset fee of $10 per month will apply if an offset account is held

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FAQs

What is the minimum amount you can apply for?

The range you can borrow from this loan is $20k to $99,999,999.

What's the minimum deposit needed for this loan?

This loan option comes with a maximum loan-to-value ratio of 80 percent, which means it requires a minimum deposit of 20 percent

What's the maximum length for this loan?

Bankwest allows you to have this loan for a range of 1 to 30 years.

How often can you make repayments?

Bankwest allows you to make repayments to this loan option through one of the following repayment schedules: fortnightly, monthly, weekly.

How much will the upfront fees be for this loan?

While it could change based on your circumstances, RateCity estimates that this loan option comes with $545 worth of upfront fees.

Does this loan come with a redraw facility?

No, this loan doesn't come with a redraw facility.

Where can you apply for this loan?

Bankwest makes it possible to apply for this product online. Apply here.

Can a broker help me with this loan?

Yes, this Bankwest loan is available through a broker. Find a broker to help you with your needs.