RateCity.com.au
powering smart financial decisions
Borrow amount

$300,000

Advertised Rate

1.89

% p.a

Fixed - 1 year

Loan term
25 Years
Repayment frequency
Monthly
Monthly Repayments
$1,256
Number of repayments
300
Total interest paid
$76,667
Total Repayments

$376,667

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Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Oct 2021$783.06$472.50$1,255.56$299,216.94
2Nov 2021$784.29$471.27$1,255.56$298,432.65
3Dec 2021$785.53$470.03$1,255.56$297,647.12
2021 Total$2,352.88$1,413.8$3,766.68
4Jan 2022$786.77$468.79$1,255.56$296,860.35
5Feb 2022$788.00$467.56$1,255.56$296,072.35
6Mar 2022$789.25$466.31$1,255.56$295,283.10
7Apr 2022$790.49$465.07$1,255.56$294,492.61
8May 2022$791.73$463.83$1,255.56$293,700.88
9Jun 2022$792.98$462.58$1,255.56$292,907.90
10Jul 2022$794.23$461.33$1,255.56$292,113.67
11Aug 2022$795.48$460.08$1,255.56$291,318.19
12Sep 2022$796.73$458.83$1,255.56$290,521.46
13Oct 2022$797.99$457.57$1,255.56$289,723.47
14Nov 2022$799.25$456.31$1,255.56$288,924.22
15Dec 2022$800.50$455.06$1,255.56$288,123.72
2022 Total$9,523.4$5,543.32$15,066.72
16Jan 2023$801.77$453.79$1,255.56$287,321.95
17Feb 2023$803.03$452.53$1,255.56$286,518.92
18Mar 2023$804.29$451.27$1,255.56$285,714.63
19Apr 2023$805.56$450.00$1,255.56$284,909.07
20May 2023$806.83$448.73$1,255.56$284,102.24
21Jun 2023$808.10$447.46$1,255.56$283,294.14
22Jul 2023$809.37$446.19$1,255.56$282,484.77
23Aug 2023$810.65$444.91$1,255.56$281,674.12
24Sep 2023$811.92$443.64$1,255.56$280,862.20
25Oct 2023$813.20$442.36$1,255.56$280,049.00
26Nov 2023$814.48$441.08$1,255.56$279,234.52
27Dec 2023$815.77$439.79$1,255.56$278,418.75
2023 Total$9,704.97$5,361.75$15,066.72
28Jan 2024$817.05$438.51$1,255.56$277,601.70
29Feb 2024$818.34$437.22$1,255.56$276,783.36
30Mar 2024$819.63$435.93$1,255.56$275,963.73
31Apr 2024$820.92$434.64$1,255.56$275,142.81
32May 2024$822.21$433.35$1,255.56$274,320.60
33Jun 2024$823.51$432.05$1,255.56$273,497.09
34Jul 2024$824.80$430.76$1,255.56$272,672.29
35Aug 2024$826.10$429.46$1,255.56$271,846.19
36Sep 2024$827.40$428.16$1,255.56$271,018.79
37Oct 2024$828.71$426.85$1,255.56$270,190.08
38Nov 2024$830.01$425.55$1,255.56$269,360.07
39Dec 2024$831.32$424.24$1,255.56$268,528.75
2024 Total$9,890$5,176.72$15,066.72
40Jan 2025$832.63$422.93$1,255.56$267,696.12
41Feb 2025$833.94$421.62$1,255.56$266,862.18
42Mar 2025$835.25$420.31$1,255.56$266,026.93
43Apr 2025$836.57$418.99$1,255.56$265,190.36
44May 2025$837.89$417.67$1,255.56$264,352.47
45Jun 2025$839.20$416.36$1,255.56$263,513.27
46Jul 2025$840.53$415.03$1,255.56$262,672.74
47Aug 2025$841.85$413.71$1,255.56$261,830.89
48Sep 2025$843.18$412.38$1,255.56$260,987.71
49Oct 2025$844.50$411.06$1,255.56$260,143.21
50Nov 2025$845.83$409.73$1,255.56$259,297.38
51Dec 2025$847.17$408.39$1,255.56$258,450.21
2025 Total$10,078.54$4,988.18$15,066.72
52Jan 2026$848.50$407.06$1,255.56$257,601.71
53Feb 2026$849.84$405.72$1,255.56$256,751.87
54Mar 2026$851.18$404.38$1,255.56$255,900.69
55Apr 2026$852.52$403.04$1,255.56$255,048.17
56May 2026$853.86$401.70$1,255.56$254,194.31
57Jun 2026$855.20$400.36$1,255.56$253,339.11
58Jul 2026$856.55$399.01$1,255.56$252,482.56
59Aug 2026$857.90$397.66$1,255.56$251,624.66
60Sep 2026$859.25$396.31$1,255.56$250,765.41
61Oct 2026$860.60$394.96$1,255.56$249,904.81
62Nov 2026$861.96$393.60$1,255.56$249,042.85
63Dec 2026$863.32$392.24$1,255.56$248,179.53
2026 Total$10,270.68$4,796.04$15,066.72
64Jan 2027$864.68$390.88$1,255.56$247,314.85
65Feb 2027$866.04$389.52$1,255.56$246,448.81
66Mar 2027$867.40$388.16$1,255.56$245,581.41
67Apr 2027$868.77$386.79$1,255.56$244,712.64
68May 2027$870.14$385.42$1,255.56$243,842.50
69Jun 2027$871.51$384.05$1,255.56$242,970.99
70Jul 2027$872.88$382.68$1,255.56$242,098.11
71Aug 2027$874.26$381.30$1,255.56$241,223.85
72Sep 2027$875.63$379.93$1,255.56$240,348.22
73Oct 2027$877.01$378.55$1,255.56$239,471.21
74Nov 2027$878.39$377.17$1,255.56$238,592.82
75Dec 2027$879.78$375.78$1,255.56$237,713.04
2027 Total$10,466.49$4,600.23$15,066.72
76Jan 2028$881.16$374.40$1,255.56$236,831.88
77Feb 2028$882.55$373.01$1,255.56$235,949.33
78Mar 2028$883.94$371.62$1,255.56$235,065.39
79Apr 2028$885.33$370.23$1,255.56$234,180.06
80May 2028$886.73$368.83$1,255.56$233,293.33
81Jun 2028$888.12$367.44$1,255.56$232,405.21
82Jul 2028$889.52$366.04$1,255.56$231,515.69
83Aug 2028$890.92$364.64$1,255.56$230,624.77
84Sep 2028$892.33$363.23$1,255.56$229,732.44
85Oct 2028$893.73$361.83$1,255.56$228,838.71
86Nov 2028$895.14$360.42$1,255.56$227,943.57
87Dec 2028$896.55$359.01$1,255.56$227,047.02
2028 Total$10,666.02$4,400.7$15,066.72
88Jan 2029$897.96$357.60$1,255.56$226,149.06
89Feb 2029$899.38$356.18$1,255.56$225,249.68
90Mar 2029$900.79$354.77$1,255.56$224,348.89
91Apr 2029$902.21$353.35$1,255.56$223,446.68
92May 2029$903.63$351.93$1,255.56$222,543.05
93Jun 2029$905.05$350.51$1,255.56$221,638.00
94Jul 2029$906.48$349.08$1,255.56$220,731.52
95Aug 2029$907.91$347.65$1,255.56$219,823.61
96Sep 2029$909.34$346.22$1,255.56$218,914.27
97Oct 2029$910.77$344.79$1,255.56$218,003.50
98Nov 2029$912.20$343.36$1,255.56$217,091.30
99Dec 2029$913.64$341.92$1,255.56$216,177.66
2029 Total$10,869.36$4,197.36$15,066.72
100Jan 2030$915.08$340.48$1,255.56$215,262.58
101Feb 2030$916.52$339.04$1,255.56$214,346.06
102Mar 2030$917.96$337.60$1,255.56$213,428.10
103Apr 2030$919.41$336.15$1,255.56$212,508.69
104May 2030$920.86$334.70$1,255.56$211,587.83
105Jun 2030$922.31$333.25$1,255.56$210,665.52
106Jul 2030$923.76$331.80$1,255.56$209,741.76
107Aug 2030$925.22$330.34$1,255.56$208,816.54
108Sep 2030$926.67$328.89$1,255.56$207,889.87
109Oct 2030$928.13$327.43$1,255.56$206,961.74
110Nov 2030$929.60$325.96$1,255.56$206,032.14
111Dec 2030$931.06$324.50$1,255.56$205,101.08
2030 Total$11,076.58$3,990.14$15,066.72
112Jan 2031$932.53$323.03$1,255.56$204,168.55
113Feb 2031$933.99$321.57$1,255.56$203,234.56
114Mar 2031$935.47$320.09$1,255.56$202,299.09
115Apr 2031$936.94$318.62$1,255.56$201,362.15
116May 2031$938.41$317.15$1,255.56$200,423.74
117Jun 2031$939.89$315.67$1,255.56$199,483.85
118Jul 2031$941.37$314.19$1,255.56$198,542.48
119Aug 2031$942.86$312.70$1,255.56$197,599.62
120Sep 2031$944.34$311.22$1,255.56$196,655.28
121Oct 2031$945.83$309.73$1,255.56$195,709.45
122Nov 2031$947.32$308.24$1,255.56$194,762.13
123Dec 2031$948.81$306.75$1,255.56$193,813.32
2031 Total$11,287.76$3,778.96$15,066.72
124Jan 2032$950.30$305.26$1,255.56$192,863.02
125Feb 2032$951.80$303.76$1,255.56$191,911.22
126Mar 2032$953.30$302.26$1,255.56$190,957.92
127Apr 2032$954.80$300.76$1,255.56$190,003.12
128May 2032$956.31$299.25$1,255.56$189,046.81
129Jun 2032$957.81$297.75$1,255.56$188,089.00
130Jul 2032$959.32$296.24$1,255.56$187,129.68
131Aug 2032$960.83$294.73$1,255.56$186,168.85
132Sep 2032$962.34$293.22$1,255.56$185,206.51
133Oct 2032$963.86$291.70$1,255.56$184,242.65
134Nov 2032$965.38$290.18$1,255.56$183,277.27
135Dec 2032$966.90$288.66$1,255.56$182,310.37
2032 Total$11,502.95$3,563.77$15,066.72
136Jan 2033$968.42$287.14$1,255.56$181,341.95
137Feb 2033$969.95$285.61$1,255.56$180,372.00
138Mar 2033$971.47$284.09$1,255.56$179,400.53
139Apr 2033$973.00$282.56$1,255.56$178,427.53
140May 2033$974.54$281.02$1,255.56$177,452.99
141Jun 2033$976.07$279.49$1,255.56$176,476.92
142Jul 2033$977.61$277.95$1,255.56$175,499.31
143Aug 2033$979.15$276.41$1,255.56$174,520.16
144Sep 2033$980.69$274.87$1,255.56$173,539.47
145Oct 2033$982.24$273.32$1,255.56$172,557.23
146Nov 2033$983.78$271.78$1,255.56$171,573.45
147Dec 2033$985.33$270.23$1,255.56$170,588.12
2033 Total$11,722.25$3,344.47$15,066.72
148Jan 2034$986.88$268.68$1,255.56$169,601.24
149Feb 2034$988.44$267.12$1,255.56$168,612.80
150Mar 2034$989.99$265.57$1,255.56$167,622.81
151Apr 2034$991.55$264.01$1,255.56$166,631.26
152May 2034$993.12$262.44$1,255.56$165,638.14
153Jun 2034$994.68$260.88$1,255.56$164,643.46
154Jul 2034$996.25$259.31$1,255.56$163,647.21
155Aug 2034$997.82$257.74$1,255.56$162,649.39
156Sep 2034$999.39$256.17$1,255.56$161,650.00
157Oct 2034$1,000.96$254.60$1,255.56$160,649.04
158Nov 2034$1,002.54$253.02$1,255.56$159,646.50
159Dec 2034$1,004.12$251.44$1,255.56$158,642.38
2034 Total$11,945.74$3,120.98$15,066.72
160Jan 2035$1,005.70$249.86$1,255.56$157,636.68
161Feb 2035$1,007.28$248.28$1,255.56$156,629.40
162Mar 2035$1,008.87$246.69$1,255.56$155,620.53
163Apr 2035$1,010.46$245.10$1,255.56$154,610.07
164May 2035$1,012.05$243.51$1,255.56$153,598.02
165Jun 2035$1,013.64$241.92$1,255.56$152,584.38
166Jul 2035$1,015.24$240.32$1,255.56$151,569.14
167Aug 2035$1,016.84$238.72$1,255.56$150,552.30
168Sep 2035$1,018.44$237.12$1,255.56$149,533.86
169Oct 2035$1,020.04$235.52$1,255.56$148,513.82
170Nov 2035$1,021.65$233.91$1,255.56$147,492.17
171Dec 2035$1,023.26$232.30$1,255.56$146,468.91
2035 Total$12,173.47$2,893.25$15,066.72
172Jan 2036$1,024.87$230.69$1,255.56$145,444.04
173Feb 2036$1,026.49$229.07$1,255.56$144,417.55
174Mar 2036$1,028.10$227.46$1,255.56$143,389.45
175Apr 2036$1,029.72$225.84$1,255.56$142,359.73
176May 2036$1,031.34$224.22$1,255.56$141,328.39
177Jun 2036$1,032.97$222.59$1,255.56$140,295.42
178Jul 2036$1,034.59$220.97$1,255.56$139,260.83
179Aug 2036$1,036.22$219.34$1,255.56$138,224.61
180Sep 2036$1,037.86$217.70$1,255.56$137,186.75
181Oct 2036$1,039.49$216.07$1,255.56$136,147.26
182Nov 2036$1,041.13$214.43$1,255.56$135,106.13
183Dec 2036$1,042.77$212.79$1,255.56$134,063.36
2036 Total$12,405.55$2,661.17$15,066.72
184Jan 2037$1,044.41$211.15$1,255.56$133,018.95
185Feb 2037$1,046.06$209.50$1,255.56$131,972.89
186Mar 2037$1,047.70$207.86$1,255.56$130,925.19
187Apr 2037$1,049.35$206.21$1,255.56$129,875.84
188May 2037$1,051.01$204.55$1,255.56$128,824.83
189Jun 2037$1,052.66$202.90$1,255.56$127,772.17
190Jul 2037$1,054.32$201.24$1,255.56$126,717.85
191Aug 2037$1,055.98$199.58$1,255.56$125,661.87
192Sep 2037$1,057.64$197.92$1,255.56$124,604.23
193Oct 2037$1,059.31$196.25$1,255.56$123,544.92
194Nov 2037$1,060.98$194.58$1,255.56$122,483.94
195Dec 2037$1,062.65$192.91$1,255.56$121,421.29
2037 Total$12,642.07$2,424.65$15,066.72
196Jan 2038$1,064.32$191.24$1,255.56$120,356.97
197Feb 2038$1,066.00$189.56$1,255.56$119,290.97
198Mar 2038$1,067.68$187.88$1,255.56$118,223.29
199Apr 2038$1,069.36$186.20$1,255.56$117,153.93
200May 2038$1,071.04$184.52$1,255.56$116,082.89
201Jun 2038$1,072.73$182.83$1,255.56$115,010.16
202Jul 2038$1,074.42$181.14$1,255.56$113,935.74
203Aug 2038$1,076.11$179.45$1,255.56$112,859.63
204Sep 2038$1,077.81$177.75$1,255.56$111,781.82
205Oct 2038$1,079.50$176.06$1,255.56$110,702.32
206Nov 2038$1,081.20$174.36$1,255.56$109,621.12
207Dec 2038$1,082.91$172.65$1,255.56$108,538.21
2038 Total$12,883.08$2,183.64$15,066.72
208Jan 2039$1,084.61$170.95$1,255.56$107,453.60
209Feb 2039$1,086.32$169.24$1,255.56$106,367.28
210Mar 2039$1,088.03$167.53$1,255.56$105,279.25
211Apr 2039$1,089.75$165.81$1,255.56$104,189.50
212May 2039$1,091.46$164.10$1,255.56$103,098.04
213Jun 2039$1,093.18$162.38$1,255.56$102,004.86
214Jul 2039$1,094.90$160.66$1,255.56$100,909.96
215Aug 2039$1,096.63$158.93$1,255.56$99,813.33
216Sep 2039$1,098.35$157.21$1,255.56$98,714.98
217Oct 2039$1,100.08$155.48$1,255.56$97,614.90
218Nov 2039$1,101.82$153.74$1,255.56$96,513.08
219Dec 2039$1,103.55$152.01$1,255.56$95,409.53
2039 Total$13,128.68$1,938.04$15,066.72
220Jan 2040$1,105.29$150.27$1,255.56$94,304.24
221Feb 2040$1,107.03$148.53$1,255.56$93,197.21
222Mar 2040$1,108.77$146.79$1,255.56$92,088.44
223Apr 2040$1,110.52$145.04$1,255.56$90,977.92
224May 2040$1,112.27$143.29$1,255.56$89,865.65
225Jun 2040$1,114.02$141.54$1,255.56$88,751.63
226Jul 2040$1,115.78$139.78$1,255.56$87,635.85
227Aug 2040$1,117.53$138.03$1,255.56$86,518.32
228Sep 2040$1,119.29$136.27$1,255.56$85,399.03
229Oct 2040$1,121.06$134.50$1,255.56$84,277.97
230Nov 2040$1,122.82$132.74$1,255.56$83,155.15
231Dec 2040$1,124.59$130.97$1,255.56$82,030.56
2040 Total$13,378.97$1,687.75$15,066.72
232Jan 2041$1,126.36$129.20$1,255.56$80,904.20
233Feb 2041$1,128.14$127.42$1,255.56$79,776.06
234Mar 2041$1,129.91$125.65$1,255.56$78,646.15
235Apr 2041$1,131.69$123.87$1,255.56$77,514.46
236May 2041$1,133.47$122.09$1,255.56$76,380.99
237Jun 2041$1,135.26$120.30$1,255.56$75,245.73
238Jul 2041$1,137.05$118.51$1,255.56$74,108.68
239Aug 2041$1,138.84$116.72$1,255.56$72,969.84
240Sep 2041$1,140.63$114.93$1,255.56$71,829.21
241Oct 2041$1,142.43$113.13$1,255.56$70,686.78
242Nov 2041$1,144.23$111.33$1,255.56$69,542.55
243Dec 2041$1,146.03$109.53$1,255.56$68,396.52
2041 Total$13,634.04$1,432.68$15,066.72
244Jan 2042$1,147.84$107.72$1,255.56$67,248.68
245Feb 2042$1,149.64$105.92$1,255.56$66,099.04
246Mar 2042$1,151.45$104.11$1,255.56$64,947.59
247Apr 2042$1,153.27$102.29$1,255.56$63,794.32
248May 2042$1,155.08$100.48$1,255.56$62,639.24
249Jun 2042$1,156.90$98.66$1,255.56$61,482.34
250Jul 2042$1,158.73$96.83$1,255.56$60,323.61
251Aug 2042$1,160.55$95.01$1,255.56$59,163.06
252Sep 2042$1,162.38$93.18$1,255.56$58,000.68
253Oct 2042$1,164.21$91.35$1,255.56$56,836.47
254Nov 2042$1,166.04$89.52$1,255.56$55,670.43
255Dec 2042$1,167.88$87.68$1,255.56$54,502.55
2042 Total$13,893.97$1,172.75$15,066.72
256Jan 2043$1,169.72$85.84$1,255.56$53,332.83
257Feb 2043$1,171.56$84.00$1,255.56$52,161.27
258Mar 2043$1,173.41$82.15$1,255.56$50,987.86
259Apr 2043$1,175.25$80.31$1,255.56$49,812.61
260May 2043$1,177.11$78.45$1,255.56$48,635.50
261Jun 2043$1,178.96$76.60$1,255.56$47,456.54
262Jul 2043$1,180.82$74.74$1,255.56$46,275.72
263Aug 2043$1,182.68$72.88$1,255.56$45,093.04
264Sep 2043$1,184.54$71.02$1,255.56$43,908.50
265Oct 2043$1,186.40$69.16$1,255.56$42,722.10
266Nov 2043$1,188.27$67.29$1,255.56$41,533.83
267Dec 2043$1,190.14$65.42$1,255.56$40,343.69
2043 Total$14,158.86$907.86$15,066.72
268Jan 2044$1,192.02$63.54$1,255.56$39,151.67
269Feb 2044$1,193.90$61.66$1,255.56$37,957.77
270Mar 2044$1,195.78$59.78$1,255.56$36,761.99
271Apr 2044$1,197.66$57.90$1,255.56$35,564.33
272May 2044$1,199.55$56.01$1,255.56$34,364.78
273Jun 2044$1,201.44$54.12$1,255.56$33,163.34
274Jul 2044$1,203.33$52.23$1,255.56$31,960.01
275Aug 2044$1,205.22$50.34$1,255.56$30,754.79
276Sep 2044$1,207.12$48.44$1,255.56$29,547.67
277Oct 2044$1,209.02$46.54$1,255.56$28,338.65
278Nov 2044$1,210.93$44.63$1,255.56$27,127.72
279Dec 2044$1,212.83$42.73$1,255.56$25,914.89
2044 Total$14,428.8$637.92$15,066.72
280Jan 2045$1,214.74$40.82$1,255.56$24,700.15
281Feb 2045$1,216.66$38.90$1,255.56$23,483.49
282Mar 2045$1,218.57$36.99$1,255.56$22,264.92
283Apr 2045$1,220.49$35.07$1,255.56$21,044.43
284May 2045$1,222.42$33.14$1,255.56$19,822.01
285Jun 2045$1,224.34$31.22$1,255.56$18,597.67
286Jul 2045$1,226.27$29.29$1,255.56$17,371.40
287Aug 2045$1,228.20$27.36$1,255.56$16,143.20
288Sep 2045$1,230.13$25.43$1,255.56$14,913.07
289Oct 2045$1,232.07$23.49$1,255.56$13,681.00
290Nov 2045$1,234.01$21.55$1,255.56$12,446.99
291Dec 2045$1,235.96$19.60$1,255.56$11,211.03
2045 Total$14,703.86$362.86$15,066.72
292Jan 2046$1,237.90$17.66$1,255.56$9,973.13
293Feb 2046$1,239.85$15.71$1,255.56$8,733.28
294Mar 2046$1,241.81$13.75$1,255.56$7,491.47
295Apr 2046$1,243.76$11.80$1,255.56$6,247.71
296May 2046$1,245.72$9.84$1,255.56$5,001.99
297Jun 2046$1,247.68$7.88$1,255.56$3,754.31
298Jul 2046$1,249.65$5.91$1,255.56$2,504.66
299Aug 2046$1,251.62$3.94$1,255.56$1,253.04
300Sep 2046$1,253.04$1.97$1,255.01$0.00
2046 Total$11,211.03$88.46$11,299.49