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BDCU Alliance Bank

Fixed Rate Home Loan

Advertised Rate

4.69

% p.a

Fixed - 4 years

Comparison Rate*

4.62

% p.a

Maximum LVR
80%
Real Time Rating™

1.38

/ 5
Monthly Repayment

$1,700

based on $300,000 loan amount for 25 years at 4.69%

Advertised Rate

4.69

% p.a

Fixed - 4 years

Comparison Rate*

4.62

% p.a

Maximum LVR
80%
Real Time Rating™

1.38

/ 5
Monthly Repayment

$1,700

based on $300,000 loan amount for 25 years at 4.69%

Calculate your repayments for this loan

I'd like to borrow

$

Loan term

years

Your estimated repayment

$1,700

based on $300,000 loan amount for 25 years at 4.69%

Quick home loan review

For 4 year Fixed Rate Home Loan (Interest Only)

These are the benefits of this home loan.

    These are the drawbacks of this home loan.

    • No redraw and no offset
    • Higher than average interest rate
    • Loan reverts to higher rate after fixed period
    • Ongoing fee
    • Higher than average upfront fee
    • No repayment holidays

    Home loan overview

    For 4 year Fixed Rate Home Loan (Interest Only)

    TMD

    Details

    Maximum LVR

    80%

    Total Repayments

    Next LVR

    Interest rate type

    Fixed - 4 years

    Borrowing range

    Suitable for

    Owner Occupiers

    Loan term range

    1 - 30 years

    Principal & interest

    Interest only

    Applicable states

    ACT, NSW, NT, QLD, SA, TAS, VIC, WA

    Make repayments

    Fortnightly, Monthly, Weekly

    Features

    Extra repayments

    Unlimited extra repayments

    Redraw facility

    Split interest facility

    Loan portable

    Repayment holiday available

    Allow guarantors

    Available for first home buyers

    Fees

    Total estimated upfront fees

    650

    Application fee

    650

    Valuation fee

    $0

    Settlement fee

    0

    Other upfront fee

    0

    Ongoing fee

    $8 monthly

    Discharge fee

    0

    Application method

    Online

    Phone

    Broker

    In branch

    Target Market Determination

    Visit BDCU Alliance Bank to view Target Market Determination.

    Embed

    FAQs

    What is the minimum amount you can apply for?

    The range you can borrow from this loan is $20k to $99,999,999.

    What's the minimum deposit needed for this loan?

    This loan option comes with a maximum loan-to-value ratio of 80 percent, which means it requires a minimum deposit of 20 percent

    What's the maximum length for this loan?

    BDCU Alliance Bank allows you to have this loan for a range of 1 to 30 years.

    How often can you make repayments?

    BDCU Alliance Bank allows you to make repayments to this loan option through one of the following repayment schedules: fortnightly, monthly, weekly.

    How much will the upfront fees be for this loan?

    While it could change based on your circumstances, RateCity estimates that this loan option comes with $650 worth of upfront fees.

    Does this loan come with a redraw facility?

    No, this loan doesn't come with a redraw facility.

    Where can you apply for this loan?

    BDCU Alliance Bank makes it possible to apply for this product online. Apply here.