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Bendigo Bank

Complete Home Loan Fixed

Advertised Rate

2.89

% p.a

Fixed - 1 year

Comparison Rate*

3.00

% p.a

Maximum LVR
80%
Real Time Rating™

1.92

/ 5
Monthly Repayment

$1,406

based on $300,000 loan amount for 25 years at 2.89%

Advertised Rate

2.89

% p.a

Fixed - 1 year

Comparison Rate*

3.00

% p.a

Maximum LVR
80%
Real Time Rating™

1.92

/ 5
Monthly Repayment

$1,406

based on $300,000 loan amount for 25 years at 2.89%

Calculate your repayments for this loan

I'd like to borrow

$

Loan term

years

Your estimated repayment

$1,406

based on $300,000 loan amount for 25 years at 2.89%

Quick home loan review

For Complete Home Loan Owner Occupied Fixed 1 year (Interest Only)

These are the benefits of this home loan.

  • Lower than average interest rate
  • 100% full offset account
  • Parents can sign as guarantor
  • Extra repayments and redraw facility
  • Free redraw facility
  • Split account option

These are the drawbacks of this home loan.

  • Loan reverts to higher rate after fixed period
  • Ongoing fee
  • Higher than average upfront fee
  • No repayment holidays

Home loan overview

For Complete Home Loan Owner Occupied Fixed 1 year (Interest Only)

TMD

Details

Maximum LVR

80%

Total Repayments

Next LVR

Interest rate type

Fixed - 1 year

Borrowing range

Suitable for

Owner Occupiers

Loan term range

1 - 30 years

Principal & interest

Interest only

Applicable states

ACT, NSW, NT, QLD, SA, TAS, VIC, WA

Make repayments

Fortnightly, Monthly, Weekly

Features

Extra repayments

Unlimited extra repayments

Redraw facility

Redraw fee: $0

Split interest facility

Loan portable

Repayment holiday available

Allow guarantors

Available for first home buyers

Fees

Total estimated upfront fees

500

Application fee

150

Valuation fee

At Cost

Settlement fee

100

Other upfront fee

250

Ongoing fee

$15 monthly

Discharge fee

0

Application method

Online

Phone

Broker

In branch

Target Market Determination

Visit Bendigo Bank to view Target Market Determination.

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FAQs

What is the minimum amount you can apply for?

The range you can borrow from this loan is $5k to $99,999,999.

What's the minimum deposit needed for this loan?

This loan option comes with a maximum loan-to-value ratio of 80 percent, which means it requires a minimum deposit of 20 percent

What's the maximum length for this loan?

Bendigo Bank allows you to have this loan for a range of 1 to 30 years.

How often can you make repayments?

Bendigo Bank allows you to make repayments to this loan option through one of the following repayment schedules: fortnightly, monthly, weekly.

How much will the upfront fees be for this loan?

While it could change based on your circumstances, RateCity estimates that this loan option comes with $500 worth of upfront fees.

Does this loan come with a redraw facility?

Yes, this loan comes with a redraw, charged at $0 if you need to use it.

Where can you apply for this loan?

Bendigo Bank makes it possible to apply for this product online. Apply here.