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Beyond Bank Australia

Fixed Rate Home Loans

Interest Rate

4.14

% p.a

Fixed - 2 years

Comparison Rate*

4.64

% p.a

Maximum LVR
Less than 90%
Real Time Rating™

1.86

/ 5
Monthly Repayment

$1,607

based on $300,000 loan amount for 25 years at 4.14%

Interest Rate

4.14

% p.a

Fixed - 2 years

Comparison Rate*

4.64

% p.a

Maximum LVR
Less than 90%
Real Time Rating™

1.86

/ 5
Monthly Repayment

$1,607

based on $300,000 loan amount for 25 years at 4.14%

Calculate your repayments for this loan

I'd like to borrow

$

Loan term

years

Your estimated repayment

$1,607

based on $300,000 loan amount for 25 years at 4.14%

Beyond Bank home loans are available through brokers who can help find the right loan and manage your application at no charge.

Alex El Daghar

5.0
9 Reviews

Get expert advice from a home loans specialist.

Your Digital Mortgage Broker & Trusted Adviser. My role - one I am passionate about - is to work in your best interests. I’ll be with you for the long haul, fighting for the fittest rate on the market that matches your needs and goals, not the first product on the shelf.

NSW2008

CRN: 538115

Melissa Huynh

5.0
1 Reviews

Get expert advice from a home loans specialist.

Melissa has many years experience within the Finance Industry. Having started her career as a Financial Planner and over 7 years as an award winning Mortgage Broker with a strong focus on customer service. Melissa is highly efficient and will get the job done! Whether you have a complex situation or Commercial loan Melissa will strive to find you the most competitive and suitable loan options and ensure you are educated and kept up to date throughout the process.

VIC3121

ACL: 481374

Jade Wright

5.0
1 Reviews

Get expert advice from a home loans specialist.

I am a Finance & Mortgage Broker and I believe that everyone deserves professional guidance. I have always been passionate about helping others reach their financial goals. Seeing the customer's positive experience and results first hand is something I strive to achieve. I know from personal experience, not all companies will genuinely care about how they treat their clients, and may look at them as a 'number'. I have experienced this not just working in the industry but as a customer. I will work in the best interest of my customer's. You are not a number to me. You are a person, and my goal is to support you and work with you to achieve your financial dreams. Although I am building my own individual business I am lucky to have the backing and support of Elders Home and Commercial Finance, a national network of brokers who have collectively assisted clients with over one billion in loans every year. I can assist with home loans, investment loans, car finance and commercial lending.

NSW2870

CRN: 538124

Tedjo Hadiwidjojo

5.0
18 Reviews

Get expert advice from a home loans specialist.

An experienced mortgage broker with over 15 years in the finance industry, dedicating to find you the right loan product from a wide range of lenders that suits your requirements. I pride myself to provide Speed, Convenience and adding Value to my clients. Whether it’s your home or investment, the loan choices can be complex and daunting. With my experience as a mortgage broker and an investor myself, I will recommend you the solution and guide you through the process to get you the best loan and lending rates.

VIC3128

CRN: 517245

Quick home loan review

For Fixed Rate Home Loan 2 Years (LVR < 90%)

These are the benefits of this home loan.

  • No ongoing fees
  • Parents can sign as guarantor
  • Extra repayments and redraw facility
  • Free redraw facility
  • Split account option

These are the drawbacks of this home loan.

  • Limited extra repayments
  • No offset account
  • Higher than average interest rate
  • Loan reverts to higher rate after fixed period
  • Higher than average upfront fee
  • Discharge fee at end of loan

Home loan overview

For Fixed Rate Home Loan 2 Years (LVR < 90%)

TMD

Details

Maximum LVR

Less than 90%

Total Repayments

Next LVR

Interest rate type

Fixed - 2 years

Borrowing range

Suitable for

Owner Occupiers

Loan term range

5 - 30 years

Principal & interest

Interest only

Applicable states

ACT, NSW, NT, QLD, SA, TAS, VIC, WA

Make repayments

Fortnightly, Monthly, Weekly

Features

Extra repayments

Yes - limited to $24999

Redraw facility

Redraw fee: $0

Split interest facility

Loan portable

Repayment holiday available

Allow guarantors

Available for first home buyers

Fees

Total estimated upfront fees

645

Application fee

445

Valuation fee

At Cost

Settlement fee

200

Other upfront fee

0

Ongoing fee

$0

Discharge fee

350

Application method

Online

Phone

In branch

Available
Not available
Data not captured

Target Market Determination

Visit Beyond Bank Australia to view Target Market Determination.

Embed

Beyond Bank is available through brokers

FAQs

What is the minimum amount you can apply for?

The range you can borrow from this loan is $10k to $2,000,000.

What's the minimum deposit needed for this loan?

This loan option comes with a maximum loan-to-value ratio of 89.99 percent, which means it requires a minimum deposit of 10.01 percent

What's the maximum length for this loan?

Beyond Bank Australia allows you to have this loan for a range of 5 to 30 years.

How often can you make repayments?

Beyond Bank Australia allows you to make repayments to this loan option through one of the following repayment schedules: fortnightly, monthly, weekly.

How much will the upfront fees be for this loan?

While it could change based on your circumstances, RateCity estimates that this loan option comes with $645 worth of upfront fees.

Does this loan come with a redraw facility?

Yes, this loan comes with a redraw, charged at $0 if you need to use it.

Where can you apply for this loan?

Beyond Bank Australia makes it possible to apply for this product online. Apply here.

Can a broker help me with this loan?

Yes, this Beyond Bank Australia loan is available through a broker. Find a broker to help you with your needs.