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3.14
% p.a
Fixed - 5 years
3.96
% p.a
$1,445
based on $300,000 loan amount for 25 years at 3.14%
On this page
3.14
% p.a
Fixed - 5 years
3.96
% p.a
$1,445
based on $300,000 loan amount for 25 years at 3.14%
Calculate your repayments for this loan
Your estimated repayment
$1,445
based on $300,000 loan amount for 25 years at 3.14%
Beyond Bank home loans are available through brokers who can help find the right loan and manage your application at no charge.
John Fulford
Get expert advice from a home loans specialist.
John enjoy’s helping people achieve their goals and has a passion for property. For 2 years now at Newcastle Finance Brokers he has been helping people find the best products and loans to suit his clients. John holds his Cert IV and Diploma in Finance & Mortgage broking.
Response time: in an hour | Our brokers call during business hours between 9.00am to 6.00pm.
Tedjo Hadiwidjojo
Get expert advice from a home loans specialist.
An experienced mortgage broker with over 15 years in the finance industry, dedicating to finding the right loan product from a wide range of lenders to meet your lending requirement. I pride myself to provide Speed, Convenience and adding Value to my clients. Buying property whether it’s your home or investment comes with complex choices and can be daunting. There are a lot of variables to consider when choosing the right loans. With my experience as a mortgage broker and an investor myself, I will recommend you the best lender and guide you through the process to get you the best possible loan option and lending rates.
Response time: in 35 minutes | Our brokers call during business hours between 9.00am to 6.00pm.
$1,199
based on $300,000 loan amount for 25 years at 2.09%
Quick home loan review
For Fixed Rate Home Loan 5 Years (LVR < 90%)
These are the benefits of this home loan.
- No ongoing fees
- Parents can sign as guarantor
- Extra repayments and redraw facility
- Free redraw facility
- Split account option
These are the drawbacks of this home loan.
- Limited extra repayments
- No offset account
- Higher than average interest rate
- Loan reverts to higher rate after fixed period
- Higher than average upfront fee
- Discharge fee at end of loan
Home loan overview
For Fixed Rate Home Loan 5 Years (LVR < 90%)
- Details
- Features
- Fees
- Application method
Details
Maximum LVR Less than 90% | Total Repayments $433,500 |
Interest rate type Fixed - 5 years | |
Borrowing range
$10k
-
$2m
| Suitable for Owner Occupiers |
Loan term range 5 - 30 years | Principal & interest |
Interest only | Applicable states ACT, NSW, NT, QLD, SA, TAS, VIC, WA |
Features
Extra repayments Yes - limited to $24999 | Offset account No |
Redraw facility Redraw fee: $0 | Split interest facility |
Loan portable | Repayment holiday available |
Allow guarantors | Available for first home buyers |
Fees
Total estimated upfront fees 645 | Application fee 445 |
Legal fee $0 | Valuation fee At Cost |
Settlement fee 200 | Other upfront fee 0 |
Ongoing fee $0 | Discharge fee 350 |
Application method
Online | Phone |
Broker | In branch |
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