Fixed Rate Home Loan 5 Years (LVR < 90%)
- Last updated on 09 Aug 2020
Smart Booster Home Loan Discounted Variable
special
1.99% variable rate for 12 months then 2.57% variable rateGet one of the lowest variable interest rates on the market
Advertised Rate
1.99%
Intro 12 months
Comparison Rate*
2.55%
Smart Booster Home Loan Discounted Variable - 1yr
No ongoing feesExtra repayments + redraw services
View NowAdvertised Rate
3.44%
Fixed - 5 years
Comparison Rate*
4.08%
Maximum LVR
90%
Monthly Repayment
$1,337
based on $300,000 loan amount for 25 years
Pros and Cons
Pros
- No ongoing fees
- Parents can sign as guarantor
- Extra repayments + redraw services
- Free redraw facility
Cons
- Limited extra repayments
- Discharge fee at end of loan
- Repayments won't decrease if RBA cuts rates
Beyond Bank Fees and Features
Maximum LVR 90% | Interest rate structure Fixed - 5 years |
Borrowing range $10k - $2m | Total Repayments $481,320 |
Principal & interest | Interest only |
Loan term range 5 - 30 years | Offset account No |
Extra repayments Allowed with restrictions | Redraw facility Redraw fee: $0 |
Allows split interest | Suitable For Owner Occupiers |
Applicable States ACT, NSW, NT, QLD, SA, TAS, VIC, WA | |
Total estimated upfront fees $645 | Application fee $445 |
Settlement fee $200 | Valuation fee At Cost |
Legal fee $0 | Other upfront fee $0 |
Ongoing fee $0 | Discharge fee $350 |
Property Type | SMSF Trustee |
Minimum SMSF Amount |
Compare and review home loans with similar features
Beyond Bank Australia is a bank that is owned by its customers rather than shareholders. The bank has over 200,000 customers, over 40 bank branches and over 3,000 ATMs Australia-wide. Beyond Bank Australia has headquarters in South Australia, the Australian Capital Territory, Western Australia and New South Wales.
Beyond Bank Australia provides a variety of home loan products with interest rates that tend to range between moderately low and moderately high.
