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5.74
% p.a
Fixed - 5 years
5.47
% p.a
$1,886
based on $300,000 loan amount for 25 years at 5.74%
Calculate your repayments for this loan
Your estimated repayment
$1,886
based on $300,000 loan amount for 25 years at 5.74%
Beyond Bank home loans are available through brokers who can help find the right loan and manage your application at no charge.
John Fulford
Get expert advice from a home loans specialist.
John enjoy’s helping people achieve their goals and has a passion for property. For 2 years now at Newcastle Finance Brokers he has been helping people find the best products and loans to suit his clients. John holds his Cert IV and Diploma in Finance & Mortgage broking.
CRN: 515694
Russel Gomes
Get expert advice from a home loans specialist.
Russel is an independent residential and business, broker. He specialised in working with a significant number of SME business owners and self-employed persons, for whom he has produced sophisticated solutions that have earned the gratitude of his clients. Consumers will receive the same quality of care regardless of whether they choose to purchase their first home, make an investment, or are in a situation of insurmountable debt. Russel is an expert at identifying the optimal combination of choices for his customers and assisting them through a successful business or real estate transaction and debt relief procedure. Due to his expertise in the mortgage industry and his unique perspective, he has been able to provide customised solutions for his clients.
CRN: 532008
Emmanuel Guignard
Get expert advice from a home loans specialist.
Emmanuel Guignard is Loanscope's Senior Mortgage Broker and Director. Emmanuel founded Loanscope after many years as a relationship manager at CBA and Bank of Melbourne, knowing he had far greater potential to offer the best solutions to his clients, as an independent broker. His experience in the broking, finance and banking industry spans 15 years, and during this time, Emmanuel has found excellent finance solutions for all kinds of clients, from first home buyers to investors with large property portfolios. Is the situation complex? No problem! Multiple properties, trusts, companies, and SMSF loans are all part of his day to day work. Emmanuel takes the time to fully understand your individual situation and tailors recommendations accordingly. It's quite the opposite of a one size fits all approach. Your best interests are his priority and he will leave no stone unturned to find the lender and product that is the right fit for you.
CRN: 424779
$1,207
based on $300,000 loan amount for 25 years at 2.64%
Quick home loan review
For Fixed Rate Home Loan 5 Years (LVR < 90%)
These are the benefits of this home loan.
- No ongoing fees
- Parents can sign as guarantor
- Extra repayments and redraw facility
- Free redraw facility
- Split account option
These are the drawbacks of this home loan.
- Limited extra repayments
- No offset account
- Higher than average interest rate
- Loan reverts to higher rate after fixed period
- Higher than average upfront fee
- Discharge fee at end of loan
Home loan overview
For Fixed Rate Home Loan 5 Years (LVR < 90%)
- Details
- Features
- Fees
- Application method
Details
Maximum LVR Less than 90% | Total Repayments $565,800 |
Interest rate type Fixed - 5 years | |
Borrowing range
$10k
-
$2m
| Suitable for Owner Occupiers |
Loan term range 5 - 30 years | Principal & interest |
Interest only | Applicable states ACT, NSW, NT, QLD, SA, TAS, VIC, WA |
Features
Extra repayments Yes - limited to $24999 | Offset account No |
Redraw facility Redraw fee: $0 | Split interest facility |
Loan portable | Repayment holiday available |
Allow guarantors | Available for first home buyers |
Fees
Total estimated upfront fees 645 | Application fee 445 |
Legal fee $0 | Valuation fee At Cost |
Settlement fee 200 | Other upfront fee 0 |
Ongoing fee $0 | Discharge fee 350 |
Application method
Online | Phone |
Broker | In branch |
Target Market Determination
Visit Beyond Bank Australia to view Target Market Determination.
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