RateCity.com.au
powering smart financial decisions
RateCity.com.au
Beyond Bank Australia

Total Home Loan Package

Interest Rate

4.28

% p.a

Variable

Comparison Rate*

4.67

% p.a

Maximum LVR
Less than 90%
Real Time Rating™

2.10

/ 5
Monthly Repayment

$1,070

based on $300,000 loan amount for 25 years at 4.28%

Interest Rate

4.28

% p.a

Variable

Comparison Rate*

4.67

% p.a

Maximum LVR
Less than 90%
Real Time Rating™

2.10

/ 5
Monthly Repayment

$1,070

based on $300,000 loan amount for 25 years at 4.28%

Calculate your repayments for this loan

I'd like to borrow

$

Loan term

years

Your estimated repayment

$1,070

based on $300,000 loan amount for 25 years at 4.28%

Beyond Bank home loans are available through brokers who can help find the right loan and manage your application at no charge.

John Fulford

5.0
3 Reviews

Get expert advice from a home loans specialist.

John enjoy’s helping people achieve their goals and has a passion for property. For 2 years now at Newcastle Finance Brokers he has been helping people find the best products and loans to suit his clients. John holds his Cert IV and Diploma in Finance & Mortgage broking.

NSW2292

CRN: 515694

Russel Gomes

5.0
4 Reviews

Get expert advice from a home loans specialist.

Russel is an independent residential and business, broker. He specialised in working with a significant number of SME business owners and self-employed persons, for whom he has produced sophisticated solutions that have earned the gratitude of his clients. Consumers will receive the same quality of care regardless of whether they choose to purchase their first home, make an investment, or are in a situation of insurmountable debt. Russel is an expert at identifying the optimal combination of choices for his customers and assisting them through a successful business or real estate transaction and debt relief procedure. Due to his expertise in the mortgage industry and his unique perspective, he has been able to provide customised solutions for his clients.

VIC3977

CRN: 532008

Tedjo Hadiwidjojo

5.0
19 Reviews

Get expert advice from a home loans specialist.

An experienced mortgage broker with over 15 years in the finance industry, dedicating to find you the right loan product from a wide range of lenders that suits your requirements. I pride myself to provide Speed, Convenience and adding Value to my clients. Whether it’s your home or investment, the loan choices can be complex and daunting. With my experience as a mortgage broker and an investor myself, I will recommend you the solution and guide you through the process to get you the best loan and lending rates.

VIC3128

CRN: 517245

Quick home loan review

For Total Home Loan Package Variable Investment Loan (Interest Only) (New Customer) ($50k+)

These are the benefits of this home loan.

  • Interest rates ranked in the best 20%
  • No upfront fees
  • 100% full offset account
  • Parents can sign as guarantor
  • Extra repayments and redraw facility
  • Free redraw facility
  • Split account option

These are the drawbacks of this home loan.

  • Ongoing fee
  • Discharge fee at end of loan

Home loan overview

For Total Home Loan Package Variable Investment Loan (Interest Only) (New Customer) ($50k+)

TMD

Details

Maximum LVR

Less than 90%

Total Repayments

Next LVR

Interest rate type

Variable

Borrowing range

Suitable for

Investors

Loan term range

1 - 30 years

Principal & interest

Interest only

Applicable states

ACT, NSW, NT, QLD, SA, TAS, VIC, WA

Make repayments

Fortnightly, Monthly, Weekly

Features

Extra repayments

Unlimited extra repayments

Redraw facility

Redraw fee: $0

Split interest facility

Loan portable

Repayment holiday available

Allow guarantors

Available for first home buyers

Fees

Total estimated upfront fees

0

Application fee

0

Valuation fee

At Cost

Settlement fee

0

Other upfront fee

0

Ongoing fee

$395 annually

Discharge fee

350

Application method

Online

Phone

In branch

Available
Not available
Data not captured

Target Market Determination

Visit Beyond Bank Australia to view Target Market Determination.

Other Restrictions

Online redraw is fee free

Embed

Beyond Bank is available through brokers

FAQs

What is the minimum amount you can apply for?

The range you can borrow from this loan is $50k to $2,000,000.

What's the minimum deposit needed for this loan?

This loan option comes with a maximum loan-to-value ratio of 89.99 percent, which means it requires a minimum deposit of 10.01 percent

What's the maximum length for this loan?

Beyond Bank Australia allows you to have this loan for a range of 1 to 30 years.

How often can you make repayments?

Beyond Bank Australia allows you to make repayments to this loan option through one of the following repayment schedules: fortnightly, monthly, weekly.

How much will the upfront fees be for this loan?

While it could change based on your circumstances, RateCity estimates that this loan option comes with $0 worth of upfront fees.

Does this loan come with a redraw facility?

Yes, this loan comes with a redraw, charged at $0 if you need to use it.

Where can you apply for this loan?

Beyond Bank Australia makes it possible to apply for this product online. Apply here.

Can a broker help me with this loan?

Yes, this Beyond Bank Australia loan is available through a broker. Find a broker to help you with your needs.