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3.34
% p.a
Variable
3.75
% p.a
$1,476
based on $300,000 loan amount for 25 years at 3.34%
Calculate your repayments for this loan
Your estimated repayment
$1,476
based on $300,000 loan amount for 25 years at 3.34%
Beyond Bank home loans are available through brokers who can help find the right loan and manage your application at no charge.
John Fulford
Get expert advice from a home loans specialist.
John enjoy’s helping people achieve their goals and has a passion for property. For 2 years now at Newcastle Finance Brokers he has been helping people find the best products and loans to suit his clients. John holds his Cert IV and Diploma in Finance & Mortgage broking.
CRN: 515694
Lumbini Wekunagoda
Get expert advice from a home loans specialist.
Lumbini Wekunagoda is the founder of Melfinance. A boutique Mortgage Broker firm in Melbourne. Lumbini has a passion for helping his clients make their financial life easier. Lumbini specialises in helping people achieve their financial goals. Our goal is to educate you and empower you. With over 10 years in the Mortgage Broker Industry, Lumbini is highly experienced and known for his tenacity in helping his clients. Lumbini also has a diploma in Mortgage Broking, MBA from the University of Wales, Cert IV, MFAA, ASIC registered and licensed Mortgage Broker. Lumbini is known for giving as much of his time as is required to each client. No question is too small and no task too big. Lumbini’s clients feel as though they truly have someone on their side throughout the process. A real advocate for them who makes the whole process easy and stress-free. He also leaves them feeling comfortable that they are fully educated and empowered to make informed decisions with zero remorse. "Why do I like my role as a Mortgage Broker? I do this because I get enormous satisfaction from helping people achieve their goals and educating the. Seeing a client in a better positon after I have helped them gives me a huge buzz"
CRN: 444210
Russel Gomes
Get expert advice from a home loans specialist.
Russel is an independent residential and business, broker. He specialised in working with a significant number of SME business owners and self-employed persons, for whom he has produced sophisticated solutions that have earned the gratitude of his clients. Consumers will receive the same quality of care regardless of whether they choose to purchase their first home, make an investment, or are in a situation of insurmountable debt. Russel is an expert at identifying the optimal combination of choices for his customers and assisting them through a successful business or real estate transaction and debt relief procedure. Due to his expertise in the mortgage industry and his unique perspective, he has been able to provide customised solutions for his clients.
CRN: 532008

Home Advantage Package
3.19
% p.a
Variable
3.58
% p.a
Bundle your home loan with a Heritage Bank credit card with discounted fees, plus access a 100% offset account and unlimited extra repayments
Quick home loan review
For Total Home Loan Package Variable (LVR 60%-80%) (New Customer)
These are the benefits of this home loan.
- Interest rates ranked in the best 20%
- No upfront fees
- 100% full offset account
- Redraw facility available
- Extra repayments and redraw facility
- Split account option
These are the drawbacks of this home loan.
- Ongoing fee
- Discharge fee at end of loan
- No repayment holidays
Home loan overview
For Total Home Loan Package Variable (LVR 60%-80%) (New Customer)
- Details
- Features
- Fees
- Application method
Details
Maximum LVR 80% | Total Repayments $442,800 |
Interest rate type Variable | |
Borrowing range
$50k
-
$2m
| Suitable for Owner Occupiers |
Loan term range 5 - 30 years | Principal & interest |
Interest only | Applicable states ACT, NSW, NT, QLD, SA, TAS, VIC, WA |
Features
Extra repayments Unlimited extra repayments | Offset account 100% offset account |
Redraw facility Redraw fee: $35 | Split interest facility |
Loan portable | Repayment holiday available |
Allow guarantors | Available for first home buyers |
Fees
Total estimated upfront fees 0 | Application fee 0 |
Legal fee At Cost | Valuation fee At Cost |
Settlement fee 0 | Other upfront fee 0 |
Ongoing fee $395 annually | Discharge fee 350 |
Application method
Online | Phone |
Broker | In branch |
Target Market Determination
Visit Beyond Bank Australia to view Target Market Determination.
Other Benefits
Online redraws are free (for staff assisted redraws, fee of $35 applies). Waived annual fee on beyond Bank Low Rate Credit Card, fee-free banking on a range of Beyond bank transaction accounts
Other Restrictions
New Money only.
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