Beyond Bank Total Home Loan Package Variable (LVR 60%-80%) (New Customer) | Review & Compare Home Loans

Total Home Loan Package

On this page

Explore

Interest Rate

2.59

% p.a

Variable

Comparison Rate*

3.02

% p.a

Maximum LVR

80%

Real Time Rating™

Monthly Repayment

$1,359

based on $300,000 loan amount for 25 years at 2.59%

On this page

Explore

Summary
Features & fees
Similar Products
Latest News

Interest Rate

2.59

% p.a

Variable

Comparison Rate*

3.02

% p.a

Maximum LVR

80%

Real Time Rating™

Monthly Repayment

$1,359

based on $300,000 loan amount for 25 years at 2.59%

Calculate your repayments for this loan

Your estimated repayment

$1,359

based on $300,000 loan amount for 25 years at 2.59%

Based on your details, you can compare and save on the following home loans

TMD

Monthly Repayment

$1,285

based on $300,000 loan amount for 25 years at 2.09%

Interest Rate

2.09

% p.a

Variable

Comparison Rate*

2.09

% p.a

Interest rates ranked in the best 20%
No upfront or ongoing fees
100% full offset account
Parents can sign as guarantor

Real Time Rating™

More Features

Monthly Repayment

$1,344

based on $300,000 loan amount for 25 years at 2.49%

Interest Rate

2.49

% p.a

Variable

Comparison Rate*

2.90

% p.a

Interest rates ranked in the best 20%
100% full offset account
Parents can sign as guarantor
Extra repayments and redraw facility

Real Time Rating™

More Features

Monthly Repayment

$1,270

based on $300,000 loan amount for 25 years at 1.99%

Interest Rate

1.99

% p.a

Variable

Comparison Rate*

1.93

% p.a

Interest rates ranked in the best 20%
No upfront or ongoing fees
100% full offset account
Extra repayments and redraw facility

Real Time Rating™

More Features

Quick home loan review

For Total Home Loan Package Variable (LVR 60%-80%) (New Customer)

These are the benefits of this home loan.

Interest rates ranked in the best 20%
No upfront fees
100% full offset account
Redraw facility available
Extra repayments and redraw facility
Split account option

These are the drawbacks of this home loan.

Ongoing fee
Discharge fee at end of loan
No repayment holidays

Home loan overview

For Total Home Loan Package Variable (LVR 60%-80%) (New Customer)

TMD

Details
Features
Fees
Application method

Details

Maximum LVR 80%	Total Repayments $407,700 View repayment schedule »
Next LVR	Interest rate type Variable
Borrowing range $50k - $2m Calculate how much you can borrow	Suitable for Owner Occupiers
Loan term range 5 - 30 years	Principal & interest
Interest only	Applicable states ACT, NSW, NT, QLD, SA, TAS, VIC, WA
Make repayments Fortnightly, Monthly, Weekly

Features

Extra repayments Unlimited extra repayments	Offset account 100% offset account
Redraw facility Redraw fee: $35	Split interest facility
Loan portable	Repayment holiday available
Allow guarantors	Available for first home buyers

Fees

Total estimated upfront fees 0	Application fee 0
Legal fee At Cost	Valuation fee At Cost
Settlement fee 0	Other upfront fee 0
Ongoing fee $395 annually	Discharge fee 350

Application method

Online Compare	Phone
Broker Talk to an expert	In branch

Target Market Determination

Visit Beyond Bank Australia to view Target Market Determination.

Other Benefits

Online redraws are free (for staff assisted redraws, fee of $35 applies). Waived annual fee on beyond Bank Low Rate Credit Card, fee-free banking on a range of Beyond bank transaction accounts

Other Restrictions

New Money only.

Compare and review home loans with similar features

TMD

Interest Rate

2.49

% p.a

Variable

Comparison Rate*

2.90

% p.a

Interest rates ranked in the best 20%
100% full offset account
Parents can sign as guarantor
Extra repayments and redraw facility

Real Time Rating™

Interest Rate

2.69

% p.a

Variable

Comparison Rate*

3.10

% p.a

Cashback

Refinance and get $2,000 cashback for home loans over $250k with LVR ≤80%. Limited time offer extended, T&Cs apply. ~ Ends in 2 months

Real Time Rating™

Interest Rate

4.24

% p.a

Variable

Comparison Rate*

4.26

% p.a

Cashback

$2,000 cashback when you refinance a loan of $250,000 or more

Real Time Rating™

Interest Rate

1.99

% p.a

Variable

Comparison Rate*

1.93

% p.a

Interest rates ranked in the best 20%
No upfront or ongoing fees
100% full offset account
Extra repayments and redraw facility

Real Time Rating™

FAQs

The range you can borrow from this loan is $50k to $2,000,000.

This loan option comes with a maximum loan-to-value ratio of 80 percent, which means it requires a minimum deposit of 20 percent

Beyond Bank Australia allows you to have this loan for a range of 5 to 30 years.

Beyond Bank Australia allows you to make repayments to this loan option through one of the following repayment schedules: fortnightly, monthly, weekly.

While it could change based on your circumstances, RateCity estimates that this loan option comes with $0 worth of upfront fees.

Yes, this loan comes with a redraw, charged at $35 if you need to use it.

Beyond Bank Australia makes it possible to apply for this product online. Apply here.

Yes, this Beyond Bank Australia loan is available through a broker. Find a broker to help you with your needs.

View all

powering smart financial decisions