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4.89
% p.a
Fixed - 3 years
4.90
% p.a
$1,735
based on $300,000 loan amount for 25 years at 4.89%
On this page
4.89
% p.a
Fixed - 3 years
4.90
% p.a
$1,735
based on $300,000 loan amount for 25 years at 4.89%
Calculate your repayments for this loan
Your estimated repayment
$1,735
based on $300,000 loan amount for 25 years at 4.89%
Beyond Bank home loans are available through brokers who can help find the right loan and manage your application at no charge.
John Fulford
Get expert advice from a home loans specialist.
John enjoy’s helping people achieve their goals and has a passion for property. For 2 years now at Newcastle Finance Brokers he has been helping people find the best products and loans to suit his clients. John holds his Cert IV and Diploma in Finance & Mortgage broking.
CRN: 515694
Russel Gomes
Get expert advice from a home loans specialist.
Russel is an independent residential and business, broker. He specialised in working with a significant number of SME business owners and self-employed persons, for whom he has produced sophisticated solutions that have earned the gratitude of his clients. Consumers will receive the same quality of care regardless of whether they choose to purchase their first home, make an investment, or are in a situation of insurmountable debt. Russel is an expert at identifying the optimal combination of choices for his customers and assisting them through a successful business or real estate transaction and debt relief procedure. Due to his expertise in the mortgage industry and his unique perspective, he has been able to provide customised solutions for his clients.
CRN: 532008
Tedjo Hadiwidjojo
Get expert advice from a home loans specialist.
An experienced mortgage broker with over 15 years in the finance industry, dedicating to find you the right loan product from a wide range of lenders that suits your requirements. I pride myself to provide Speed, Convenience and adding Value to my clients. Whether it’s your home or investment, the loan choices can be complex and daunting. With my experience as a mortgage broker and an investor myself, I will recommend you the solution and guide you through the process to get you the best loan and lending rates.
CRN: 517245
$1,207
based on $300,000 loan amount for 25 years at 2.64%
Quick home loan review
For Total Home Loan Package Home Loan Fixed 3 Years (LVR < 90%)
These are the benefits of this home loan.
- No upfront fees
- Parents can sign as guarantor
- Extra repayments and redraw facility
- Free redraw facility
- Split account option
These are the drawbacks of this home loan.
- Limited extra repayments
- No offset account
- Higher than average interest rate
- Loan reverts to higher rate after fixed period
- Ongoing fee
- Discharge fee at end of loan
Home loan overview
For Total Home Loan Package Home Loan Fixed 3 Years (LVR < 90%)
- Details
- Features
- Fees
- Application method
Details
Maximum LVR Less than 90% | Total Repayments $520,500 |
Interest rate type Fixed - 3 years | |
Borrowing range
$50k
-
$100m
| Suitable for Owner Occupiers |
Loan term range 5 - 30 years | Principal & interest |
Interest only | Applicable states ACT, NSW, NT, QLD, SA, TAS, VIC, WA |
Features
Extra repayments Yes - limited to $24999 | Offset account No |
Redraw facility Redraw fee: $0 | Split interest facility |
Loan portable | Repayment holiday available |
Allow guarantors | Available for first home buyers |
Fees
Total estimated upfront fees 0 | Application fee 0 |
Legal fee $0 | Valuation fee At Cost |
Settlement fee 0 | Other upfront fee 0 |
Ongoing fee $395 annually | Discharge fee 350 |
Application method
Online | Phone |
Broker | In branch |
Target Market Determination
Visit Beyond Bank Australia to view Target Market Determination.
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