Borrow amount

$300,000

Advertised Rate

3.89%

Fixed - 1 year

Loan term
25 Years
Bank of Queensland
Repayment frequency
Monthly
Monthly Repayments
$1,565
Number of repayments
300
Total interest paid
$169,603
Total Repayments

$469,603

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Nov 2020$592.85$972.50$1,565.35$299,407.15
2Dec 2020$594.77$970.58$1,565.35$298,812.38
2020 Total$1,187.62$1,943.08$3,130.7
3Jan 2021$596.70$968.65$1,565.35$298,215.68
4Feb 2021$598.63$966.72$1,565.35$297,617.05
5Mar 2021$600.57$964.78$1,565.35$297,016.48
6Apr 2021$602.52$962.83$1,565.35$296,413.96
7May 2021$604.47$960.88$1,565.35$295,809.49
8Jun 2021$606.43$958.92$1,565.35$295,203.06
9Jul 2021$608.40$956.95$1,565.35$294,594.66
10Aug 2021$610.37$954.98$1,565.35$293,984.29
11Sep 2021$612.35$953.00$1,565.35$293,371.94
12Oct 2021$614.34$951.01$1,565.35$292,757.60
13Nov 2021$616.33$949.02$1,565.35$292,141.27
14Dec 2021$618.33$947.02$1,565.35$291,522.94
2021 Total$7,289.44$11,494.76$18,784.2
15Jan 2022$620.33$945.02$1,565.35$290,902.61
16Feb 2022$622.34$943.01$1,565.35$290,280.27
17Mar 2022$624.36$940.99$1,565.35$289,655.91
18Apr 2022$626.38$938.97$1,565.35$289,029.53
19May 2022$628.41$936.94$1,565.35$288,401.12
20Jun 2022$630.45$934.90$1,565.35$287,770.67
21Jul 2022$632.49$932.86$1,565.35$287,138.18
22Aug 2022$634.54$930.81$1,565.35$286,503.64
23Sep 2022$636.60$928.75$1,565.35$285,867.04
24Oct 2022$638.66$926.69$1,565.35$285,228.38
25Nov 2022$640.73$924.62$1,565.35$284,587.65
26Dec 2022$642.81$922.54$1,565.35$283,944.84
2022 Total$7,578.1$11,206.1$18,784.2
27Jan 2023$644.90$920.45$1,565.35$283,299.94
28Feb 2023$646.99$918.36$1,565.35$282,652.95
29Mar 2023$649.08$916.27$1,565.35$282,003.87
30Apr 2023$651.19$914.16$1,565.35$281,352.68
31May 2023$653.30$912.05$1,565.35$280,699.38
32Jun 2023$655.42$909.93$1,565.35$280,043.96
33Jul 2023$657.54$907.81$1,565.35$279,386.42
34Aug 2023$659.67$905.68$1,565.35$278,726.75
35Sep 2023$661.81$903.54$1,565.35$278,064.94
36Oct 2023$663.96$901.39$1,565.35$277,400.98
37Nov 2023$666.11$899.24$1,565.35$276,734.87
38Dec 2023$668.27$897.08$1,565.35$276,066.60
2023 Total$7,878.24$10,905.96$18,784.2
39Jan 2024$670.43$894.92$1,565.35$275,396.17
40Feb 2024$672.61$892.74$1,565.35$274,723.56
41Mar 2024$674.79$890.56$1,565.35$274,048.77
42Apr 2024$676.98$888.37$1,565.35$273,371.79
43May 2024$679.17$886.18$1,565.35$272,692.62
44Jun 2024$681.37$883.98$1,565.35$272,011.25
45Jul 2024$683.58$881.77$1,565.35$271,327.67
46Aug 2024$685.80$879.55$1,565.35$270,641.87
47Sep 2024$688.02$877.33$1,565.35$269,953.85
48Oct 2024$690.25$875.10$1,565.35$269,263.60
49Nov 2024$692.49$872.86$1,565.35$268,571.11
50Dec 2024$694.73$870.62$1,565.35$267,876.38
2024 Total$8,190.22$10,593.98$18,784.2
51Jan 2025$696.98$868.37$1,565.35$267,179.40
52Feb 2025$699.24$866.11$1,565.35$266,480.16
53Mar 2025$701.51$863.84$1,565.35$265,778.65
54Apr 2025$703.78$861.57$1,565.35$265,074.87
55May 2025$706.07$859.28$1,565.35$264,368.80
56Jun 2025$708.35$857.00$1,565.35$263,660.45
57Jul 2025$710.65$854.70$1,565.35$262,949.80
58Aug 2025$712.95$852.40$1,565.35$262,236.85
59Sep 2025$715.27$850.08$1,565.35$261,521.58
60Oct 2025$717.58$847.77$1,565.35$260,804.00
61Nov 2025$719.91$845.44$1,565.35$260,084.09
62Dec 2025$722.24$843.11$1,565.35$259,361.85
2025 Total$8,514.53$10,269.67$18,784.2
63Jan 2026$724.59$840.76$1,565.35$258,637.26
64Feb 2026$726.93$838.42$1,565.35$257,910.33
65Mar 2026$729.29$836.06$1,565.35$257,181.04
66Apr 2026$731.65$833.70$1,565.35$256,449.39
67May 2026$734.03$831.32$1,565.35$255,715.36
68Jun 2026$736.41$828.94$1,565.35$254,978.95
69Jul 2026$738.79$826.56$1,565.35$254,240.16
70Aug 2026$741.19$824.16$1,565.35$253,498.97
71Sep 2026$743.59$821.76$1,565.35$252,755.38
72Oct 2026$746.00$819.35$1,565.35$252,009.38
73Nov 2026$748.42$816.93$1,565.35$251,260.96
74Dec 2026$750.85$814.50$1,565.35$250,510.11
2026 Total$8,851.74$9,932.46$18,784.2
75Jan 2027$753.28$812.07$1,565.35$249,756.83
76Feb 2027$755.72$809.63$1,565.35$249,001.11
77Mar 2027$758.17$807.18$1,565.35$248,242.94
78Apr 2027$760.63$804.72$1,565.35$247,482.31
79May 2027$763.09$802.26$1,565.35$246,719.22
80Jun 2027$765.57$799.78$1,565.35$245,953.65
81Jul 2027$768.05$797.30$1,565.35$245,185.60
82Aug 2027$770.54$794.81$1,565.35$244,415.06
83Sep 2027$773.04$792.31$1,565.35$243,642.02
84Oct 2027$775.54$789.81$1,565.35$242,866.48
85Nov 2027$778.06$787.29$1,565.35$242,088.42
86Dec 2027$780.58$784.77$1,565.35$241,307.84
2027 Total$9,202.27$9,581.93$18,784.2
87Jan 2028$783.11$782.24$1,565.35$240,524.73
88Feb 2028$785.65$779.70$1,565.35$239,739.08
89Mar 2028$788.20$777.15$1,565.35$238,950.88
90Apr 2028$790.75$774.60$1,565.35$238,160.13
91May 2028$793.31$772.04$1,565.35$237,366.82
92Jun 2028$795.89$769.46$1,565.35$236,570.93
93Jul 2028$798.47$766.88$1,565.35$235,772.46
94Aug 2028$801.05$764.30$1,565.35$234,971.41
95Sep 2028$803.65$761.70$1,565.35$234,167.76
96Oct 2028$806.26$759.09$1,565.35$233,361.50
97Nov 2028$808.87$756.48$1,565.35$232,552.63
98Dec 2028$811.49$753.86$1,565.35$231,741.14
2028 Total$9,566.7$9,217.5$18,784.2
99Jan 2029$814.12$751.23$1,565.35$230,927.02
100Feb 2029$816.76$748.59$1,565.35$230,110.26
101Mar 2029$819.41$745.94$1,565.35$229,290.85
102Apr 2029$822.07$743.28$1,565.35$228,468.78
103May 2029$824.73$740.62$1,565.35$227,644.05
104Jun 2029$827.40$737.95$1,565.35$226,816.65
105Jul 2029$830.09$735.26$1,565.35$225,986.56
106Aug 2029$832.78$732.57$1,565.35$225,153.78
107Sep 2029$835.48$729.87$1,565.35$224,318.30
108Oct 2029$838.18$727.17$1,565.35$223,480.12
109Nov 2029$840.90$724.45$1,565.35$222,639.22
110Dec 2029$843.63$721.72$1,565.35$221,795.59
2029 Total$9,945.55$8,838.65$18,784.2
111Jan 2030$846.36$718.99$1,565.35$220,949.23
112Feb 2030$849.11$716.24$1,565.35$220,100.12
113Mar 2030$851.86$713.49$1,565.35$219,248.26
114Apr 2030$854.62$710.73$1,565.35$218,393.64
115May 2030$857.39$707.96$1,565.35$217,536.25
116Jun 2030$860.17$705.18$1,565.35$216,676.08
117Jul 2030$862.96$702.39$1,565.35$215,813.12
118Aug 2030$865.76$699.59$1,565.35$214,947.36
119Sep 2030$868.56$696.79$1,565.35$214,078.80
120Oct 2030$871.38$693.97$1,565.35$213,207.42
121Nov 2030$874.20$691.15$1,565.35$212,333.22
122Dec 2030$877.04$688.31$1,565.35$211,456.18
2030 Total$10,339.41$8,444.79$18,784.2
123Jan 2031$879.88$685.47$1,565.35$210,576.30
124Feb 2031$882.73$682.62$1,565.35$209,693.57
125Mar 2031$885.59$679.76$1,565.35$208,807.98
126Apr 2031$888.46$676.89$1,565.35$207,919.52
127May 2031$891.34$674.01$1,565.35$207,028.18
128Jun 2031$894.23$671.12$1,565.35$206,133.95
129Jul 2031$897.13$668.22$1,565.35$205,236.82
130Aug 2031$900.04$665.31$1,565.35$204,336.78
131Sep 2031$902.96$662.39$1,565.35$203,433.82
132Oct 2031$905.89$659.46$1,565.35$202,527.93
133Nov 2031$908.82$656.53$1,565.35$201,619.11
134Dec 2031$911.77$653.58$1,565.35$200,707.34
2031 Total$10,748.84$8,035.36$18,784.2
135Jan 2032$914.72$650.63$1,565.35$199,792.62
136Feb 2032$917.69$647.66$1,565.35$198,874.93
137Mar 2032$920.66$644.69$1,565.35$197,954.27
138Apr 2032$923.65$641.70$1,565.35$197,030.62
139May 2032$926.64$638.71$1,565.35$196,103.98
140Jun 2032$929.65$635.70$1,565.35$195,174.33
141Jul 2032$932.66$632.69$1,565.35$194,241.67
142Aug 2032$935.68$629.67$1,565.35$193,305.99
143Sep 2032$938.72$626.63$1,565.35$192,367.27
144Oct 2032$941.76$623.59$1,565.35$191,425.51
145Nov 2032$944.81$620.54$1,565.35$190,480.70
146Dec 2032$947.88$617.47$1,565.35$189,532.82
2032 Total$11,174.52$7,609.68$18,784.2
147Jan 2033$950.95$614.40$1,565.35$188,581.87
148Feb 2033$954.03$611.32$1,565.35$187,627.84
149Mar 2033$957.12$608.23$1,565.35$186,670.72
150Apr 2033$960.23$605.12$1,565.35$185,710.49
151May 2033$963.34$602.01$1,565.35$184,747.15
152Jun 2033$966.46$598.89$1,565.35$183,780.69
153Jul 2033$969.59$595.76$1,565.35$182,811.10
154Aug 2033$972.74$592.61$1,565.35$181,838.36
155Sep 2033$975.89$589.46$1,565.35$180,862.47
156Oct 2033$979.05$586.30$1,565.35$179,883.42
157Nov 2033$982.23$583.12$1,565.35$178,901.19
158Dec 2033$985.41$579.94$1,565.35$177,915.78
2033 Total$11,617.04$7,167.16$18,784.2
159Jan 2034$988.61$576.74$1,565.35$176,927.17
160Feb 2034$991.81$573.54$1,565.35$175,935.36
161Mar 2034$995.03$570.32$1,565.35$174,940.33
162Apr 2034$998.25$567.10$1,565.35$173,942.08
163May 2034$1,001.49$563.86$1,565.35$172,940.59
164Jun 2034$1,004.73$560.62$1,565.35$171,935.86
165Jul 2034$1,007.99$557.36$1,565.35$170,927.87
166Aug 2034$1,011.26$554.09$1,565.35$169,916.61
167Sep 2034$1,014.54$550.81$1,565.35$168,902.07
168Oct 2034$1,017.83$547.52$1,565.35$167,884.24
169Nov 2034$1,021.13$544.22$1,565.35$166,863.11
170Dec 2034$1,024.44$540.91$1,565.35$165,838.67
2034 Total$12,077.11$6,707.09$18,784.2
171Jan 2035$1,027.76$537.59$1,565.35$164,810.91
172Feb 2035$1,031.09$534.26$1,565.35$163,779.82
173Mar 2035$1,034.43$530.92$1,565.35$162,745.39
174Apr 2035$1,037.78$527.57$1,565.35$161,707.61
175May 2035$1,041.15$524.20$1,565.35$160,666.46
176Jun 2035$1,044.52$520.83$1,565.35$159,621.94
177Jul 2035$1,047.91$517.44$1,565.35$158,574.03
178Aug 2035$1,051.31$514.04$1,565.35$157,522.72
179Sep 2035$1,054.71$510.64$1,565.35$156,468.01
180Oct 2035$1,058.13$507.22$1,565.35$155,409.88
181Nov 2035$1,061.56$503.79$1,565.35$154,348.32
182Dec 2035$1,065.00$500.35$1,565.35$153,283.32
2035 Total$12,555.35$6,228.85$18,784.2
183Jan 2036$1,068.46$496.89$1,565.35$152,214.86
184Feb 2036$1,071.92$493.43$1,565.35$151,142.94
185Mar 2036$1,075.39$489.96$1,565.35$150,067.55
186Apr 2036$1,078.88$486.47$1,565.35$148,988.67
187May 2036$1,082.38$482.97$1,565.35$147,906.29
188Jun 2036$1,085.89$479.46$1,565.35$146,820.40
189Jul 2036$1,089.41$475.94$1,565.35$145,730.99
190Aug 2036$1,092.94$472.41$1,565.35$144,638.05
191Sep 2036$1,096.48$468.87$1,565.35$143,541.57
192Oct 2036$1,100.04$465.31$1,565.35$142,441.53
193Nov 2036$1,103.60$461.75$1,565.35$141,337.93
194Dec 2036$1,107.18$458.17$1,565.35$140,230.75
2036 Total$13,052.57$5,731.63$18,784.2
195Jan 2037$1,110.77$454.58$1,565.35$139,119.98
196Feb 2037$1,114.37$450.98$1,565.35$138,005.61
197Mar 2037$1,117.98$447.37$1,565.35$136,887.63
198Apr 2037$1,121.61$443.74$1,565.35$135,766.02
199May 2037$1,125.24$440.11$1,565.35$134,640.78
200Jun 2037$1,128.89$436.46$1,565.35$133,511.89
201Jul 2037$1,132.55$432.80$1,565.35$132,379.34
202Aug 2037$1,136.22$429.13$1,565.35$131,243.12
203Sep 2037$1,139.90$425.45$1,565.35$130,103.22
204Oct 2037$1,143.60$421.75$1,565.35$128,959.62
205Nov 2037$1,147.31$418.04$1,565.35$127,812.31
206Dec 2037$1,151.03$414.32$1,565.35$126,661.28
2037 Total$13,569.47$5,214.73$18,784.2
207Jan 2038$1,154.76$410.59$1,565.35$125,506.52
208Feb 2038$1,158.50$406.85$1,565.35$124,348.02
209Mar 2038$1,162.26$403.09$1,565.35$123,185.76
210Apr 2038$1,166.02$399.33$1,565.35$122,019.74
211May 2038$1,169.80$395.55$1,565.35$120,849.94
212Jun 2038$1,173.59$391.76$1,565.35$119,676.35
213Jul 2038$1,177.40$387.95$1,565.35$118,498.95
214Aug 2038$1,181.22$384.13$1,565.35$117,317.73
215Sep 2038$1,185.05$380.30$1,565.35$116,132.68
216Oct 2038$1,188.89$376.46$1,565.35$114,943.79
217Nov 2038$1,192.74$372.61$1,565.35$113,751.05
218Dec 2038$1,196.61$368.74$1,565.35$112,554.44
2038 Total$14,106.84$4,677.36$18,784.2
219Jan 2039$1,200.49$364.86$1,565.35$111,353.95
220Feb 2039$1,204.38$360.97$1,565.35$110,149.57
221Mar 2039$1,208.28$357.07$1,565.35$108,941.29
222Apr 2039$1,212.20$353.15$1,565.35$107,729.09
223May 2039$1,216.13$349.22$1,565.35$106,512.96
224Jun 2039$1,220.07$345.28$1,565.35$105,292.89
225Jul 2039$1,224.03$341.32$1,565.35$104,068.86
226Aug 2039$1,227.99$337.36$1,565.35$102,840.87
227Sep 2039$1,231.97$333.38$1,565.35$101,608.90
228Oct 2039$1,235.97$329.38$1,565.35$100,372.93
229Nov 2039$1,239.97$325.38$1,565.35$99,132.96
230Dec 2039$1,243.99$321.36$1,565.35$97,888.97
2039 Total$14,665.47$4,118.73$18,784.2
231Jan 2040$1,248.03$317.32$1,565.35$96,640.94
232Feb 2040$1,252.07$313.28$1,565.35$95,388.87
233Mar 2040$1,256.13$309.22$1,565.35$94,132.74
234Apr 2040$1,260.20$305.15$1,565.35$92,872.54
235May 2040$1,264.29$301.06$1,565.35$91,608.25
236Jun 2040$1,268.39$296.96$1,565.35$90,339.86
237Jul 2040$1,272.50$292.85$1,565.35$89,067.36
238Aug 2040$1,276.62$288.73$1,565.35$87,790.74
239Sep 2040$1,280.76$284.59$1,565.35$86,509.98
240Oct 2040$1,284.91$280.44$1,565.35$85,225.07
241Nov 2040$1,289.08$276.27$1,565.35$83,935.99
242Dec 2040$1,293.26$272.09$1,565.35$82,642.73
2040 Total$15,246.24$3,537.96$18,784.2
243Jan 2041$1,297.45$267.90$1,565.35$81,345.28
244Feb 2041$1,301.66$263.69$1,565.35$80,043.62
245Mar 2041$1,305.88$259.47$1,565.35$78,737.74
246Apr 2041$1,310.11$255.24$1,565.35$77,427.63
247May 2041$1,314.36$250.99$1,565.35$76,113.27
248Jun 2041$1,318.62$246.73$1,565.35$74,794.65
249Jul 2041$1,322.89$242.46$1,565.35$73,471.76
250Aug 2041$1,327.18$238.17$1,565.35$72,144.58
251Sep 2041$1,331.48$233.87$1,565.35$70,813.10
252Oct 2041$1,335.80$229.55$1,565.35$69,477.30
253Nov 2041$1,340.13$225.22$1,565.35$68,137.17
254Dec 2041$1,344.47$220.88$1,565.35$66,792.70
2041 Total$15,850.03$2,934.17$18,784.2
255Jan 2042$1,348.83$216.52$1,565.35$65,443.87
256Feb 2042$1,353.20$212.15$1,565.35$64,090.67
257Mar 2042$1,357.59$207.76$1,565.35$62,733.08
258Apr 2042$1,361.99$203.36$1,565.35$61,371.09
259May 2042$1,366.41$198.94$1,565.35$60,004.68
260Jun 2042$1,370.83$194.52$1,565.35$58,633.85
261Jul 2042$1,375.28$190.07$1,565.35$57,258.57
262Aug 2042$1,379.74$185.61$1,565.35$55,878.83
263Sep 2042$1,384.21$181.14$1,565.35$54,494.62
264Oct 2042$1,388.70$176.65$1,565.35$53,105.92
265Nov 2042$1,393.20$172.15$1,565.35$51,712.72
266Dec 2042$1,397.71$167.64$1,565.35$50,315.01
2042 Total$16,477.69$2,306.51$18,784.2
267Jan 2043$1,402.25$163.10$1,565.35$48,912.76
268Feb 2043$1,406.79$158.56$1,565.35$47,505.97
269Mar 2043$1,411.35$154.00$1,565.35$46,094.62
270Apr 2043$1,415.93$149.42$1,565.35$44,678.69
271May 2043$1,420.52$144.83$1,565.35$43,258.17
272Jun 2043$1,425.12$140.23$1,565.35$41,833.05
273Jul 2043$1,429.74$135.61$1,565.35$40,403.31
274Aug 2043$1,434.38$130.97$1,565.35$38,968.93
275Sep 2043$1,439.03$126.32$1,565.35$37,529.90
276Oct 2043$1,443.69$121.66$1,565.35$36,086.21
277Nov 2043$1,448.37$116.98$1,565.35$34,637.84
278Dec 2043$1,453.07$112.28$1,565.35$33,184.77
2043 Total$17,130.24$1,653.96$18,784.2
279Jan 2044$1,457.78$107.57$1,565.35$31,726.99
280Feb 2044$1,462.50$102.85$1,565.35$30,264.49
281Mar 2044$1,467.24$98.11$1,565.35$28,797.25
282Apr 2044$1,472.00$93.35$1,565.35$27,325.25
283May 2044$1,476.77$88.58$1,565.35$25,848.48
284Jun 2044$1,481.56$83.79$1,565.35$24,366.92
285Jul 2044$1,486.36$78.99$1,565.35$22,880.56
286Aug 2044$1,491.18$74.17$1,565.35$21,389.38
287Sep 2044$1,496.01$69.34$1,565.35$19,893.37
288Oct 2044$1,500.86$64.49$1,565.35$18,392.51
289Nov 2044$1,505.73$59.62$1,565.35$16,886.78
290Dec 2044$1,510.61$54.74$1,565.35$15,376.17
2044 Total$17,808.6$975.6$18,784.2
291Jan 2045$1,515.51$49.84$1,565.35$13,860.66
292Feb 2045$1,520.42$44.93$1,565.35$12,340.24
293Mar 2045$1,525.35$40.00$1,565.35$10,814.89
294Apr 2045$1,530.29$35.06$1,565.35$9,284.60
295May 2045$1,535.25$30.10$1,565.35$7,749.35
296Jun 2045$1,540.23$25.12$1,565.35$6,209.12
297Jul 2045$1,545.22$20.13$1,565.35$4,663.90
298Aug 2045$1,550.23$15.12$1,565.35$3,113.67
299Sep 2045$1,555.26$10.09$1,565.35$1,558.41
300Oct 2045$1,558.41$5.05$1,563.46$0.00
2045 Total$15,376.17$275.44$15,651.61