Standard Fixed Rate Home Loan (Interest Only) 4 Years
Cashback$2,500 cashback when you refinance your home loan to BOQ (LVR of 70% or less) Expiry date: 15/08/2020
- Last updated on 14 Aug 2020
Fixed - 4 years
based on $300,000 loan amount for 25 years
- Comes with a credit card
- Repayments will not change during fixed period
- No redraw and no offset
- Discharge fee at end of loan
- Repayments won't decrease if RBA cuts rates
Interest rate structure
Fixed - 4 years
$25k - $100m
Principal & interest
Loan term range
1 - 30 years
Unlimited extra repayments
Allows split interest
ACT, NSW, NT, QLD, SA, TAS, VIC, WA
Total estimated upfront fees
Other upfront fee
Minimum SMSF Amount
- Cashback $2,500 cashback when you refinance your home loan to BOQ (LVR of 70% or less)Available for owner-occupier and investor home loans Available for applications received by 15 August 2020 and settled by 31 October 2020
Offset only available for 1 Year Fixed Term Loans
Compare and review home loans with similar features
Bank of Queensland is one of Australia’s leading regional banks. Established in 1874 as the Brisbane Permanent Benefit Building and Investment Society, the institution became a trading bank in 1942 and adopted the Bank of Queensland name in 1970.
Bank of Queensland offers a wide range of mortgages for first time home buyers, investors, upgraders and those looking to refinance their home. Bank of Queensland home loans tend to charge rates below the market average.
You can only check your rates once. However we will send you, via email, the link to the result page so that you may return to it.
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We keep all information entered on our site private and confidential. We will not pass your information on to people outside RateCity without your consent.
No. While we will do our best to show a list of loans that may suit your needs, if you choose to apply to refinance, it is up to the lender to approve or disapprove your loan based on your individual circumstances, after you have submitted all your paperwork.
This can sometimes take up to 30 days, so it is important to find out exactly what the criteria is for the loan, and what you need in terms of paperwork. RateCity does not make any suggestions taking into account your personal and individual needs.
To work out how much you could save, we run the home loan details you’ve provided through our database, and search for similar home loan options that we think would be suitable for you.
We then calculate the costs of these loan options over 15 years (to keep our calculations consistent) and compare them to the cost calculations for your current home loan.
Your $100 gift card works just like a digital VISA debit card and can be used anywhere that these cards are accepted until its balance runs out.