Compare Home loans in Brisbane

Find home loans from a wide range of Australian lenders that best suit your needs, whether you're investing, refinancing or looking to buy your first home. Compare interest rates, mortgage repayments, fees and more. - Data last updated on 22 Jun 2018

Compare Home loans in Brisbane

Promoted
Discount Offer Variable Home Loan ($200k-$700k)Rewards$1000 offer: Apply for a UHomeLoan of $200,000 or more (excl amounts to refinance a UBank loan) by 6 Aug 2018, & settle by 28 Sept 2018. You must have a USaver before settlement and until the $1000 is paid. Other T&C apply.
Advertised rate
3.69%
Variable
Comparison rate*
3.69%
Monthly repayment
$1,149
Real Time Rating™

4.35 / 5

Compare
Promoted
Low Rate Home Loan with Offset (Principal and Interest) (LVR < 80%)
Advertised rate
3.64%
Variable
Comparison rate*
3.67%
Monthly repayment
$1,142
Real Time Rating™

4.66 / 5

Compare
Promoted
Discount Variable Home Loan ($150k+) (LVR < 80%)
Advertised rate
3.69%
Variable
Comparison rate*
3.74%
Monthly repayment
$1,149
Real Time Rating™

4.35 / 5

Compare
Mortgage Saver Special Home Loan (QLD only)
Advertised rate
3.62%
Variable
Comparison rate*
3.62%
Monthly repayment
$1,139
Real Time Rating™

4.4 / 5

Compare
Basic Home Loan Special (LVR < 80%)SpecialEstablishment fee waived for Variable Basic Home Loans until 30 June 2018.
Advertised rate
3.65%
Variable
Comparison rate*
3.66%
Monthly repayment
$1,144
Real Time Rating™

4.42 / 5

Compare
Advantage Home Loan (PAYG Special No Offset) (LVR<80%)
Advertised rate
3.64%
Variable
Comparison rate*
3.67%
Monthly repayment
$1,142
Real Time Rating™

4.37 / 5

Compare
First Rate Home Loan (LVR < 80%)
Advertised rate
3.64%
Variable
Comparison rate*
3.69%
Monthly repayment
$1,142
Real Time Rating™

4.31 / 5

Compare
Select Basic Home Loan (Principal and Interest) (Amounts < $500k, LVR < 80%)
Advertised rate
3.69%
Variable
Comparison rate*
3.70%
Monthly repayment
$1,149
Real Time Rating™

4.33 / 5

Compare
Premier Standard Variable Home LoanSpecialAvailable on new Premier home loan borrowings from $50,000 when applying by 31 July 2018
Advertised rate
3.69%
Variable
Comparison rate*
3.70%
Monthly repayment
$1,149
Real Time Rating™

4.43 / 5

Compare
Special Low Variable Rate Home Loan (LVR < 80%)
Advertised rate
3.79%
Variable
Comparison rate*
3.79%
Monthly repayment
$1,163
Real Time Rating™

4.29 / 5

Compare
Basic Variable Rate Home Loan
Advertised rate
3.77%
Variable
Comparison rate*
3.81%
Monthly repayment
$1,161
Real Time Rating™

4.19 / 5

Compare
First Home Buyer Loan - 40 Year Term
Advertised rate
3.77%
Variable
Comparison rate*
3.81%
Monthly repayment
$1,161
Real Time Rating™

4.19 / 5

Compare
OMG Home Loan (Principal and Interest)
Advertised rate
3.79%
Variable
Comparison rate*
3.83%
Monthly repayment
$1,163
Real Time Rating™

4.09 / 5

Compare
Discount Variable Home Loan ($150k+) (LVR 80%-90%)
Advertised rate
3.79%
Variable
Comparison rate*
3.84%
Monthly repayment
$1,163
Real Time Rating™

4.23 / 5

Compare
Low Rate Home Loan with Offset (Principal and Interest) (LVR 80%-90%)
Advertised rate
3.84%
Variable
Comparison rate*
3.87%
Monthly repayment
$1,171
Real Time Rating™

4.44 / 5

Compare
Basic Home Loan (LVR < 80%)SpecialEstablishment fee waived for Variable Basic Home Loans until 30 June 2018.
Advertised rate
3.86%
Variable
Comparison rate*
3.87%
Monthly repayment
$1,173
Real Time Rating™

4.21 / 5

Compare
Rate Buster High Lend Variable Investment Loan (Principal and Interest)CashbackCashback Offer: $750 for loans under $500,000 or $1,500 for loans over $500,000
Advertised rate
3.89%
Variable
Comparison rate*
3.89%
Monthly repayment
$1,178
Real Time Rating™

4.34 / 5

Compare
IQ Basic Investment Loan (Principal and Interest) (LVR < 70%)
Advertised rate
3.89%
Variable
Comparison rate*
3.90%
Monthly repayment
$1,178
Real Time Rating™

3.98 / 5

Compare
Discount Variable Home Loan ($150k+) (LVR 90%-95%)
Advertised rate
3.89%
Variable
Comparison rate*
3.94%
Monthly repayment
$1,178
Real Time Rating™

4.1 / 5

Compare
Discount Offer for Investor Variable P&I RateRewards$1000 offer: Apply for a UHomeLoan of $200,000 or more (excl amounts to refinance a UBank loan) by 6 Aug 2018, & settle by 28 Sept 2018. You must have a USaver before settlement and until the $1000 is paid. Other T&C apply.
Advertised rate
3.99%
Variable
Comparison rate*
3.99%
Monthly repayment
$1,192
Real Time Rating™

4 / 5

Compare
Extra Home Loan (Principal and Interest)
Advertised rate
3.99%
Variable
Comparison rate*
4.00%
Monthly repayment
$1,192
Real Time Rating™

4.36 / 5

Compare
UHomeLoan Fixed (Principal and Interest) 3 Years
Advertised rate
3.74%
Fixed - 3 years
Comparison rate*
4.01%
Monthly repayment
$1,156
Real Time Rating™

3.51 / 5

Compare
UHomeLoan Fixed (Interest Only) 3 Years
Advertised rate
3.74%
Fixed - 3 years
Comparison rate*
4.01%
Monthly repayment
$1,156
Real Time Rating™

3.31 / 5

Compare
My Life Fixed Rate Package 2 Years
Advertised rate
3.69%
Fixed - 2 years
Comparison rate*
4.04%
Monthly repayment
$1,149
Real Time Rating™

3.9 / 5

Compare
My Life Fixed Rate Package 3 Years
Advertised rate
3.85%
Fixed - 3 years
Comparison rate*
4.05%
Monthly repayment
$1,172
Real Time Rating™

3.88 / 5

Compare
OMG Investment Loan (Principal and Interest)
Advertised rate
4.04%
Variable
Comparison rate*
4.08%
Monthly repayment
$1,199
Real Time Rating™

3.77 / 5

Compare
UHomeLoan Fixed (Principal and Interest) 5 Years
Advertised rate
4.09%
Fixed - 5 years
Comparison rate*
4.10%
Monthly repayment
$1,207
Real Time Rating™

3.27 / 5

Compare
UHomeLoan - Standard Variable (Principal and Interest)
Advertised rate
4.17%
Variable
Comparison rate*
4.10%
Monthly repayment
$1,218
Real Time Rating™

3.78 / 5

Compare
Basic Home Loan (LVR < 80%)
Advertised rate
4.09%
Variable
Comparison rate*
4.11%
Monthly repayment
$1,207
Real Time Rating™

3.87 / 5

Compare
UHomeLoan Fixed (Principal and Interest) 1 Year
Advertised rate
3.59%
Fixed - 1 year
Comparison rate*
4.14%
Monthly repayment
$1,135
Real Time Rating™

3.33 / 5

Compare
UHomeLoan Fixed (Interest Only) 1 Year
Advertised rate
3.59%
Fixed - 1 year
Comparison rate*
4.14%
Monthly repayment
$1,135
Real Time Rating™

3.24 / 5

Compare
Liberty Free Home Loan (LVR 60%-70%)
Advertised rate
4.14%
Variable
Comparison rate*
4.15%
Monthly repayment
$1,214
Real Time Rating™

4.06 / 5

Compare
Liberty Sharp Investment Loan (LVR < 60%)
Advertised rate
4.14%
Variable
Comparison rate*
4.21%
Monthly repayment
$1,214
Real Time Rating™

3.62 / 5

Compare
Discount Variable Investment Loan (Principal and Interest) (LVR<80%)
Advertised rate
4.19%
Variable
Comparison rate*
4.24%
Monthly repayment
$1,221
Real Time Rating™

3.75 / 5

Compare
Home Advantage Fixed Home Loan 2 Years
Advertised rate
3.79%
Fixed - 2 years
Comparison rate*
4.25%
Monthly repayment
$1,163
Real Time Rating™

4.17 / 5

Compare
Home Advantage Fixed Home Loan 1 Year
Advertised rate
3.89%
Fixed - 1 year
Comparison rate*
4.26%
Monthly repayment
$1,178
Real Time Rating™

4.12 / 5

Compare
Home Advantage Fixed Home Loan 3 Years
Advertised rate
3.89%
Fixed - 3 years
Comparison rate*
4.26%
Monthly repayment
$1,178
Real Time Rating™

4.12 / 5

Compare
UHomeLoan - Standard Variable (Interest Only)
Advertised rate
4.46%
Variable
Comparison rate*
4.39%
Monthly repayment
$1,261
Real Time Rating™

3.17 / 5

Compare
Base Variable Home Loan (Interest Only)
Advertised rate
4.70%
Variable
Comparison rate*
4.42%
Monthly repayment
$1,297
Real Time Rating™

2.79 / 5

Compare
Inv UHomeLoan Fixed 3 Years
Advertised rate
3.99%
Fixed - 3 years
Comparison rate*
4.44%
Monthly repayment
$1,192
Real Time Rating™

3.16 / 5

Compare
Extra Investment Loan (Principal and Interest)
Advertised rate
4.44%
Variable
Comparison rate*
4.45%
Monthly repayment
$1,258
Real Time Rating™

3.79 / 5

Compare
Home Advantage Fixed Home Loan 5 Years
Advertised rate
4.49%
Fixed - 5 years
Comparison rate*
4.51%
Monthly repayment
$1,265
Real Time Rating™

3.36 / 5

Compare
No Fee Variable Rate Home Loan (Principal and Interest)
Advertised rate
4.52%
Variable
Comparison rate*
4.52%
Monthly repayment
$1,270
Real Time Rating™

3.35 / 5

Compare
Liberty Star Investment Loan (LVR < 60%)
Advertised rate
4.24%
Variable
Comparison rate*
4.55%
Monthly repayment
$1,228
Real Time Rating™

3.87 / 5

Compare
Inv UHomeLoan Fixed 5 Years
Advertised rate
4.49%
Fixed - 5 years
Comparison rate*
4.56%
Monthly repayment
$1,265
Real Time Rating™

2.85 / 5

Compare
Home Advantage Fixed Investment Loan (Principal and Interest) 1 Year
Advertised rate
4.29%
Fixed - 1 year
Comparison rate*
4.57%
Monthly repayment
$1,236
Real Time Rating™

3.83 / 5

Compare
Home Advantage Fixed Investment Loan (Principal and Interest) 2 Years
Advertised rate
4.29%
Fixed - 2 years
Comparison rate*
4.58%
Monthly repayment
$1,236
Real Time Rating™

3.81 / 5

Compare
Home Advantage Fixed Investment Loan (Principal and Interest) 3 Years
Advertised rate
4.29%
Fixed - 3 years
Comparison rate*
4.59%
Monthly repayment
$1,236
Real Time Rating™

3.78 / 5

Compare
Inv UHomeLoan Variable
Advertised rate
4.66%
Variable
Comparison rate*
4.59%
Monthly repayment
$1,291
Real Time Rating™

3.24 / 5

Compare
Inv UHomeLoan Fixed 1 Year
Advertised rate
3.99%
Fixed - 1 year
Comparison rate*
4.62%
Monthly repayment
$1,192
Real Time Rating™

2.81 / 5

Compare
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Home loans in Brisbane 

The most populous city in the large state of Queensland, Brisbane has become a popular choice for homeowners and investors due to the great lifestyle and high levels of employment in the city’s CBD. The property market in the city is generally stable with steady price growth and high rental tenancy rates. It can be a good choice for people looking to live in a capital city without the cost and congestion of Sydney or Melbourne.

What do I need to know about Brisbane?

Residents of Brisbane live on either the north or south side of the city with the Brisbane River dividing the two areas. The CBD and popular Southbank precinct are situated on both sides of the river. The CBD has both heritage and modern buildings intermingled with historic churches and memorials. Due to its shopping and restaurants, man-made beach and cultural centres, Brisbane is a popular tourist destination, with thousands of international and interstate visitors converging on the city each year. It is also in close driving distance of Queensland’s secondary tourist attraction, the Gold Coast, with its great beaches and theme parks.   

What is Brisbane’s economy and property market like?

In addition to a thriving tourism sector, Brisbane is the centre of the local and state administration and governance as well as having several information technology and financial businesses. The city is the headquarters of several multinational companies. The city also features the Port of Brisbane from which a variety of goods are exported to other Australian ports and overseas. Those industries have proven more stable than some, particularly the mining and resources sector, and have contributed to the city’s stable economy and good employment figures. The property market, therefore, is steady with mostly positive growth and high tenancy rates. There are land shortages in some popular and inner city suburbs with a resulting increase in apartment building in these areas.   

Why should I get a home loan in Brisbane?

Brisbane’s stable economy and employment levels make it attractive to families looking for a lifestyle change and investors looking for a reliable income source. Despite this, demand for housing in Brisbane is not as high as in similar cities, such as, Melbourne and Sydney. The city does have land towards the south of the city that is still being developed and is increasing supply. Housing affordability is therefore quite good, although properties are more expensive than in more isolated capital cities, such as, Perth, Hobart and Darwin. The home loan sector is managed mostly by the federal government and has similar regulations to other cities in Australia.

What potential problems could I encounter?

Due to Brisbane’s CBD being situated around a river system, there can be high demand for riverside, ‘lifestyle’ properties in the city’s inner suburbs. This can reduce the amount of available properties and you will need a high-range budget to purchase in these areas. Also due to many heritage properties being located in the city - mainly in the inner suburbs - there are many state and federal regulations that govern the purchase, development and renovation of the properties. Lastly, you will have to pay the usual stamp duty, land taxes and rates that are generally required from local and state governments. You should research these costs when budgeting your property buying process.

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^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.

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