RateCity.com.au
Madhu Chaudhuri
5.0
20 Reviews
Madhu Chaudhuri’s journey from a practicing Architect to a Broker has shaped her 27-year career in Australia culminating in the formation of her company Finance & Mortgage Solutions in 2001. Her vision to assist people to grow themselves financially, to be able to contribute and flourish in the community is the foundation of her practice, resulting in Industry recognition at the State and National level as a top mortgage broker. At FMS, Madhu leads a multi-lingual team to design and engineer finance solutions whether to build a home and material stability or supporting emerging entrepreneurs to open and run small businesses in their local communities. Coming to Australia as an immigrant herself more than 20 years ago, Madhu has lived experience and understanding of some of the struggles of relocating financially and emotionally- especially for migrants. Recognising the need for multi-lingual and multi-cultural access points, FMS has filled this need for migrant journey’s to be heard and supported. She donates her time for various women’s groups such as Saheli Club and Indian Mums Sydney and receives genuine fulfillment when counselling and advising on financial matters to help women achieve financial independence. She has now also been invited to Lean In Org to be the financial mentor in a workshop series for migrant women. Madhu’s drive lies in genuine connection with the community, recognising that it is built by diverse perspectives and experiences and there is a lot to learn from the young and old collectively. Madhu has sponsored an annual ‘Good Word Award’ at the local public school to support public speaking and communication programs for children for the past 7 years, as well as regular events and outing for the aged South Asian community. Finance & Mortgage Solutions strength lies in guiding, mentoring and coaching clients as well as brokers, which has resulted in growth in cities including Sydney, Melbourne, Brisbane, Adelaide & Canberra. Their services break down a pathway for migrants to financial autonomy into achievable milestones to build a strong, foreseeable financial future in their new country.
ACT2604
ACL: 384375

As well as helping you find the right home loan interest rate, features and benefits, a South Australian broker can also support you through every step of your home loan application, for a stress-free experience. Compare brokers in Adelaide near you with RateCity, and make the home loan process that much easier today.

How can an Adelaide mortgage broker help me get a home loan?

Whether you’re a first home buyer looking in north Adelaide suburbs like Clearview or Enfield, or if you're looking for an investment property in Adelaide’s southwest, such as Hove or Glenelg, a mortgage broker can help to save you time, energy and hassle. Mortgage brokers are home loan experts, and an Adelaide finance broker can share their experience of South Australia's mortgage market with you.

Brokers can look at your financial situation, calculate your potential repayments, and recommend loan options from banks and lenders who may be able to help you achieve your goals, including local lenders such as BankSA and Bendigo & Adelaide Bank. They can also negotiate with mortgage lenders on your behalf to help you get a better deal, and may be able to offer special home loan deals that are exclusive to brokers. Finally, a broker can help guide you through ever step of the home loan application process, minimising the paperwork you'll need to stress over. 

Also, your mortgage broker's job isn't over after you've signed on the dotted line! When the time comes to refinance your mortgage, a broker can help you find loan products for reaching your refinancing goals, and walk you through the application process once again. 

How do I find the best Adelaide broker?

While there is no singular “best” mortgage broker in South Australia, the best mortgage broker for you will be one who can help you achieve your financial goals. For example, if you're self-employed, you may want to look for a broker with experience with low-doc home loans and the like. 

Some brokers operate their own brokerage, while others operate as part of mortgage broking franchises. Not every broker works in the Adelaide CBD - whatever your postcode, if you can find a broker servicing your area, they may be able to use their local knowledge to your advantage. Some mortgage brokers also offer other financial services, such as financial planning. 

You can compare mortgage brokers by looking at their star ratings and testimonials from previous clients – there’s nothing quite like word of mouth.

You can also check a mortgage broker’s credentials by seeing if they belong to an industry body such as the Mortgage & Finance Association of Australia (MFAA), and how long they’ve held their Australian Credit Licence (ACL).

What does it cost to see a mortgage broker in Adelaide?

Most mortgage brokers in Australia don’t charge fees to clients, and provide their services free of charge. So, how do mortgage brokers get paid? Banks and other mortgage lenders pay commissions when brokers help set them up with new home loan customers.

Keep in mind that while mortgage brokers are paid by banks, they work for borrowers. In Australia, mortgage brokers are obliged to operate in the best interest of the borrower. If you’re concerned about a potential conflict of interest, you can ask your mortgage broker about how they’re paid, and what other home loan deals may suit your needs, even if they pay the broker a lower commission.

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