Adelaide brokers | RateCity

In recent times, I found myself lucky to be employed in a Family-owned accountant firm. Before my departure, I've had the opportunity to meet the right network and create further opportunities. As time progressed, I became more intrigued with the financial sector and took a steady approach to get involved in the lending industry. I have completed my studies in Cert IV Finance and Mortgage Broking and hold accreditations with 40 different lenders, big and small, with which I have a good relationship. I don't shy away from complex scenarios and take what I know from each deal to improve my skills. I build on my strengths and work on my weaknesses by believing that communication and time management are the foundation for building my principles.

VIC3977

CRN: 532008

Madhu Chaudhuri

5.0

20 Reviews

Madhu Chaudhuri’s journey from a practicing Architect to a Broker has shaped her 27-year career in Australia culminating in the formation of her company Finance & Mortgage Solutions in 2001. Her vision to assist people to grow themselves financially, to be able to contribute and flourish in the community is the foundation of her practice, resulting in Industry recognition at the State and National level as a top mortgage broker. At FMS, Madhu leads a multi-lingual team to design and engineer finance solutions whether to build a home and material stability or supporting emerging entrepreneurs to open and run small businesses in their local communities. Coming to Australia as an immigrant herself more than 20 years ago, Madhu has lived experience and understanding of some of the struggles of relocating financially and emotionally- especially for migrants. Recognising the need for multi-lingual and multi-cultural access points, FMS has filled this need for migrant journey’s to be heard and supported. She donates her time for various women’s groups such as Saheli Club and Indian Mums Sydney and receives genuine fulfillment when counselling and advising on financial matters to help women achieve financial independence. She has now also been invited to Lean In Org to be the financial mentor in a workshop series for migrant women. Madhu’s drive lies in genuine connection with the community, recognising that it is built by diverse perspectives and experiences and there is a lot to learn from the young and old collectively. Madhu has sponsored an annual ‘Good Word Award’ at the local public school to support public speaking and communication programs for children for the past 7 years, as well as regular events and outing for the aged South Asian community. Finance & Mortgage Solutions strength lies in guiding, mentoring and coaching clients as well as brokers, which has resulted in growth in cities including Sydney, Melbourne, Brisbane, Adelaide & Canberra. Their services break down a pathway for migrants to financial autonomy into achievable milestones to build a strong, foreseeable financial future in their new country.

ACT2604

ACL: 384375

Vini Paulatti

5.0

4 Reviews

Specialized in investment property (residential, commercial, trust and SMSF). Have helped many clients to overcome the borrowing capacity limitation they all face when start building an investment property portfolio. Helped many clients to refinance and reduce their home loan repayments, allowing then to increase their savings to contribute towards the next investment property purchase. Our mission is to simplify the loan process to our clients and at the same time add value to our clients to keep then with us in a long term.

VIC3750

CRN: 527259

Daniel Tetlaw

0.0

0 Reviews

I enjoy working with clients to understand their goals and deliver great outcomes for their unique situations. This requires flexibility, dotting every ‘i’, crossing every ‘t’, and striving to over deliver on my clients’ needs and expectations.

WA6027

CRN: 528660

Hishan Naufal

5.0

15 Reviews

Mint Financial Solutions are accredited advisors seeking a better financial future for you, your business, and your family. Our objective with these solutions is to help you make smart decisions with your money so you can achieve financial security. We will listen to your concerns and take the time to understand your needs, constraints and values, and work hard to inform you of your options, explain your choices and guide you through the decision-making process. Our Philosophy Mint Financial Solution is dedicated to building a lasting relationship with our clients by developing an understanding of the changing finance needs at different stages of their life. Our experience enables us to change with time, sourcing quality products by means that are convenient to our clients. We engage on behalf of our clients in all aspects concerning their financial security and future. Our Values Mint Financial Solutions is dedicated to giving back to the community through donating both financial aid and resources. We believe that together we can make a difference, and as a result, are committed to our charity foundation.

VIC3166

CRN: 449045

Tedjo Hadiwidjojo

5.0

15 Reviews

An experienced mortgage broker with over 15 years in the finance industry, dedicating to finding the right loan product from a wide range of lenders to meet your lending requirement. I pride myself to provide Speed, Convenience and adding Value to my clients. Buying property whether it’s your home or investment comes with complex choices and can be daunting. There are a lot of variables to consider when choosing the right loans. With my experience as a mortgage broker and an investor myself, I will recommend you the best lender and guide you through the process to get you the best possible loan option and lending rates.

VIC3131

CRN: 517245

Mahesh Perera

5.0

23 Reviews

In 1994, Mahesh bought a property at a highly inflated price. Shortly after, he lost most of his superannuation when the company he was working for was declared bankrupt. This misfortune encouraged him to learn as much as he could about good financial management so that he would avoid making the same mistakes again. Mahesh worked has to educate himself and gain valuable qualifications in the finance industry. While doing so, he recognised an opportunity to help other migrants steer clear of the pitfalls that he encountered. After studying to become a qualified Financial Advisor, Mahesh then went on to build his own financial planning firm, working under AXA, AON, and Patron licensees. Since 1996 Mahesh has had the privilege to assist more than 1500 clients to achieve their financial goals using various wealth strategies going to help you immensely. You will be glad you become an Equity Advice client.

NSW2000

CRN: 492305

Collins Mayaki

4.9

177 Reviews

I pride myself on building long term relationships with my clients. I’ve been in the industry for over 14 solid years with a combined 30 years experience within our firm (Wealthy You). this gives clients that extra peace of mind knowing we’ve been around for a long time. We’ve worked on hundreds of applications. There isn’t a scenario we haven’t come across. We hold your hands from start to finish. As far as our company Wealthy You goes, with 30 years finance experience, we’ve got team members specialised In multiple areas within finance, for example: SMSF Loan, Construction Loans, Reverse Mortgage, Development Loans, Business Loans, Car Loan, Home Loan/Refinance/Purchasing And much much more. We go through every single file to make sure it will get approved before submission because we’ve got brokers within the team that worked with the banks for many years as people that APPROVED and DECLINED files.

NSW2000

CRN: 456296

As well as helping you find the right home loan interest rate, features and benefits, a South Australian broker can also support you through every step of your home loan application, for a stress-free experience. Compare brokers in Adelaide near you with RateCity, and make the home loan process that much easier today.

How can an Adelaide mortgage broker help me get a home loan?

Whether you’re a first home buyer looking in north Adelaide suburbs like Clearview or Enfield, or if you're looking for an investment property in Adelaide’s southwest, such as Hove or Glenelg, a mortgage broker can help to save you time, energy and hassle. Mortgage brokers are home loan experts, and an Adelaide finance broker can share their experience of South Australia's mortgage market with you.

Brokers can look at your financial situation, calculate your potential repayments, and recommend loan options from banks and lenders who may be able to help you achieve your goals, including local lenders such as BankSA and Bendigo & Adelaide Bank. They can also negotiate with mortgage lenders on your behalf to help you get a better deal, and may be able to offer special home loan deals that are exclusive to brokers. Finally, a broker can help guide you through ever step of the home loan application process, minimising the paperwork you'll need to stress over.

Also, your mortgage broker's job isn't over after you've signed on the dotted line! When the time comes to refinance your mortgage, a broker can help you find loan products for reaching your refinancing goals, and walk you through the application process once again.

How do I find the best Adelaide broker?

While there is no singular “best” mortgage broker in South Australia, the best mortgage broker for you will be one who can help you achieve your financial goals. For example, if you're self-employed, you may want to look for a broker with experience with low-doc home loans and the like.

Some brokers operate their own brokerage, while others operate as part of mortgage broking franchises. Not every broker works in the Adelaide CBD - whatever your postcode, if you can find a broker servicing your area, they may be able to use their local knowledge to your advantage. Some mortgage brokers also offer other financial services, such as financial planning.

You can compare mortgage brokers by looking at their star ratings and testimonials from previous clients – there’s nothing quite like word of mouth.

You can also check a mortgage broker’s credentials by seeing if they belong to an industry body such as the Mortgage & Finance Association of Australia (MFAA), and how long they’ve held their Australian Credit Licence (ACL).

What does it cost to see a mortgage broker in Adelaide?

Most mortgage brokers in Australia don’t charge fees to clients, and provide their services free of charge. So, how do mortgage brokers get paid? Banks and other mortgage lenders pay commissions when brokers help set them up with new home loan customers.

Keep in mind that while mortgage brokers are paid by banks, they work for borrowers. In Australia, mortgage brokers are obliged to operate in the best interest of the borrower. If you’re concerned about a potential conflict of interest, you can ask your mortgage broker about how they’re paid, and what other home loan deals may suit your needs, even if they pay the broker a lower commission.