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Eric Antoniou
5.0
58 Reviews on Google
Break Free Home Loans
Respond time: in 31 minutes
About me
With over 20 years experience in banking, finance, credit and lending previously working for organisations such as Esanda, Liberty Financial, ME Bank & Bank Of Melbourne, Eric, the Director of Break Free Home Loans is well suited to assisting you with your financial needs. As lending specialists, Break Free Home Loans know the key to success is understanding your requirements, needs and objectives. We know how each of the various lenders work and operate thus we can search the available market to pair you up with your ideal lender and financial solution. With access to a pool of over 40+ lenders, we are confident that we can find your ideal fit. We will complete all your checks, deal with the lender and negotiate rates and packages on your behalf. You will not have to deal with anyone except your personally assigned Break Free Home Loan specialist. We are equipped to assist you with great technology and information gathering processes that will make the application to settlement process smoother than ever before. As if that wasn’t enough, we make life convenient for you by being fully mobile. We can meet you at home, work, or even your favourite café by appointment Monday to Saturday.
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Key speciality
SMSF
Asset Finance
Commercial
Non-residential lending
Debt Consolidation
Non-conforming
Car Finance
Home Loan
What people are saying
Thomas Crack
dimitrios panagopoulos
Efficient,quick and correct.Very professional approach from Eric and his team. Excellent service from people that deserve to be called experts.Happy with the result. Highly recommended!!
Sue Norman
Great help from the team at Break Free home loans. Made the whole process easy and painless.
Padmanabhan Kunchukuttan
Eric and the Breakfree home loan team have been fantastic in helping my partner and I select the right financial institution and make the best mortgage choice for our first investment property, all by engaging and understanding our personal situation through engaging conversations. To be honest my partner and I were a bit reluctant initially to move away from my old finance broker, however Eric was patient, gave the right advice, helped us make the right choice and more importantly for us was prompt and responsive to our many queries. And true to his words Eric got me the loan value at a decent interest rate despite the current inflation situation and continues to support me through the payment claims etc, with the builder. Would strongly recommend to connect with Eric for your next investment options, I would go to him again if I have to. Thanks Eric Paddy Kunchukuttan
Mujahid Ashraf
Eric has been helpful through the entire process of obtaining loans to build our family home. He handles all issues himself and makes sure everything is done right.
Jomo Munginga
olga luiga
Chris Antoniou
cliff rerich
Eric was truly amazing with our home loan application. He believed in us from day one. He handled every process. I can’t speak highly enough of Eric. Thank you for changing our life for the better.
Alicia Byrne
Fast efficient and easy to work with. Kept me updated throughout the entire process
Lachlan Mackenzie
I couldn’t speak highly enough of Eric from Break Free Home Loans. Eric made the whole process start to finish very seem-less and easy. He was always available to assist throughout the process of obtaining finance for my first home and went above and beyond to achieve what other brokers couldn’t. He was able to take the stress out of the whole process, whilst having a few laughs along the way. I will definitely be using his services again in the future. Thanks again.
Luther Iakovidis
Excellent experience getting my home loan with Eric! I would highly recommend him for mortgage and borrowing options. Thank you again Eric.
Get InTouch
Extremally happy with the team at Break Free Home Loans, they managed to get my loans completed fast and efficiently when the others had wait times of up to 2-3 months. Time management was excellent and communication back and forth was great. I would highly recommend Break Free Home Loans and will defiantly be back when our mortgage needs refinancing. Keep up the great work !!!
Jade Hateley
Eric was the only professional (after seeing 3 mortgage brokers) willing to help. My financial situation is difficult, one broker promptly turned me away saying 'too hard, come back when your circumstances have changed'. Eric worked VERY hard for almost a month and provided ongoing feedback, ultimately managing to secure my rate that's now LESS THAN HALF what I was previously paying! Thanks to Eric, I'll be with Break Free Home Loans for life - they've gone above and beyond to help - honestly couldn't be happier!!
Sav Meliniotou
Just an overall easy experience. Excellent bloke and very helpful. Put in the extra hard yards for us. Definitely recommend Eric
Ozgur Sahin
Always delivers as promised , excellent service 10/10 every time thank you Break free home loans
Stephen Doherty
The amount of effort to get us the house we finally wonted was amazing ,they did their best to get us approved, even during the covid world. It was a tough road but they never gave up, we are both so happy with skills and knowledge they presented would highly recommend to anyone. The personal touch that Eric put in was more than any broker would of done, the first broker we tried just could not perform the way Break Free did and failed to get the loan.. Break Free experience was the key to getting us approved. Very much appreciated Thanks Break free For making our dream come true, now our kids have a future..
Niyonzima Anatolie
What amazing experience meeting Break Free Home Loans Director Mr Eric Antoniou . As a migrant is until you get someone to hold your hands ,show you and explain in the best interest of your wishes . Together with Karabagega we managed to secure our first home loan through the guidance of this Company and we wish many members of diverse communities to get in touch with Break Free Home Loans. Mr Eric is our community asset. By Anatolie Niyonzima
Damien Soltan
Just recently refinanced as well as fund a new purchase through Eric at Break Free. Eric went above and beyond and helped us secure a great deal. Would highly recommend any one looking for help in navigating a tricky market at the moment.
Karabagega Innocent
What a great hope and privilege to have in our community I am Innocent Karabagega, who migrated to Australia from Africa a decade ago. Going to school for the last seven years was tiring and stressful enough, but not until I started the journey to have my first home in Australia. Break Free Home Loans saved my life to understand what I went through connect with Eric. My family is amazed how Eric Antoniou helped us settle the land, and I wish many communities connect with him as he put the clients first. Join me to say thank you!
maryam minai
Eric is a safe set of hands! Diligent & responsive, with a sense of humour and as cool as a cucumber when you need it most. He understands the process, calls the right people at the right time & makes it happen. Pleasure to work with and will definitely be using him again. Thanks Eric.
Sarah Soltan
Eric has made the process of apply for a new mortgage too easy. He was super quick to respond to all of our questions and concerns but most importantly got us the best deal for our situation. We felt like Eric understood what our needs were and went above and beyond to facilitate signing of bank documents in the days before Christmas- with the Bank Manager. Can't thank Eric enough- highly recommend!!
Mitch Lucas
No dramas at all, very well informed and got back to us really quickly on all matters. Very good 👍
Mohamed Zahlan
Eric made refinancing of my two properties super easy and helped me to find the best deal
N K
It was a breeze dealing with Eric for my loans. He is very professional and knowledgeable. Found me right solution and have taken care of all my needs. I would highly recommend anyone looking to do their finances speak to Eric. Now we just moved to our dream home. Thanks for all your handwork Eric. Really appreciate it.
Demi P
Eric was very professional and comprehensive while helping me with my home loan. As a first time home owner, Eric made the process easy to understand and was very helpful and efficient. Definitely recommend to anyone needing help with their loans!
melissa micheli
Eric went above and beyond for me and my partner. We were recommended by a stranger and thank god we listened. We got taken care of extremely well. Eric was fast, attentive and really payed attention to detail. He really went above and beyond. He was there when you needed him to answer any questions just a phone call away. Thank you Eric for all your hard work and we will continue recommending you to everyone we know!
Sylvia Cachia
Great people to work with and truly understanding my personal needs
Steven Peter
Eric was fantastic, nothing was to much trouble and he got us the best deal possible. Would definitely recommend Eric and his team, and wouldn't think twice about using them in the future again.
Kanika Balyan
Great dealing with Eric. Fastest home loan and very smooth approval. Thanks Eric. 100% recommended
karan singh
Great experience for our home loan with Eric Antoniou. Everything went so smoothly and very quick. 100% recommended.
Donna Iakovidis
We highly recommend Break Free Home Loans. Eric’s customer service is outstanding, he is extremely professional and doesn’t beat around the bush. Thanks Eric appreciate all your help
Sarah Hart
Pamela Dugard
Eric is very professional, keeps you informed each step of the way and made the process really simple. It was our first home so going through the steps was new to us but we felt supported the entire way through
Jason Gordon
Eric was extremely professional and a huge help when we were refinancing. Coming from a home loan banking background, he knows the ropes and really does strive to get a great outcome for his clients. It was an easy and pain free experience. Highly recommended and we will definitely be using him in the future.
Naason Bishaka
They are very professional and understanding. The easy way to put it - simply client-oriented. They work hard to meet their client’s needs and expectations. Big thanks to Eric and the whole team. Thank you. Bishaka
Joseph Gobrael
Brake free are amazing and professional they are very helpful and great they really help me out in a very professional way really recommend them
George Mandalis
Eric helped me with my finances. I found him very knowledgeable, courteous and replies to my queries quickly and accurately
Juan Carlos Cruz
Eric was a real professional he gave me incredible rates and gave me a loan super quick
Rachael Law
Eric has explained to us what's best for our situation and plans. He listens to our requests and very timely with documentation. Everything was easy because he takes care of most of the work he can do on his end. He works within our schedules too. He liases with our solicitors and builders to assist us with our mortgage timelines. With the COVID pandemic, he found ways to get the job done. He communicated any issues regarding delays and difficulties that we have to go through and reassured us when we worried. Got there in the end, and happy that everything is in place. Thank you Break free home loans!
Leonel Bernardo
I have worked with Eric to secure loans for two properties. Eric showed great expertise in securing a loan that will work for me and my situation. Fast, efficient and very professional. I couldn't recommend Eric and break free home loan enough! Thanks Eric!
elise elliott
As a first home owner i had no idea where to start when it came to home loans, grants, interest rates etc - Eric made the process of purchasing my first home so smooth and easy! He was always available to answer any of my questions, was very prompt in responses and very professional and helpful every step of the way! i could not recommend him enough! Thank you Eric !
Luana Nardo
Great and professional service from Eric. His knowledge of the market and genuine desire to assist his customers make him a great broker. A year on, he is still in contact and just recently reduced our already great interest rates saving us even more money! He guides you every step of the way and ensures to get the best deal. I highly recommend. Would definitely use him again!
Kathy Christofis
Eric refinanced our home loan, he is very knowledgeable about each banks credit policies and very efficient. He is also easy to deal with and very punctual. Really happy to refer him!
Patrick Lorenzi
Lets keep this equivalently simple like it was when I dealt with Eric. Fantastic service, sound advice and will be my broker of choice for all things home loans and investments. 5/5 would not recommend anyone else. Thank you Eric for a fantastic experience.
sedat karabolat
Eric has provided a very professional.service, he has strong lending skills and listens and action your needs. He was able able to assist me in.my difficult situation and becoming a homeowner. He is punctual and polite and very helpful. Highly recommended
ManiAdeliade
Very clear explanation about the borrowing power and process. Useful advice to pull up your borrowing power and prompt response for all queries and questions. If you want to pass stress free process I strongly recommend you this business. Thanks a lot Eric.
Kushan Atukorale
Great customer service and extensive knowledge. Eric went above and beyond to get the job done, Highly recommended. Thank you Eric.
Darren Brannigan
Absolutely brilliant service from Eric. Professional, reliable and he knows his stuff. Would highly recommend (which I have done to several friends) if you are looking to refinance and don't want to go through hassle of dealing with banks/ institutions directly. The whole process from start to finish was stress free and was a pleasure to deal with...thanks Eric
marie clarke
Brilliant service, stress free, nothing was ever to much trouble. Highly recommend and will definitely use again if needed.
Rupak Bajaj
Very helpful... Very professional... Thanks very much Eric
Julia Stef
Incredible Service by Eric. Highly recommended. Thanks Eric
Mirjeta Muaremi
Eric assisted me with my home loan application. He was amazing and very efficient. It was a smooth process and he always keep me updated on the progress. I would highly recommend him 👍🏼
Adnan Ali Khan
I would highly recommend Eric from break free homes because of his highly professional services. Eric goes above and beyond and guide his clients into the right direction. Thanks for all your help Eric.
Murat Yilmaz
Eric has performed extremely helpful service. Very prompt and professional. Thanks for all your help Eric. Highly recommend!
Holly Kaba
Great customer service, prompt, knowledgeable and helpful - Thank you Eric!!
Sue MERRIGAN
Outstanding service and would highly recommend. Eric was punctual, professional and kept us fully informed throughout the application process. Eric is the only person I would consult for future financial applications.
Cindy Cochran
Eric from break free homes has been amazing. Eric goes above and beyond I would not have any hesitations in recommending him.
Let's Connect
It is far too often that you hear of people ending up with the wrong type of loan, a bad deal or sign up with promises that are never kept.

Eric Antoniou
5.0
58 Reviews
Break Free Home Loans