Lumbini Wekunagoda, your mortgage broker for Melbourne and VIC
115 Reviews on Google
With expertise over several years in Australian finance, I can assist you across Melbourne and the state of VIC. Check out 115 reviews to find out what people think of my services, and call me right now or make an appointment to get your finances working for you.
Mel Finance Services
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Lumbini Wekunagoda is the founder of Melfinance. A boutique Mortgage Broker firm in Melbourne. Lumbini has a passion for helping his clients make their financial life easier. Lumbini specialises in helping people achieve their financial goals. Our goal is to educate you and empower you. With over 10 years in the Mortgage Broker Industry, Lumbini is highly experienced and known for his tenacity in helping his clients. Lumbini also has a diploma in Mortgage Broking, MBA from the University of Wales, Cert IV, MFAA, ASIC registered and licensed Mortgage Broker. Lumbini is known for giving as much of his time as is required to each client. No question is too small and no task too big. Lumbini’s clients feel as though they truly have someone on their side throughout the process. A real advocate for them who makes the whole process easy and stress-free. He also leaves them feeling comfortable that they are fully educated and empowered to make informed decisions with zero remorse. "Why do I like my role as a Mortgage Broker? I do this because I get enormous satisfaction from helping people achieve their goals and educating the. Seeing a client in a better positon after I have helped them gives me a huge buzz"
While Lumbini may be able to assist your financial needs in many areas, specialties include:
What people are saying
We purchased an investment through our SMSF and Lumbini was recommended to us. He was amazing in every way. He had things happen very quickly, his communication to us was impeccable to the point that if he emailed us something he would also text us to let us know. He always asked our questions very quickly and helped us understand what we were signing and what the process was. He is very knowledgeable, professional and very approachable. If we would not hesitate to use him again and I would highly recommend him to my friends and family. Thank you Lumbini
Lumbini was fantastic throughout the whole process! This time round trying to buy a house we had the knowledge to go with a mortgage broker after a bad experience with dealing directly with a bank. Thankfully Lumbini helped us with everything we hoped and more. Lumbini was thorough and focused on our needs when deciding on the best lender for us. Not only that, he was warm and personable, putting values and his passion for helping people at the forefront of his work. Lumbini really advocated for us and that will not be forgotten. We have been so pleased with his guidance and comprehensive support at every step. I recommend everyone to use a mortgage broker when buying as it makes the process so much easier, and if you want to be sure that you have the right person on your side then Lumbini is your broker.
Lumbini worked with my husband and I to help us achieve our dream of owning our own property in an area we thought was beyond our reach. We really didn't believe we'd be able to afford what we wanted, where we wanted but Lumbini explored all avenues to help us to achieve this! It certainly wasn't easy but his patience, thorough understanding of our needs and financial situation, and his friendly and regular communication was always much appreciated. Thank you.
Lumbini was excellent from beginning to end with our finance needs for an investment property. His communication was excellent and he was very good at following up with reminders for me to get documents in on time. Very happy with his service and happy to use his business again when needed.
I have been using Lumbini the past 5years and have found his services, professionalism and support at all times to be outstanding. He has assisted us with commercial lending,refinancing with several banks and always made it a smooth process from start to finish. His knowledge of lending practices has allowed us to grow our portfolio by providing the write contacts with the best possible outcome.
Lumbini helped us through our purchase with extreme care and due-diligence. He was able to answer all questions clearly, and was extremely responive during the whole process, which is exactly what you want to reduce your stresses! Will be staying connected in the longer term for sure.
Lumbini made dealing with refinancing and debt consolidation a walk in the park for myself and particularly my wife. He made what looked like a daunting task for us, look very simple. Thanks again Lumbini
Joe David Daniel
Lumbini is excellent to work with. He is extremely professional and prompt. He helped us sort out a complicated loan structure and met our mortgage needs completely.
Would highly recommend Lumbini. He was totally up for the challenge of my loan requirements and did not skip a beat. Talked us through the process and made me feel comfortable that we were getting the best deal we could (which is hard to do for me). He'll work with any bank to get the best deal. When it came time for settlement, we had some technical issues because the person selling us the house hadn't done some things correctly, and the bank wasn't able to go through with the loan. We were very stressed, and although it wasn't lumbini's job to help with this, he pulled all the strings he could at the bank to get it overridden and across the line. Thanks for everything Lumbini!
Lumbini was to work with financing our home and investment property. He kept in close contact through every step of the process. He found us a great loan and explained how the new setup would work. Lumbini answered all our questions along the way. I highly recommend Lumbini.
Lumbini helped us refinance recently. It was a complicated process which we could not have undertaken without Lumbini's support. He was a huge help and worked hard to secure us a fantastic arrangement. We highly reccomend Lumbini's services. Thank you Lumbini!
Lumbini supported us with refinancing our home loan and getting an investment loan. He was extremely professional, quick to respond to any of our questions, patiently talked us through the benefits&drawbacks of several scenarios and followed everything in writing for the sake of transparency and further clarity. Consequently, we felt very comfortable in taking his advice. We can highly recommend Lumbini at Mel Finance Services.
We needed to refinance our home loan and get a loan. Lumbini was extremely helpful. He talked us through every step of the way. He found us a new loan we were happy with, talked us through the benefits explained how everything worked. He called us with updates and made sure we knew what was happening and what to expect with each step of getting the loan, the new accounts and settlement. I highly recommend Lumbini at Mel Finance Services.
Thank you very much Lumbini from Mel Finance Services for helping us getting a home loan which my bank CBA is not interested at all. He guided us step by step and responded our questions very promptly. We would highly recommend him.
My husband and I engaged Lumbini from Mel Finance Services to purchase a home. We had a very complex financial situation and Lumbini was extremely helpful and professional in outlining what could be achieved. We had numerous issues from the bank to which Lumbini escalated our issues until a result was achieved. We can't thank him enough for the dedication, patience and professionalism that he provided during one of the most stressful times of our lives. Whilst the bank was frustrating, non-responsive and slow, Lumbini insured that we had everything at our end sorted so that we could move in before our end of year deadline. I would HIGHLY recommend him and his company's services for any property financial needs and we will continue our property relationship with him as we navigate future investments and our financial needs.
Buying a house is always a daunting task for first-time homebuyers, especially those new to Australia. I think we were very fortunate to meet Lumbini on this Journey. He is very knowledgeable and makes things easier to understand for a newbie like us. He empowered us with the knowledge to make the right decisions. Not only did he help us with the mortgage stuff, but he also mentored us throughout the entire process. It is such a pleasant experience working with him, and I would very highly recommend him. Thank you very much, Lumbini - looking forward to working with you soon on our next project
I engaged Mel Finance Services to assist with a somewhat complex refinance matter in order to purchase another property. Lumbini took on my request with enthusiasm and was able to find the best deal for me. He provided clarity at every step and was able to break down the complicated details into simple terms to assist in the process and give me confidence in my decisions. Thanks to Lumbini and team.
Went above and beyond on the service provided from Mel Finance Services. Even when we had a few curve balls come our way with planning, they already had different scenarios planned ready to go. Will be using in the future.
After three years and three properties.(one in SMSF) Lumbini and the team at Mel Finance have been indispensable,helping my wife and I through the processes.We both sincerly recommend them for your financial advice.
Lumbini was amazing and helped us out immensely with our finance needs. He helped us to get a better deal and has continued to help with our short and long term goals as well us give us a better understanding of how home loans work. I highly recommend him for all financing needs.
Lumbini was very thoughtful, patient and helped us through the whole process. Definitely recommend.
Fantastic service Highly recommend Was recommended another broker by a friend but after a Google search and reading the great reviews I decided to give Lumbini a call, so glad I did! Lumbini was upfront, honest and professional from start to finish. He explained the pros and cons of all available loan packages and always made himself available to answer questions. Can’t recommend Lumbini enough, Thanks
Lumbini was very friendly, upfront and helpful every step of the way. He made himself available to answer any questions and responded very promptly. The face-to-face Zoom meetings made the experience even more personal leaving us feeling we were in good hands. We highly recommend his services.
It is impossible to thank Lumbini enough for always going the extra mile for us. We have had a difficult case and Lumbini just goes above and beyond our expectations to get us the answers we need. We refuse to use any other broker but Lumbini. He is the most trusted and capable person we have ever met. We trust him completely and there is no one better out there. There is no one else out there who could handle our specific needs better. Thank you again! Looking forward to the next one!
Lumbini was great to deal with, he always took the time to explain things to us in ways we could understand and was very patient with us. It was clear he had our best interests in mind at all times
Lumbini and the Team at Mel Finance made the process of buying our first home simple and easy to follow. Lumbini was very helpful. I defiantly recommend and look forward to doing business again in the future.
Absolutely fantastic. He made my partner and I feel very secure as we ventured into our next financial chapter and educated us at the same time.
Lumbini and the Team at Mel Finance made the process of buying our first home simple and easy to follow. Lumbini is able to use his network of banks and contacts to ensure the best deal is presented and always avalbile to answer any questions along the way. We had a realistic timeline and there were no surprises. He and the team really work for you! I defiantly recommend and look forward to doing business again in the future.
Lumbini did a great job securing our home loan working within a very tight timeframe. With regular calls and transparency throughout the process, we were well supported and faithfully represented. Thanks Lumbini! ☺️
Thanks to Lumbini and his team, they have made the process of switching banks and refinancing much easier. We would have struggled and given-up no doubt if we were alone in this process. Communication was regular during the process, and we are happy with our new financial situation.
Lumbini was efficient and made the process so easy to purchase the property. Will certainly be using him next time.
What a frustrating experience dealing with banks. Although all documents submitted months in advance, we finally received approval on day of settlement thanks largely to Lumbini and his team’s tenacity. Thanks to the team for keeping us up to date during the process, your communication was fantastic during the whole experience.
Kudos to Lumbini for a great job of arranging for the refinancing of our home loan and also procuring finance for our first investment property. Lumbini was always ready to go the extra mile spending quite bit of time and effort to ensure that we got the best deal in the end. I wouldn't hesitate to endorse Lumbini's professionalism, care and attention to detail he showed while handling our projects. Thank you Lumbini and all the best mate.
Lumbini was great. He worked with us over 2 years until we finally purchased our property. Made the process very easy. Would recommend Lumbini highly.
Another great experience with Lumbini, this time for refinancing. Although it was not an easy process from bank and took almost 2 month longer than what bank mentions through application forms but same as always he did a great job. Thanks mate
Lumbini went above and beyond when assisting me and my partner secure our loan for our first home. He was attentive and was always reachable via phone to discuss or clarify any of our concerns. Lumbini was a great help and was incredibly knowledgeable.
Lumbini provided a service that greatly assisted us to put a strong financial structure in place. It's not easy refinancing and dealing with banks but Lumbini stepped us through the process with good guidance. The benefits were immediate.
Securing property investment funds via a SMSF is becoming extremely difficult these days. Not only did Lumbini source all available (yet limited) options, he also provided high quality, timely and very professional advice throughout our entire acquisition process. Added bonus - Lumbini's referrals for additional services (legal etc) share the same professionalism, diligence and care as he does. Jasna & Wes Ariss.
Lumbini provided invaluable services to my wife and I. We were inexperienced in setting up for an investment property and could not have done it without Lumbini. Lumbini followed through with all our requests, clarifications and coaching. Everything Lumbini said would get done was completed in time for settlement.
We were referred to Lumbini at Mel Finance Services via the VSMA team and we couldn't be happier with the service we've received. Right from the very beginning, nothing has ever been a hassle. Lumbini has always been happy to take the time to answer all of our questions and guide us through processes. He is so knowledgeable and has always ensured we fully understand and are comfortable with all activity being undertaken. He has the biggest smile and is super friendly too - we wouldn't hesitate to recommend him and Mel Finance Services.
Lumbini & his team have been incredible throughout the entire process. From our very first meeting, it was clear he was willing to go above & beyond to help bring us closer to purchasing our first home! Lumbini's knowledge & professionalism has made the entire experience feel seamless and we were comfortable through each and every step. He was very accommodating to our schedule & demonstrated an exceptional level of consideration to our priorities when searching for a loan. The care he has for his clients is clear & is genuinely invested in providing the best experience and outcome.. We highly recommend Mel Finance to anybody looking for a broker. Thanks for everything!
Lumbini has been awesome to deal with from day one. Very happy with our re-financing. Lumbini has a wealth of experience and always helpful. He goes the extra mile with a smile. His passion, professionalism responsiveness and quality advice is truly exceptional. We highly recommend Lumbini and his team at Mel Finance Services to everyone! Appreciate all your hard work and looking forward to using your valuable services again soon...
Lumbini has been awesome to deal with. Making himself available and being incredibly responsive which is critical, in addition to his in depth knowledge and expert advice.
Lumbini has been a rockstar to work with and very patient while talking through the details. We felt very well looked after and we will be back for the next purchase when the time is right. Thanks again Lumbini and to the VSMA team for introducing us.
Lumbini's services in mortgage broking, setting up new loans for an investment and SMSF have made a COVID year portfolio transformation possible! Explained everything, gave us reminders, and managed the whole process covid-flexibly with the banks and lenders. Cannot recommend him highly enough.
From the outset, Lumbini has been a pleasure to deal with. He has given us honest and accurate advice and at all times we have felt that he truly is working to get the best results for our situation. Lumbini has always made himself available at a time to suit our schedule and he has followed everything through to ensure completion. We will definitely be using Lumbini for our future financing needs.
Lumbini is the go-to man for all my loans. He has helped with a number of loan pre-approvals and has also secured me better rates through refinancing. I would recommend his services to anyone looking for guidance in getting the best available loan
Lumbini was exceptionally helpful throughout the entire process of refinancing and then with our additional purchase. He responded to questions quickly and professionally.
Highly recommending Lumbini for your financial needs. Hes very thorough, efficient and and generally great to deal with. A great experience.
I will highly recommend Lubini to all my families and friends any day considering how efficient and professional he is with his customers.
Lumbini, you are one amazing person. So helpful and humble. I highly recommend this very knowledgeable man in helping you with your finance needs. He will email or call you at all hours of the day. Whenever you need him he is there. Whether you are refinancing, needing a mortgage or want to be directed to someone that can help you with personal or small loans he is more than happy to assist. I wouldn’t and couldn’t go anywhere else now that I’ve found Lumbini. Thank you Lumbini for everything!
We would highly recommend Lumbini to anyone. He was very responsive & updated us throughout the refinancing process. And we now have better interest rates and a better structure than our previous bank thanks to him too! Gayan and Ruvi
Lumbini is an absolute pleasure to deal with, always super responsive and very knowledgeable about which avenue will deliver the greatest result. Highly recommend!
Lumbini helped us through every step of the loan application, the processing & approval. He is very effective in his communication and efficient in his working style. Simple but efficient. we highly recommend Lumbini for any mortgage services.
Lumbini has been a pleasure to work with since day one and continues to be years later while we wait for our land to settle. The fact that I have hardly had to do a thing during this difficult process is testament to his work ethic and professionalism. I would recommend him without hesitation to anyone that is requiring the services that he offers. I'm sure he is a busy person, but he is always punctual, friendly and accessible at any hour, couldn't ask for a better person to help us through this process.
Lumbini provided excellent service! I was very happy with his work on my home loan. Highly recommended!
Lumbini has a true professional approach, genuine and always guide with proper advice. Highly recommended his service.
Lumbini is a highly experienced and outstanding and professional mortgage broker. He helped my wife and I secure our first home in Melbourne. I would highly recommend his services to anyone with confidence.
I recently had the pleasure of meeting and using the services of Lumbini for getting a competitive Investment loan. I contacted a few brokers but settled on Lumbini as he was most articulate, approachable as extremely honest . His work ethic is next to none and was able to quickly get things sorted out with minimal fuss. He is good with his follow ups and ensured I was kept updated with how things were progressing. Highly recommended and I will again be using his services in the near future.
Kyo-Ah Kay Chung
Lumbini helped us with our home loan for our first house ever. I was clueless and overwhelmed but Lumbini was on top of everything. I didn't have to worry about a thing and we now have out first home. Big thanks. Will highly recommend as the best mortgage broker in Brighton and Bayside.
Lumbini helped us get a loan for our first house. He organised pre-approval for our loan very quickly, and is always very responsive to all our emails and phone calls. He's always willing to go the extra mile and we'd definitely recommend him to our friends.
Lumbini helped me with my first home 2015 and and kept in touch with us regular basis and helped us to buy our first investment property. From the first call to the settlement, it was a very smooth process as Lumbini kept inform us at each stage. Finding the most suitable lender, products and the way he presented very professional. His dedication, knowledge and energy, second to none. One thing we really appreciate his commitment, specially when had to clarify important things even weekends, he finds a time and ensure our enquiry was handled efficiently. We highly recommend Lumbini to our friends and family!
It has been a real pleasure dealing with Lumbini for Home Loan. From our first interaction, Lumbini was very honest about the products and presented details as per our specific requirement. He was always available to answer our questions/queries and provided prompt assistance. Lumbini is a proficient mortgage broker and a gentleman to deal with. Thank you Lumbini for your support and guidance. I highly recommend Lumbini to anyone seeking professional assistance for Bank Loan.
I totally recommend Lumbini. He was always available to answer questions and provided a professional broker service.Thanks for the great work.
I highly recommend Lumbini. He holds a level of professionalism with an openness and welcoming manor which makes him very comfortable to deal with. He has good attention to detail and doesn´t rush anything while being very quick to reply and pass on information. It has been a pleasure to work with him.
The service Lumbini provided us was beyond the mortgage broker’s job. From the beginning, Lumbini was there to ensure we are taking the best strategies in house hunting, dealing with agents and finally to get the lowest and best rates from lenders. He was always available when we needed him with a big smile. Totally recommend him to all my friends.
Lumbini (Mel Finance) was an absolute professional at handling our case. He is a very capable mortgage broker. His assistance is very much appreciated and would happily use your services again for any financing needs. We have already recommended his services to several friends!
Lumbini assisted my wife and I buy our first family home in Melbourne. We have been impressed with Lumbini's professionalism and dedication to getting the deal done. Lumbini analysed the rates offered by many banks and recommended a financing option that best suited our needs. He then took the lead with negotiating and securing finance on our behalf, and made the process of purchasing the property very easy - from our first phone call all the way to settlement. Lumbini comes highly recommended by us.
I was with one of the major banks since i took my home loan. A friend of mine has recommended Lumbini and I did contacted him. From the day one he was very honest and upfront about the products he recommended. He is flexible and well patience. I had to clarify so many things before I refinance my home loan. Process was very transparent and easy. Moreover, Lumbini helped me to understand pros and cons about most of the products available in the market. Highly recommended!
Lumbini was very helpful throughout the process. He was always available to us, responding to our request in a timely manner. He was easy to deal with and transparent. I highly recommend him to anyone looking for a professional broker!
Lumbini is fantastic. He helped us a lot in this stressful process. I would like to say Thank you Lumbini for all your support. You were always exceptionally prompt and gave us the information required at all times. Definitely we will back to you for second one. Highly recommend him to every one who would like to have a smooth process.
Mel Finance made the process of buying our first home very convenient. Lumbini helped us through every step of this process, from finding the best loan provider to evaluating the prices of houses we inspected. He was always reachable and ready to answer our queries. I highly recommend him.
Being a first home buyer can be an overwhelming experience. Lumbini's efforts in understanding the customer is above and beyond what most other people would have to offer. His guidance and professionalism made it all a breeze and above all a pleasant experience. We highly recommend his services for anyone from first home buyers to seasoned investors.
Thanks so much Lumbini for all your help and the very smooth transition form one bank account to the preferred... You were always exceptionally prompt and gave me the information required at all times. Thank you for making yourself available to always come to me to complete all tasks. I will definitely recommend you to anyone I know seeking assistance in bank loans etc
Lumbini is such a fantastic mortgage broker as well as an absolutely lovely person to boot. He helped us with our first home loan and later with our second. He was available to answer any questions I had throughout both loans and always put me at ease during the stressful process that is purchasing a home. He is a trustworthy and passionate broker and we will happily use his services again.
I'm definitely happy with them. Whoever deal with them, I believe that every single person would be satisfied!
There are so many words to describe Lumbini's work - passion, dedication, and commitment are amongst them. He always have his clients' best interests at heart, always willingly and patiently answer all our questions. As we were unfamiliar with the property market in Melbourne, he made sure that he keeps us informed of the process from start to finish, even highlighting things that we should be weary of. Thanks to his dedication, our step towards owning our first home was a smooth sailing process. Kudos to you Lumbini! You should have many bottles of champagne to pop for all your hard work!
As a first home buyer with no experience in purchasing a property in Australia, Lumbini had patiently guided me and my partner throughout the whole process and always given us the support and assurance we need. Lumbini has fantastic knowledge of the market and provides advice that is easy to understand and in the best interests of his clients. He was able to properly understand our financial situation and recommended us right product with the best possible interest rates which benefits us a lot in the long run. Furthermore, we were surprised after getting our final approval within just a matter of couple of days. In the end, we are able achieve our first dream home and thank you very much Lumbini for your assistance, Look forward to working with you in future.
Lumbini made our first home buying process very smooth and stress free. After consulting several mortgage brokers, we've decided to get Lumbini's help as he is the only one who was able to give us right directions towards buying our first home. The way he has guided us throguh the process is absolutely amazing as we had zero experience & knowledge in buying a property in Australia. We were surprised when we got our pre-approval within 4 days and final approval within 2 days after applying. Many thanks Lumbini for processing our home loan effectively and painless manner, I highly recommend Mel financial services to anyone and definitely planning to get Lumbini's service again in future.
Highly Recommended, Lumbini was great and fantastic. He was very supportive, responsible, helpful, update and professional in consulting.... As a first home buyer and not familiar with all rules and policy he made the whole process very understandable and easy. Thank you so much Lumbini for all you have done for us.
Lumbini is fantastic. He helped us apply for a loan to purchase our first home. He made the whole process very smooth, was always available to answer our questions and provided every bit of information. When the application was submitted he sent regular updates which were very helpful. What I most appreciate is when our settlement was about to be delayed (because of a slow conveyancor) he called the bank and sorted out the issue. I certainly recommend him to anyone applying for a loan .
highly recommended. Applying for a home loan can always be overwhelming for a first home buyer. Lumbini was nothing but helpful in every possible way throughout the process. He was always available for any questions we had regarding the loan at any given time. I can guarantee that he will get you the best possible deal out there for your requirments. We sure did!
Lumbini was excellent. He went through everything with us and explained in a way we could understand. He went through each step and always responded quickly to any questions. Lumbini made the process much easier than had we gone directly through the bank, and scored us a better rate on our mortgages. I would have no hesitation in utilisiung his services in the future when the time comes for us to relocate or refinance.
It was a great experience to buy our first home with the aid of Lumbini's great support. He made everything easy and smooth for us to have the minimum stress and his positive vibes and knowledge helped a lot to enjoy this experience.Thanks again and we hope to work together again in future.
Amir Aslan Fila
Lumbini's support was fantastic. He was there whenever we needed an answer or a second opinion. His great attempt in supporting what is needed and his expert ideas made the entire process very smooth and our conversations gave us good level of understanding and insight to take required measures.
When I found the whole home loan process overwhelming and difficult, Lumbini worked hard to find me the best deal. I was very impressed by his dedication and quality of services.
Good friendly mortgage broker who was with us till the end of the journey of buying a house. Understands individual's situation well. Always approachable. Would even get stuff done in the weekend, if there is an urgency.
Lumbini advised us to steer clear of any potential risky decisions with good reasons due to our living situation. He also did not try to sell us a larger mortgage than what we could manage, despite it being on his disadvantage at least in the short-term. Because of this, I would continue to work with him in the future as well, as he understands a long-term relationship is beneficial for everyone. He worked hard to get the pre-approval and unconditional approval quickly as well.
Highly recommended. Lumbini was very approachable and very professional. He will guide you step by step of the process. Keep you update... and always available if you have question any time. Thank you very much lumbini!
Lumbini has made the daunting process of selecting the right home loan a breeze. Always available to answer queries and very professional with the paperwork. I am still amazed on how smoothly it all went. Thank you Lumbini.
Good service and always willing to get good result for you. Highly recommended.
Lumbini has been absolutely fantastic! He has done so much to help us get our loan as first home buyers even with the difficulty we had in our situation. Explained everything from start to beginning and was happy to explain over and over again till he was certain we understood the in's & out's and until we were all on the same page. If we called, emailed or texted Lumbini, we would get a response immediately. Very Prompt and professional and someone he gets things done which is Who you want on your side when dealing with banks. Would not hesitate to use and recommend Lumbini's Services to anyone looking for his services. Cannot thanks him enough to help us build and bring a dream to reality.
Lumbi from Mel Finance services helped my Husband and I refinance our home loan recently. Lumbi is a professional and very experienced mortgage broker in Melbourne. When i met Lumbi for the first time, he was very professional and explained everything in detail. It doesn't matter what questions you asked, he would be able to answer in detail for you to understand. From meeting Lumbi, you can tell he is very passionate and dedicated to his clients. By way of his dedication, you could ring him/ message him any time of the week or weekend and would get back to your queries. I recommend Lumbi and Mel Finance Services to my friends and family for for those in need of mortgage broker in the future.
Lumbi, was very well organised, professional and helpful. The major factor for me was the way he explains the process and the ranges of options available in relation to my circumstances. I highly rate and recommend Mel finance for any of your personal requirements. Whether it's purchasing New, refinancing or asking for advice.
Professional, diligent and very pleasant to work with. Lumbini was committed from the start till the end, keeping me informed at every stage.
Naila and Yusuf
Lumbini was amazing to work with. No question was ever too difficult and no matter the time of day or situation, he would always do his best to make himself available to ensure our matters were attended to. This was crucial in ensuring there were no delays on the finance front. Thank you for your amazing service and advice Lumbini. We would never have felt so comfortable with the whole process if it weren't for you. I cannot recommend Mel Finance Services highly enough.
Thank you so very much for all of your help in securing loan for our investment property. Lumbini is highly professional, knowledgeable and responsive and always looking out for our best interests. We've put our trust in him and he definitely came through for us . I would recommend Lumbini to anyone seeking a professional assistance for Home/Investment loans.
Lumbini provided a seemless and informative service. He helped at every opportunity to ensure I was obtaining the best loan based on my specifications. Thank you for all you guidance and support!
Highly recommend!! I was lost as to where to begin when I wanted to buy a property at the age of 23. I had no idea how to even deal all the paperwork let alone who to approach about it. I went to so many people to learn more about the subject and to educate myself.. and I felt as if I could not trust many of the brokers until I met Lumbini, at Mel Finance. Right after the first phone call he had swiftly addressed most of my concerns and literally gave me a step by step outlining of the process. That's when knew that I finally found the right place. Knowing exactly what was required relieved a great weight off of my shoulders. They addressed my every problem and guided me through every step of the way. Mel finances had different experts to support throughout the entire process, which was quite convenient. Two weeks after I approached them I was looking at settling the loan for my dream house. Hats off to Lumbini for helping me secure a position in the property market at such a young age. I feel indebted to their personalised customer care, for not only making me feel valued but getting the job done. I couldn't have done it without the help of these guys!
Somethings in life just not about monetary things but trust.This is where you can blindly rely on Lumbini.I highly recommend him as a mortgage broker. He made the whole process of refinancing and settlement pain free and easy for me.He was always available when needed, just a phone call away which is the best i like in him as he always makes sure to get back to see if everything is OK and on track.He is so passionate about his work.Again,I highly recommend Lumbini and I would always go back to him for my next investments.
I am more than happy that I chose Mel Finance Services when making daunting financial decisions. I highly reccommend their wholesome services, especially that of the trusty advicer Lumbini Wekunagoda. He not only dedicated himself to ensuring that I recieved a high calibre cliental service but to make sure that I was educated enough to be able to handle the options that were presented. I am grateful for all their hardwork on my behalf. Mostly, I am appreciative of the endless support they provided in guiding me through to achieve financial freedom. Simply this agency is amazing! I highly value all their generous efforts.
Lumbini was a very good help, he understood what needs to be done and when, was available all the time for questions and support, through calls/SMS/email during working hours and non working hours, he handled all the communication with the lender and the paper work, and helped us settle on time for our first home
Lumbini is a great guy, he helped me re-finance my loans and was able to offer very competitive rates which I couldn't get from my bank even after staff discounts. The thing that really appreciate is his honesty and he is very reliable, has always been on top of each and every step during my re-financing. I would recomend him to everyone who wants help with loans.
Lumbini is extremely knowledgable and thinks proactively about finance options for home buyers.It was great having him on board for our own journey. His experience and dedication really shone through.
Lumbini was great support with us obtaining finance on our home. He was continually in contact with us as to progress and proactively followed up with our bank to process the loan.
“Dealing with Lumbini is dealing with the BEST”. When the time was running for my home loan, I felt that I will loss the opportunity for sure. But I was lucky to find Lumbini. He is the man everyone looking for him in this situation. Lumbini is very kind, pleasant and talented person. Thanks again for everything he did for me.
I purchased my first investment property through mels finance. I would highly recommend lumbini as one of the best mortgage brokers in Melbourne's south east. He has a fresh, professional approach that shows off his experience as a mortgage broker and his ability to compare big and small lenders! Definitely a dedicated man. Thanks lumbini!
Lumbini assist me to purchase my first home. His experience and knowledge about the whole Home loan process is phenomenal. I have informed at every step and what to expect next. Especially some thing I have noticed was his prompt replies to any phones calls or emails. Lumbini's commitment and work ethics made the process hassle free. Highly recommended Mortgage Broker in Melbourne.
Mr. Lumbini's professionalism and knowledge is outstanding and his passion for what he does is to be praised for. He was always available for any questions or discussions which helped us make our financial decisions easy. We would recommend Mr. Lumbini and Mel Finance to anyone who needs a financial/property advise. We're looking forward to request your services with our next investment property.
Lumbini helped me to manage and attain my finances for my first home in Melbourne. His experience, dedication, market knowledge and connections made sure I got the best loan and the interest in the market. It was a seamless process and I was kept informed and involved in each step of the process. I would certainly recommend Lumbini to youngsters or new families looking for a mortgage service.
Lumbini has made a huge effort to help me purchase my first home his dedication and willingness to go above and beyond what was needed made me sure I acquired the best deal possible. Highly recommended!
Lumbini and Mel finance services team helped me and my wife to purchase our Home In Melbourne. Lumbini is a professional and experienced Mortgage Broker in Melbourne. I have gone through a different Broker when I purchased my first home in Brisbane and I have realised Lumbini's passion, industry Knowledge and integrity makes him different to others. His dedication was inevitable when he was available during both after hours and weekends. Lumbini made the Home loan process hassle free and manage finalise out Home loan on time. We would definitely recommend Lumbini for our friends and family for those who need a Mortgage Broker In Melbourne.
Lumbini is an extremely genuine and professional mortgage broker who assisted us with transitioning our home loans from a major bank to a much more competitive lender. Lumbini's friendly and helpful manner put us at ease instantly. We were impressed with his high level of work ethic, integrity and professionalism. Lumbini provided us with all the information and assisted us to make an informed financial decision. Lumbini always puts his clients first and did not hesitate to travel far after hours to meet with us on several occasions. We would not hesitate to recommend Lumbini's services to our family and friends not to mention we would return to him for our future financial decisions.
What we can say about Lumbini. A very genuine person who is really passionate about his line of work. He helped both me and and my partner get through our first home loan 100% on time. He works and we can see that, just because he would go out of his way to get things done in a timely manner. Thank you so much Lumbini for everything.
It's hard to describe how knowledgeable Lumbini is. It's not just about rate - it's about fee's, service, flexibility and knowing the lender, it's as if Lumbini knows the internal operation of each lender. Mel Finance simplifies the complex and potentially saves you thousands in the process. 5 Stars no question
It is far too often that you hear of people ending up with the wrong type of loan, a bad deal or sign up with promises that are never kept.
Lumbini Wekunagoda, your mortgage broker for Melbourne and VIC
With expertise over several years in Australian finance, I can assist you across Melbourne and the state of VIC. Check out 115 reviews to find out what people think of my services, and call me right now or make an appointment to get your finances working for you.
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