Standard Variable Investment Loan (Interest Only) from Citi

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.
Borrow amount
$250,000
Advertised rate
5.75%
Variable
Loan term
over 25 years
Repayment Frequency
Monthly
Monthly repayment
$1,198
Number of Repayments
300
Total Interest Paid
$109,400
Total repayments
$359,400
DatePrincipleInterestPaymentBalance
1Oct 2019$374.85$1,197.92$1,572.77$249,625.15
2Nov 2019$376.65$1,196.12$1,572.77$249,248.50
3Dec 2019$378.45$1,194.32$1,572.77$248,870.05
2019 Total$1,129.95$3,588.36$4,718.31
4Jan 2020$380.27$1,192.50$1,572.77$248,489.78
5Feb 2020$382.09$1,190.68$1,572.77$248,107.69
6Mar 2020$383.92$1,188.85$1,572.77$247,723.77
7Apr 2020$385.76$1,187.01$1,572.77$247,338.01
8May 2020$387.61$1,185.16$1,572.77$246,950.40
9Jun 2020$389.47$1,183.30$1,572.77$246,560.93
10Jul 2020$391.33$1,181.44$1,572.77$246,169.60
11Aug 2020$393.21$1,179.56$1,572.77$245,776.39
12Sep 2020$395.09$1,177.68$1,572.77$245,381.30
13Oct 2020$396.98$1,175.79$1,572.77$244,984.32
14Nov 2020$398.89$1,173.88$1,572.77$244,585.43
15Dec 2020$400.80$1,171.97$1,572.77$244,184.63
2020 Total$4,685.42$14,187.82$18,873.24
16Jan 2021$402.72$1,170.05$1,572.77$243,781.91
17Feb 2021$404.65$1,168.12$1,572.77$243,377.26
18Mar 2021$406.59$1,166.18$1,572.77$242,970.67
19Apr 2021$408.54$1,164.23$1,572.77$242,562.13
20May 2021$410.49$1,162.28$1,572.77$242,151.64
21Jun 2021$412.46$1,160.31$1,572.77$241,739.18
22Jul 2021$414.44$1,158.33$1,572.77$241,324.74
23Aug 2021$416.42$1,156.35$1,572.77$240,908.32
24Sep 2021$418.42$1,154.35$1,572.77$240,489.90
25Oct 2021$420.42$1,152.35$1,572.77$240,069.48
26Nov 2021$422.44$1,150.33$1,572.77$239,647.04
27Dec 2021$424.46$1,148.31$1,572.77$239,222.58
2021 Total$4,962.05$13,911.19$18,873.24
28Jan 2022$426.50$1,146.27$1,572.77$238,796.08
29Feb 2022$428.54$1,144.23$1,572.77$238,367.54
30Mar 2022$430.59$1,142.18$1,572.77$237,936.95
31Apr 2022$432.66$1,140.11$1,572.77$237,504.29
32May 2022$434.73$1,138.04$1,572.77$237,069.56
33Jun 2022$436.81$1,135.96$1,572.77$236,632.75
34Jul 2022$438.90$1,133.87$1,572.77$236,193.85
35Aug 2022$441.01$1,131.76$1,572.77$235,752.84
36Sep 2022$443.12$1,129.65$1,572.77$235,309.72
37Oct 2022$445.24$1,127.53$1,572.77$234,864.48
38Nov 2022$447.38$1,125.39$1,572.77$234,417.10
39Dec 2022$449.52$1,123.25$1,572.77$233,967.58
2022 Total$5,255$13,618.24$18,873.24
40Jan 2023$451.68$1,121.09$1,572.77$233,515.90
41Feb 2023$453.84$1,118.93$1,572.77$233,062.06
42Mar 2023$456.01$1,116.76$1,572.77$232,606.05
43Apr 2023$458.20$1,114.57$1,572.77$232,147.85
44May 2023$460.39$1,112.38$1,572.77$231,687.46
45Jun 2023$462.60$1,110.17$1,572.77$231,224.86
46Jul 2023$464.82$1,107.95$1,572.77$230,760.04
47Aug 2023$467.04$1,105.73$1,572.77$230,293.00
48Sep 2023$469.28$1,103.49$1,572.77$229,823.72
49Oct 2023$471.53$1,101.24$1,572.77$229,352.19
50Nov 2023$473.79$1,098.98$1,572.77$228,878.40
51Dec 2023$476.06$1,096.71$1,572.77$228,402.34
2023 Total$5,565.24$13,308$18,873.24
52Jan 2024$478.34$1,094.43$1,572.77$227,924.00
53Feb 2024$480.63$1,092.14$1,572.77$227,443.37
54Mar 2024$482.94$1,089.83$1,572.77$226,960.43
55Apr 2024$485.25$1,087.52$1,572.77$226,475.18
56May 2024$487.58$1,085.19$1,572.77$225,987.60
57Jun 2024$489.91$1,082.86$1,572.77$225,497.69
58Jul 2024$492.26$1,080.51$1,572.77$225,005.43
59Aug 2024$494.62$1,078.15$1,572.77$224,510.81
60Sep 2024$496.99$1,075.78$1,572.77$224,013.82
61Oct 2024$499.37$1,073.40$1,572.77$223,514.45
62Nov 2024$501.76$1,071.01$1,572.77$223,012.69
63Dec 2024$504.17$1,068.60$1,572.77$222,508.52
2024 Total$5,893.82$12,979.42$18,873.24
64Jan 2025$506.58$1,066.19$1,572.77$222,001.94
65Feb 2025$509.01$1,063.76$1,572.77$221,492.93
66Mar 2025$511.45$1,061.32$1,572.77$220,981.48
67Apr 2025$513.90$1,058.87$1,572.77$220,467.58
68May 2025$516.36$1,056.41$1,572.77$219,951.22
69Jun 2025$518.84$1,053.93$1,572.77$219,432.38
70Jul 2025$521.32$1,051.45$1,572.77$218,911.06
71Aug 2025$523.82$1,048.95$1,572.77$218,387.24
72Sep 2025$526.33$1,046.44$1,572.77$217,860.91
73Oct 2025$528.85$1,043.92$1,572.77$217,332.06
74Nov 2025$531.39$1,041.38$1,572.77$216,800.67
75Dec 2025$533.93$1,038.84$1,572.77$216,266.74
2025 Total$6,241.78$12,631.46$18,873.24
76Jan 2026$536.49$1,036.28$1,572.77$215,730.25
77Feb 2026$539.06$1,033.71$1,572.77$215,191.19
78Mar 2026$541.65$1,031.12$1,572.77$214,649.54
79Apr 2026$544.24$1,028.53$1,572.77$214,105.30
80May 2026$546.85$1,025.92$1,572.77$213,558.45
81Jun 2026$549.47$1,023.30$1,572.77$213,008.98
82Jul 2026$552.10$1,020.67$1,572.77$212,456.88
83Aug 2026$554.75$1,018.02$1,572.77$211,902.13
84Sep 2026$557.41$1,015.36$1,572.77$211,344.72
85Oct 2026$560.08$1,012.69$1,572.77$210,784.64
86Nov 2026$562.76$1,010.01$1,572.77$210,221.88
87Dec 2026$565.46$1,007.31$1,572.77$209,656.42
2026 Total$6,610.32$12,262.92$18,873.24
88Jan 2027$568.17$1,004.60$1,572.77$209,088.25
89Feb 2027$570.89$1,001.88$1,572.77$208,517.36
90Mar 2027$573.62$999.15$1,572.77$207,943.74
91Apr 2027$576.37$996.40$1,572.77$207,367.37
92May 2027$579.13$993.64$1,572.77$206,788.24
93Jun 2027$581.91$990.86$1,572.77$206,206.33
94Jul 2027$584.70$988.07$1,572.77$205,621.63
95Aug 2027$587.50$985.27$1,572.77$205,034.13
96Sep 2027$590.31$982.46$1,572.77$204,443.82
97Oct 2027$593.14$979.63$1,572.77$203,850.68
98Nov 2027$595.99$976.78$1,572.77$203,254.69
99Dec 2027$598.84$973.93$1,572.77$202,655.85
2027 Total$7,000.57$11,872.67$18,873.24
100Jan 2028$601.71$971.06$1,572.77$202,054.14
101Feb 2028$604.59$968.18$1,572.77$201,449.55
102Mar 2028$607.49$965.28$1,572.77$200,842.06
103Apr 2028$610.40$962.37$1,572.77$200,231.66
104May 2028$613.33$959.44$1,572.77$199,618.33
105Jun 2028$616.27$956.50$1,572.77$199,002.06
106Jul 2028$619.22$953.55$1,572.77$198,382.84
107Aug 2028$622.19$950.58$1,572.77$197,760.65
108Sep 2028$625.17$947.60$1,572.77$197,135.48
109Oct 2028$628.16$944.61$1,572.77$196,507.32
110Nov 2028$631.17$941.60$1,572.77$195,876.15
111Dec 2028$634.20$938.57$1,572.77$195,241.95
2028 Total$7,413.9$11,459.34$18,873.24
112Jan 2029$637.24$935.53$1,572.77$194,604.71
113Feb 2029$640.29$932.48$1,572.77$193,964.42
114Mar 2029$643.36$929.41$1,572.77$193,321.06
115Apr 2029$646.44$926.33$1,572.77$192,674.62
116May 2029$649.54$923.23$1,572.77$192,025.08
117Jun 2029$652.65$920.12$1,572.77$191,372.43
118Jul 2029$655.78$916.99$1,572.77$190,716.65
119Aug 2029$658.92$913.85$1,572.77$190,057.73
120Sep 2029$662.08$910.69$1,572.77$189,395.65
121Oct 2029$665.25$907.52$1,572.77$188,730.40
122Nov 2029$668.44$904.33$1,572.77$188,061.96
123Dec 2029$671.64$901.13$1,572.77$187,390.32
2029 Total$7,851.63$11,021.61$18,873.24
124Jan 2030$674.86$897.91$1,572.77$186,715.46
125Feb 2030$678.09$894.68$1,572.77$186,037.37
126Mar 2030$681.34$891.43$1,572.77$185,356.03
127Apr 2030$684.61$888.16$1,572.77$184,671.42
128May 2030$687.89$884.88$1,572.77$183,983.53
129Jun 2030$691.18$881.59$1,572.77$183,292.35
130Jul 2030$694.49$878.28$1,572.77$182,597.86
131Aug 2030$697.82$874.95$1,572.77$181,900.04
132Sep 2030$701.17$871.60$1,572.77$181,198.87
133Oct 2030$704.53$868.24$1,572.77$180,494.34
134Nov 2030$707.90$864.87$1,572.77$179,786.44
135Dec 2030$711.29$861.48$1,572.77$179,075.15
2030 Total$8,315.17$10,558.07$18,873.24
136Jan 2031$714.70$858.07$1,572.77$178,360.45
137Feb 2031$718.13$854.64$1,572.77$177,642.32
138Mar 2031$721.57$851.20$1,572.77$176,920.75
139Apr 2031$725.02$847.75$1,572.77$176,195.73
140May 2031$728.50$844.27$1,572.77$175,467.23
141Jun 2031$731.99$840.78$1,572.77$174,735.24
142Jul 2031$735.50$837.27$1,572.77$173,999.74
143Aug 2031$739.02$833.75$1,572.77$173,260.72
144Sep 2031$742.56$830.21$1,572.77$172,518.16
145Oct 2031$746.12$826.65$1,572.77$171,772.04
146Nov 2031$749.70$823.07$1,572.77$171,022.34
147Dec 2031$753.29$819.48$1,572.77$170,269.05
2031 Total$8,806.1$10,067.14$18,873.24
148Jan 2032$756.90$815.87$1,572.77$169,512.15
149Feb 2032$760.52$812.25$1,572.77$168,751.63
150Mar 2032$764.17$808.60$1,572.77$167,987.46
151Apr 2032$767.83$804.94$1,572.77$167,219.63
152May 2032$771.51$801.26$1,572.77$166,448.12
153Jun 2032$775.21$797.56$1,572.77$165,672.91
154Jul 2032$778.92$793.85$1,572.77$164,893.99
155Aug 2032$782.65$790.12$1,572.77$164,111.34
156Sep 2032$786.40$786.37$1,572.77$163,324.94
157Oct 2032$790.17$782.60$1,572.77$162,534.77
158Nov 2032$793.96$778.81$1,572.77$161,740.81
159Dec 2032$797.76$775.01$1,572.77$160,943.05
2032 Total$9,326$9,547.24$18,873.24
160Jan 2033$801.58$771.19$1,572.77$160,141.47
161Feb 2033$805.43$767.34$1,572.77$159,336.04
162Mar 2033$809.28$763.49$1,572.77$158,526.76
163Apr 2033$813.16$759.61$1,572.77$157,713.60
164May 2033$817.06$755.71$1,572.77$156,896.54
165Jun 2033$820.97$751.80$1,572.77$156,075.57
166Jul 2033$824.91$747.86$1,572.77$155,250.66
167Aug 2033$828.86$743.91$1,572.77$154,421.80
168Sep 2033$832.83$739.94$1,572.77$153,588.97
169Oct 2033$836.82$735.95$1,572.77$152,752.15
170Nov 2033$840.83$731.94$1,572.77$151,911.32
171Dec 2033$844.86$727.91$1,572.77$151,066.46
2033 Total$9,876.59$8,996.65$18,873.24
172Jan 2034$848.91$723.86$1,572.77$150,217.55
173Feb 2034$852.98$719.79$1,572.77$149,364.57
174Mar 2034$857.06$715.71$1,572.77$148,507.51
175Apr 2034$861.17$711.60$1,572.77$147,646.34
176May 2034$865.30$707.47$1,572.77$146,781.04
177Jun 2034$869.44$703.33$1,572.77$145,911.60
178Jul 2034$873.61$699.16$1,572.77$145,037.99
179Aug 2034$877.80$694.97$1,572.77$144,160.19
180Sep 2034$882.00$690.77$1,572.77$143,278.19
181Oct 2034$886.23$686.54$1,572.77$142,391.96
182Nov 2034$890.48$682.29$1,572.77$141,501.48
183Dec 2034$894.74$678.03$1,572.77$140,606.74
2034 Total$10,459.72$8,413.52$18,873.24
184Jan 2035$899.03$673.74$1,572.77$139,707.71
185Feb 2035$903.34$669.43$1,572.77$138,804.37
186Mar 2035$907.67$665.10$1,572.77$137,896.70
187Apr 2035$912.01$660.76$1,572.77$136,984.69
188May 2035$916.39$656.38$1,572.77$136,068.30
189Jun 2035$920.78$651.99$1,572.77$135,147.52
190Jul 2035$925.19$647.58$1,572.77$134,222.33
191Aug 2035$929.62$643.15$1,572.77$133,292.71
192Sep 2035$934.08$638.69$1,572.77$132,358.63
193Oct 2035$938.55$634.22$1,572.77$131,420.08
194Nov 2035$943.05$629.72$1,572.77$130,477.03
195Dec 2035$947.57$625.20$1,572.77$129,529.46
2035 Total$11,077.28$7,795.96$18,873.24
196Jan 2036$952.11$620.66$1,572.77$128,577.35
197Feb 2036$956.67$616.10$1,572.77$127,620.68
198Mar 2036$961.25$611.52$1,572.77$126,659.43
199Apr 2036$965.86$606.91$1,572.77$125,693.57
200May 2036$970.49$602.28$1,572.77$124,723.08
201Jun 2036$975.14$597.63$1,572.77$123,747.94
202Jul 2036$979.81$592.96$1,572.77$122,768.13
203Aug 2036$984.51$588.26$1,572.77$121,783.62
204Sep 2036$989.22$583.55$1,572.77$120,794.40
205Oct 2036$993.96$578.81$1,572.77$119,800.44
206Nov 2036$998.73$574.04$1,572.77$118,801.71
207Dec 2036$1,003.51$569.26$1,572.77$117,798.20
2036 Total$11,731.26$7,141.98$18,873.24
208Jan 2037$1,008.32$564.45$1,572.77$116,789.88
209Feb 2037$1,013.15$559.62$1,572.77$115,776.73
210Mar 2037$1,018.01$554.76$1,572.77$114,758.72
211Apr 2037$1,022.88$549.89$1,572.77$113,735.84
212May 2037$1,027.79$544.98$1,572.77$112,708.05
213Jun 2037$1,032.71$540.06$1,572.77$111,675.34
214Jul 2037$1,037.66$535.11$1,572.77$110,637.68
215Aug 2037$1,042.63$530.14$1,572.77$109,595.05
216Sep 2037$1,047.63$525.14$1,572.77$108,547.42
217Oct 2037$1,052.65$520.12$1,572.77$107,494.77
218Nov 2037$1,057.69$515.08$1,572.77$106,437.08
219Dec 2037$1,062.76$510.01$1,572.77$105,374.32
2037 Total$12,423.88$6,449.36$18,873.24
220Jan 2038$1,067.85$504.92$1,572.77$104,306.47
221Feb 2038$1,072.97$499.80$1,572.77$103,233.50
222Mar 2038$1,078.11$494.66$1,572.77$102,155.39
223Apr 2038$1,083.28$489.49$1,572.77$101,072.11
224May 2038$1,088.47$484.30$1,572.77$99,983.64
225Jun 2038$1,093.68$479.09$1,572.77$98,889.96
226Jul 2038$1,098.92$473.85$1,572.77$97,791.04
227Aug 2038$1,104.19$468.58$1,572.77$96,686.85
228Sep 2038$1,109.48$463.29$1,572.77$95,577.37
229Oct 2038$1,114.80$457.97$1,572.77$94,462.57
230Nov 2038$1,120.14$452.63$1,572.77$93,342.43
231Dec 2038$1,125.50$447.27$1,572.77$92,216.93
2038 Total$13,157.39$5,715.85$18,873.24
232Jan 2039$1,130.90$441.87$1,572.77$91,086.03
233Feb 2039$1,136.32$436.45$1,572.77$89,949.71
234Mar 2039$1,141.76$431.01$1,572.77$88,807.95
235Apr 2039$1,147.23$425.54$1,572.77$87,660.72
236May 2039$1,152.73$420.04$1,572.77$86,507.99
237Jun 2039$1,158.25$414.52$1,572.77$85,349.74
238Jul 2039$1,163.80$408.97$1,572.77$84,185.94
239Aug 2039$1,169.38$403.39$1,572.77$83,016.56
240Sep 2039$1,174.98$397.79$1,572.77$81,841.58
241Oct 2039$1,180.61$392.16$1,572.77$80,660.97
242Nov 2039$1,186.27$386.50$1,572.77$79,474.70
243Dec 2039$1,191.95$380.82$1,572.77$78,282.75
2039 Total$13,934.18$4,939.06$18,873.24
244Jan 2040$1,197.67$375.10$1,572.77$77,085.08
245Feb 2040$1,203.40$369.37$1,572.77$75,881.68
246Mar 2040$1,209.17$363.60$1,572.77$74,672.51
247Apr 2040$1,214.96$357.81$1,572.77$73,457.55
248May 2040$1,220.79$351.98$1,572.77$72,236.76
249Jun 2040$1,226.64$346.13$1,572.77$71,010.12
250Jul 2040$1,232.51$340.26$1,572.77$69,777.61
251Aug 2040$1,238.42$334.35$1,572.77$68,539.19
252Sep 2040$1,244.35$328.42$1,572.77$67,294.84
253Oct 2040$1,250.32$322.45$1,572.77$66,044.52
254Nov 2040$1,256.31$316.46$1,572.77$64,788.21
255Dec 2040$1,262.33$310.44$1,572.77$63,525.88
2040 Total$14,756.87$4,116.37$18,873.24
256Jan 2041$1,268.38$304.39$1,572.77$62,257.50
257Feb 2041$1,274.45$298.32$1,572.77$60,983.05
258Mar 2041$1,280.56$292.21$1,572.77$59,702.49
259Apr 2041$1,286.70$286.07$1,572.77$58,415.79
260May 2041$1,292.86$279.91$1,572.77$57,122.93
261Jun 2041$1,299.06$273.71$1,572.77$55,823.87
262Jul 2041$1,305.28$267.49$1,572.77$54,518.59
263Aug 2041$1,311.54$261.23$1,572.77$53,207.05
264Sep 2041$1,317.82$254.95$1,572.77$51,889.23
265Oct 2041$1,324.13$248.64$1,572.77$50,565.10
266Nov 2041$1,330.48$242.29$1,572.77$49,234.62
267Dec 2041$1,336.85$235.92$1,572.77$47,897.77
2041 Total$15,628.11$3,245.13$18,873.24
268Jan 2042$1,343.26$229.51$1,572.77$46,554.51
269Feb 2042$1,349.70$223.07$1,572.77$45,204.81
270Mar 2042$1,356.16$216.61$1,572.77$43,848.65
271Apr 2042$1,362.66$210.11$1,572.77$42,485.99
272May 2042$1,369.19$203.58$1,572.77$41,116.80
273Jun 2042$1,375.75$197.02$1,572.77$39,741.05
274Jul 2042$1,382.34$190.43$1,572.77$38,358.71
275Aug 2042$1,388.97$183.80$1,572.77$36,969.74
276Sep 2042$1,395.62$177.15$1,572.77$35,574.12
277Oct 2042$1,402.31$170.46$1,572.77$34,171.81
278Nov 2042$1,409.03$163.74$1,572.77$32,762.78
279Dec 2042$1,415.78$156.99$1,572.77$31,347.00
2042 Total$16,550.77$2,322.47$18,873.24
280Jan 2043$1,422.57$150.20$1,572.77$29,924.43
281Feb 2043$1,429.38$143.39$1,572.77$28,495.05
282Mar 2043$1,436.23$136.54$1,572.77$27,058.82
283Apr 2043$1,443.11$129.66$1,572.77$25,615.71
284May 2043$1,450.03$122.74$1,572.77$24,165.68
285Jun 2043$1,456.98$115.79$1,572.77$22,708.70
286Jul 2043$1,463.96$108.81$1,572.77$21,244.74
287Aug 2043$1,470.97$101.80$1,572.77$19,773.77
288Sep 2043$1,478.02$94.75$1,572.77$18,295.75
289Oct 2043$1,485.10$87.67$1,572.77$16,810.65
290Nov 2043$1,492.22$80.55$1,572.77$15,318.43
291Dec 2043$1,499.37$73.40$1,572.77$13,819.06
2043 Total$17,527.94$1,345.3$18,873.24
292Jan 2044$1,506.55$66.22$1,572.77$12,312.51
293Feb 2044$1,513.77$59.00$1,572.77$10,798.74
294Mar 2044$1,521.03$51.74$1,572.77$9,277.71
295Apr 2044$1,528.31$44.46$1,572.77$7,749.40
296May 2044$1,535.64$37.13$1,572.77$6,213.76
297Jun 2044$1,543.00$29.77$1,572.77$4,670.76
298Jul 2044$1,550.39$22.38$1,572.77$3,120.37
299Aug 2044$1,557.82$14.95$1,572.77$1,562.55
300Sep 2044$1,562.55$7.49$1,570.04$0.00
2044 Total$13,819.06$333.14$14,152.2
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