Mortgage Plus Fixed Investment Loan 3 Years (Interest Only) from Citi

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.
Borrow amount
$250,000
Advertised rate
4.89%
Fixed - 3 years
Loan term
over 25 years
Repayment Frequency
Monthly
Monthly repayment
$1,019
Number of Repayments
300
Total Interest Paid
$55,700
Total repayments
$305,700
DatePrincipleInterestPaymentBalance
1Sep 2019$426.75$1,018.75$1,445.50$249,573.25
2Oct 2019$428.49$1,017.01$1,445.50$249,144.76
3Nov 2019$430.24$1,015.26$1,445.50$248,714.52
4Dec 2019$431.99$1,013.51$1,445.50$248,282.53
2019 Total$1,717.47$4,064.53$5,782
5Jan 2020$433.75$1,011.75$1,445.50$247,848.78
6Feb 2020$435.52$1,009.98$1,445.50$247,413.26
7Mar 2020$437.29$1,008.21$1,445.50$246,975.97
8Apr 2020$439.07$1,006.43$1,445.50$246,536.90
9May 2020$440.86$1,004.64$1,445.50$246,096.04
10Jun 2020$442.66$1,002.84$1,445.50$245,653.38
11Jul 2020$444.46$1,001.04$1,445.50$245,208.92
12Aug 2020$446.27$999.23$1,445.50$244,762.65
13Sep 2020$448.09$997.41$1,445.50$244,314.56
14Oct 2020$449.92$995.58$1,445.50$243,864.64
15Nov 2020$451.75$993.75$1,445.50$243,412.89
16Dec 2020$453.59$991.91$1,445.50$242,959.30
2020 Total$5,323.23$12,022.77$17,346
17Jan 2021$455.44$990.06$1,445.50$242,503.86
18Feb 2021$457.30$988.20$1,445.50$242,046.56
19Mar 2021$459.16$986.34$1,445.50$241,587.40
20Apr 2021$461.03$984.47$1,445.50$241,126.37
21May 2021$462.91$982.59$1,445.50$240,663.46
22Jun 2021$464.80$980.70$1,445.50$240,198.66
23Jul 2021$466.69$978.81$1,445.50$239,731.97
24Aug 2021$468.59$976.91$1,445.50$239,263.38
25Sep 2021$470.50$975.00$1,445.50$238,792.88
26Oct 2021$472.42$973.08$1,445.50$238,320.46
27Nov 2021$474.34$971.16$1,445.50$237,846.12
28Dec 2021$476.28$969.22$1,445.50$237,369.84
2021 Total$5,589.46$11,756.54$17,346
29Jan 2022$478.22$967.28$1,445.50$236,891.62
30Feb 2022$480.17$965.33$1,445.50$236,411.45
31Mar 2022$482.12$963.38$1,445.50$235,929.33
32Apr 2022$484.09$961.41$1,445.50$235,445.24
33May 2022$486.06$959.44$1,445.50$234,959.18
34Jun 2022$488.04$957.46$1,445.50$234,471.14
35Jul 2022$490.03$955.47$1,445.50$233,981.11
36Aug 2022$492.03$953.47$1,445.50$233,489.08
37Sep 2022$494.03$951.47$1,445.50$232,995.05
38Oct 2022$496.05$949.45$1,445.50$232,499.00
39Nov 2022$498.07$947.43$1,445.50$232,000.93
40Dec 2022$500.10$945.40$1,445.50$231,500.83
2022 Total$5,869.01$11,476.99$17,346
41Jan 2023$502.13$943.37$1,445.50$230,998.70
42Feb 2023$504.18$941.32$1,445.50$230,494.52
43Mar 2023$506.23$939.27$1,445.50$229,988.29
44Apr 2023$508.30$937.20$1,445.50$229,479.99
45May 2023$510.37$935.13$1,445.50$228,969.62
46Jun 2023$512.45$933.05$1,445.50$228,457.17
47Jul 2023$514.54$930.96$1,445.50$227,942.63
48Aug 2023$516.63$928.87$1,445.50$227,426.00
49Sep 2023$518.74$926.76$1,445.50$226,907.26
50Oct 2023$520.85$924.65$1,445.50$226,386.41
51Nov 2023$522.98$922.52$1,445.50$225,863.43
52Dec 2023$525.11$920.39$1,445.50$225,338.32
2023 Total$6,162.51$11,183.49$17,346
53Jan 2024$527.25$918.25$1,445.50$224,811.07
54Feb 2024$529.39$916.11$1,445.50$224,281.68
55Mar 2024$531.55$913.95$1,445.50$223,750.13
56Apr 2024$533.72$911.78$1,445.50$223,216.41
57May 2024$535.89$909.61$1,445.50$222,680.52
58Jun 2024$538.08$907.42$1,445.50$222,142.44
59Jul 2024$540.27$905.23$1,445.50$221,602.17
60Aug 2024$542.47$903.03$1,445.50$221,059.70
61Sep 2024$544.68$900.82$1,445.50$220,515.02
62Oct 2024$546.90$898.60$1,445.50$219,968.12
63Nov 2024$549.13$896.37$1,445.50$219,418.99
64Dec 2024$551.37$894.13$1,445.50$218,867.62
2024 Total$6,470.7$10,875.3$17,346
65Jan 2025$553.61$891.89$1,445.50$218,314.01
66Feb 2025$555.87$889.63$1,445.50$217,758.14
67Mar 2025$558.14$887.36$1,445.50$217,200.00
68Apr 2025$560.41$885.09$1,445.50$216,639.59
69May 2025$562.69$882.81$1,445.50$216,076.90
70Jun 2025$564.99$880.51$1,445.50$215,511.91
71Jul 2025$567.29$878.21$1,445.50$214,944.62
72Aug 2025$569.60$875.90$1,445.50$214,375.02
73Sep 2025$571.92$873.58$1,445.50$213,803.10
74Oct 2025$574.25$871.25$1,445.50$213,228.85
75Nov 2025$576.59$868.91$1,445.50$212,652.26
76Dec 2025$578.94$866.56$1,445.50$212,073.32
2025 Total$6,794.3$10,551.7$17,346
77Jan 2026$581.30$864.20$1,445.50$211,492.02
78Feb 2026$583.67$861.83$1,445.50$210,908.35
79Mar 2026$586.05$859.45$1,445.50$210,322.30
80Apr 2026$588.44$857.06$1,445.50$209,733.86
81May 2026$590.83$854.67$1,445.50$209,143.03
82Jun 2026$593.24$852.26$1,445.50$208,549.79
83Jul 2026$595.66$849.84$1,445.50$207,954.13
84Aug 2026$598.09$847.41$1,445.50$207,356.04
85Sep 2026$600.52$844.98$1,445.50$206,755.52
86Oct 2026$602.97$842.53$1,445.50$206,152.55
87Nov 2026$605.43$840.07$1,445.50$205,547.12
88Dec 2026$607.90$837.60$1,445.50$204,939.22
2026 Total$7,134.1$10,211.9$17,346
89Jan 2027$610.37$835.13$1,445.50$204,328.85
90Feb 2027$612.86$832.64$1,445.50$203,715.99
91Mar 2027$615.36$830.14$1,445.50$203,100.63
92Apr 2027$617.86$827.64$1,445.50$202,482.77
93May 2027$620.38$825.12$1,445.50$201,862.39
94Jun 2027$622.91$822.59$1,445.50$201,239.48
95Jul 2027$625.45$820.05$1,445.50$200,614.03
96Aug 2027$628.00$817.50$1,445.50$199,986.03
97Sep 2027$630.56$814.94$1,445.50$199,355.47
98Oct 2027$633.13$812.37$1,445.50$198,722.34
99Nov 2027$635.71$809.79$1,445.50$198,086.63
100Dec 2027$638.30$807.20$1,445.50$197,448.33
2027 Total$7,490.89$9,855.11$17,346
101Jan 2028$640.90$804.60$1,445.50$196,807.43
102Feb 2028$643.51$801.99$1,445.50$196,163.92
103Mar 2028$646.13$799.37$1,445.50$195,517.79
104Apr 2028$648.77$796.73$1,445.50$194,869.02
105May 2028$651.41$794.09$1,445.50$194,217.61
106Jun 2028$654.06$791.44$1,445.50$193,563.55
107Jul 2028$656.73$788.77$1,445.50$192,906.82
108Aug 2028$659.40$786.10$1,445.50$192,247.42
109Sep 2028$662.09$783.41$1,445.50$191,585.33
110Oct 2028$664.79$780.71$1,445.50$190,920.54
111Nov 2028$667.50$778.00$1,445.50$190,253.04
112Dec 2028$670.22$775.28$1,445.50$189,582.82
2028 Total$7,865.51$9,480.49$17,346
113Jan 2029$672.95$772.55$1,445.50$188,909.87
114Feb 2029$675.69$769.81$1,445.50$188,234.18
115Mar 2029$678.45$767.05$1,445.50$187,555.73
116Apr 2029$681.21$764.29$1,445.50$186,874.52
117May 2029$683.99$761.51$1,445.50$186,190.53
118Jun 2029$686.77$758.73$1,445.50$185,503.76
119Jul 2029$689.57$755.93$1,445.50$184,814.19
120Aug 2029$692.38$753.12$1,445.50$184,121.81
121Sep 2029$695.20$750.30$1,445.50$183,426.61
122Oct 2029$698.04$747.46$1,445.50$182,728.57
123Nov 2029$700.88$744.62$1,445.50$182,027.69
124Dec 2029$703.74$741.76$1,445.50$181,323.95
2029 Total$8,258.87$9,087.13$17,346
125Jan 2030$706.60$738.90$1,445.50$180,617.35
126Feb 2030$709.48$736.02$1,445.50$179,907.87
127Mar 2030$712.38$733.12$1,445.50$179,195.49
128Apr 2030$715.28$730.22$1,445.50$178,480.21
129May 2030$718.19$727.31$1,445.50$177,762.02
130Jun 2030$721.12$724.38$1,445.50$177,040.90
131Jul 2030$724.06$721.44$1,445.50$176,316.84
132Aug 2030$727.01$718.49$1,445.50$175,589.83
133Sep 2030$729.97$715.53$1,445.50$174,859.86
134Oct 2030$732.95$712.55$1,445.50$174,126.91
135Nov 2030$735.93$709.57$1,445.50$173,390.98
136Dec 2030$738.93$706.57$1,445.50$172,652.05
2030 Total$8,671.9$8,674.1$17,346
137Jan 2031$741.94$703.56$1,445.50$171,910.11
138Feb 2031$744.97$700.53$1,445.50$171,165.14
139Mar 2031$748.00$697.50$1,445.50$170,417.14
140Apr 2031$751.05$694.45$1,445.50$169,666.09
141May 2031$754.11$691.39$1,445.50$168,911.98
142Jun 2031$757.18$688.32$1,445.50$168,154.80
143Jul 2031$760.27$685.23$1,445.50$167,394.53
144Aug 2031$763.37$682.13$1,445.50$166,631.16
145Sep 2031$766.48$679.02$1,445.50$165,864.68
146Oct 2031$769.60$675.90$1,445.50$165,095.08
147Nov 2031$772.74$672.76$1,445.50$164,322.34
148Dec 2031$775.89$669.61$1,445.50$163,546.45
2031 Total$9,105.6$8,240.4$17,346
149Jan 2032$779.05$666.45$1,445.50$162,767.40
150Feb 2032$782.22$663.28$1,445.50$161,985.18
151Mar 2032$785.41$660.09$1,445.50$161,199.77
152Apr 2032$788.61$656.89$1,445.50$160,411.16
153May 2032$791.82$653.68$1,445.50$159,619.34
154Jun 2032$795.05$650.45$1,445.50$158,824.29
155Jul 2032$798.29$647.21$1,445.50$158,026.00
156Aug 2032$801.54$643.96$1,445.50$157,224.46
157Sep 2032$804.81$640.69$1,445.50$156,419.65
158Oct 2032$808.09$637.41$1,445.50$155,611.56
159Nov 2032$811.38$634.12$1,445.50$154,800.18
160Dec 2032$814.69$630.81$1,445.50$153,985.49
2032 Total$9,560.96$7,785.04$17,346
161Jan 2033$818.01$627.49$1,445.50$153,167.48
162Feb 2033$821.34$624.16$1,445.50$152,346.14
163Mar 2033$824.69$620.81$1,445.50$151,521.45
164Apr 2033$828.05$617.45$1,445.50$150,693.40
165May 2033$831.42$614.08$1,445.50$149,861.98
166Jun 2033$834.81$610.69$1,445.50$149,027.17
167Jul 2033$838.21$607.29$1,445.50$148,188.96
168Aug 2033$841.63$603.87$1,445.50$147,347.33
169Sep 2033$845.06$600.44$1,445.50$146,502.27
170Oct 2033$848.50$597.00$1,445.50$145,653.77
171Nov 2033$851.96$593.54$1,445.50$144,801.81
172Dec 2033$855.43$590.07$1,445.50$143,946.38
2033 Total$10,039.11$7,306.89$17,346
173Jan 2034$858.92$586.58$1,445.50$143,087.46
174Feb 2034$862.42$583.08$1,445.50$142,225.04
175Mar 2034$865.93$579.57$1,445.50$141,359.11
176Apr 2034$869.46$576.04$1,445.50$140,489.65
177May 2034$873.00$572.50$1,445.50$139,616.65
178Jun 2034$876.56$568.94$1,445.50$138,740.09
179Jul 2034$880.13$565.37$1,445.50$137,859.96
180Aug 2034$883.72$561.78$1,445.50$136,976.24
181Sep 2034$887.32$558.18$1,445.50$136,088.92
182Oct 2034$890.94$554.56$1,445.50$135,197.98
183Nov 2034$894.57$550.93$1,445.50$134,303.41
184Dec 2034$898.21$547.29$1,445.50$133,405.20
2034 Total$10,541.18$6,804.82$17,346
185Jan 2035$901.87$543.63$1,445.50$132,503.33
186Feb 2035$905.55$539.95$1,445.50$131,597.78
187Mar 2035$909.24$536.26$1,445.50$130,688.54
188Apr 2035$912.94$532.56$1,445.50$129,775.60
189May 2035$916.66$528.84$1,445.50$128,858.94
190Jun 2035$920.40$525.10$1,445.50$127,938.54
191Jul 2035$924.15$521.35$1,445.50$127,014.39
192Aug 2035$927.92$517.58$1,445.50$126,086.47
193Sep 2035$931.70$513.80$1,445.50$125,154.77
194Oct 2035$935.49$510.01$1,445.50$124,219.28
195Nov 2035$939.31$506.19$1,445.50$123,279.97
196Dec 2035$943.13$502.37$1,445.50$122,336.84
2035 Total$11,068.36$6,277.64$17,346
197Jan 2036$946.98$498.52$1,445.50$121,389.86
198Feb 2036$950.84$494.66$1,445.50$120,439.02
199Mar 2036$954.71$490.79$1,445.50$119,484.31
200Apr 2036$958.60$486.90$1,445.50$118,525.71
201May 2036$962.51$482.99$1,445.50$117,563.20
202Jun 2036$966.43$479.07$1,445.50$116,596.77
203Jul 2036$970.37$475.13$1,445.50$115,626.40
204Aug 2036$974.32$471.18$1,445.50$114,652.08
205Sep 2036$978.29$467.21$1,445.50$113,673.79
206Oct 2036$982.28$463.22$1,445.50$112,691.51
207Nov 2036$986.28$459.22$1,445.50$111,705.23
208Dec 2036$990.30$455.20$1,445.50$110,714.93
2036 Total$11,621.91$5,724.09$17,346
209Jan 2037$994.34$451.16$1,445.50$109,720.59
210Feb 2037$998.39$447.11$1,445.50$108,722.20
211Mar 2037$1,002.46$443.04$1,445.50$107,719.74
212Apr 2037$1,006.54$438.96$1,445.50$106,713.20
213May 2037$1,010.64$434.86$1,445.50$105,702.56
214Jun 2037$1,014.76$430.74$1,445.50$104,687.80
215Jul 2037$1,018.90$426.60$1,445.50$103,668.90
216Aug 2037$1,023.05$422.45$1,445.50$102,645.85
217Sep 2037$1,027.22$418.28$1,445.50$101,618.63
218Oct 2037$1,031.40$414.10$1,445.50$100,587.23
219Nov 2037$1,035.61$409.89$1,445.50$99,551.62
220Dec 2037$1,039.83$405.67$1,445.50$98,511.79
2037 Total$12,203.14$5,142.86$17,346
221Jan 2038$1,044.06$401.44$1,445.50$97,467.73
222Feb 2038$1,048.32$397.18$1,445.50$96,419.41
223Mar 2038$1,052.59$392.91$1,445.50$95,366.82
224Apr 2038$1,056.88$388.62$1,445.50$94,309.94
225May 2038$1,061.19$384.31$1,445.50$93,248.75
226Jun 2038$1,065.51$379.99$1,445.50$92,183.24
227Jul 2038$1,069.85$375.65$1,445.50$91,113.39
228Aug 2038$1,074.21$371.29$1,445.50$90,039.18
229Sep 2038$1,078.59$366.91$1,445.50$88,960.59
230Oct 2038$1,082.99$362.51$1,445.50$87,877.60
231Nov 2038$1,087.40$358.10$1,445.50$86,790.20
232Dec 2038$1,091.83$353.67$1,445.50$85,698.37
2038 Total$12,813.42$4,532.58$17,346
233Jan 2039$1,096.28$349.22$1,445.50$84,602.09
234Feb 2039$1,100.75$344.75$1,445.50$83,501.34
235Mar 2039$1,105.23$340.27$1,445.50$82,396.11
236Apr 2039$1,109.74$335.76$1,445.50$81,286.37
237May 2039$1,114.26$331.24$1,445.50$80,172.11
238Jun 2039$1,118.80$326.70$1,445.50$79,053.31
239Jul 2039$1,123.36$322.14$1,445.50$77,929.95
240Aug 2039$1,127.94$317.56$1,445.50$76,802.01
241Sep 2039$1,132.53$312.97$1,445.50$75,669.48
242Oct 2039$1,137.15$308.35$1,445.50$74,532.33
243Nov 2039$1,141.78$303.72$1,445.50$73,390.55
244Dec 2039$1,146.43$299.07$1,445.50$72,244.12
2039 Total$13,454.25$3,891.75$17,346
245Jan 2040$1,151.11$294.39$1,445.50$71,093.01
246Feb 2040$1,155.80$289.70$1,445.50$69,937.21
247Mar 2040$1,160.51$284.99$1,445.50$68,776.70
248Apr 2040$1,165.23$280.27$1,445.50$67,611.47
249May 2040$1,169.98$275.52$1,445.50$66,441.49
250Jun 2040$1,174.75$270.75$1,445.50$65,266.74
251Jul 2040$1,179.54$265.96$1,445.50$64,087.20
252Aug 2040$1,184.34$261.16$1,445.50$62,902.86
253Sep 2040$1,189.17$256.33$1,445.50$61,713.69
254Oct 2040$1,194.02$251.48$1,445.50$60,519.67
255Nov 2040$1,198.88$246.62$1,445.50$59,320.79
256Dec 2040$1,203.77$241.73$1,445.50$58,117.02
2040 Total$14,127.1$3,218.9$17,346
257Jan 2041$1,208.67$236.83$1,445.50$56,908.35
258Feb 2041$1,213.60$231.90$1,445.50$55,694.75
259Mar 2041$1,218.54$226.96$1,445.50$54,476.21
260Apr 2041$1,223.51$221.99$1,445.50$53,252.70
261May 2041$1,228.50$217.00$1,445.50$52,024.20
262Jun 2041$1,233.50$212.00$1,445.50$50,790.70
263Jul 2041$1,238.53$206.97$1,445.50$49,552.17
264Aug 2041$1,243.57$201.93$1,445.50$48,308.60
265Sep 2041$1,248.64$196.86$1,445.50$47,059.96
266Oct 2041$1,253.73$191.77$1,445.50$45,806.23
267Nov 2041$1,258.84$186.66$1,445.50$44,547.39
268Dec 2041$1,263.97$181.53$1,445.50$43,283.42
2041 Total$14,833.6$2,512.4$17,346
269Jan 2042$1,269.12$176.38$1,445.50$42,014.30
270Feb 2042$1,274.29$171.21$1,445.50$40,740.01
271Mar 2042$1,279.48$166.02$1,445.50$39,460.53
272Apr 2042$1,284.70$160.80$1,445.50$38,175.83
273May 2042$1,289.93$155.57$1,445.50$36,885.90
274Jun 2042$1,295.19$150.31$1,445.50$35,590.71
275Jul 2042$1,300.47$145.03$1,445.50$34,290.24
276Aug 2042$1,305.77$139.73$1,445.50$32,984.47
277Sep 2042$1,311.09$134.41$1,445.50$31,673.38
278Oct 2042$1,316.43$129.07$1,445.50$30,356.95
279Nov 2042$1,321.80$123.70$1,445.50$29,035.15
280Dec 2042$1,327.18$118.32$1,445.50$27,707.97
2042 Total$15,575.45$1,770.55$17,346
281Jan 2043$1,332.59$112.91$1,445.50$26,375.38
282Feb 2043$1,338.02$107.48$1,445.50$25,037.36
283Mar 2043$1,343.47$102.03$1,445.50$23,693.89
284Apr 2043$1,348.95$96.55$1,445.50$22,344.94
285May 2043$1,354.44$91.06$1,445.50$20,990.50
286Jun 2043$1,359.96$85.54$1,445.50$19,630.54
287Jul 2043$1,365.51$79.99$1,445.50$18,265.03
288Aug 2043$1,371.07$74.43$1,445.50$16,893.96
289Sep 2043$1,376.66$68.84$1,445.50$15,517.30
290Oct 2043$1,382.27$63.23$1,445.50$14,135.03
291Nov 2043$1,387.90$57.60$1,445.50$12,747.13
292Dec 2043$1,393.56$51.94$1,445.50$11,353.57
2043 Total$16,354.4$991.6$17,346
293Jan 2044$1,399.23$46.27$1,445.50$9,954.34
294Feb 2044$1,404.94$40.56$1,445.50$8,549.40
295Mar 2044$1,410.66$34.84$1,445.50$7,138.74
296Apr 2044$1,416.41$29.09$1,445.50$5,722.33
297May 2044$1,422.18$23.32$1,445.50$4,300.15
298Jun 2044$1,427.98$17.52$1,445.50$2,872.17
299Jul 2044$1,433.80$11.70$1,445.50$1,438.37
300Aug 2044$1,438.37$5.86$1,444.23$0.00
2044 Total$11,353.57$209.16$11,562.73
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